UDR vs AMH vs IRT Stock Comparison

Udr, American Homes 4 Rent and Independence Realty Trust Prices as of Oct 29, 2026 Peers: Industry group
UDR UDR, Inc.
$35.41 +4.3% 1M +5.5% 1Y
Market cap
$11.47B
P/E
22.2x
Revenue (TTM)
$1.72B
Div. yield
0.05%
Residential REITs Real Estate
5 wins
AMH American Homes 4 Rent
$31.55 +2.8% 1M -1.0% 1Y
Market cap
$11.38B
P/E
24.5x
Revenue (TTM)
—
Div. yield
0.04%
Residential REITs Real Estate
4 wins

Head to Head

10 decided of 12

Udr leads on 5 of the 12 questions below (Udr 5, American Homes 4 Rent 4, Independence Realty Trust 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionUDRAMHIRTLeader
Larger companyMarket capitalisation $11.47B $11.38B $3.46B UDR
Cheaper on earningsLower P/E, profitable companies only 22.2x 24.5x 79.7x UDR
Cheaper on forward earningsLower price / next fiscal year consensus EPS 33.7x 29.8x 105.7x AMH
Faster revenue growthRevenue growth, trailing twelve months +1.5% — +3.5% IRT
More profitableNet margin, trailing twelve months 30.1% — 6.5% UDR
Better return on capitalReturn on invested capital 7.9% — — –
Less leveragedLower net debt / EBITDA 4.2x — — –
Higher dividend yieldTrailing dividend yield 0.05% 0.04% 0.05% UDR
Better 1-year returnPrice return, last 12 months +5.5% -1.0% -2.1% UDR
Better 5-year returnAnnualised price return, 5 years -8.6%/yr -4.9%/yr -8.9%/yr AMH
Less volatileAnnualised volatility, 1 year 20.6% 20.2% 21.6% AMH
Higher overall scoreMean of the five percentile scores vs peers 56/100 62/100 52/100 AMH

Percentile Scorecard

UDRAMHIRT

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisUDRAMHIRT
Valuation 41 #86 of 145 50 #73 of 145 51 #72 of 145
Growth 59 #60 of 143 66 #50 of 143 54 #66 of 143
Profitability 96 #7 of 136 65 #48 of 136 52 #66 of 136
Financial Health 34 #91 of 138 61 #55 of 138 75 #36 of 138
Shareholder Returns 52 #63 of 131 68 #43 of 131 31 #91 of 131
Overall 56 62 52
  • UDR ranked among 149 companies in Property REITs
  • AMH ranked among 149 companies in Property REITs
  • IRT ranked among 149 companies in Property REITs

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodUDRAMHIRTSPY
1 month +4.3%+2.8%-0.3% +0.7%
3 months -7.5%-5.0%-11.3% +3.7%
6 months -2.6%-0.9%-9.3% +7.1%
Year to date -3.5%-1.7%-15.3% +12.8%
1 year +5.5%-1.0%-2.1% +11.9%
3 years +12.0%-2.0%+22.4% +85.2%
3 years, per year +3.8%-0.7%+7.0% +22.8%
5 years -36.2%-22.3%-37.4% +67.6%
5 years, per year -8.6%-4.9%-8.9% +10.9%
10 years +4.6%+53.0%+76.4% +262.0%
10 years, per year +0.5%+4.3%+5.8% +13.7%

Risk

MeasureUDRAMHIRTSPY
Volatility, 1Y 20.6%20.2%21.6% 12.7%
Downside volatility, 1Y 20.0%19.2%23.0% 12.6%
Beta vs S&P 500, 1Y 0.130.010.15 1.00
Return / volatility, 1Y 0.27-0.05-0.10 0.94
Max drawdown, 5Y -48.3%-37.2%-57.1% -25.4%
From 52-week high -14.1%-9.4%-16.7% -1.2%
52-week high $41.24$34.81$17.77 $779.14
52-week low $33.28$27.38$14.46 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleUDRAMHIRT
P/E now vs peer median 22.2xmedian 25.7x 24.5xmedian 25.7x 80.1xmedian 25.7x
P/S now vs peer median 6.6xmedian 4.1x —median 4.1x 5.2xmedian 4.1x
EV/EBITDA now vs peer median 12.6xmedian 14.3x —median 14.3x —median 14.3x
P/FCF now vs peer median 32.7xmedian 23.5x 1,092xmedian 23.5x -955.4xmedian 23.5x
P/B now vs peer median 3.9xmedian 1.3x 1.5xmedian 1.3x 1.0xmedian 1.3x
PEG now vs peer median 3.48median 1.86 2.52median 1.86 -5.10median 1.86

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsUDRAMHIRT
Revenue $1.72B – $666.83M
Operating income $699.68M – –
Net income $557.97M $542.82M $44.30M
Free cash flow $347.44M $10.37M -$3.65M
EPS (diluted) $1.60 $1.29 $0.18
Cash & equivalents $1.19M $83.67M $46.70M
Total debt $23.13B $5.13B $2.44B
Shares (diluted) 323.29M 360.81M 236.04M
Enterprise value $11.47B $11.08B $3.28B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricUDRAMHIRT
P/E 22.2x 24.5x 80.1x
P/FCF 32.7x 1,092x -955.4x
P/Operating cash flow 12.8x 13.1x 12.7x
P/S 6.6x – 5.2x
P/B 3.9x 1.5x 1.0x
P/Tangible book 3.9x 1.5x 1.0x
EV/EBITDA 12.6x – –
EV/EBIT 24.6x – –
EV/Revenue 10.0x – 8.8x
EV/FCF 49.5x 1,579x -1,612x
EV/Operating cash flow 19.4x 18.9x 21.3x
PEG (3Y EPS CAGR) 3.48 2.52 -5.10

Growth

14 metrics
MetricUDRAMHIRT
Revenue growth (1Y) 1.5% – 3.5%
Revenue CAGR (3Y) 2.5% – 0.9%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) 108.4% – –
Operating income CAGR (3Y) 4.4% – –
Net income growth (1Y) 296.1% 12.2% 57.0%
Net income CAGR (3Y) 5.5% 9.1% -14.6%
EPS growth (1Y) 317.5% 15.9% 55.3%
EPS CAGR (3Y) 6.4% 9.7% -15.7%
Operating cash flow growth (1Y) 1.1% 4.1% 0.2%
Operating cash flow CAGR (3Y) 2.2% 7.2% 1.3%
Free cash flow growth (1Y) -38.3% 101.6% 98.0%
Free cash flow CAGR (3Y) -1.9% 26.4% 71.2%

Profitability

14 metrics
MetricUDRAMHIRT
Gross margin – – –
EBITDA margin 79.8% – –
Operating margin 40.8% – –
Pretax margin 32.6% – –
Net margin 30.1% – 6.5%
FCF margin 20.2% – -0.5%
Operating cash flow margin 51.7% – 41.4%
Return on equity 17.9% 7.2% 1.3%
Return on assets 5.4% 4.1% 0.7%
Return on invested capital 7.9% – –
Return on capital employed – – –
Asset turnover 0.2x – 0.1x
Cash conversion (OCF / net income) 1.6x 1.6x 6.2x
Stock comp / revenue 1.6% – 1.2%

Financial Health

11 metrics
MetricUDRAMHIRT
Debt / assets 56.6% 39.1% 40.1%
Debt / equity 2.0x 0.7x 0.7x
Net debt / EBITDA 4.2x – –
Debt / FCF 16.7x 494.5x -669.1x
Liabilities / assets 71.4% 43.0% 42.8%
Equity / assets 28.6% 57.0% 57.2%
Interest coverage 3.6x – –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricUDRAMHIRT
Dividend yield 4.0% 4.1% 4.7%
Net buyback yield 3.7% 2.1% -2.4%
Shareholder yield 7.7% 6.1% 2.4%
Payout ratio (earnings) 101.7% 85.3% 363.2%
Payout ratio (FCF) 163.4% 4,462% -4,405%
Dividend growth (1Y) 0.7% 11.3% 10.2%
Dividend CAGR (3Y) 3.6% 17.4% 8.7%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusUDRAMHIRT
Forward P/E 33.7xFY2026 29.8xFY2026 105.7xFY2026
EPS, next fiscal year $1.05FY2026 $1.06FY2026 $0.14FY2026
EPS growth, next FY -7.1%FY2026 -10.2%FY2026 -41.7%FY2026
EPS growth, the year after -41.9% -18.9% +50.0%
Revenue, next fiscal year $1.77BFY2026 $2.04BFY2026 $637.39MFY2026
Revenue growth, next FY +4.0%FY2026 +10.0%FY2026 -2.9%FY2026
Revenue growth, the year after +0.9% -0.6% +20.7%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersUDRAMHIRT
Held by institutions 100.0% 90.3% 98.8%
Institutions holding 525 482 396
Change in shares held, QoQ +4.9% +8.2% +2.0%
Institutions buying 243 255 189
Institutions selling 207 160 141
Buyers to sellers 1.17 1.59 1.34

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

UDRAMHIRT
UDR 1.00 0.75 0.78
AMH 0.75 1.00 0.65
IRT 0.78 0.65 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, UDR, AMH and IRT?

Udr (UDR) is the largest by market capitalisation: Udr (UDR) $11.47B, American Homes 4 Rent (AMH) $11.38B, Independence Realty Trust (IRT) $3.46B.

Which stock is cheaper, UDR, AMH and IRT?

Udr (UDR) trades on the lowest price-to-earnings ratio (Udr (UDR) 22.2x, American Homes 4 Rent (AMH) 24.5x, Independence Realty Trust (IRT) 79.7x). On next year's consensus earnings, American Homes 4 Rent (AMH) is cheapest (Udr (UDR) 33.7x, American Homes 4 Rent (AMH) 29.8x, Independence Realty Trust (IRT) 105.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Independence Realty Trust (IRT) grew revenue fastest over the trailing twelve months: Udr (UDR) +1.5%, Independence Realty Trust (IRT) +3.5%.

Which company is more profitable?

Udr (UDR) has the highest net margin (Udr (UDR) 30.1%, Independence Realty Trust (IRT) 6.5%).

Which stock has performed better?

Over the past year Udr (UDR) returned the most: Udr (UDR) +5.5%, American Homes 4 Rent (AMH) -1.0%, Independence Realty Trust (IRT) -2.1%. Over five years, American Homes 4 Rent (AMH) compounded fastest (Udr (UDR) -8.6%/yr, American Homes 4 Rent (AMH) -4.9%/yr, Independence Realty Trust (IRT) -8.9%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Udr (UDR) has the highest dividend yield: Udr (UDR) 0.05%, American Homes 4 Rent (AMH) 0.04%, Independence Realty Trust (IRT) 0.05%.

Which stock is riskier?

By one-year price volatility, American Homes 4 Rent (AMH) has been the steadiest (Udr (UDR) 20.6%, American Homes 4 Rent (AMH) 20.2%, Independence Realty Trust (IRT) 21.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, UDR, AMH and IRT?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Udr (UDR) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.