TACT vs TOST vs VYX Stock Comparison

Transact Technologies, Toast and NCR Voyix Prices as of Oct 26, 2026 Peers: Industry group
TACT Transact Technologies Inc
$5.33 +9.4% 1M +12.4% 1Y
Market cap
$55.03M
P/E
–
Revenue (TTM)
$52.99M
Div. yield
–
Restaurant and Retail Software Technology
2 wins
TOST Toast, Inc.
$32.13 +5.0% 1M -16.2% 1Y
Market cap
$18.54B
P/E
38.2x
Revenue (TTM)
$6.80B
Div. yield
–
Restaurant and Retail Software Technology
6 wins
VYX NCR Voyix Corp
$8.15 +15.4% 1M -30.9% 1Y
Market cap
$1.12B
P/E
19.4x
Revenue (TTM)
$2.53B
Div. yield
–
Restaurant and Retail Software Technology
3 wins

Head to Head

11 decided of 12

Toast leads on 6 of the 12 questions below (Toast 6, NCR Voyix 3, Transact Technologies 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionTACTTOSTVYXLeader
Larger companyMarket capitalisation $55.03M $18.54B $1.12B TOST
Cheaper on earningsLower P/E, profitable companies only -137.1x 38.2x 19.4x VYX
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 24.3x 9.4x VYX
Faster revenue growthRevenue growth, trailing twelve months +10.5% +23.0% -4.8% TOST
More profitableNet margin, trailing twelve months -0.8% 7.1% 2.3% TOST
Better return on capitalReturn on invested capital -1.2% — 0.0% VYX
Less leveragedLower net debt / EBITDA -82.3x — 3.5x TACT
Higher dividend yieldTrailing dividend yield 0.00% — — –
Better 1-year returnPrice return, last 12 months +12.4% -16.2% -30.9% TACT
Better 5-year returnAnnualised price return, 5 years -17.7%/yr -9.4%/yr -19.9%/yr TOST
Less volatileAnnualised volatility, 1 year 51.2% 48.1% 59.7% TOST
Higher overall scoreMean of the five percentile scores vs peers 60/100 69/100 45/100 TOST

Percentile Scorecard

TACTTOSTVYX

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisTACTTOSTVYX
Valuation 83 #16 of 90 53 #43 of 90 84 #15 of 90
Growth 31 #57 of 82 98 #3 of 82 20 #66 of 82
Profitability 49 #40 of 77 65 #28 of 77 46 #42 of 77
Financial Health 78 #22 of 96 71 #29 of 96 21 #76 of 96
Shareholder Returns – 60 #22 of 54 55 #25 of 54
Overall 60 69 45
  • TACT ranked among 99 companies in Vertical Software
  • TOST ranked among 99 companies in Vertical Software
  • VYX ranked among 99 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodTACTTOSTVYXSPY
1 month +9.4%+5.0%+15.4% -0.8%
3 months +6.0%+4.2%-0.9% +3.5%
6 months +59.1%+12.1%+16.6% +7.0%
Year to date +33.3%-9.5%-20.1% +12.2%
1 year +12.4%-16.2%-30.9% +13.0%
3 years -11.3%+103.7%-45.1% +86.3%
3 years, per year -3.9%+26.8%-18.1% +23.1%
5 years -62.2%-39.1%-67.0% +68.6%
5 years, per year -17.7%-9.4%-19.9% +11.0%
10 years -23.9%—-61.6% +258.0%
10 years, per year -2.7%—-9.1% +13.6%

Risk

MeasureTACTTOSTVYXSPY
Volatility, 1Y 51.2%48.1%59.7% 12.7%
Downside volatility, 1Y 48.5%53.1%64.8% 12.7%
Beta vs S&P 500, 1Y 0.611.071.24 1.00
Return / volatility, 1Y 0.24-0.34-0.52 1.02
Max drawdown, 5Y -78.0%-80.6%-77.4% -25.4%
From 52-week high -8.7%-17.7%-31.6% -1.8%
52-week high $5.84$39.02$11.91 $779.14
52-week low $3.21$22.33$6.15 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleTACTTOSTVYX
P/E now vs peer median -137.1xmedian 42.4x 38.2xmedian 42.4x 19.4xmedian 42.4x
P/S now vs peer median 1.0xmedian 2.7x 2.7xmedian 2.7x 0.4xmedian 2.7x
EV/EBITDA now vs peer median 194.2xmedian 19.0x 29.1xmedian 19.0x 8.1xmedian 19.0x
P/FCF now vs peer median 10.5xmedian 19.4x 32.2xmedian 19.4x -40.1xmedian 19.4x
P/B now vs peer median 1.7xmedian 1.8x 9.1xmedian 1.8x 1.2xmedian 1.8x
PEG now vs peer median 4.95median 1.75 0.82median 1.75 -27.61median 1.75

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsTACTTOSTVYX
Revenue $52.99M $6.80B $2.53B
Gross profit $26.26M $1.82B $632.00M
Operating income -$425.00K $431.00M $27.00M
Net income -$400.00K $486.00M $76.00M
Free cash flow $5.23M $576.00M -$28.00M
R&D $5.95M $405.00M $152.00M
EPS (diluted) $-0.04 $0.82 $0.42
Cash & equivalents $19.39M $1.02B $237.00M
Total debt $3.00M – $1.10B
Shares (diluted) 10.29M 590.00M 137.80M
Enterprise value -$23.67M $11.21B $139.44M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricTACTTOSTVYX
P/E -137.1x 38.2x 19.4x
P/FCF 10.5x 32.2x -40.1x
P/Operating cash flow 10.1x 29.2x 8.4x
P/S 1.0x 2.7x 0.4x
P/B 1.7x 9.1x 1.2x
P/Tangible book 1.9x 9.1x 1.3x
EV/EBITDA 194.2x 29.1x 8.1x
EV/EBIT -90.9x 39.0x 73.5x
EV/Revenue 0.7x 2.5x 0.8x
EV/FCF 7.4x 29.2x -70.9x
EV/Operating cash flow 7.1x 26.5x 14.9x
PEG (3Y EPS CAGR) 4.95 0.82 -27.61

Growth

14 metrics
MetricTACTTOSTVYX
Revenue growth (1Y) 10.5% 23.0% -4.8%
Revenue CAGR (3Y) -12.1% 27.1% -10.2%
Gross profit growth (1Y) 15.4% 30.5% 5.2%
Gross profit CAGR (3Y) -12.7% 38.1% -32.5%
Operating income growth (1Y) 80.3% 128.0% 170.0%
Operating income CAGR (3Y) -27.5% 47.5% -39.5%
Net income growth (1Y) 95.4% 117.0% -92.8%
Net income CAGR (3Y) -27.8% 48.7% 0.4%
EPS growth (1Y) 95.5% 122.5% -94.4%
EPS CAGR (3Y) -27.7% 46.7% -0.7%
Operating cash flow growth (1Y) -11.4% 13.8% 130.0%
Operating cash flow CAGR (3Y) -3.5% 106.7% -46.1%
Free cash flow growth (1Y) -13.4% 13.4% 96.1%
Free cash flow CAGR (3Y) 2.8% 82.9% -26.8%

Profitability

14 metrics
MetricTACTTOSTVYX
Gross margin 49.6% 26.7% 25.0%
EBITDA margin 0.4% 8.5% 9.7%
Operating margin -0.8% 6.3% 1.1%
Pretax margin -0.5% 7.3% -1.7%
Net margin -0.8% 7.1% 2.3%
FCF margin 9.9% 8.5% -1.1%
Operating cash flow margin 10.3% 9.3% 5.3%
Return on equity -1.2% 24.1% 8.2%
Return on assets -0.8% 15.5% 2.0%
Return on invested capital -1.2% – 0.0%
Return on capital employed -1.2% 21.2% 0.9%
Asset turnover 1.1x 2.2x 0.7x
Cash conversion (OCF / net income) -13.6x 1.3x 1.8x
Stock comp / revenue 3.8% 3.4% 1.4%

Financial Health

11 metrics
MetricTACTTOSTVYX
Debt / assets 5.9% – 28.6%
Debt / equity 0.1x – 1.2x
Net debt / EBITDA -82.3x – 3.5x
Debt / FCF 0.6x – -39.3x
Liabilities / assets 36.0% 35.7% 76.0%
Equity / assets 64.0% 64.3% 24.0%
Interest coverage -1.3x – 0.4x
Current ratio 2.7x 2.4x 1.1x
Quick ratio 1.9x 1.7x 0.7x
Cash ratio 1.3x 1.6x 0.2x
Altman Z-score 3.51 12.53 1.13

Shareholder Returns

7 metrics
MetricTACTTOSTVYX
Dividend yield – – –
Net buyback yield – 2.7% 1.3%
Shareholder yield 0.0% 2.7% 1.3%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusTACTTOSTVYX
Forward P/E – 24.3xFY2026 9.4xFY2026
EPS, next fiscal year $-0.04FY2026 $1.32FY2026 $0.87FY2026
EPS growth, next FY – +34.7%FY2026 -3.3%FY2026
EPS growth, the year after – +35.6% +25.3%
Revenue, next fiscal year $59.30MFY2026 $7.84BFY2026 $2.33BFY2026
Revenue growth, next FY +15.2%FY2026 +27.5%FY2026 -13.3%FY2026
Revenue growth, the year after -7.3% +17.8% -4.5%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersTACTTOSTVYX
Held by institutions 38.0% 93.1% 100.0%
Institutions holding 37 774 296
Change in shares held, QoQ -14.2% +8.1% +17.2%
Institutions buying 13 427 156
Institutions selling 8 245 65
Buyers to sellers 1.63 1.74 2.40

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

TACTTOSTVYX
TACT 1.00 0.05 0.02
TOST 0.05 1.00 0.52
VYX 0.02 0.52 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, TACT, TOST and VYX?

Toast (TOST) is the largest by market capitalisation: Transact Technologies (TACT) $55.03M, Toast (TOST) $18.54B, NCR Voyix (VYX) $1.12B.

Which stock is cheaper, TACT, TOST and VYX?

NCR Voyix (VYX) trades on the lowest price-to-earnings ratio (Transact Technologies (TACT) -137.1x, Toast (TOST) 38.2x, NCR Voyix (VYX) 19.4x). On next year's consensus earnings, NCR Voyix (VYX) is cheapest (Toast (TOST) 24.3x, NCR Voyix (VYX) 9.4x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Toast (TOST) grew revenue fastest over the trailing twelve months: Transact Technologies (TACT) +10.5%, Toast (TOST) +23.0%, NCR Voyix (VYX) -4.8%.

Which company is more profitable?

Toast (TOST) has the highest net margin (Transact Technologies (TACT) -0.8%, Toast (TOST) 7.1%, NCR Voyix (VYX) 2.3%). On return on invested capital, NCR Voyix (VYX) leads (Transact Technologies (TACT) -1.2%, NCR Voyix (VYX) 0.0%).

Which stock has performed better?

Over the past year Transact Technologies (TACT) returned the most: Transact Technologies (TACT) +12.4%, Toast (TOST) -16.2%, NCR Voyix (VYX) -30.9%. Over five years, Toast (TOST) compounded fastest (Transact Technologies (TACT) -17.7%/yr, Toast (TOST) -9.4%/yr, NCR Voyix (VYX) -19.9%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Toast (TOST) has been the steadiest (Transact Technologies (TACT) 51.2%, Toast (TOST) 48.1%, NCR Voyix (VYX) 59.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, TACT, TOST and VYX?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Toast (TOST) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.