SCI vs CSV vs SNFCA Stock Comparison

Service Corp International, Carriage Services and Security National Financial Prices as of Oct 23, 2026 Peers: Industry group
SCI Service Corp International
$83.32 +7.0% 1M +2.5% 1Y
Market cap
$11.33B
P/E
21.1x
Revenue (TTM)
$4.37B
Div. yield
0.02%
Funeral Services Consumer Discretionary
7 wins
CSV Carriage Services Inc
$35.44 +11.8% 1M -21.6% 1Y
Market cap
$550.92M
P/E
12.4x
Revenue (TTM)
$417.29M
Div. yield
0.01%
Funeral Services Consumer Discretionary
1 win

Head to Head

12 decided of 12

Service Corp International leads on 7 of the 12 questions below (Service Corp International 7, Security National Financial 4, Carriage Services 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionSCICSVSNFCALeader
Larger companyMarket capitalisation $11.33B $550.92M $238.01M SCI
Cheaper on earningsLower P/E, profitable companies only 21.1x 12.4x 6.4x SNFCA
Cheaper on forward earningsLower price / next fiscal year consensus EPS 20.8x 10.0x — CSV
Faster revenue growthRevenue growth, trailing twelve months +2.9% +2.4% -1.1% SCI
More profitableNet margin, trailing twelve months 12.3% 10.7% 11.1% SCI
Better return on capitalReturn on invested capital 10.7% 8.7% -6.6% SCI
Less leveragedLower net debt / EBITDA 4.1x 4.4x — SCI
Higher dividend yieldTrailing dividend yield 0.02% 0.01% 0.00% SCI
Better 1-year returnPrice return, last 12 months +2.5% -21.6% +10.2% SNFCA
Better 5-year returnAnnualised price return, 5 years +5.5%/yr -4.3%/yr +5.9%/yr SNFCA
Less volatileAnnualised volatility, 1 year 24.7% 31.3% 30.0% SCI
Higher overall scoreMean of the five percentile scores vs peers 32/100 26/100 41/100 SNFCA

Percentile Scorecard

SCICSVSNFCA

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisSCICSVSNFCA
Valuation 16 #28 of 33 56 #15 of 33 89 #14 of 119
Growth 17 #25 of 30 14 #26 of 30 22 #91 of 117
Profitability 79 #7 of 29 36 #19 of 29 34 #78 of 117
Financial Health 3 #38 of 39 11 #35 of 39 50 #59 of 118
Shareholder Returns 47 #9 of 16 13 #14 of 16 11 #96 of 108
Overall 32 26 41
  • SCI ranked among 39 companies in Consumer Services
  • CSV ranked among 39 companies in Consumer Services
  • SNFCA ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodSCICSVSNFCASPY
1 month +7.0%+11.8%+6.1% -1.0%
3 months +1.2%-9.1%-3.5% +2.9%
6 months -5.0%-30.8%-7.6% +6.4%
Year to date +6.9%-16.2%+1.6% +11.4%
1 year +2.5%-21.6%+10.2% +13.1%
3 years +53.8%+59.5%+40.6% +79.4%
3 years, per year +15.5%+16.9%+12.0% +21.5%
5 years +30.9%-19.9%+33.2% +67.7%
5 years, per year +5.5%-4.3%+5.9% +10.9%
10 years +218.3%+46.4%+103.3% +255.2%
10 years, per year +12.3%+3.9%+7.4% +13.5%

Risk

MeasureSCICSVSNFCASPY
Volatility, 1Y 24.7%31.3%30.0% 12.7%
Downside volatility, 1Y 24.5%34.7%30.5% 12.7%
Beta vs S&P 500, 1Y -0.100.230.42 1.00
Return / volatility, 1Y 0.10-0.690.34 1.03
Max drawdown, 5Y -28.6%-69.4%-39.5% -25.4%
From 52-week high -5.0%-31.4%-8.6% -2.5%
52-week high $87.73$51.65$10.01 $779.14
52-week low $68.77$30.41$7.76 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleSCICSVSNFCA
P/E now vs peer median 21.3xmedian 16.9x 12.4xmedian 16.9x 6.4xmedian 10.5x
P/S now vs peer median 2.6xmedian 1.3x 1.3xmedian 1.3x 0.6xmedian 1.4x
EV/EBITDA now vs peer median 13.4xmedian 9.4x 9.1xmedian 9.4x —median 8.0x
P/FCF now vs peer median 21.3xmedian 14.5x 15.0xmedian 14.5x 26.3xmedian 8.4x
P/B now vs peer median 7.4xmedian 2.0x 2.0xmedian 2.0x 0.1xmedian 1.5x
PEG now vs peer median 3.19median 0.33 1.04median 0.33 0.69median 0.47

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsSCICSVSNFCA
Revenue $4.37B $417.29M $335.96M
Gross profit $1.14B $146.58M $188.72M
Operating income $977.34M $91.33M -$99.03M
Net income $537.74M $44.61M $37.29M
Free cash flow $535.24M $37.42M $8.19M
EPS (diluted) $3.89 $2.82 $1.39
Cash & equivalents $260.41M $2.55M $163.44M
Total debt $5.30B $526.02M $564.03M
Shares (diluted) 138.33M 15.84M 26.89M
Enterprise value $10.33B $542.52M -$1.80B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricSCICSVSNFCA
P/E 21.3x 12.4x 6.4x
P/FCF 21.3x 15.0x 26.3x
P/Operating cash flow 11.0x 9.2x 2.7x
P/S 2.6x 1.3x 0.6x
P/B 7.4x 2.0x 0.1x
P/Tangible book 7.4x 2.0x 0.1x
EV/EBITDA 13.4x 9.1x –
EV/EBIT 16.8x 11.9x 1.9x
EV/Revenue 3.8x 2.6x -0.5x
EV/FCF 30.7x 29.0x -22.4x
EV/Operating cash flow 15.8x 17.7x -2.3x
PEG (3Y EPS CAGR) 3.19 1.04 0.69

Growth

14 metrics
MetricSCICSVSNFCA
Revenue growth (1Y) 2.9% 2.4% -1.1%
Revenue CAGR (3Y) 2.6% 3.7% -1.8%
Gross profit growth (1Y) 1.4% 2.6% -1.0%
Gross profit CAGR (3Y) 2.3% 7.1% -18.6%
Operating income growth (1Y) 2.8% -8.2% 11.4%
Operating income CAGR (3Y) 4.8% 6.2% -74.1%
Net income growth (1Y) 0.5% -14.9% 27.9%
Net income CAGR (3Y) 3.1% 12.6% 12.1%
EPS growth (1Y) 3.9% -15.9% 27.5%
EPS CAGR (3Y) 6.7% 12.0% 9.2%
Operating cash flow growth (1Y) 3.2% 17.8% 57.6%
Operating cash flow CAGR (3Y) 13.1% -4.4% 32.0%
Free cash flow growth (1Y) -11.4% 1.1% 155.3%
Free cash flow CAGR (3Y) 18.4% -8.3% -26.9%

Profitability

14 metrics
MetricSCICSVSNFCA
Gross margin 26.0% 35.1% 56.2%
EBITDA margin 28.1% 28.5% –
Operating margin 22.4% 21.9% -29.5%
Pretax margin 16.5% 15.0% 14.4%
Net margin 12.3% 10.7% 11.1%
FCF margin 12.2% 9.0% 2.4%
Operating cash flow margin 23.7% 14.7% 24.0%
Return on equity 34.4% 16.3% 3.7%
Return on assets 2.8% 3.3% 2.3%
Return on invested capital 10.7% 8.7% -6.6%
Return on capital employed 5.4% 7.0% –
Asset turnover 0.2x 0.3x 0.2x
Cash conversion (OCF / net income) 1.9x 1.4x 2.2x
Stock comp / revenue 0.4% 1.9% –

Financial Health

11 metrics
MetricSCICSVSNFCA
Debt / assets 27.6% 38.5% 9.0%
Debt / equity 3.4x 1.9x 0.1x
Net debt / EBITDA 4.1x 4.4x –
Debt / FCF 9.9x 14.1x 17.6x
Liabilities / assets 92.0% 79.5% –
Equity / assets 8.0% 20.5% 100.0%
Interest coverage 3.8x 3.3x -23.5x
Current ratio 0.5x 1.5x –
Quick ratio 0.4x 1.0x –
Cash ratio 0.3x 0.1x –
Altman Z-score 0.79 1.18 –

Shareholder Returns

7 metrics
MetricSCICSVSNFCA
Dividend yield 1.7% 1.3% –
Net buyback yield 3.3% -0.3% 0.8%
Shareholder yield 4.9% 1.0% 0.8%
Payout ratio (earnings) 35.1% 15.9% –
Payout ratio (FCF) 35.3% 19.0% –
Dividend growth (1Y) 6.0% 2.7% –
Dividend CAGR (3Y) 5.2% 2.2% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusSCICSVSNFCA
Forward P/E 20.8xFY2026 10.0xFY2026 –
EPS, next fiscal year $4.00FY2026 $3.53FY2026 –
EPS growth, next FY +3.9%FY2026 +10.3%FY2026 –
EPS growth, the year after +9.7% +7.4% –
Revenue, next fiscal year $4.72BFY2026 $416.12MFY2026 –
Revenue growth, next FY +9.4%FY2026 -0.3%FY2026 –
Revenue growth, the year after +1.3% +16.1% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersSCICSVSNFCA
Held by institutions 94.2% 84.9% 35.8%
Institutions holding 552 160 77
Change in shares held, QoQ +1.6% +7.6% -1.3%
Institutions buying 231 86 37
Institutions selling 213 43 22
Buyers to sellers 1.08 2.00 1.68

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

SCICSVSNFCA
SCI 1.00 0.57 0.20
CSV 0.57 1.00 0.30
SNFCA 0.20 0.30 1.00

Add a Peer

Largest companies in the same industry
SCI · Funeral Services

Related Comparisons

Frequently Asked Questions

Which is bigger, SCI, CSV and SNFCA?

Service Corp International (SCI) is the largest by market capitalisation: Service Corp International (SCI) $11.33B, Carriage Services (CSV) $550.92M, Security National Financial (SNFCA) $238.01M.

Which stock is cheaper, SCI, CSV and SNFCA?

Security National Financial (SNFCA) trades on the lowest price-to-earnings ratio (Service Corp International (SCI) 21.1x, Carriage Services (CSV) 12.4x, Security National Financial (SNFCA) 6.4x). On next year's consensus earnings, Carriage Services (CSV) is cheapest (Service Corp International (SCI) 20.8x, Carriage Services (CSV) 10.0x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Service Corp International (SCI) grew revenue fastest over the trailing twelve months: Service Corp International (SCI) +2.9%, Carriage Services (CSV) +2.4%, Security National Financial (SNFCA) -1.1%.

Which company is more profitable?

Service Corp International (SCI) has the highest net margin (Service Corp International (SCI) 12.3%, Carriage Services (CSV) 10.7%, Security National Financial (SNFCA) 11.1%). On return on invested capital, Service Corp International (SCI) leads (Service Corp International (SCI) 10.7%, Carriage Services (CSV) 8.7%, Security National Financial (SNFCA) -6.6%).

Which stock has performed better?

Over the past year Security National Financial (SNFCA) returned the most: Service Corp International (SCI) +2.5%, Carriage Services (CSV) -21.6%, Security National Financial (SNFCA) +10.2%. Over five years, Security National Financial (SNFCA) compounded fastest (Service Corp International (SCI) +5.5%/yr, Carriage Services (CSV) -4.3%/yr, Security National Financial (SNFCA) +5.9%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Service Corp International (SCI) has the highest dividend yield: Service Corp International (SCI) 0.02%, Carriage Services (CSV) 0.01%, Security National Financial (SNFCA) 0.00%. Security National Financial (SNFCA) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Service Corp International (SCI) has been the steadiest (Service Corp International (SCI) 24.7%, Carriage Services (CSV) 31.3%, Security National Financial (SNFCA) 30.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, SCI, CSV and SNFCA?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Service Corp International (SCI) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.