UAA vs URBN vs VFC Stock Comparison

Under Armour, Urban Outfitters and V F Prices as of Oct 27, 2026 Peers: Industry group
UAA Under Armour, Inc.
$4.68 +5.9% 1M -3.5% 1Y
Market cap
$2.00B
P/E
–
Revenue (TTM)
$4.93B
Div. yield
–
Apparel Consumer Discretionary
1 win
URBN Urban Outfitters Inc
$90.73 +20.4% 1M +34.1% 1Y
Market cap
$7.77B
P/E
13.7x
Revenue (TTM)
$6.47B
Div. yield
–
Apparel Retail Consumer Discretionary
9 wins
VFC V F Corp
$17.06 +20.6% 1M +2.7% 1Y
Market cap
$6.71B
P/E
24.4x
Revenue (TTM)
$9.51B
Div. yield
2.11%
Apparel Consumer Discretionary
1 win

Head to Head

11 decided of 12

Urban Outfitters leads on 9 of the 12 questions below (Urban Outfitters 9, V F 1, Under Armour 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionUAAURBNVFCLeader
Larger companyMarket capitalisation $2.00B $7.77B $6.71B URBN
Cheaper on earningsLower P/E, profitable companies only -4.1x 13.7x 24.4x URBN
Cheaper on forward earningsLower price / next fiscal year consensus EPS 39.0x 13.7x 15.5x URBN
Faster revenue growthRevenue growth, trailing twelve months -3.6% +11.0% +0.2% URBN
More profitableNet margin, trailing twelve months -10.0% 8.8% 2.9% URBN
Better return on capitalReturn on invested capital -5.2% — 8.3% VFC
Less leveragedLower net debt / EBITDA -18.3x — 3.3x UAA
Higher dividend yieldTrailing dividend yield — — 2.11% –
Better 1-year returnPrice return, last 12 months -3.5% +34.1% +2.7% URBN
Better 5-year returnAnnualised price return, 5 years -26.7%/yr +23.4%/yr -25.2%/yr URBN
Less volatileAnnualised volatility, 1 year 54.1% 42.8% 48.8% URBN
Higher overall scoreMean of the five percentile scores vs peers 28/100 78/100 49/100 URBN

Percentile Scorecard

UAAURBNVFC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisUAAURBNVFC
Valuation 27 #33 of 45 59 #43 of 104 52 #22 of 45
Growth 2 #42 of 43 80 #21 of 99 74 #12 of 43
Profitability 13 #36 of 41 81 #19 of 98 58 #18 of 41
Financial Health 49 #27 of 52 85 #18 of 112 26 #39 of 52
Shareholder Returns 49 #18 of 34 85 #12 of 72 36 #22 of 34
Overall 28 78 49
  • UAA ranked among 52 companies in Apparel and Luxury
  • URBN ranked among 115 companies in Retail
  • VFC ranked among 52 companies in Apparel and Luxury

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodUAAURBNVFCSPY
1 month +5.9%+20.4%+20.6% -0.2%
3 months -34.4%+20.7%-6.5% +3.9%
6 months -26.9%+30.0%-8.8% +8.2%
Year to date -5.8%+20.6%-5.6% +12.9%
1 year -3.5%+34.1%+2.7% +12.3%
3 years -28.8%+168.3%+0.9% +87.4%
3 years, per year -10.7%+39.0%+0.3% +23.3%
5 years -78.9%+186.0%-76.6% +67.9%
5 years, per year -26.7%+23.4%-25.2% +10.9%
10 years -85.1%+170.8%-68.6% +261.1%
10 years, per year -17.3%+10.5%-10.9% +13.7%

Risk

MeasureUAAURBNVFCSPY
Volatility, 1Y 54.1%42.8%48.8% 12.7%
Downside volatility, 1Y 55.6%39.0%50.9% 12.7%
Beta vs S&P 500, 1Y 1.300.951.67 1.00
Return / volatility, 1Y -0.060.790.06 0.97
Max drawdown, 5Y -84.5%-52.2%-87.5% -25.4%
From 52-week high -42.5%0.0%-20.8% -1.2%
52-week high $8.14$90.73$21.55 $779.14
52-week low $4.17$59.57$12.62 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleUAAURBNVFC
P/E now vs peer median -4.1xmedian 16.4x 13.7xmedian 16.7x 24.4xmedian 16.4x
P/S now vs peer median 0.4xmedian 0.7x 1.2xmedian 0.5x 0.7xmedian 0.7x
EV/EBITDA now vs peer median -205.9xmedian 9.9x 8.1xmedian 9.0x 11.2xmedian 9.9x
P/FCF now vs peer median -24.7xmedian 12.0x 26.3xmedian 16.5x 10.7xmedian 12.0x
P/B now vs peer median 1.4xmedian 2.2x 2.7xmedian 1.7x 3.8xmedian 2.2x
PEG now vs peer median 0.08median 0.64 0.34median 0.72 0.75median 0.64

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsUAAURBNVFC
Revenue $4.93B $6.47B $9.51B
Gross profit $2.31B $2.43B $5.23B
Operating income -$119.70M $731.44M $580.11M
Net income -$492.49M $569.06M $274.18M
Free cash flow -$81.12M $295.21M $628.20M
EPS (diluted) $-1.14 $6.57 $0.70
Cash & equivalents $395.98M $598.76M $670.06M
Total debt $591.16M – $3.51B
Shares (diluted) 431.94M 86.67M 392.11M
Enterprise value -$1.37B $5.33B $3.33B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricUAAURBNVFC
P/E -4.1x 13.7x 24.4x
P/FCF -24.7x 26.3x 10.7x
P/Operating cash flow -135.2x 10.9x 8.9x
P/S 0.4x 1.2x 0.7x
P/B 1.4x 2.7x 3.8x
P/Tangible book 1.4x 2.7x 22.2x
EV/EBITDA -205.9x 8.1x 11.2x
EV/EBIT -18.4x 9.6x 16.5x
EV/Revenue 0.4x 1.1x 1.0x
EV/FCF -27.1x 23.9x 15.2x
EV/Operating cash flow -148.4x 9.9x 12.7x
PEG (3Y EPS CAGR) 0.08 0.34 0.75

Growth

14 metrics
MetricUAAURBNVFC
Revenue growth (1Y) -3.6% 11.0% 0.2%
Revenue CAGR (3Y) -5.7% 9.4% -4.5%
Gross profit growth (1Y) -6.2% 16.7% 2.0%
Gross profit CAGR (3Y) -4.3% 16.0% -2.7%
Operating income growth (1Y) -201.6% 31.4% 70.5%
Operating income CAGR (3Y) -35.1% 34.9% -14.4%
Net income growth (1Y) -585.0% 19.7% 680.4%
Net income CAGR (3Y) -48.7% 36.1% 32.8%
EPS growth (1Y) -579.6% 25.9% 677.3%
EPS CAGR (3Y) -49.7% 40.0% 32.3%
Operating cash flow growth (1Y) 90.9% 21.3% 115.2%
Operating cash flow CAGR (3Y) -26.5% 22.9% 96.9%
Free cash flow growth (1Y) 74.8% -26.0% 141.9%
Free cash flow CAGR (3Y) -29.1% 11.4% 60.4%

Profitability

14 metrics
MetricUAAURBNVFC
Gross margin 46.8% 37.5% 55.0%
EBITDA margin -0.2% 13.5% 9.0%
Operating margin -2.4% 11.3% 6.1%
Pretax margin -3.4% 11.1% 3.8%
Net margin -10.0% 8.8% 2.9%
FCF margin -1.6% 4.6% 6.6%
Operating cash flow margin -0.3% 11.1% 7.9%
Return on equity -34.6% 20.8% 15.2%
Return on assets -11.6% 11.5% 2.9%
Return on invested capital -5.2% – 8.3%
Return on capital employed -4.1% 19.3% 9.0%
Asset turnover 1.2x 1.3x 1.0x
Cash conversion (OCF / net income) 0.0x 1.3x 2.8x
Stock comp / revenue 0.9% 0.5% 0.8%

Financial Health

11 metrics
MetricUAAURBNVFC
Debt / assets 14.4% – 37.1%
Debt / equity 0.4x – 2.0x
Net debt / EBITDA -18.3x – 3.3x
Debt / FCF -7.3x – 5.6x
Liabilities / assets 65.2% 44.3% 81.4%
Equity / assets 34.8% 55.7% 18.6%
Interest coverage – – 3.8x
Current ratio 1.8x 1.6x 1.4x
Quick ratio 0.8x 0.7x 0.6x
Cash ratio 0.3x 0.6x 0.2x
Altman Z-score 1.94 4.73 1.74

Shareholder Returns

7 metrics
MetricUAAURBNVFC
Dividend yield – – 2.1%
Net buyback yield 1.1% 3.9% –
Shareholder yield 1.1% 3.9% 2.1%
Payout ratio (earnings) – – 51.4%
Payout ratio (FCF) – – 22.4%
Dividend growth (1Y) – – 0.5%
Dividend CAGR (3Y) – – -39.1%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusUAAURBNVFC
Forward P/E 39.0xFY2026 13.7xFY2026 15.5xFY2026
EPS, next fiscal year $0.12FY2026 $6.62FY2026 $1.10FY2026
EPS growth, next FY 0.0%FY2026 +21.7%FY2026 +31.0%FY2026
EPS growth, the year after +58.3% -3.3% +14.5%
Revenue, next fiscal year $4.60BFY2026 $7.18BFY2026 $9.78BFY2026
Revenue growth, next FY -7.5%FY2026 +16.4%FY2026 +1.8%FY2026
Revenue growth, the year after +9.4% +5.8% -4.2%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersUAAURBNVFC
Held by institutions 100.0% 71.7% 91.8%
Institutions holding 376 416 553
Change in shares held, QoQ +3.7% -0.4% +3.6%
Institutions buying 178 205 267
Institutions selling 120 150 182
Buyers to sellers 1.48 1.37 1.47

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

UAAURBNVFC
UAA 1.00 0.33 0.43
URBN 0.33 1.00 0.45
VFC 0.43 0.45 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, UAA, URBN and VFC?

Urban Outfitters (URBN) is the largest by market capitalisation: Under Armour (UAA) $2.00B, Urban Outfitters (URBN) $7.77B, V F (VFC) $6.71B.

Which stock is cheaper, UAA, URBN and VFC?

Urban Outfitters (URBN) trades on the lowest price-to-earnings ratio (Under Armour (UAA) -4.1x, Urban Outfitters (URBN) 13.7x, V F (VFC) 24.4x). On next year's consensus earnings, Urban Outfitters (URBN) is cheapest (Under Armour (UAA) 39.0x, Urban Outfitters (URBN) 13.7x, V F (VFC) 15.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Urban Outfitters (URBN) grew revenue fastest over the trailing twelve months: Under Armour (UAA) -3.6%, Urban Outfitters (URBN) +11.0%, V F (VFC) +0.2%.

Which company is more profitable?

Urban Outfitters (URBN) has the highest net margin (Under Armour (UAA) -10.0%, Urban Outfitters (URBN) 8.8%, V F (VFC) 2.9%). On return on invested capital, V F (VFC) leads (Under Armour (UAA) -5.2%, V F (VFC) 8.3%).

Which stock has performed better?

Over the past year Urban Outfitters (URBN) returned the most: Under Armour (UAA) -3.5%, Urban Outfitters (URBN) +34.1%, V F (VFC) +2.7%. Over five years, Urban Outfitters (URBN) compounded fastest (Under Armour (UAA) -26.7%/yr, Urban Outfitters (URBN) +23.4%/yr, V F (VFC) -25.2%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: V F (VFC) 2.11%. Under Armour (UAA) and Urban Outfitters (URBN) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Urban Outfitters (URBN) has been the steadiest (Under Armour (UAA) 54.1%, Urban Outfitters (URBN) 42.8%, V F (VFC) 48.8%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, UAA, URBN and VFC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Urban Outfitters (URBN) leads on 9. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.