TOP vs FUTU vs TIGR Stock Comparison

TOP Financial, Futu Holdings and UP Fintech Holding Prices as of Oct 27, 2026 Peers: Industry group
TOP TOP Financial Group Ltd
$15.44 -0.2% 1M +1,176.0% 1Y
Market cap
$134.49M
P/E
–
Revenue (TTM)
—
Div. yield
–
Retail Brokerage Financial Services
1 win
FUTU Futu Holdings Ltd
$102.36 -8.5% 1M -43.8% 1Y
Market cap
$14.35B
P/E
10.1x
Revenue (TTM)
$3.32B
Div. yield
2.54%
Retail Brokerage Financial Services
5 wins
TIGR UP Fintech Holding Ltd
$4.16 -10.3% 1M -60.2% 1Y
Market cap
$735.38M
P/E
6.1x
Revenue (TTM)
$687.88M
Div. yield
–
Retail Brokerage Financial Services
3 wins

Head to Head

9 decided of 12

Futu Holdings leads on 5 of the 12 questions below (Futu Holdings 5, UP Fintech Holding 3, TOP Financial 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionTOPFUTUTIGRLeader
Larger companyMarket capitalisation $134.49M $14.35B $735.38M FUTU
Cheaper on earningsLower P/E, profitable companies only -1,020x 10.1x 6.1x TIGR
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 9.9x 7.8x TIGR
Faster revenue growthRevenue growth, trailing twelve months — +44.6% +41.4% FUTU
More profitableNet margin, trailing twelve months — 42.7% 17.4% FUTU
Better return on capitalReturn on invested capital — 28.9% — –
Less leveragedLower net debt / EBITDA — — — –
Higher dividend yieldTrailing dividend yield — 2.54% 0.00% –
Better 1-year returnPrice return, last 12 months +1,176.0% -43.8% -60.2% TOP
Better 5-year returnAnnualised price return, 5 years — +11.9%/yr -10.7%/yr FUTU
Less volatileAnnualised volatility, 1 year 184.8% 62.4% 58.1% TIGR
Higher overall scoreMean of the five percentile scores vs peers — 80/100 71/100 FUTU

Percentile Scorecard

TOPFUTUTIGR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisTOPFUTUTIGR
Valuation 36 #62 of 96 79 #21 of 96 99 #2 of 96
Growth – 86 #10 of 66 79 #15 of 66
Profitability – 98 #2 of 64 65 #23 of 64
Financial Health 86 #14 of 93 52 #45 of 93 42 #54 of 93
Shareholder Returns – 87 #6 of 38 –
Overall – 80 71
  • TOP ranked among 110 companies in Capital Markets
  • FUTU ranked among 110 companies in Capital Markets
  • TIGR ranked among 110 companies in Capital Markets

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodTOPFUTUTIGRSPY
1 month -0.2%-8.5%-10.3% -0.2%
3 months +583.2%+0.5%-13.3% +3.9%
6 months +1,806.2%-34.0%-37.9% +8.2%
Year to date +1,444.0%-37.7%-56.5% +12.9%
1 year +1,176.0%-43.8%-60.2% +12.3%
3 years +232.0%+78.5%-9.6% +87.4%
3 years, per year +49.2%+21.3%-3.3% +23.3%
5 years —+75.1%-43.3% +67.9%
5 years, per year —+11.9%-10.7% +10.9%

Risk

MeasureTOPFUTUTIGRSPY
Volatility, 1Y 184.8%62.4%58.1% 12.7%
Downside volatility, 1Y 82.1%68.7%64.6% 12.7%
Beta vs S&P 500, 1Y 2.261.971.68 1.00
Return / volatility, 1Y 6.36-0.70-1.04 0.97
Max drawdown, 5Y -99.4%-60.2%-68.9% -25.4%
From 52-week high -7.7%-48.6%-62.6% -1.2%
52-week high $16.73$199.04$11.12 $779.14
52-week low $0.62$89.76$4.04 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleTOPFUTUTIGR
P/E now vs peer median -1,020xmedian 28.3x 10.1xmedian 28.3x 6.1xmedian 28.3x
P/S now vs peer median 124.9xmedian 2.9x 4.3xmedian 2.9x 1.1xmedian 2.9x
EV/EBITDA now vs peer median —median 13.5x —median 13.5x 1.1xmedian 13.5x
P/FCF now vs peer median 22.3xmedian 16.0x —median 16.0x —median 16.0x
P/B now vs peer median 3.6xmedian 2.4x 2.9xmedian 2.4x 0.8xmedian 2.4x
PEG now vs peer median —median 0.54 0.25median 0.54 0.10median 0.54

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsTOPFUTUTIGR
Revenue – $3.32B $687.88M
Gross profit – $2.90B –
Operating income – $2.05B $163.65M
Net income – $1.42B $112.10M
R&D – $263.86M –
EPS (diluted) – $10.02 $0.64
Cash & equivalents $45.27M $2.34B $542.51M
Total debt $40.70M $2.01B –
Shares (diluted) 7.49M 141.36M 187.18M
Enterprise value $20.98M $4.08B -$1.77B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricTOPFUTUTIGR
P/E -1,020x 10.1x 6.1x
P/FCF 22.3x – –
P/Operating cash flow – – –
P/S 124.9x 4.3x 1.1x
P/B 3.6x 2.9x 0.8x
P/Tangible book 3.6x 2.9x 0.8x
EV/EBITDA – – 1.1x
EV/EBIT – 6.4x 1.0x
EV/Revenue – 4.0x 0.3x
EV/FCF – – –
EV/Operating cash flow – – –
PEG (3Y EPS CAGR) – 0.25 0.10

Growth

14 metrics
MetricTOPFUTUTIGR
Revenue growth (1Y) – 44.6% 41.4%
Revenue CAGR (3Y) – 41.3% 39.8%
Gross profit growth (1Y) – 50.1% –
Gross profit CAGR (3Y) – 41.7% –
Operating income growth (1Y) – 60.5% 136.3%
Operating income CAGR (3Y) – 50.2% –
Net income growth (1Y) – 39.8% -5.2%
Net income CAGR (3Y) – 40.3% 63.1%
EPS growth (1Y) – 38.5% -18.5%
EPS CAGR (3Y) – 41.1% 62.9%
Operating cash flow growth (1Y) – – –
Operating cash flow CAGR (3Y) – – –
Free cash flow growth (1Y) – – –
Free cash flow CAGR (3Y) – – –

Profitability

14 metrics
MetricTOPFUTUTIGR
Gross margin – 87.4% –
EBITDA margin – – 24.9%
Operating margin – 62.0% 23.8%
Pretax margin – 52.3% 22.9%
Net margin – 42.7% 17.4%
FCF margin – – –
Operating cash flow margin – – –
Return on equity – 27.7% 13.0%
Return on assets – 4.1% 1.2%
Return on invested capital – 28.9% –
Return on capital employed – 96.0% 36.2%
Asset turnover – 0.1x 0.1x
Cash conversion (OCF / net income) – – –
Stock comp / revenue – – –

Financial Health

11 metrics
MetricTOPFUTUTIGR
Debt / assets 0.4% 5.4% –
Debt / equity 0.0x 0.4x –
Net debt / EBITDA – – –
Debt / FCF – – –
Liabilities / assets 76.6% 86.7% 90.9%
Equity / assets 23.4% 13.3% 9.1%
Interest coverage – 8.7x 2.3x
Current ratio – 1.1x 1.1x
Quick ratio – 0.1x 0.1x
Cash ratio – 0.1x 0.1x
Altman Z-score – 0.80 0.32

Shareholder Returns

7 metrics
MetricTOPFUTUTIGR
Dividend yield – 2.5% –
Net buyback yield – – –
Shareholder yield – 2.5% 0.0%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusTOPFUTUTIGR
Forward P/E – 9.9xFY2026 7.8xFY2026
EPS, next fiscal year – $10.31FY2026 $0.53FY2026
EPS growth, next FY – 0.0%FY2026 -47.5%FY2026
EPS growth, the year after – +29.1% +35.8%
Revenue, next fiscal year – $3.02BFY2026 $591.32MFY2026
Revenue growth, next FY – +3.0%FY2026 -3.4%FY2026
Revenue growth, the year after – +19.0% +7.5%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersTOPFUTUTIGR
Held by institutions – 31.9% 33.7%
Institutions holding – 319 117
Change in shares held, QoQ – +7.2% +6.6%
Institutions buying – 157 65
Institutions selling – 124 36
Buyers to sellers – 1.27 1.81

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

TOPFUTUTIGR
TOP 1.00 0.01 -0.01
FUTU 0.01 1.00 0.82
TIGR -0.01 0.82 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, TOP, FUTU and TIGR?

Futu Holdings (FUTU) is the largest by market capitalisation: TOP Financial (TOP) $134.49M, Futu Holdings (FUTU) $14.35B, UP Fintech Holding (TIGR) $735.38M.

Which stock is cheaper, TOP, FUTU and TIGR?

UP Fintech Holding (TIGR) trades on the lowest price-to-earnings ratio (TOP Financial (TOP) -1,020x, Futu Holdings (FUTU) 10.1x, UP Fintech Holding (TIGR) 6.1x). On next year's consensus earnings, UP Fintech Holding (TIGR) is cheapest (Futu Holdings (FUTU) 9.9x, UP Fintech Holding (TIGR) 7.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Futu Holdings (FUTU) grew revenue fastest over the trailing twelve months: Futu Holdings (FUTU) +44.6%, UP Fintech Holding (TIGR) +41.4%.

Which company is more profitable?

Futu Holdings (FUTU) has the highest net margin (Futu Holdings (FUTU) 42.7%, UP Fintech Holding (TIGR) 17.4%).

Which stock has performed better?

Over the past year TOP Financial (TOP) returned the most: TOP Financial (TOP) +1,176.0%, Futu Holdings (FUTU) -43.8%, UP Fintech Holding (TIGR) -60.2%. Over five years, Futu Holdings (FUTU) compounded fastest (Futu Holdings (FUTU) +11.9%/yr, UP Fintech Holding (TIGR) -10.7%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Futu Holdings (FUTU) 2.54%, UP Fintech Holding (TIGR) 0.00%. TOP Financial (TOP) and UP Fintech Holding (TIGR) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, UP Fintech Holding (TIGR) has been the steadiest (TOP Financial (TOP) 184.8%, Futu Holdings (FUTU) 62.4%, UP Fintech Holding (TIGR) 58.1%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, TOP, FUTU and TIGR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Futu Holdings (FUTU) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.