TFC vs MTB vs EWBC Stock Comparison

Truist Financial, M&T Bank and East West Bancorp Prices as of Oct 23, 2026 Peers: Industry group
TFC Truist Financial Corp
$48.46 +3.1% 1M +11.1% 1Y
Market cap
$59.87B
P/E
10.8x
Revenue (TTM)
$20.85B
Div. yield
0.04%
Regional Banks Financial Services
4 wins
MTB M&T Bank Corp
$221.59 +0.9% 1M +22.4% 1Y
Market cap
$32.38B
P/E
11.3x
Revenue (TTM)
$9.96B
Div. yield
0.03%
Regional Banks Financial Services
1 win
EWBC East West Bancorp Inc
$131.19 +5.4% 1M +28.7% 1Y
Market cap
$18.11B
P/E
12.5x
Revenue (TTM)
$3.10B
Div. yield
0.02%
Regional Banks Financial Services
7 wins

Head to Head

12 decided of 12

East West Bancorp leads on 7 of the 12 questions below (East West Bancorp 7, Truist Financial 4, M&T Bank 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionTFCMTBEWBCLeader
Larger companyMarket capitalisation $59.87B $32.38B $18.11B TFC
Cheaper on earningsLower P/E, profitable companies only 10.8x 11.3x 12.5x TFC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 10.0x 10.9x 11.6x TFC
Faster revenue growthRevenue growth, trailing twelve months +4.1% +5.8% +13.7% EWBC
More profitableNet margin, trailing twelve months 26.5% 28.8% 46.6% EWBC
Better return on capitalReturn on invested capital 10.6% 12.1% 22.4% EWBC
Less leveragedLower net debt / EBITDA 4.0x 2.4x -0.6x EWBC
Higher dividend yieldTrailing dividend yield 0.04% 0.03% 0.02% TFC
Better 1-year returnPrice return, last 12 months +11.1% +22.4% +28.7% EWBC
Better 5-year returnAnnualised price return, 5 years -5.5%/yr +6.8%/yr +9.2%/yr EWBC
Less volatileAnnualised volatility, 1 year 23.4% 21.5% 22.8% MTB
Higher overall scoreMean of the five percentile scores vs peers 27/100 50/100 66/100 EWBC

Percentile Scorecard

TFCMTBEWBC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisTFCMTBEWBC
Valuation 36 #233 of 361 47 #192 of 361 43 #207 of 361
Growth 16 #291 of 344 18 #282 of 344 53 #161 of 344
Profitability 27 #254 of 348 76 #85 of 348 95 #19 of 348
Financial Health 18 #278 of 340 40 #206 of 340 64 #122 of 340
Shareholder Returns 39 #214 of 352 70 #106 of 352 73 #97 of 352
Overall 27 50 66
  • TFC ranked among 370 companies in Banking
  • MTB ranked among 370 companies in Banking
  • EWBC ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodTFCMTBEWBCSPY
1 month +3.1%+0.9%+5.4% -1.0%
3 months -6.4%-11.2%+0.1% +2.9%
6 months -4.5%+3.1%+6.9% +6.4%
Year to date -1.5%+10.0%+16.7% +11.4%
1 year +11.1%+22.4%+28.7% +13.1%
3 years +75.8%+99.4%+150.2% +79.4%
3 years, per year +20.7%+25.9%+35.8% +21.5%
5 years -24.8%+38.6%+55.0% +67.7%
5 years, per year -5.5%+6.8%+9.2% +10.9%
10 years +24.9%+86.4%+229.7% +255.2%
10 years, per year +2.2%+6.4%+12.7% +13.5%

Risk

MeasureTFCMTBEWBCSPY
Volatility, 1Y 23.4%21.5%22.8% 12.7%
Downside volatility, 1Y 26.3%21.6%23.0% 12.7%
Beta vs S&P 500, 1Y 0.600.560.73 1.00
Return / volatility, 1Y 0.481.041.26 1.03
Max drawdown, 5Y -61.1%-43.1%-55.5% -25.4%
From 52-week high -13.2%-12.8%-4.0% -2.5%
52-week high $55.81$254.11$136.60 $779.14
52-week low $43.61$180.90$99.52 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleTFCMTBEWBC
P/E now vs peer median 10.7xmedian 12.5x 11.3xmedian 12.5x 12.5xmedian 12.5x
P/S now vs peer median 2.8xmedian 3.5x 3.2xmedian 3.5x 5.8xmedian 3.5x
EV/EBITDA now vs peer median 7.5xmedian 4.8x 6.5xmedian 4.8x 4.3xmedian 4.8x
P/FCF now vs peer median 10.2xmedian 11.4x 8.9xmedian 11.4x 9.7xmedian 11.4x
P/B now vs peer median 0.9xmedian 1.2x 1.1xmedian 1.2x 1.9xmedian 1.2x
PEG now vs peer median 10.36median 1.48 3.43median 1.48 2.30median 1.48

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsTFCMTBEWBC
Revenue $20.85B $9.96B $3.10B
Net income $5.84B $3.03B $1.45B
Free cash flow $5.80B $3.60B $1.86B
EPS (diluted) $4.47 $19.58 $10.46
Cash & equivalents – – $5.09B
Total debt $69.86B $18.18B $3.04B
Shares (diluted) 1.24B 146.76M 138.30M
Enterprise value $59.87B $32.38B -$299.71M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricTFCMTBEWBC
P/E 10.7x 11.3x 12.5x
P/FCF 10.2x 8.9x 9.7x
P/Operating cash flow 10.2x 8.4x 9.1x
P/S 2.8x 3.2x 5.8x
P/B 0.9x 1.1x 1.9x
P/Tangible book 1.0x 1.1x 1.9x
EV/EBITDA 7.5x 6.5x 4.3x
EV/EBIT 7.8x 6.9x 4.5x
EV/Revenue 6.2x 5.0x 5.1x
EV/FCF 22.3x 14.0x 8.5x
EV/Operating cash flow 22.3x 13.2x 8.1x
PEG (3Y EPS CAGR) 10.36 3.43 2.30

Growth

14 metrics
MetricTFCMTBEWBC
Revenue growth (1Y) 4.1% 5.8% 13.7%
Revenue CAGR (3Y) 2.7% -12.5% 6.0%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 11.9% 12.3% 21.2%
Net income CAGR (3Y) -1.9% 0.6% 4.5%
EPS growth (1Y) 19.2% 23.1% 21.7%
EPS CAGR (3Y) 1.0% 3.3% 5.4%
Operating cash flow growth (1Y) 46.1% 21.7% 36.9%
Operating cash flow CAGR (3Y) -19.6% 0.2% 6.9%
Free cash flow growth (1Y) 46.1% 21.4% 29.5%
Free cash flow CAGR (3Y) -19.6% 0.4% 4.8%

Profitability

14 metrics
MetricTFCMTBEWBC
Gross margin – – –
EBITDA margin 82.8% 77.1% 119.8%
Operating margin – – –
Pretax margin 32.6% 39.4% 59.9%
Net margin 26.5% 28.8% 46.6%
FCF margin 27.8% 36.1% 60.1%
Operating cash flow margin 27.8% 38.2% 63.7%
Return on equity 9.1% 10.8% 15.9%
Return on assets 1.1% 1.4% 1.7%
Return on invested capital 10.6% 12.1% 22.4%
Return on capital employed – – –
Asset turnover 0.0x 0.0x 0.0x
Cash conversion (OCF / net income) 1.0x 1.3x 1.4x
Stock comp / revenue – – 2.8%

Financial Health

11 metrics
MetricTFCMTBEWBC
Debt / assets 12.6% 8.3% 3.6%
Debt / equity 1.1x 0.7x 0.3x
Net debt / EBITDA 4.0x 2.4x -0.6x
Debt / FCF 12.1x 5.1x 1.6x
Liabilities / assets 88.5% 87.3% 89.1%
Equity / assets 11.5% 12.7% 10.9%
Interest coverage 1.7x 2.2x 2.1x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricTFCMTBEWBC
Dividend yield 4.3% 2.7% 2.3%
Net buyback yield 6.1% 8.0% 0.7%
Shareholder yield 10.3% 10.7% 3.0%
Payout ratio (earnings) 44.6% 29.9% 26.9%
Payout ratio (FCF) 44.9% 25.2% 20.9%
Dividend growth (1Y) -4.6% 2.1% 21.1%
Dividend CAGR (3Y) -2.0% 2.1% 15.6%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusTFCMTBEWBC
Forward P/E 10.0xFY2026 10.9xFY2026 11.6xFY2026
EPS, next fiscal year $4.84FY2026 $20.30FY2026 $11.35FY2026
EPS growth, next FY +26.7%FY2026 +19.4%FY2026 +19.2%FY2026
EPS growth, the year after +6.2% +0.4% -3.3%
Revenue, next fiscal year $19.56BFY2026 $10.59BFY2026 $3.00BFY2026
Revenue growth, next FY -4.7%FY2026 +9.3%FY2026 +2.2%FY2026
Revenue growth, the year after +3.3% -4.7% +22.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersTFCMTBEWBC
Held by institutions 76.7% 90.2% 92.0%
Institutions holding 1,687 1,148 648
Change in shares held, QoQ +0.8% -0.4% +1.4%
Institutions buying 798 524 352
Institutions selling 657 392 199
Buyers to sellers 1.21 1.34 1.77

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

TFCMTBEWBC
TFC 1.00 0.85 0.76
MTB 0.85 1.00 0.76
EWBC 0.76 0.76 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, TFC, MTB and EWBC?

Truist Financial (TFC) is the largest by market capitalisation: Truist Financial (TFC) $59.87B, M&T Bank (MTB) $32.38B, East West Bancorp (EWBC) $18.11B.

Which stock is cheaper, TFC, MTB and EWBC?

Truist Financial (TFC) trades on the lowest price-to-earnings ratio (Truist Financial (TFC) 10.8x, M&T Bank (MTB) 11.3x, East West Bancorp (EWBC) 12.5x). On next year's consensus earnings, Truist Financial (TFC) is cheapest (Truist Financial (TFC) 10.0x, M&T Bank (MTB) 10.9x, East West Bancorp (EWBC) 11.6x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

East West Bancorp (EWBC) grew revenue fastest over the trailing twelve months: Truist Financial (TFC) +4.1%, M&T Bank (MTB) +5.8%, East West Bancorp (EWBC) +13.7%.

Which company is more profitable?

East West Bancorp (EWBC) has the highest net margin (Truist Financial (TFC) 26.5%, M&T Bank (MTB) 28.8%, East West Bancorp (EWBC) 46.6%). On return on invested capital, East West Bancorp (EWBC) leads (Truist Financial (TFC) 10.6%, M&T Bank (MTB) 12.1%, East West Bancorp (EWBC) 22.4%).

Which stock has performed better?

Over the past year East West Bancorp (EWBC) returned the most: Truist Financial (TFC) +11.1%, M&T Bank (MTB) +22.4%, East West Bancorp (EWBC) +28.7%. Over five years, East West Bancorp (EWBC) compounded fastest (Truist Financial (TFC) -5.5%/yr, M&T Bank (MTB) +6.8%/yr, East West Bancorp (EWBC) +9.2%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Truist Financial (TFC) has the highest dividend yield: Truist Financial (TFC) 0.04%, M&T Bank (MTB) 0.03%, East West Bancorp (EWBC) 0.02%.

Which stock is riskier?

By one-year price volatility, M&T Bank (MTB) has been the steadiest (Truist Financial (TFC) 23.4%, M&T Bank (MTB) 21.5%, East West Bancorp (EWBC) 22.8%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, TFC, MTB and EWBC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, East West Bancorp (EWBC) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.