TACT vs AGYS vs DBD Stock Comparison

Transact Technologies, Agilysys and Diebold Nixdorf Prices as of Oct 27, 2026 Peers: Industry group
TACT Transact Technologies Inc
$5.55 +14.0% 1M +18.1% 1Y
Market cap
$56.90M
P/E
–
Revenue (TTM)
$52.99M
Div. yield
–
Restaurant and Retail Software Technology
2 wins
AGYS Agilysys Inc
$115.81 +16.2% 1M +0.6% 1Y
Market cap
$3.20B
P/E
72.2x
Revenue (TTM)
$344.37M
Div. yield
–
Restaurant and Retail Software Technology
4 wins
DBD DIEBOLD NIXDORF, Inc
$66.82 +6.6% 1M +13.8% 1Y
Market cap
$2.02B
P/E
18.2x
Revenue (TTM)
$3.87B
Div. yield
–
Restaurant and Retail Software Technology
5 wins

Head to Head

11 decided of 12

Diebold Nixdorf leads on 5 of the 12 questions below (Diebold Nixdorf 5, Agilysys 4, Transact Technologies 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionTACTAGYSDBDLeader
Larger companyMarket capitalisation $56.90M $3.20B $2.02B AGYS
Cheaper on earningsLower P/E, profitable companies only -142.2x 72.2x 18.2x DBD
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 49.5x 11.9x DBD
Faster revenue growthRevenue growth, trailing twelve months +10.5% +14.9% +5.4% AGYS
More profitableNet margin, trailing twelve months -0.8% 12.9% 2.9% AGYS
Better return on capitalReturn on invested capital -1.2% — 9.1% DBD
Less leveragedLower net debt / EBITDA -82.3x — 1.7x TACT
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +18.1% +0.6% +13.8% TACT
Better 5-year returnAnnualised price return, 5 years -17.6%/yr +22.0%/yr — AGYS
Less volatileAnnualised volatility, 1 year 51.2% 56.0% 40.4% DBD
Higher overall scoreMean of the five percentile scores vs peers 61/100 70/100 71/100 DBD

Percentile Scorecard

TACTAGYSDBD

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisTACTAGYSDBD
Valuation 83 #16 of 89 33 #60 of 89 91 #9 of 89
Growth 29 #58 of 81 90 #9 of 81 78 #19 of 81
Profitability 51 #38 of 76 79 #17 of 76 61 #30 of 76
Financial Health 80 #20 of 94 79 #21 of 94 36 #61 of 94
Shareholder Returns – – 92 #5 of 51
Overall 61 70 71
  • TACT ranked among 98 companies in Vertical Software
  • AGYS ranked among 98 companies in Vertical Software
  • DBD ranked among 98 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodTACTAGYSDBDSPY
1 month +14.0%+16.2%+6.6% -0.2%
3 months +13.0%+4.6%-26.4% +3.9%
6 months +67.2%+74.2%-18.8% +8.2%
Year to date +38.7%-2.5%-1.6% +12.9%
1 year +18.1%+0.6%+13.8% +12.3%
3 years -7.7%+43.9%+263.5% +87.4%
3 years, per year -2.6%+12.9%+53.8% +23.3%
5 years -62.0%+170.5%— +67.9%
5 years, per year -17.6%+22.0%— +10.9%
10 years -20.7%+1,092.7%— +261.1%
10 years, per year -2.3%+28.1%— +13.7%

Risk

MeasureTACTAGYSDBDSPY
Volatility, 1Y 51.2%56.0%40.4% 12.7%
Downside volatility, 1Y 48.5%57.1%44.7% 12.7%
Beta vs S&P 500, 1Y 0.620.461.10 1.00
Return / volatility, 1Y 0.350.010.34 0.97
Max drawdown, 5Y -78.0%-56.1%-33.6% -25.4%
From 52-week high -5.0%-17.9%-26.4% -1.2%
52-week high $5.84$141.12$90.73 $779.14
52-week low $3.21$62.19$56.24 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleTACTAGYSDBD
P/E now vs peer median -142.8xmedian 40.1x 73.5xmedian 40.1x 20.7xmedian 40.1x
P/S now vs peer median 1.1xmedian 2.5x 9.5xmedian 2.5x 0.6xmedian 2.5x
EV/EBITDA now vs peer median 205.6xmedian 18.5x 55.5xmedian 18.5x 7.8xmedian 18.5x
P/FCF now vs peer median 11.0xmedian 20.1x 40.7xmedian 20.1x 9.5xmedian 20.1x
P/B now vs peer median 1.8xmedian 1.8x 9.1xmedian 1.8x 2.3xmedian 1.8x
PEG now vs peer median 5.15median 1.73 1.50median 1.73 0.66median 1.73

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsTACTAGYSDBD
Revenue $52.99M $344.37M $3.87B
Gross profit $26.26M $219.63M $977.60M
Operating income -$425.00K $49.33M $246.30M
Net income -$400.00K $44.36M $113.90M
Free cash flow $5.23M $80.26M $238.10M
R&D $5.95M $77.56M $84.30M
EPS (diluted) $-0.04 $1.55 $3.15
Cash & equivalents $19.39M $137.56M $282.40M
Total debt $3.00M – $942.90M
Shares (diluted) 10.29M 28.58M 35.30M
Enterprise value -$21.80M $2.74B $685.44M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricTACTAGYSDBD
P/E -142.8x 73.5x 20.7x
P/FCF 11.0x 40.7x 9.5x
P/Operating cash flow 10.5x 39.8x 8.3x
P/S 1.1x 9.5x 0.6x
P/B 1.8x 9.1x 2.3x
P/Tangible book 2.0x 11.1x 9.7x
EV/EBITDA 205.6x 55.5x 7.8x
EV/EBIT -96.3x 63.4x 11.9x
EV/Revenue 0.8x 9.1x 0.8x
EV/FCF 7.8x 39.0x 12.3x
EV/Operating cash flow 7.5x 38.1x 10.7x
PEG (3Y EPS CAGR) 5.15 1.50 0.66

Growth

14 metrics
MetricTACTAGYSDBD
Revenue growth (1Y) 10.5% 14.9% 5.4%
Revenue CAGR (3Y) -12.1% 16.6% 2.8%
Gross profit growth (1Y) 15.4% 18.6% 8.1%
Gross profit CAGR (3Y) -12.7% 18.8% 4.9%
Operating income growth (1Y) 80.3% 57.2% 42.0%
Operating income CAGR (3Y) -27.5% 62.8% 97.9%
Net income growth (1Y) 95.4% 82.1% 1,019%
Net income CAGR (3Y) -27.8% 46.7% 28.4%
EPS growth (1Y) 95.5% 81.0% 1,016%
EPS CAGR (3Y) -27.7% 49.1% 31.1%
Operating cash flow growth (1Y) -11.4% 40.9% 16.7%
Operating cash flow CAGR (3Y) -3.5% 30.7% –
Free cash flow growth (1Y) -13.4% 42.8% 12.7%
Free cash flow CAGR (3Y) 2.8% 48.8% –

Profitability

14 metrics
MetricTACTAGYSDBD
Gross margin 49.6% 63.8% 25.2%
EBITDA margin 0.4% 16.4% 9.7%
Operating margin -0.8% 14.3% 6.4%
Pretax margin -0.5% 16.1% 4.2%
Net margin -0.8% 12.9% 2.9%
FCF margin 9.9% 23.3% 6.1%
Operating cash flow margin 10.3% 23.9% 7.1%
Return on equity -1.2% 12.7% 11.4%
Return on assets -0.8% 9.2% 3.0%
Return on invested capital -1.2% – 9.1%
Return on capital employed -1.2% 13.1% 10.1%
Asset turnover 1.1x 0.7x 1.0x
Cash conversion (OCF / net income) -13.6x 1.9x 2.4x
Stock comp / revenue 3.8% 7.0% 0.3%

Financial Health

11 metrics
MetricTACTAGYSDBD
Debt / assets 5.9% – 25.2%
Debt / equity 0.1x – 1.0x
Net debt / EBITDA -82.3x – 1.7x
Debt / FCF 0.6x – 4.0x
Liabilities / assets 36.0% 27.8% 73.9%
Equity / assets 64.0% 72.2% 26.1%
Interest coverage -1.3x 135.9x 2.7x
Current ratio 2.7x 1.9x 1.3x
Quick ratio 1.9x 1.7x 0.6x
Cash ratio 1.3x 1.3x 0.2x
Altman Z-score 3.59 16.12 1.91

Shareholder Returns

7 metrics
MetricTACTAGYSDBD
Dividend yield – – –
Net buyback yield – – 9.3%
Shareholder yield 0.0% 0.0% 9.3%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusTACTAGYSDBD
Forward P/E – 49.5xFY2026 11.9xFY2026
EPS, next fiscal year $-0.04FY2026 $2.34FY2026 $5.62FY2026
EPS growth, next FY – +30.7%FY2026 +0.5%FY2026
EPS growth, the year after – +32.1% +31.5%
Revenue, next fiscal year $59.30MFY2026 $387.61MFY2026 $4.14BFY2026
Revenue growth, next FY +15.2%FY2026 +21.4%FY2026 +8.6%FY2026
Revenue growth, the year after -7.3% +4.5% +3.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersTACTAGYSDBD
Held by institutions 38.0% 100.0% 100.0%
Institutions holding 37 288 213
Change in shares held, QoQ -14.2% +5.5% +8.6%
Institutions buying 13 178 129
Institutions selling 8 71 61
Buyers to sellers 1.63 2.51 2.11

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

TACTAGYSDBD
TACT 1.00 0.11 0.11
AGYS 0.11 1.00 0.18
DBD 0.11 0.18 1.00

Add a Peer

Largest companies in the same industry

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Frequently Asked Questions

Which is bigger, TACT, AGYS and DBD?

Agilysys (AGYS) is the largest by market capitalisation: Transact Technologies (TACT) $56.90M, Agilysys (AGYS) $3.20B, Diebold Nixdorf (DBD) $2.02B.

Which stock is cheaper, TACT, AGYS and DBD?

Diebold Nixdorf (DBD) trades on the lowest price-to-earnings ratio (Transact Technologies (TACT) -142.2x, Agilysys (AGYS) 72.2x, Diebold Nixdorf (DBD) 18.2x). On next year's consensus earnings, Diebold Nixdorf (DBD) is cheapest (Agilysys (AGYS) 49.5x, Diebold Nixdorf (DBD) 11.9x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Agilysys (AGYS) grew revenue fastest over the trailing twelve months: Transact Technologies (TACT) +10.5%, Agilysys (AGYS) +14.9%, Diebold Nixdorf (DBD) +5.4%.

Which company is more profitable?

Agilysys (AGYS) has the highest net margin (Transact Technologies (TACT) -0.8%, Agilysys (AGYS) 12.9%, Diebold Nixdorf (DBD) 2.9%). On return on invested capital, Diebold Nixdorf (DBD) leads (Transact Technologies (TACT) -1.2%, Diebold Nixdorf (DBD) 9.1%).

Which stock has performed better?

Over the past year Transact Technologies (TACT) returned the most: Transact Technologies (TACT) +18.1%, Agilysys (AGYS) +0.6%, Diebold Nixdorf (DBD) +13.8%. Over five years, Agilysys (AGYS) compounded fastest (Transact Technologies (TACT) -17.6%/yr, Agilysys (AGYS) +22.0%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Diebold Nixdorf (DBD) has been the steadiest (Transact Technologies (TACT) 51.2%, Agilysys (AGYS) 56.0%, Diebold Nixdorf (DBD) 40.4%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, TACT, AGYS and DBD?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Diebold Nixdorf (DBD) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.