TBTC vs TACT vs PAR Stock Comparison

Table Trac, Transact Technologies and Par Technology Prices as of Oct 27, 2026 Peers: Industry group
TBTC Table Trac Inc
$5.20 -3.7% 1M +15.8% 1Y
Market cap
$24.14M
P/E
9.0x
Revenue (TTM)
$13.33M
Div. yield
3.46%
Restaurant and Retail Software Technology
3 wins
TACT Transact Technologies Inc
$5.55 +14.0% 1M +18.1% 1Y
Market cap
$57.30M
P/E
–
Revenue (TTM)
$52.99M
Div. yield
–
Restaurant and Retail Software Technology
4 wins
PAR Par Technology Corp
$16.87 +20.0% 1M -53.4% 1Y
Market cap
$697.79M
P/E
–
Revenue (TTM)
$496.67M
Div. yield
–
Restaurant and Retail Software Technology
2 wins

Head to Head

9 decided of 12

Transact Technologies leads on 4 of the 12 questions below (Transact Technologies 4, Table Trac 3, Par Technology 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionTBTCTACTPARLeader
Larger companyMarket capitalisation $24.14M $57.30M $697.79M PAR
Cheaper on earningsLower P/E, profitable companies only 9.0x -142.8x -9.7x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — — 23.1x –
Faster revenue growthRevenue growth, trailing twelve months +15.3% +10.5% +18.8% PAR
More profitableNet margin, trailing twelve months 20.1% -0.8% -14.5% TBTC
Better return on capitalReturn on invested capital — -1.2% -5.0% TACT
Less leveragedLower net debt / EBITDA — -82.3x -26.6x TACT
Higher dividend yieldTrailing dividend yield 3.46% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +15.8% +18.1% -53.4% TACT
Better 5-year returnAnnualised price return, 5 years +8.2%/yr -17.6%/yr -23.0%/yr TBTC
Less volatileAnnualised volatility, 1 year 59.5% 51.2% 71.3% TACT
Higher overall scoreMean of the five percentile scores vs peers 81/100 61/100 51/100 TBTC

Percentile Scorecard

TBTCTACTPAR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisTBTCTACTPAR
Valuation 94 #6 of 89 83 #16 of 89 46 #49 of 89
Growth 61 #32 of 81 29 #58 of 81 56 #36 of 81
Profitability 85 #12 of 76 51 #38 of 76 32 #52 of 76
Financial Health 98 #3 of 94 80 #20 of 94 46 #51 of 94
Shareholder Returns 64 #19 of 51 – 74 #14 of 51
Overall 81 61 51
  • TBTC ranked among 98 companies in Vertical Software
  • TACT ranked among 98 companies in Vertical Software
  • PAR ranked among 98 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodTBTCTACTPARSPY
1 month -3.7%+14.0%+20.0% -0.2%
3 months +15.6%+13.0%-1.6% +3.9%
6 months +11.1%+67.2%+22.2% +8.2%
Year to date +23.2%+38.7%-53.5% +12.9%
1 year +15.8%+18.1%-53.4% +12.3%
3 years +23.8%-7.7%-40.9% +87.4%
3 years, per year +7.4%-2.6%-16.1% +23.3%
5 years +48.6%-62.0%-73.0% +67.9%
5 years, per year +8.2%-17.6%-23.0% +10.9%
10 years +246.7%-20.7%+208.4% +261.1%
10 years, per year +13.2%-2.3%+11.9% +13.7%

Risk

MeasureTBTCTACTPARSPY
Volatility, 1Y 59.5%51.2%71.3% 12.7%
Downside volatility, 1Y 74.2%48.5%79.2% 12.7%
Beta vs S&P 500, 1Y 0.340.621.19 1.00
Return / volatility, 1Y 0.270.35-0.75 0.97
Max drawdown, 5Y -39.4%-78.0%-85.4% -25.4%
From 52-week high -16.0%-5.0%-57.5% -1.2%
52-week high $6.19$5.84$39.72 $779.14
52-week low $3.70$3.21$11.82 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleTBTCTACTPAR
P/E now vs peer median 9.0xmedian 40.1x -142.8xmedian 40.1x -9.7xmedian 40.1x
P/S now vs peer median 1.8xmedian 2.5x 1.1xmedian 2.5x 1.4xmedian 2.5x
EV/EBITDA now vs peer median 5.3xmedian 18.5x 205.6xmedian 18.5x -80.6xmedian 18.5x
P/FCF now vs peer median 20.9xmedian 20.1x 11.0xmedian 20.1x -44.5xmedian 20.1x
P/B now vs peer median 1.7xmedian 1.8x 1.8xmedian 1.8x 0.9xmedian 1.8x
PEG now vs peer median 0.44median 1.73 5.15median 1.73 -0.80median 1.73

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsTBTCTACTPAR
Revenue $13.33M $52.99M $496.67M
Gross profit $9.42M $26.26M $209.78M
Operating income $2.96M -$425.00K -$62.50M
Net income $2.68M -$400.00K -$72.14M
Free cash flow $1.15M $5.23M -$15.69M
R&D – $5.95M $85.55M
EPS (diluted) $0.57 $-0.04 $-1.75
Cash & equivalents $8.15M $19.39M $77.37M
Total debt – $3.00M $422.35M
Shares (diluted) 4.68M 10.29M 41.28M
Enterprise value -$8.62M -$21.40M $368.89M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricTBTCTACTPAR
P/E 9.0x -142.8x -9.7x
P/FCF 20.9x 11.0x -44.5x
P/Operating cash flow 20.4x 10.5x -54.6x
P/S 1.8x 1.1x 1.4x
P/B 1.7x 1.8x 0.9x
P/Tangible book 1.7x 2.0x 1.1x
EV/EBITDA 5.3x 205.6x -80.6x
EV/EBIT 5.4x -96.3x -16.7x
EV/Revenue 1.2x 0.8x 2.1x
EV/FCF 13.9x 7.8x -66.4x
EV/Operating cash flow 13.5x 7.5x -81.5x
PEG (3Y EPS CAGR) 0.44 5.15 -0.80

Growth

14 metrics
MetricTBTCTACTPAR
Revenue growth (1Y) 15.3% 10.5% 18.8%
Revenue CAGR (3Y) 10.1% -12.1% 23.0%
Gross profit growth (1Y) 13.2% 15.4% 12.0%
Gross profit CAGR (3Y) 9.6% -12.7% 36.6%
Operating income growth (1Y) 68.1% 80.3% 3.4%
Operating income CAGR (3Y) 20.3% -27.5% 5.4%
Net income growth (1Y) 58.8% 95.4% 16.4%
Net income CAGR (3Y) 21.0% -27.8% -0.8%
EPS growth (1Y) 58.1% 95.5% 17.9%
EPS CAGR (3Y) 20.4% -27.7% 12.1%
Operating cash flow growth (1Y) -45.4% -11.4% -10.0%
Operating cash flow CAGR (3Y) 36.2% -3.5% 31.6%
Free cash flow growth (1Y) -44.2% -13.4% -17.2%
Free cash flow CAGR (3Y) 35.0% 2.8% 28.9%

Profitability

14 metrics
MetricTBTCTACTPAR
Gross margin 70.6% 49.6% 42.2%
EBITDA margin 22.6% 0.4% -2.6%
Operating margin 22.2% -0.8% -12.6%
Pretax margin 25.4% -0.5% -13.8%
Net margin 20.1% -0.8% -14.5%
FCF margin 8.7% 9.9% -3.2%
Operating cash flow margin 8.9% 10.3% -2.6%
Return on equity 19.5% -1.2% -8.8%
Return on assets 17.1% -0.8% -5.2%
Return on invested capital – -1.2% -5.0%
Return on capital employed 20.0% -1.2% -4.9%
Asset turnover 0.9x 1.1x 0.4x
Cash conversion (OCF / net income) 0.4x -13.6x 0.2x
Stock comp / revenue 0.7% 3.8% 5.9%

Financial Health

11 metrics
MetricTBTCTACTPAR
Debt / assets – 5.9% 30.8%
Debt / equity – 0.1x 0.5x
Net debt / EBITDA – -82.3x -26.6x
Debt / FCF – 0.6x -26.9x
Liabilities / assets 13.0% 36.0% 40.6%
Equity / assets 87.0% 64.0% 59.4%
Interest coverage – -1.3x –
Current ratio 16.6x 2.7x 2.2x
Quick ratio 13.6x 1.9x 1.5x
Cash ratio 9.6x 1.3x 0.7x
Altman Z-score 10.25 3.59 0.67

Shareholder Returns

7 metrics
MetricTBTCTACTPAR
Dividend yield 3.5% – –
Net buyback yield – – 4.5%
Shareholder yield 3.5% 0.0% 4.5%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusTBTCTACTPAR
Forward P/E – – 23.1xFY2026
EPS, next fiscal year – $-0.04FY2026 $0.73FY2026
EPS growth, next FY – – +386.7%FY2026
EPS growth, the year after – – +91.8%
Revenue, next fiscal year – $59.30MFY2026 $536.83MFY2026
Revenue growth, next FY – +15.2%FY2026 +17.8%FY2026
Revenue growth, the year after – -7.3% +11.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersTBTCTACTPAR
Held by institutions – 38.0% 100.0%
Institutions holding – 37 207
Change in shares held, QoQ – -14.2% -1.7%
Institutions buying – 13 125
Institutions selling – 8 54
Buyers to sellers – 1.63 2.31

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

TBTCTACTPAR
TBTC 1.00 0.05 0.09
TACT 0.05 1.00 0.01
PAR 0.09 0.01 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, TBTC, TACT and PAR?

Par Technology (PAR) is the largest by market capitalisation: Table Trac (TBTC) $24.14M, Transact Technologies (TACT) $57.30M, Par Technology (PAR) $697.79M.

Which company is growing faster?

Par Technology (PAR) grew revenue fastest over the trailing twelve months: Table Trac (TBTC) +15.3%, Transact Technologies (TACT) +10.5%, Par Technology (PAR) +18.8%.

Which company is more profitable?

Table Trac (TBTC) has the highest net margin (Table Trac (TBTC) 20.1%, Transact Technologies (TACT) -0.8%, Par Technology (PAR) -14.5%). On return on invested capital, Transact Technologies (TACT) leads (Transact Technologies (TACT) -1.2%, Par Technology (PAR) -5.0%).

Which stock has performed better?

Over the past year Transact Technologies (TACT) returned the most: Table Trac (TBTC) +15.8%, Transact Technologies (TACT) +18.1%, Par Technology (PAR) -53.4%. Over five years, Table Trac (TBTC) compounded fastest (Table Trac (TBTC) +8.2%/yr, Transact Technologies (TACT) -17.6%/yr, Par Technology (PAR) -23.0%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Table Trac (TBTC) 3.46%, Transact Technologies (TACT) 0.00%, Par Technology (PAR) 0.00%. Transact Technologies (TACT) and Par Technology (PAR) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Transact Technologies (TACT) has been the steadiest (Table Trac (TBTC) 59.5%, Transact Technologies (TACT) 51.2%, Par Technology (PAR) 71.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, TBTC, TACT and PAR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Transact Technologies (TACT) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.