SVMB vs TRI vs CPAY Stock Comparison

Jingbo Technology, Thomson Reuters and Corpay Prices as of Oct 23, 2026 Peers: Industry group
SVMB Jingbo Technology, Inc.
$2.66 +166.0% 1M +26.7% 1Y
Market cap
$1.48B
P/E
–
Revenue (TTM)
$1.24M
Div. yield
–
Business Process Automation Technology
1 win
TRI Thomson Reuters Corp /Can/
$122.08 +23.3% 1M -24.9% 1Y
Market cap
$54.32B
P/E
33.8x
Revenue (TTM)
$7.83B
Div. yield
3.29%
Compliance Software Technology
1 win
CPAY Corpay, Inc.
$399.69 +0.4% 1M +40.5% 1Y
Market cap
$26.24B
P/E
23.0x
Revenue (TTM)
$5.02B
Div. yield
–
Payment Processing Technology
8 wins

Head to Head

10 decided of 12

Corpay leads on 8 of the 12 questions below (Corpay 8, Thomson Reuters 1, Jingbo Technology 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionSVMBTRICPAYLeader
Larger companyMarket capitalisation $1.48B $54.32B $26.24B TRI
Cheaper on earningsLower P/E, profitable companies only -245.4x 33.8x 23.0x CPAY
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 27.3x 15.3x CPAY
Faster revenue growthRevenue growth, trailing twelve months -45.7% +7.0% +20.4% CPAY
More profitableNet margin, trailing twelve months -486.2% 20.7% 22.7% CPAY
Better return on capitalReturn on invested capital — — 10.7% –
Less leveragedLower net debt / EBITDA -4.6x 1.2x 2.8x SVMB
Higher dividend yieldTrailing dividend yield — 3.29% — –
Better 1-year returnPrice return, last 12 months +26.7% -24.9% +40.5% CPAY
Better 5-year returnAnnualised price return, 5 years — -0.1%/yr +8.8%/yr CPAY
Less volatileAnnualised volatility, 1 year 129.0% 51.7% 36.5% CPAY
Higher overall scoreMean of the five percentile scores vs peers 10/100 56/100 60/100 CPAY

Percentile Scorecard

SVMBTRICPAY

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisSVMBTRICPAY
Valuation 17 #85 of 102 49 #53 of 102 57 #43 of 99
Growth 5 #93 of 98 28 #71 of 98 59 #39 of 94
Profitability 2 #93 of 95 99 #2 of 95 90 #10 of 90
Financial Health 16 #92 of 109 66 #38 of 109 21 #83 of 105
Shareholder Returns – 38 #40 of 64 73 #17 of 61
Overall 10 56 60
  • SVMB ranked among 115 companies in Business Applications
  • TRI ranked among 115 companies in Business Applications
  • CPAY ranked among 109 companies in Fintech

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodSVMBTRICPAYSPY
1 month +166.0%+23.3%+0.4% -0.8%
3 months +166.0%+24.9%+5.3% +3.5%
6 months +56.5%+37.1%+27.8% +7.0%
Year to date +23.7%-7.4%+32.8% +12.2%
1 year +26.7%-24.9%+40.5% +13.0%
3 years -99.1%+3.6%+80.1% +86.3%
3 years, per year -79.3%+1.2%+21.7% +23.1%
5 years —-0.5%+52.1% +68.6%
5 years, per year —-0.1%+8.8% +11.0%
10 years —+196.4%+132.6% +258.0%
10 years, per year —+11.5%+8.8% +13.6%

Risk

MeasureSVMBTRICPAYSPY
Volatility, 1Y 129.0%51.7%36.5% 12.7%
Downside volatility, 1Y 380.7%52.2%34.2% 12.7%
Beta vs S&P 500, 1Y 0.500.180.82 1.00
Return / volatility, 1Y 0.21-0.481.11 1.02
Max drawdown, 5Y -99.9%-64.3%-37.6% -25.4%
From 52-week high 0.0%-24.8%-6.0% -1.8%
52-week high $2.66$162.38$425.23 $779.14
52-week low $0.66$76.55$255.00 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleSVMBTRICPAY
P/E now vs peer median -245.4xmedian 28.8x 33.8xmedian 28.8x 23.0xmedian 20.6x
P/S now vs peer median 1,193xmedian 2.8x 6.9xmedian 2.8x 5.2xmedian 2.3x
EV/EBITDA now vs peer median -250.2xmedian 17.7x 27.0xmedian 17.7x 12.7xmedian 15.4x
P/FCF now vs peer median -511.1xmedian 15.8x 17.0xmedian 15.8x 16.0xmedian 16.4x
P/B now vs peer median -44.7xmedian 3.2x 4.9xmedian 3.2x 7.3xmedian 1.9x
PEG now vs peer median 5.79median 0.85 3.26median 0.85 1.98median 1.05

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsSVMBTRICPAY
Revenue $1.24M $7.83B $5.02B
Gross profit -$132.45K – –
Operating income -$6.50M $2.33B $2.20B
Net income -$6.64M $1.68B $1.15B
Free cash flow -$2.89M $3.19B $1.64B
R&D $245.84K – –
EPS (diluted) $-0.01 $3.61 $17.20
Cash & equivalents $47.85K $577.00M $3.16B
Total debt $27.85M $3.26B $39.11B
Shares (diluted) 555.32M 449.53M 66.33M
Enterprise value $1.48B $51.10B $16.44B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricSVMBTRICPAY
P/E -245.4x 33.8x 23.0x
P/FCF -511.1x 17.0x 16.0x
P/Operating cash flow -551.0x 18.8x 14.2x
P/S 1,193x 6.9x 5.2x
P/B -44.7x 4.9x 7.3x
P/Tangible book -44.7x 6.7x 39.3x
EV/EBITDA -250.2x 27.0x 12.7x
EV/EBIT -231.6x 24.4x 15.3x
EV/Revenue 1,216x 7.3x 6.7x
EV/FCF -520.7x 17.8x 20.6x
EV/Operating cash flow -561.4x 19.7x 18.2x
PEG (3Y EPS CAGR) 5.79 3.26 1.98

Growth

14 metrics
MetricSVMBTRICPAY
Revenue growth (1Y) -45.7% 7.0% 20.4%
Revenue CAGR (3Y) -21.4% 5.2% 11.5%
Gross profit growth (1Y) -143.9% – –
Gross profit CAGR (3Y) 42.3% – –
Operating income growth (1Y) -71.1% 9.1% 17.9%
Operating income CAGR (3Y) -11.3% -0.5% 12.4%
Net income growth (1Y) -283.0% 4.7% 9.4%
Net income CAGR (3Y) -9.7% -6.8% 7.4%
EPS growth (1Y) -431.3% 8.4% 17.0%
EPS CAGR (3Y) -42.4% 10.4% 11.6%
Operating cash flow growth (1Y) -32.4% 14.5% -12.7%
Operating cash flow CAGR (3Y) -178.1% 10.1% 0.6%
Free cash flow growth (1Y) -60.8% 13.0% -15.0%
Free cash flow CAGR (3Y) -29.6% 9.0% -0.2%

Profitability

14 metrics
MetricSVMBTRICPAY
Gross margin -10.7% – –
EBITDA margin -486.0% 26.9% 53.0%
Operating margin -525.0% 29.7% 43.7%
Pretax margin -535.8% 46.5% 33.3%
Net margin -486.2% 20.7% 22.7%
FCF margin -233.5% 40.7% 32.6%
Operating cash flow margin -216.6% 36.9% 36.8%
Return on equity – – 32.2%
Return on assets -87.5% – 4.2%
Return on invested capital – – 10.7%
Return on capital employed – – 20.9%
Asset turnover 0.2x – 0.2x
Cash conversion (OCF / net income) 0.4x 1.7x 1.6x
Stock comp / revenue – – 2.3%

Financial Health

11 metrics
MetricSVMBTRICPAY
Debt / assets 373.6% 18.0% 37.6%
Debt / equity -0.8x 0.3x 3.0x
Net debt / EBITDA -4.6x 1.2x 2.8x
Debt / FCF -9.6x 1.0x 6.5x
Liabilities / assets 543.0% 38.5% 87.3%
Equity / assets -443.0% 61.5% 12.7%
Interest coverage -98.6x 116.5x 5.0x
Current ratio 0.2x 0.5x 1.0x
Quick ratio 1.9x -2.5x 0.5x
Cash ratio 0.0x 0.2x 0.2x
Altman Z-score 9.42 6.10 1.59

Shareholder Returns

7 metrics
MetricSVMBTRICPAY
Dividend yield – 3.3% –
Net buyback yield – -2.1% 6.5%
Shareholder yield – 1.1% 6.5%
Payout ratio (earnings) – 30.9% –
Payout ratio (FCF) – 16.3% –
Dividend growth (1Y) – -10.6% –
Dividend CAGR (3Y) – -8.5% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusSVMBTRICPAY
Forward P/E – 27.3xFY2026 15.3xFY2026
EPS, next fiscal year – $4.48FY2026 $26.13FY2026
EPS growth, next FY – +12.8%FY2026 +22.2%FY2026
EPS growth, the year after – +7.8% +17.2%
Revenue, next fiscal year – $7.75BFY2026 $5.64BFY2026
Revenue growth, next FY – +4.0%FY2026 +25.3%FY2026
Revenue growth, the year after – +15.6% +8.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersSVMBTRICPAY
Held by institutions – 90.1% 97.9%
Institutions holding – 421 732
Change in shares held, QoQ – +0.6% +0.8%
Institutions buying – 408 389
Institutions selling – 9 240
Buyers to sellers – 45.33 1.62

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

SVMBTRICPAY
SVMB 1.00 0.12 0.08
TRI 0.12 1.00 0.30
CPAY 0.08 0.30 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, SVMB, TRI and CPAY?

Thomson Reuters (TRI) is the largest by market capitalisation: Jingbo Technology (SVMB) $1.48B, Thomson Reuters (TRI) $54.32B, Corpay (CPAY) $26.24B.

Which stock is cheaper, SVMB, TRI and CPAY?

Corpay (CPAY) trades on the lowest price-to-earnings ratio (Jingbo Technology (SVMB) -245.4x, Thomson Reuters (TRI) 33.8x, Corpay (CPAY) 23.0x). On next year's consensus earnings, Corpay (CPAY) is cheapest (Thomson Reuters (TRI) 27.3x, Corpay (CPAY) 15.3x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Corpay (CPAY) grew revenue fastest over the trailing twelve months: Jingbo Technology (SVMB) -45.7%, Thomson Reuters (TRI) +7.0%, Corpay (CPAY) +20.4%.

Which company is more profitable?

Corpay (CPAY) has the highest net margin (Jingbo Technology (SVMB) -486.2%, Thomson Reuters (TRI) 20.7%, Corpay (CPAY) 22.7%).

Which stock has performed better?

Over the past year Corpay (CPAY) returned the most: Jingbo Technology (SVMB) +26.7%, Thomson Reuters (TRI) -24.9%, Corpay (CPAY) +40.5%. Over five years, Corpay (CPAY) compounded fastest (Thomson Reuters (TRI) -0.1%/yr, Corpay (CPAY) +8.8%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Thomson Reuters (TRI) 3.29%. Jingbo Technology (SVMB) and Corpay (CPAY) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Corpay (CPAY) has been the steadiest (Jingbo Technology (SVMB) 129.0%, Thomson Reuters (TRI) 51.7%, Corpay (CPAY) 36.5%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, SVMB, TRI and CPAY?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Corpay (CPAY) leads on 8. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.