URBN vs TJX Stock Comparison

Urban Outfitters and Tjx Companies Prices as of Oct 26, 2026 Peers: Industry group
URBN Urban Outfitters Inc
$90.59 +20.2% 1M +33.7% 1Y
Market cap
$7.76B
P/E
13.6x
Revenue (TTM)
$6.47B
Div. yield
–
Apparel Retail Consumer Discretionary
6 wins
TJX Tjx Companies Inc /De/
$143.70 +10.5% 1M +1.3% 1Y
Market cap
$158.24B
P/E
26.1x
Revenue (TTM)
$62.36B
Div. yield
1.26%
Apparel Retail Consumer Discretionary
3 wins

Head to Head

9 decided of 12

Urban Outfitters leads on 6 of the 12 questions below (Urban Outfitters 6, Tjx Companies 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionURBNTJXLeader
Larger companyMarket capitalisation $7.76B $158.24B TJX
Cheaper on earningsLower P/E, profitable companies only 13.6x 26.1x URBN
Cheaper on forward earningsLower price / next fiscal year consensus EPS 13.7x 26.7x URBN
Faster revenue growthRevenue growth, trailing twelve months +11.0% +7.7% URBN
More profitableNet margin, trailing twelve months 8.8% 9.7% TJX
Better return on capitalReturn on invested capital — 44.6% –
Less leveragedLower net debt / EBITDA — -0.3x –
Higher dividend yieldTrailing dividend yield — 1.26% –
Better 1-year returnPrice return, last 12 months +33.7% +1.3% URBN
Better 5-year returnAnnualised price return, 5 years +24.1%/yr +17.4%/yr URBN
Less volatileAnnualised volatility, 1 year 42.9% 21.1% TJX
Higher overall scoreMean of the five percentile scores vs peers 77/100 58/100 URBN

Percentile Scorecard

URBNTJX

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisURBNTJX
Valuation 59 #43 of 104 12 #92 of 104
Growth 80 #21 of 99 71 #29 of 99
Profitability 82 #19 of 99 94 #7 of 99
Financial Health 85 #18 of 113 63 #42 of 113
Shareholder Returns 82 #14 of 73 50 #37 of 73
Overall 77 58
  • URBN ranked among 115 companies in Retail
  • TJX ranked among 115 companies in Retail

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodURBNTJXSPY
1 month +20.2%+10.5% -0.8%
3 months +24.8%-8.1% +3.5%
6 months +25.2%-8.8% +7.0%
Year to date +20.4%-6.5% +12.2%
1 year +33.7%+1.3% +13.0%
3 years +167.9%+64.8% +86.3%
3 years, per year +38.9%+18.1% +23.1%
5 years +193.6%+122.6% +68.6%
5 years, per year +24.1%+17.4% +11.0%
10 years +166.0%+288.0% +258.0%
10 years, per year +10.3%+14.5% +13.6%

Risk

MeasureURBNTJXSPY
Volatility, 1Y 42.9%21.1% 12.7%
Downside volatility, 1Y 39.0%21.3% 12.7%
Beta vs S&P 500, 1Y 0.960.08 1.00
Return / volatility, 1Y 0.780.06 1.02
Max drawdown, 5Y -52.2%-28.3% -25.4%
From 52-week high 0.0%-14.7% -1.8%
52-week high $90.59$168.41 $779.14
52-week low $59.57$125.99 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleURBNTJX
P/E now vs peer median 13.6xmedian 16.7x 26.1xmedian 16.7x
P/S now vs peer median 1.2xmedian 0.5x 2.5xmedian 0.5x
EV/EBITDA now vs peer median 8.1xmedian 9.0x 16.8xmedian 9.0x
P/FCF now vs peer median 26.3xmedian 16.5x 26.9xmedian 16.5x
P/B now vs peer median 2.7xmedian 1.7x 14.9xmedian 1.7x
PEG now vs peer median 0.34median 0.72 1.58median 0.72

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsURBNTJX
Revenue $6.47B $62.36B
Gross profit $2.43B $19.96B
Operating income $731.44M $7.92B
Net income $569.06M $6.07B
Free cash flow $295.21M $5.88B
EPS (diluted) $6.57 $5.43
Cash & equivalents $598.76M $6.00B
Total debt – $2.87B
Shares (diluted) 86.67M 1.12B
Enterprise value $5.32B $135.78B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricURBNTJX
P/E 13.6x 26.1x
P/FCF 26.3x 26.9x
P/Operating cash flow 10.8x 19.7x
P/S 1.2x 2.5x
P/B 2.7x 14.9x
P/Tangible book 2.7x 14.9x
EV/EBITDA 8.1x 16.8x
EV/EBIT 9.6x 19.6x
EV/Revenue 1.1x 2.5x
EV/FCF 23.9x 26.4x
EV/Operating cash flow 9.8x 19.3x
PEG (3Y EPS CAGR) 0.34 1.58

Growth

14 metrics
MetricURBNTJX
Revenue growth (1Y) 11.0% 7.7%
Revenue CAGR (3Y) 9.4% 6.8%
Gross profit growth (1Y) 16.7% 12.7%
Gross profit CAGR (3Y) 16.0% 11.0%
Operating income growth (1Y) 31.4% 22.2%
Operating income CAGR (3Y) 34.9% 15.5%
Net income growth (1Y) 19.7% 22.0%
Net income CAGR (3Y) 36.1% 15.1%
EPS growth (1Y) 25.9% 23.2%
EPS CAGR (3Y) 40.0% 16.6%
Operating cash flow growth (1Y) 21.3% 35.4%
Operating cash flow CAGR (3Y) 22.9% 9.2%
Free cash flow growth (1Y) -26.0% 45.4%
Free cash flow CAGR (3Y) 11.4% 8.7%

Profitability

14 metrics
MetricURBNTJX
Gross margin 37.5% 32.0%
EBITDA margin 13.5% 14.8%
Operating margin 11.3% 12.7%
Pretax margin 11.1% 12.9%
Net margin 8.8% 9.7%
FCF margin 4.6% 9.4%
Operating cash flow margin 11.1% 12.9%
Return on equity 20.8% 57.6%
Return on assets 11.5% 16.6%
Return on invested capital – 44.6%
Return on capital employed 19.3% 34.0%
Asset turnover 1.3x 1.7x
Cash conversion (OCF / net income) 1.3x 1.3x
Stock comp / revenue 0.5% 0.4%

Financial Health

11 metrics
MetricURBNTJX
Debt / assets – 7.7%
Debt / equity – 0.3x
Net debt / EBITDA – -0.3x
Debt / FCF – 0.5x
Liabilities / assets 44.3% 71.3%
Equity / assets 55.7% 28.7%
Interest coverage – –
Current ratio 1.6x 1.1x
Quick ratio 0.7x 0.5x
Cash ratio 0.6x 0.4x
Altman Z-score 4.73 6.41

Shareholder Returns

7 metrics
MetricURBNTJX
Dividend yield – 1.3%
Net buyback yield 3.9% 1.6%
Shareholder yield 3.9% 2.8%
Payout ratio (earnings) – 32.1%
Payout ratio (FCF) – 33.2%
Dividend growth (1Y) – 11.8%
Dividend CAGR (3Y) – 11.4%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusURBNTJX
Forward P/E 13.7xFY2026 26.7xFY2026
EPS, next fiscal year $6.63FY2026 $5.39FY2026
EPS growth, next FY +21.9%FY2026 +14.0%FY2026
EPS growth, the year after -3.3% +9.5%
Revenue, next fiscal year $7.18BFY2026 $61.60BFY2026
Revenue growth, next FY +16.4%FY2026 +2.0%FY2026
Revenue growth, the year after +5.7% +3.6%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersURBNTJX
Held by institutions 71.7% 91.9%
Institutions holding 416 2,752
Change in shares held, QoQ -0.4% +2.0%
Institutions buying 205 1,398
Institutions selling 150 1,026
Buyers to sellers 1.37 1.36

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

URBNTJX
URBN 1.00 0.29
TJX 0.29 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, URBN and TJX?

Tjx Companies (TJX) is the largest by market capitalisation: Urban Outfitters (URBN) $7.76B, Tjx Companies (TJX) $158.24B.

Which stock is cheaper, URBN and TJX?

Urban Outfitters (URBN) trades on the lowest price-to-earnings ratio (Urban Outfitters (URBN) 13.6x, Tjx Companies (TJX) 26.1x). On next year's consensus earnings, Urban Outfitters (URBN) is cheapest (Urban Outfitters (URBN) 13.7x, Tjx Companies (TJX) 26.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Urban Outfitters (URBN) grew revenue fastest over the trailing twelve months: Urban Outfitters (URBN) +11.0%, Tjx Companies (TJX) +7.7%.

Which company is more profitable?

Tjx Companies (TJX) has the highest net margin (Urban Outfitters (URBN) 8.8%, Tjx Companies (TJX) 9.7%).

Which stock has performed better?

Over the past year Urban Outfitters (URBN) returned the most: Urban Outfitters (URBN) +33.7%, Tjx Companies (TJX) +1.3%. Over five years, Urban Outfitters (URBN) compounded fastest (Urban Outfitters (URBN) +24.1%/yr, Tjx Companies (TJX) +17.4%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Tjx Companies (TJX) 1.26%. Urban Outfitters (URBN) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Tjx Companies (TJX) has been the steadiest (Urban Outfitters (URBN) 42.9%, Tjx Companies (TJX) 21.1%). Volatility measures how widely the price swings, not the risk of the business.

Do URBN and TJX move together?

Their daily returns over the past year have a correlation of 0.29, a weak relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, URBN and TJX?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Urban Outfitters (URBN) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.