TRU vs INTU Stock Comparison

TransUnion and Intuit Prices as of Oct 26, 2026 Peers: Industry group
TRU TransUnion
$79.66 +15.1% 1M -6.9% 1Y
Market cap
$14.44B
P/E
19.6x
Revenue (TTM)
$4.90B
Div. yield
0.01%
Credit Bureaus Financial Services
5 wins
INTU Intuit Inc.
$339.89 +23.2% 1M -50.2% 1Y
Market cap
$90.62B
P/E
19.8x
Revenue (TTM)
$21.45B
Div. yield
–
Accounting Software Technology
6 wins

Head to Head

11 decided of 12

Intuit leads on 6 of the 12 questions below (Intuit 6, TransUnion 5). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionTRUINTULeader
Larger companyMarket capitalisation $14.44B $90.62B INTU
Cheaper on earningsLower P/E, profitable companies only 19.6x 19.8x TRU
Cheaper on forward earningsLower price / next fiscal year consensus EPS 15.4x 15.7x TRU
Faster revenue growthRevenue growth, trailing twelve months +12.4% +13.9% INTU
More profitableNet margin, trailing twelve months 15.1% 21.3% INTU
Better return on capitalReturn on invested capital 7.1% 16.7% INTU
Less leveragedLower net debt / EBITDA 3.1x 0.1x INTU
Higher dividend yieldTrailing dividend yield 0.01% 0.00% –
Better 1-year returnPrice return, last 12 months -6.9% -50.2% TRU
Better 5-year returnAnnualised price return, 5 years -6.2%/yr -11.1%/yr TRU
Less volatileAnnualised volatility, 1 year 42.9% 52.5% TRU
Higher overall scoreMean of the five percentile scores vs peers 61/100 74/100 INTU

Percentile Scorecard

TRUINTU

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisTRUINTU
Valuation 38 #591 of 947 83 #18 of 102
Growth 84 #112 of 691 70 #30 of 98
Profitability 62 #257 of 673 94 #7 of 95
Financial Health 54 #347 of 754 69 #34 of 109
Shareholder Returns 67 #238 of 713 56 #29 of 64
Overall 61 74
  • TRU ranked among 1,011 companies in Financial Services
  • INTU ranked among 115 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodTRUINTUSPY
1 month +15.1%+23.2% -0.8%
3 months +3.1%+11.8% +3.5%
6 months +11.9%-12.8% +7.0%
Year to date -7.1%-48.7% +12.2%
1 year -6.9%-50.2% +13.0%
3 years +82.7%-29.1% +86.3%
3 years, per year +22.3%-10.8% +23.1%
5 years -27.3%-44.6% +68.6%
5 years, per year -6.2%-11.1% +11.0%
10 years +148.8%+215.2% +258.0%
10 years, per year +9.5%+12.2% +13.6%

Risk

MeasureTRUINTUSPY
Volatility, 1Y 42.9%52.5% 12.7%
Downside volatility, 1Y 43.2%58.5% 12.7%
Beta vs S&P 500, 1Y 0.870.21 1.00
Return / volatility, 1Y -0.16-0.96 1.02
Max drawdown, 5Y -63.7%-68.4% -25.4%
From 52-week high -9.4%-50.3% -1.8%
52-week high $87.97$683.39 $779.14
52-week low $61.15$255.07 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleTRUINTU
P/E now vs peer median 20.7xmedian 13.1x 20.5xmedian 28.8x
P/S now vs peer median 3.1xmedian 3.2x 4.3xmedian 2.8x
EV/EBITDA now vs peer median 13.2xmedian 6.9x 13.6xmedian 17.7x
P/FCF now vs peer median 19.4xmedian 10.9x 10.5xmedian 15.8x
P/B now vs peer median 3.1xmedian 1.2x 4.8xmedian 3.2x
PEG now vs peer median 0.44median 0.88 0.82median 0.85

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsTRUINTU
Revenue $4.90B $21.45B
Gross profit – $17.37B
Operating income $914.00M $5.88B
Net income $751.90M $4.57B
Free cash flow $787.90M $8.66B
R&D – $3.38B
EPS (diluted) $3.81 $16.48
Cash & equivalents $839.10M $4.71B
Total debt $21.45B $7.67B
Shares (diluted) 193.70M 277.00M
Enterprise value $11.26B $69.97B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricTRUINTU
P/E 20.7x 20.5x
P/FCF 19.4x 10.5x
P/Operating cash flow 13.8x 10.3x
P/S 3.1x 4.3x
P/B 3.1x 4.8x
P/Tangible book 10.3x 6.4x
EV/EBITDA 13.2x 13.6x
EV/EBIT 21.9x 15.6x
EV/Revenue 4.1x 4.3x
EV/FCF 25.4x 10.6x
EV/Operating cash flow 18.1x 10.4x
PEG (3Y EPS CAGR) 0.44 0.82

Growth

14 metrics
MetricTRUINTU
Revenue growth (1Y) 12.4% 13.9%
Revenue CAGR (3Y) 9.3% 14.3%
Gross profit growth (1Y) – 14.7%
Gross profit CAGR (3Y) – 15.1%
Operating income growth (1Y) 18.1% 19.5%
Operating income CAGR (3Y) 14.0% 23.3%
Net income growth (1Y) 84.4% 18.0%
Net income CAGR (3Y) 44.9% 24.2%
EPS growth (1Y) 91.8% 20.6%
EPS CAGR (3Y) 47.1% 25.1%
Operating cash flow growth (1Y) 33.3% 42.4%
Operating cash flow CAGR (3Y) 15.9% 20.5%
Free cash flow growth (1Y) 58.7% 41.5%
Free cash flow CAGR (3Y) 26.5% 21.4%

Profitability

14 metrics
MetricTRUINTU
Gross margin – 81.0%
EBITDA margin 31.0% 31.4%
Operating margin 18.7% 27.4%
Pretax margin 18.8% 28.1%
Net margin 15.1% 21.3%
FCF margin 16.1% 40.4%
Operating cash flow margin 22.5% 41.2%
Return on equity 15.2% 23.0%
Return on assets 6.2% 12.0%
Return on invested capital 7.1% 16.7%
Return on capital employed 8.3% 21.1%
Asset turnover 0.4x 0.6x
Cash conversion (OCF / net income) 1.5x 1.9x
Stock comp / revenue 3.1% 9.6%

Financial Health

11 metrics
MetricTRUINTU
Debt / assets 45.8% 20.8%
Debt / equity 1.1x 0.4x
Net debt / EBITDA 3.1x 0.1x
Debt / FCF 7.1x 0.9x
Liabilities / assets 59.0% 48.4%
Equity / assets 41.0% 51.6%
Interest coverage 3.6x 23.0x
Current ratio 1.9x 1.5x
Quick ratio 1.6x 0.8x
Cash ratio 0.7x 0.7x
Altman Z-score 2.39 5.08

Shareholder Returns

7 metrics
MetricTRUINTU
Dividend yield 0.6% 1.5%
Net buyback yield 2.3% 5.7%
Shareholder yield 3.0% 7.2%
Payout ratio (earnings) 12.6% –
Payout ratio (FCF) 12.0% –
Dividend growth (1Y) 9.8% –
Dividend CAGR (3Y) 5.2% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusTRUINTU
Forward P/E 15.4xFY2026 15.7xFY2027
EPS, next fiscal year $5.16FY2026 $21.63FY2027
EPS growth, next FY +20.0%FY2026 +28.4%FY2027
EPS growth, the year after +8.5% +14.7%
Revenue, next fiscal year $4.91BFY2026 $24.07BFY2027
Revenue growth, next FY +7.2%FY2026 +12.2%FY2027
Revenue growth, the year after +17.1% +9.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersTRUINTU
Held by institutions 100.0% 91.0%
Institutions holding 524 1,747
Change in shares held, QoQ +0.0% +7.2%
Institutions buying 242 801
Institutions selling 211 792
Buyers to sellers 1.15 1.01

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

TRUINTU
TRU 1.00 0.48
INTU 0.48 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, TRU and INTU?

Intuit (INTU) is the largest by market capitalisation: TransUnion (TRU) $14.44B, Intuit (INTU) $90.62B.

Which stock is cheaper, TRU and INTU?

TransUnion (TRU) trades on the lowest price-to-earnings ratio (TransUnion (TRU) 19.6x, Intuit (INTU) 19.8x). On next year's consensus earnings, TransUnion (TRU) is cheapest (TransUnion (TRU) 15.4x, Intuit (INTU) 15.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Intuit (INTU) grew revenue fastest over the trailing twelve months: TransUnion (TRU) +12.4%, Intuit (INTU) +13.9%.

Which company is more profitable?

Intuit (INTU) has the highest net margin (TransUnion (TRU) 15.1%, Intuit (INTU) 21.3%). On return on invested capital, Intuit (INTU) leads (TransUnion (TRU) 7.1%, Intuit (INTU) 16.7%).

Which stock has performed better?

Over the past year TransUnion (TRU) returned the most: TransUnion (TRU) -6.9%, Intuit (INTU) -50.2%. Over five years, TransUnion (TRU) compounded fastest (TransUnion (TRU) -6.2%/yr, Intuit (INTU) -11.1%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: TransUnion (TRU) 0.01%, Intuit (INTU) 0.00%. Intuit (INTU) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, TransUnion (TRU) has been the steadiest (TransUnion (TRU) 42.9%, Intuit (INTU) 52.5%). Volatility measures how widely the price swings, not the risk of the business.

Do TRU and INTU move together?

Their daily returns over the past year have a correlation of 0.48, a moderate positive relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, TRU and INTU?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Intuit (INTU) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.