TJX vs URBN vs AEO Stock Comparison

Tjx Companies, Urban Outfitters and American Eagle Outfitters Prices as of Oct 23, 2026 Peers: Industry group
TJX Tjx Companies Inc /De/
$145.00 +10.1% 1M +1.8% 1Y
Market cap
$158.82B
P/E
26.2x
Revenue (TTM)
$62.36B
Div. yield
0.01%
Apparel Retail Consumer Discretionary
5 wins
URBN Urban Outfitters Inc
$86.55 +15.7% 1M +28.2% 1Y
Market cap
$7.76B
P/E
13.6x
Revenue (TTM)
$6.47B
Div. yield
–
Apparel Retail Consumer Discretionary
4 wins

Head to Head

12 decided of 12

Tjx Companies leads on 5 of the 12 questions below (Tjx Companies 5, Urban Outfitters 4, American Eagle Outfitters 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionTJXURBNAEOLeader
Larger companyMarket capitalisation $158.82B $7.76B $3.13B TJX
Cheaper on earningsLower P/E, profitable companies only 26.2x 13.6x 9.3x AEO
Cheaper on forward earningsLower price / next fiscal year consensus EPS 26.9x 13.1x 8.5x AEO
Faster revenue growthRevenue growth, trailing twelve months +7.7% +11.0% +9.2% URBN
More profitableNet margin, trailing twelve months 9.7% 8.8% 5.9% TJX
Better return on capitalReturn on invested capital 44.6% — 19.0% TJX
Less leveragedLower net debt / EBITDA -0.3x — -0.1x TJX
Higher dividend yieldTrailing dividend yield 0.01% 0.00% 0.03% AEO
Better 1-year returnPrice return, last 12 months +1.8% +28.2% +8.2% URBN
Better 5-year returnAnnualised price return, 5 years +17.7%/yr +22.9%/yr -6.0%/yr URBN
Less volatileAnnualised volatility, 1 year 21.1% 42.6% 52.1% TJX
Higher overall scoreMean of the five percentile scores vs peers 57/100 78/100 77/100 URBN

Percentile Scorecard

TJXURBNAEO

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisTJXURBNAEO
Valuation 12 #92 of 104 63 #39 of 104 86 #15 of 104
Growth 71 #29 of 99 80 #21 of 99 79 #22 of 99
Profitability 94 #7 of 99 82 #19 of 99 78 #23 of 99
Financial Health 64 #41 of 113 85 #18 of 113 80 #23 of 113
Shareholder Returns 46 #40 of 73 83 #13 of 73 60 #30 of 73
Overall 57 78 77
  • TJX ranked among 115 companies in Retail
  • URBN ranked among 115 companies in Retail
  • AEO ranked among 115 companies in Retail

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodTJXURBNAEOSPY
1 month +10.1%+15.7%+12.5% -1.0%
3 months -5.9%+23.7%+5.4% +2.9%
6 months -7.7%+17.5%0.0% +6.4%
Year to date -5.6%+15.0%-32.1% +11.4%
1 year +1.8%+28.2%+8.2% +13.1%
3 years +62.1%+156.5%+1.6% +79.4%
3 years, per year +17.5%+36.9%+0.5% +21.5%
5 years +126.0%+180.7%-26.6% +67.7%
5 years, per year +17.7%+22.9%-6.0% +10.9%
10 years +294.7%+157.7%+1.4% +255.2%
10 years, per year +14.7%+9.9%+0.1% +13.5%

Risk

MeasureTJXURBNAEOSPY
Volatility, 1Y 21.1%42.6%52.1% 12.7%
Downside volatility, 1Y 21.3%38.8%55.9% 12.7%
Beta vs S&P 500, 1Y 0.090.931.16 1.00
Return / volatility, 1Y 0.090.660.16 1.03
Max drawdown, 5Y -28.3%-52.2%-67.7% -25.4%
From 52-week high -13.9%-2.0%-36.5% -2.5%
52-week high $168.41$88.29$28.19 $779.14
52-week low $125.99$59.57$14.52 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleTJXURBNAEO
P/E now vs peer median 26.4xmedian 16.7x 13.0xmedian 16.7x 8.9xmedian 16.7x
P/S now vs peer median 2.6xmedian 0.5x 1.1xmedian 0.5x 0.5xmedian 0.5x
EV/EBITDA now vs peer median 17.0xmedian 9.1x 7.7xmedian 9.1x 4.4xmedian 9.1x
P/FCF now vs peer median 27.2xmedian 16.6x 25.1xmedian 16.6x 8.7xmedian 16.6x
P/B now vs peer median 15.0xmedian 1.7x 2.6xmedian 1.7x 1.7xmedian 1.7x
PEG now vs peer median 1.59median 0.73 0.33median 0.73 0.37median 0.73

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsTJXURBNAEO
Revenue $62.36B $6.47B $5.75B
Gross profit $19.96B $2.43B $2.33B
Operating income $7.92B $731.44M $447.95M
Net income $6.07B $569.06M $330.75M
Free cash flow $5.88B $295.21M $343.50M
EPS (diluted) $5.43 $6.57 $1.98
Cash & equivalents $6.00B $598.76M $147.95M
Total debt $11.48B – $350.00M
Shares (diluted) 1.12B 86.67M 170.18M
Enterprise value $136.36B $5.32B $2.53B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricTJXURBNAEO
P/E 26.4x 13.0x 8.9x
P/FCF 27.2x 25.1x 8.7x
P/Operating cash flow 19.9x 10.4x 5.0x
P/S 2.6x 1.1x 0.5x
P/B 15.0x 2.6x 1.7x
P/Tangible book 15.0x 2.6x 1.7x
EV/EBITDA 17.0x 7.7x 4.4x
EV/EBIT 19.8x 9.2x 6.5x
EV/Revenue 2.5x 1.0x 0.5x
EV/FCF 26.6x 22.7x 8.5x
EV/Operating cash flow 19.5x 9.4x 4.9x
PEG (3Y EPS CAGR) 1.59 0.33 0.37

Growth

14 metrics
MetricTJXURBNAEO
Revenue growth (1Y) 7.7% 11.0% 9.2%
Revenue CAGR (3Y) 6.8% 9.4% 4.6%
Gross profit growth (1Y) 12.7% 16.7% 19.7%
Gross profit CAGR (3Y) 11.0% 16.0% 7.9%
Operating income growth (1Y) 22.2% 31.4% 68.2%
Operating income CAGR (3Y) 15.5% 34.9% 17.1%
Net income growth (1Y) 22.0% 19.7% 71.1%
Net income CAGR (3Y) 15.1% 36.1% 17.7%
EPS growth (1Y) 23.2% 25.9% 72.4%
EPS CAGR (3Y) 16.6% 40.0% 24.1%
Operating cash flow growth (1Y) 35.4% 21.3% 46.3%
Operating cash flow CAGR (3Y) 9.2% 22.9% -3.0%
Free cash flow growth (1Y) 45.4% -26.0% 126.5%
Free cash flow CAGR (3Y) 8.7% 11.4% -7.3%

Profitability

14 metrics
MetricTJXURBNAEO
Gross margin 32.0% 37.5% 40.5%
EBITDA margin 14.8% 13.5% 11.6%
Operating margin 12.7% 11.3% 7.8%
Pretax margin 12.9% 11.1% 7.6%
Net margin 9.7% 8.8% 5.9%
FCF margin 9.4% 4.6% 6.0%
Operating cash flow margin 12.9% 11.1% 10.4%
Return on equity 57.6% 20.8% 19.3%
Return on assets 16.6% 11.5% 7.9%
Return on invested capital 44.6% – 19.0%
Return on capital employed 34.0% 19.3% 13.4%
Asset turnover 1.7x 1.3x 1.4x
Cash conversion (OCF / net income) 1.3x 1.3x 1.8x
Stock comp / revenue 0.4% 0.5% 0.7%

Financial Health

11 metrics
MetricTJXURBNAEO
Debt / assets 7.7% – 1.3%
Debt / equity 0.3x – 0.0x
Net debt / EBITDA -0.3x – -0.1x
Debt / FCF 0.5x – 0.2x
Liabilities / assets 71.3% 44.3% 58.8%
Equity / assets 28.7% 55.7% 41.2%
Interest coverage – – –
Current ratio 1.1x 1.6x 1.6x
Quick ratio 0.5x 0.7x 0.5x
Cash ratio 0.4x 0.6x 0.2x
Altman Z-score 6.44 4.64 3.42

Shareholder Returns

7 metrics
MetricTJXURBNAEO
Dividend yield 1.2% – 2.9%
Net buyback yield 1.5% 4.1% 2.3%
Shareholder yield 2.8% 4.1% 5.2%
Payout ratio (earnings) 32.1% – 25.5%
Payout ratio (FCF) 33.2% – 24.5%
Dividend growth (1Y) 11.8% – -7.0%
Dividend CAGR (3Y) 11.4% – 28.9%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusTJXURBNAEO
Forward P/E 26.9xFY2026 13.1xFY2026 8.5xFY2026
EPS, next fiscal year $5.40FY2026 $6.62FY2026 $2.11FY2026
EPS growth, next FY +14.2%FY2026 +21.7%FY2026 +40.7%FY2026
EPS growth, the year after +9.4% -3.3% -11.4%
Revenue, next fiscal year $61.61BFY2026 $7.18BFY2026 $6.00BFY2026
Revenue growth, next FY +2.1%FY2026 +16.4%FY2026 +9.1%FY2026
Revenue growth, the year after +3.6% +5.8% +3.2%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersTJXURBNAEO
Held by institutions 91.9% 71.7% 100.0%
Institutions holding 2,752 416 344
Change in shares held, QoQ +2.0% -0.4% +13.9%
Institutions buying 1,398 205 164
Institutions selling 1,026 150 135
Buyers to sellers 1.36 1.37 1.21

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

TJXURBNAEO
TJX 1.00 0.30 0.28
URBN 0.30 1.00 0.52
AEO 0.28 0.52 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, TJX, URBN and AEO?

Tjx Companies (TJX) is the largest by market capitalisation: Tjx Companies (TJX) $158.82B, Urban Outfitters (URBN) $7.76B, American Eagle Outfitters (AEO) $3.13B.

Which stock is cheaper, TJX, URBN and AEO?

American Eagle Outfitters (AEO) trades on the lowest price-to-earnings ratio (Tjx Companies (TJX) 26.2x, Urban Outfitters (URBN) 13.6x, American Eagle Outfitters (AEO) 9.3x). On next year's consensus earnings, American Eagle Outfitters (AEO) is cheapest (Tjx Companies (TJX) 26.9x, Urban Outfitters (URBN) 13.1x, American Eagle Outfitters (AEO) 8.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Urban Outfitters (URBN) grew revenue fastest over the trailing twelve months: Tjx Companies (TJX) +7.7%, Urban Outfitters (URBN) +11.0%, American Eagle Outfitters (AEO) +9.2%.

Which company is more profitable?

Tjx Companies (TJX) has the highest net margin (Tjx Companies (TJX) 9.7%, Urban Outfitters (URBN) 8.8%, American Eagle Outfitters (AEO) 5.9%). On return on invested capital, Tjx Companies (TJX) leads (Tjx Companies (TJX) 44.6%, American Eagle Outfitters (AEO) 19.0%).

Which stock has performed better?

Over the past year Urban Outfitters (URBN) returned the most: Tjx Companies (TJX) +1.8%, Urban Outfitters (URBN) +28.2%, American Eagle Outfitters (AEO) +8.2%. Over five years, Urban Outfitters (URBN) compounded fastest (Tjx Companies (TJX) +17.7%/yr, Urban Outfitters (URBN) +22.9%/yr, American Eagle Outfitters (AEO) -6.0%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

American Eagle Outfitters (AEO) has the highest dividend yield: Tjx Companies (TJX) 0.01%, Urban Outfitters (URBN) 0.00%, American Eagle Outfitters (AEO) 0.03%. Urban Outfitters (URBN) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Tjx Companies (TJX) has been the steadiest (Tjx Companies (TJX) 21.1%, Urban Outfitters (URBN) 42.6%, American Eagle Outfitters (AEO) 52.1%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, TJX, URBN and AEO?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Tjx Companies (TJX) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.