SLF vs BRK-B vs TD Stock Comparison

Sun Life Financial, Berkshire Hathaway and Toronto Dominion Bank Prices as of Oct 27, 2026 Peers: Industry group
SLF Sun Life Financial Inc
$80.05 +0.2% 1M +28.5% 1Y
Market cap
$45.55B
P/E
19.0x
Revenue (TTM)
—
Div. yield
–
Life Insurance Financial Services
3 wins
BRK-B Berkshire Hathaway Inc
$543.06 +7.4% 1M +11.3% 1Y
Market cap
$777.75M
P/E
0.0x
Revenue (TTM)
$384.69B
Div. yield
–
Property and Casualty Insurance Financial Services
4 wins
TD Toronto Dominion Bank
$125.74 +4.3% 1M +54.0% 1Y
Market cap
$218.45B
P/E
19.4x
Revenue (TTM)
$46.75B
Div. yield
0.03%
Money Center Banks Financial Services
3 wins

Head to Head

10 decided of 12

Berkshire Hathaway leads on 4 of the 12 questions below (Berkshire Hathaway 4, Toronto Dominion Bank 3, Sun Life Financial 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionSLFBRK-BTDLeader
Larger companyMarket capitalisation $45.55B $777.75M $218.45B TD
Cheaper on earningsLower P/E, profitable companies only 19.0x 0.0x 19.4x BRK-B
Cheaper on forward earningsLower price / next fiscal year consensus EPS 13.2x — 18.4x SLF
Faster revenue growthRevenue growth, trailing twelve months — +3.9% -3.6% BRK-B
More profitableNet margin, trailing twelve months — 22.3% 24.1% TD
Better return on capitalReturn on invested capital 12.7% -10.4% — SLF
Less leveragedLower net debt / EBITDA — 2.4x — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.03% –
Better 1-year returnPrice return, last 12 months +28.5% +11.3% +54.0% TD
Better 5-year returnAnnualised price return, 5 years +6.9%/yr +13.4%/yr +11.6%/yr BRK-B
Less volatileAnnualised volatility, 1 year 18.6% 14.7% 18.2% BRK-B
Higher overall scoreMean of the five percentile scores vs peers 34/100 28/100 23/100 SLF

Percentile Scorecard

SLFBRK-BTD

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisSLFBRK-BTD
Valuation 21 #94 of 119 14 #103 of 119 13 #312 of 360
Growth 27 #84 of 114 29 #81 of 114 37 #121 of 191
Profitability 43 #63 of 110 32 #75 of 110 12 #148 of 168
Financial Health 33 #74 of 110 56 #49 of 110 1 #173 of 175
Shareholder Returns 48 #56 of 106 10 #96 of 106 54 #159 of 341
Overall 34 28 23
  • SLF ranked among 126 companies in Insurance
  • BRK-B ranked among 126 companies in Insurance
  • TD ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodSLFBRK-BTDSPY
1 month +0.2%+7.4%+4.3% -0.2%
3 months -4.8%+6.0%+4.5% +3.9%
6 months +12.4%+13.6%+19.3% +8.2%
Year to date +28.3%+8.0%+33.5% +12.9%
1 year +28.5%+11.3%+54.0% +12.3%
3 years +78.9%+63.7%+129.0% +87.4%
3 years, per year +21.4%+17.9%+31.8% +23.3%
5 years +39.5%+87.4%+73.0% +67.9%
5 years, per year +6.9%+13.4%+11.6% +10.9%
10 years +138.5%+276.0%+177.1% +261.1%
10 years, per year +9.1%+14.2%+10.7% +13.7%

Risk

MeasureSLFBRK-BTDSPY
Volatility, 1Y 18.6%14.7%18.2% 12.7%
Downside volatility, 1Y 20.0%14.4%19.0% 12.7%
Beta vs S&P 500, 1Y 0.37-0.020.75 1.00
Return / volatility, 1Y 1.540.772.96 0.97
Max drawdown, 5Y -33.0%-26.6%-39.3% -25.4%
From 52-week high -4.8%-1.0%0.0% -1.2%
52-week high $84.07$548.72$125.74 $779.14
52-week low $57.60$465.40$80.43 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleSLFBRK-BTD
P/E now vs peer median 18.8xmedian 10.5x 0.0xmedian 10.5x 19.3xmedian 12.1x
P/S now vs peer median —median 1.4x 3.0xmedian 1.4x 4.5xmedian 3.4x
EV/EBITDA now vs peer median —median 7.6x -9.6xmedian 7.6x 10.2xmedian 5.0x
P/FCF now vs peer median 13.5xmedian 8.5x 48.3xmedian 8.5x 38.3xmedian 10.9x
P/B now vs peer median 2.4xmedian 1.5x 1.6xmedian 1.5x 2.3xmedian 1.2x
PEG now vs peer median 7.18median 0.53 —median 0.53 4.57median 1.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsSLFBRK-BTD
Revenue – $384.69B $46.75B
Gross profit – $215.64B –
Operating income – -$111.18B $3.46B
Net income $2.57B $86.08B $11.69B
Free cash flow $3.28B $24.22B $5.55B
EPS (diluted) $4.23 – $6.52
Cash & equivalents – $40.61B $4.86B
Total debt $6.42B $128.60B –
Shares (diluted) 566.00M – 1.73B
Enterprise value $3.51B -$1.42T -$457.42B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricSLFBRK-BTD
P/E 18.8x 0.0x 19.3x
P/FCF 13.5x 48.3x 38.3x
P/Operating cash flow 13.1x 25.1x 38.3x
P/S – 3.0x 4.5x
P/B 2.4x 1.6x 2.3x
P/Tangible book 2.9x 1.6x 2.4x
EV/EBITDA – -9.6x 10.2x
EV/EBIT 9.9x -8.4x 15.0x
EV/Revenue – 2.4x 1.1x
EV/FCF 12.2x 38.6x 9.3x
EV/Operating cash flow 11.7x 20.0x 9.3x
PEG (3Y EPS CAGR) 7.18 – 4.57

Growth

14 metrics
MetricSLFBRK-BTD
Revenue growth (1Y) – 3.9% -3.6%
Revenue CAGR (3Y) – 4.9% 5.7%
Gross profit growth (1Y) – 2.1% –
Gross profit CAGR (3Y) – 1.0% –
Operating income growth (1Y) – -4.9% 17.4%
Operating income CAGR (3Y) – -8.5% 47.6%
Net income growth (1Y) 4.7% 35.9% -21.4%
Net income CAGR (3Y) 6.5% -0.5% 2.7%
EPS growth (1Y) 4.1% – -20.7%
EPS CAGR (3Y) 2.6% – 4.2%
Operating cash flow growth (1Y) 8.5% 70.1% -64.0%
Operating cash flow CAGR (3Y) 13.0% 2.6% 28.0%
Free cash flow growth (1Y) 8.6% 194.4% -64.0%
Free cash flow CAGR (3Y) 9.5% -2.5% 28.0%

Profitability

14 metrics
MetricSLFBRK-BTD
Gross margin – 56.1% –
EBITDA margin – -25.3% 10.9%
Operating margin – -28.9% 7.4%
Pretax margin – 29.2% -66.0%
Net margin – 22.3% 24.1%
FCF margin – 6.3% 11.9%
Operating cash flow margin – 12.1% 11.9%
Return on equity 13.9% 11.6% 12.9%
Return on assets 0.9% 6.8% 0.8%
Return on invested capital 12.7% -10.4% –
Return on capital employed – – –
Asset turnover – 0.3x 0.0x
Cash conversion (OCF / net income) 1.3x 0.5x 0.5x
Stock comp / revenue – – –

Financial Health

11 metrics
MetricSLFBRK-BTD
Debt / assets 2.1% 10.2% –
Debt / equity 0.3x 0.2x –
Net debt / EBITDA – 2.4x –
Debt / FCF 2.0x 5.3x –
Liabilities / assets 93.7% 40.6% 94.0%
Equity / assets 6.3% 59.4% 6.0%
Interest coverage 5.6x -21.4x 0.1x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricSLFBRK-BTD
Dividend yield 4.7% – 3.5%
Net buyback yield -0.1% 0.4% 2.4%
Shareholder yield 4.6% 0.4% 5.9%
Payout ratio (earnings) – – 48.3%
Payout ratio (FCF) – – 101.8%
Dividend growth (1Y) – – 4.6%
Dividend CAGR (3Y) – – 6.8%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusSLFBRK-BTD
Forward P/E 13.2xFY2026 – 18.4xFY2026
EPS, next fiscal year $6.06FY2026 – $6.83FY2026
EPS growth, next FY +11.6%FY2026 – +14.4%FY2026
EPS growth, the year after -3.1% – +9.4%
Revenue, next fiscal year $6.17BFY2026 – $45.67BFY2026
Revenue growth, next FY -4.1%FY2026 – +14.9%FY2026
Revenue growth, the year after +29.2% – +3.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersSLFBRK-BTD
Held by institutions 44.7% 65.8% 45.9%
Institutions holding 490 4,923 900
Change in shares held, QoQ +1.3% +1.8% -1.2%
Institutions buying 256 2,236 385
Institutions selling 130 1,988 304
Buyers to sellers 1.97 1.12 1.27

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

SLFBRK-BTD
SLF 1.00 0.21 0.42
BRK-B 0.21 1.00 0.02
TD 0.42 0.02 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, SLF, BRK-B and TD?

Toronto Dominion Bank (TD) is the largest by market capitalisation: Sun Life Financial (SLF) $45.55B, Berkshire Hathaway (BRK-B) $777.75M, Toronto Dominion Bank (TD) $218.45B.

Which stock is cheaper, SLF, BRK-B and TD?

Berkshire Hathaway (BRK-B) trades on the lowest price-to-earnings ratio (Sun Life Financial (SLF) 19.0x, Berkshire Hathaway (BRK-B) 0.0x, Toronto Dominion Bank (TD) 19.4x). On next year's consensus earnings, Sun Life Financial (SLF) is cheapest (Sun Life Financial (SLF) 13.2x, Toronto Dominion Bank (TD) 18.4x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Berkshire Hathaway (BRK-B) grew revenue fastest over the trailing twelve months: Berkshire Hathaway (BRK-B) +3.9%, Toronto Dominion Bank (TD) -3.6%.

Which company is more profitable?

Toronto Dominion Bank (TD) has the highest net margin (Berkshire Hathaway (BRK-B) 22.3%, Toronto Dominion Bank (TD) 24.1%). On return on invested capital, Sun Life Financial (SLF) leads (Sun Life Financial (SLF) 12.7%, Berkshire Hathaway (BRK-B) -10.4%).

Which stock has performed better?

Over the past year Toronto Dominion Bank (TD) returned the most: Sun Life Financial (SLF) +28.5%, Berkshire Hathaway (BRK-B) +11.3%, Toronto Dominion Bank (TD) +54.0%. Over five years, Berkshire Hathaway (BRK-B) compounded fastest (Sun Life Financial (SLF) +6.9%/yr, Berkshire Hathaway (BRK-B) +13.4%/yr, Toronto Dominion Bank (TD) +11.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Sun Life Financial (SLF) 0.00%, Berkshire Hathaway (BRK-B) 0.00%, Toronto Dominion Bank (TD) 0.03%. Sun Life Financial (SLF) and Berkshire Hathaway (BRK-B) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Berkshire Hathaway (BRK-B) has been the steadiest (Sun Life Financial (SLF) 18.6%, Berkshire Hathaway (BRK-B) 14.7%, Toronto Dominion Bank (TD) 18.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, SLF, BRK-B and TD?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Berkshire Hathaway (BRK-B) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.