TIGR vs BAC Stock Comparison

UP Fintech Holding and Bank Of America Prices as of Oct 26, 2026 Peers: Industry group
TIGR UP Fintech Holding Ltd
$4.09 -11.9% 1M -60.2% 1Y
Market cap
$735.38M
P/E
6.1x
Revenue (TTM)
$687.88M
Div. yield
–
Retail Brokerage Financial Services
4 wins
BAC Bank Of America Corp /De/
$50.54 -10.8% 1M -3.9% 1Y
Market cap
$362.39B
P/E
11.3x
Revenue (TTM)
$121.10B
Div. yield
0.03%
Money Center Banks Financial Services
5 wins

Head to Head

9 decided of 12

Bank Of America leads on 5 of the 12 questions below (Bank Of America 5, UP Fintech Holding 4). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionTIGRBACLeader
Larger companyMarket capitalisation $735.38M $362.39B BAC
Cheaper on earningsLower P/E, profitable companies only 6.1x 11.3x TIGR
Cheaper on forward earningsLower price / next fiscal year consensus EPS 7.7x 11.2x TIGR
Faster revenue growthRevenue growth, trailing twelve months +41.4% +9.7% TIGR
More profitableNet margin, trailing twelve months 17.4% 26.5% BAC
Better return on capitalReturn on invested capital — 13.1% –
Less leveragedLower net debt / EBITDA — -1.6x –
Higher dividend yieldTrailing dividend yield 0.00% 0.03% –
Better 1-year returnPrice return, last 12 months -60.2% -3.9% BAC
Better 5-year returnAnnualised price return, 5 years -14.3%/yr +1.4%/yr BAC
Less volatileAnnualised volatility, 1 year 58.2% 21.9% BAC
Higher overall scoreMean of the five percentile scores vs peers 72/100 71/100 TIGR

Percentile Scorecard

TIGRBAC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisTIGRBAC
Valuation 99 #2 of 97 96 #17 of 362
Growth 82 #13 of 68 83 #39 of 221
Profitability 67 #23 of 67 74 #52 of 200
Financial Health 42 #57 of 97 24 #154 of 203
Shareholder Returns – 77 #79 of 342
Overall 72 71
  • TIGR ranked among 112 companies in Capital Markets
  • BAC ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodTIGRBACSPY
1 month -11.9%-10.8% -0.8%
3 months -16.7%-18.7% +3.5%
6 months -39.6%-4.0% +7.0%
Year to date -57.2%-8.1% +12.2%
1 year -60.2%-3.9% +13.0%
3 years -11.1%+100.8% +86.3%
3 years, per year -3.8%+26.2% +23.1%
5 years -53.8%+7.4% +68.6%
5 years, per year -14.3%+1.4% +11.0%
10 years —+199.6% +258.0%
10 years, per year —+11.6% +13.6%

Risk

MeasureTIGRBACSPY
Volatility, 1Y 58.2%21.9% 12.7%
Downside volatility, 1Y 64.6%25.6% 12.7%
Beta vs S&P 500, 1Y 1.680.72 1.00
Return / volatility, 1Y -1.03-0.18 1.02
Max drawdown, 5Y -73.7%-49.0% -25.4%
From 52-week high -63.2%-22.0% -1.8%
52-week high $11.12$64.82 $779.14
52-week low $4.04$46.72 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleTIGRBAC
P/E now vs peer median 6.0xmedian 29.4x 11.2xmedian 12.1x
P/S now vs peer median 1.1xmedian 2.9x 2.9xmedian 3.4x
EV/EBITDA now vs peer median 1.0xmedian 13.7x 1.4xmedian 5.0x
P/FCF now vs peer median —median 16.0x 3.7xmedian 11.0x
P/B now vs peer median 0.8xmedian 2.3x 1.2xmedian 1.2x
PEG now vs peer median 0.10median 0.52 1.40median 1.36

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsTIGRBAC
Revenue $687.88M $121.10B
Operating income $163.65M –
Net income $112.10M $33.66B
Free cash flow – $94.74B
EPS (diluted) $0.64 $4.41
Cash & equivalents $542.51M $229.75B
Total debt – $399.84B
Shares (diluted) 187.18M 7.29B
Enterprise value -$1.78B -$2.01T

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricTIGRBAC
P/E 6.0x 11.2x
P/FCF – 3.7x
P/Operating cash flow – 3.7x
P/S 1.1x 2.9x
P/B 0.8x 1.2x
P/Tangible book 0.8x 1.2x
EV/EBITDA 1.0x 1.4x
EV/EBIT 1.0x 1.4x
EV/Revenue 0.3x 1.4x
EV/FCF – 1.8x
EV/Operating cash flow – 1.8x
PEG (3Y EPS CAGR) 0.10 1.40

Growth

14 metrics
MetricTIGRBAC
Revenue growth (1Y) 41.4% 9.7%
Revenue CAGR (3Y) 39.8% 6.4%
Gross profit growth (1Y) – –
Gross profit CAGR (3Y) – –
Operating income growth (1Y) 136.3% –
Operating income CAGR (3Y) – –
Net income growth (1Y) -5.2% 20.5%
Net income CAGR (3Y) 63.1% 4.2%
EPS growth (1Y) -18.5% 27.5%
EPS CAGR (3Y) 62.9% 8.0%
Operating cash flow growth (1Y) – 517.8%
Operating cash flow CAGR (3Y) – 28.5%
Free cash flow growth (1Y) – 517.8%
Free cash flow CAGR (3Y) – 28.5%

Profitability

14 metrics
MetricTIGRBAC
Gross margin – –
EBITDA margin 24.9% 99.4%
Operating margin 23.8% –
Pretax margin 22.9% 36.2%
Net margin 17.4% 26.5%
FCF margin – 78.2%
Operating cash flow margin – 78.2%
Return on equity 13.0% 11.2%
Return on assets 1.2% 1.0%
Return on invested capital – 13.1%
Return on capital employed 36.2% –
Asset turnover 0.1x 0.0x
Cash conversion (OCF / net income) – 2.8x
Stock comp / revenue – 3.4%

Financial Health

11 metrics
MetricTIGRBAC
Debt / assets – 11.4%
Debt / equity – 1.3x
Net debt / EBITDA – -1.6x
Debt / FCF – 4.2x
Liabilities / assets 90.9% 91.4%
Equity / assets 9.1% 8.6%
Interest coverage 2.3x 1.6x
Current ratio 1.1x –
Quick ratio 0.1x –
Cash ratio 0.1x –
Altman Z-score 0.32 –

Shareholder Returns

7 metrics
MetricTIGRBAC
Dividend yield – 2.3%
Net buyback yield – 6.6%
Shareholder yield 0.0% 8.9%
Payout ratio (earnings) – 29.0%
Payout ratio (FCF) – 10.3%
Dividend growth (1Y) – 2.6%
Dividend CAGR (3Y) – 3.5%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusTIGRBAC
Forward P/E 7.7xFY2026 11.2xFY2026
EPS, next fiscal year $0.53FY2026 $4.52FY2026
EPS growth, next FY -47.5%FY2026 +18.6%FY2026
EPS growth, the year after +35.8% +19.9%
Revenue, next fiscal year $591.32MFY2026 $127.79BFY2026
Revenue growth, next FY -3.4%FY2026 +13.0%FY2026
Revenue growth, the year after +7.5% -2.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersTIGRBAC
Held by institutions 33.7% 75.0%
Institutions holding 117 3,612
Change in shares held, QoQ +6.6% +0.7%
Institutions buying 65 1,825
Institutions selling 36 1,342
Buyers to sellers 1.81 1.36

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

TIGRBAC
TIGR 1.00 0.22
BAC 0.22 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, TIGR and BAC?

Bank Of America (BAC) is the largest by market capitalisation: UP Fintech Holding (TIGR) $735.38M, Bank Of America (BAC) $362.39B.

Which stock is cheaper, TIGR and BAC?

UP Fintech Holding (TIGR) trades on the lowest price-to-earnings ratio (UP Fintech Holding (TIGR) 6.1x, Bank Of America (BAC) 11.3x). On next year's consensus earnings, UP Fintech Holding (TIGR) is cheapest (UP Fintech Holding (TIGR) 7.7x, Bank Of America (BAC) 11.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

UP Fintech Holding (TIGR) grew revenue fastest over the trailing twelve months: UP Fintech Holding (TIGR) +41.4%, Bank Of America (BAC) +9.7%.

Which company is more profitable?

Bank Of America (BAC) has the highest net margin (UP Fintech Holding (TIGR) 17.4%, Bank Of America (BAC) 26.5%).

Which stock has performed better?

Over the past year Bank Of America (BAC) returned the most: UP Fintech Holding (TIGR) -60.2%, Bank Of America (BAC) -3.9%. Over five years, Bank Of America (BAC) compounded fastest (UP Fintech Holding (TIGR) -14.3%/yr, Bank Of America (BAC) +1.4%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: UP Fintech Holding (TIGR) 0.00%, Bank Of America (BAC) 0.03%. UP Fintech Holding (TIGR) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Bank Of America (BAC) has been the steadiest (UP Fintech Holding (TIGR) 58.2%, Bank Of America (BAC) 21.9%). Volatility measures how widely the price swings, not the risk of the business.

Do TIGR and BAC move together?

Their daily returns over the past year have a correlation of 0.22, a weak relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, TIGR and BAC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Bank Of America (BAC) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.