SAIC vs EPAM vs INFY Stock Comparison

Science Applications International, EPAM Systems and Infosys Prices as of Oct 26, 2026 Peers: Industry group
EPAM EPAM Systems, Inc.
$137.43 +27.0% 1M -13.8% 1Y
Market cap
$6.96B
P/E
17.3x
Revenue (TTM)
$5.62B
Div. yield
–
IT Services Technology
2 wins
INFY Infosys Ltd
$12.43 +18.2% 1M -28.9% 1Y
Market cap
$49.83B
P/E
0.2x
Revenue (TTM)
$952.02B
Div. yield
–
IT Services Technology
5 wins

Head to Head

11 decided of 12

Infosys leads on 5 of the 12 questions below (Infosys 5, Science Applications International 4, EPAM Systems 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionSAICEPAMINFYLeader
Larger companyMarket capitalisation $6.33B $6.96B $49.83B INFY
Cheaper on earningsLower P/E, profitable companies only 16.7x 17.3x 0.2x INFY
Cheaper on forward earningsLower price / next fiscal year consensus EPS 14.3x 10.0x 15.2x EPAM
Faster revenue growthRevenue growth, trailing twelve months -0.8% +10.8% +4,736.0% INFY
More profitableNet margin, trailing twelve months 5.1% 7.2% 32.3% INFY
Better return on capitalReturn on invested capital 12.6% 11.5% — SAIC
Less leveragedLower net debt / EBITDA 3.1x -1.1x 0.2x EPAM
Higher dividend yieldTrailing dividend yield 0.01% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +57.8% -13.8% -28.9% SAIC
Better 5-year returnAnnualised price return, 5 years +11.8%/yr -26.8%/yr -11.2%/yr SAIC
Less volatileAnnualised volatility, 1 year 39.6% 53.6% 42.0% SAIC
Higher overall scoreMean of the five percentile scores vs peers 48/100 71/100 83/100 INFY

Percentile Scorecard

SAICEPAMINFY

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisSAICEPAMINFY
Valuation 51 #25 of 50 55 #23 of 50 100 #1 of 50
Growth 34 #30 of 45 43 #26 of 45 93 #4 of 45
Profitability 70 #13 of 41 80 #9 of 41 88 #6 of 41
Financial Health 20 #50 of 62 89 #8 of 62 66 #22 of 62
Shareholder Returns 66 #11 of 30 90 #4 of 30 69 #10 of 30
Overall 48 71 83
  • SAIC ranked among 66 companies in Technology Services
  • EPAM ranked among 66 companies in Technology Services
  • INFY ranked among 66 companies in Technology Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodSAICEPAMINFYSPY
1 month +12.0%+27.0%+18.2% -0.8%
3 months +25.3%+45.8%+5.9% +3.5%
6 months +58.3%+18.2%+1.2% +7.0%
Year to date +47.5%-32.9%-30.2% +12.2%
1 year +57.8%-13.8%-28.9% +13.0%
3 years +38.9%-34.7%-24.4% +86.3%
3 years, per year +11.6%-13.2%-8.9% +23.1%
5 years +74.4%-78.9%-44.9% +68.6%
5 years, per year +11.8%-26.8%-11.2% +11.0%
10 years +113.8%+107.1%+59.2% +258.0%
10 years, per year +7.9%+7.6%+4.8% +13.6%

Risk

MeasureSAICEPAMINFYSPY
Volatility, 1Y 39.6%53.6%42.0% 12.7%
Downside volatility, 1Y 39.1%60.9%43.6% 12.7%
Beta vs S&P 500, 1Y 0.140.420.39 1.00
Return / volatility, 1Y 1.46-0.26-0.69 1.02
Max drawdown, 5Y -46.6%-89.4%-60.0% -25.4%
From 52-week high 0.0%-37.9%-38.5% -1.8%
52-week high $148.51$221.40$20.22 $779.14
52-week low $82.22$76.04$10.49 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleSAICEPAMINFY
P/E now vs peer median 16.6xmedian 17.9x 17.9xmedian 17.9x 0.2xmedian 17.9x
P/S now vs peer median 0.8xmedian 0.7x 1.3xmedian 0.7x 0.1xmedian 0.7x
EV/EBITDA now vs peer median 11.5xmedian 11.0x 9.2xmedian 11.0x 0.5xmedian 11.0x
P/FCF now vs peer median 10.1xmedian 12.1x 14.7xmedian 12.1x 2.4xmedian 12.1x
P/B now vs peer median 4.3xmedian 1.4x 2.0xmedian 1.4x 0.1xmedian 1.4x
PEG now vs peer median -11.96median 1.49 -3.45median 1.49 0.00median 1.49

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsSAICEPAMINFY
Revenue $7.40B $5.62B $952.02B
Gross profit $936.00M $1.65B $133.02B
Operating income $592.00M $563.19M $86.76B
Net income $380.00M $401.67M $16.45B
Free cash flow $619.00M $482.64M $21.15B
EPS (diluted) $8.88 $7.68 $74.63
Cash & equivalents $126.00M $789.40M $243.50B
Total debt $2.49B $25.00M $47.85B
Shares (diluted) 42.80M 52.27M 4.12B
Enterprise value $5.87B $2.60B $37.35B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricSAICEPAMINFY
P/E 16.6x 17.9x 0.2x
P/FCF 10.1x 14.7x 2.4x
P/Operating cash flow 9.5x 13.2x 2.7x
P/S 0.8x 1.3x 0.1x
P/B 4.3x 2.0x 0.1x
P/Tangible book 8.4x 2.3x 0.1x
EV/EBITDA 11.5x 9.2x 0.5x
EV/EBIT 14.5x 11.2x 0.9x
EV/Revenue 1.2x 1.1x 0.1x
EV/FCF 13.9x 13.1x 3.5x
EV/Operating cash flow 13.0x 11.7x 4.0x
PEG (3Y EPS CAGR) -11.96 -3.45 0.00

Growth

14 metrics
MetricSAICEPAMINFY
Revenue growth (1Y) -0.8% 10.8% 4,736%
Revenue CAGR (3Y) -1.3% 5.1% 34.8%
Gross profit growth (1Y) 4.8% 8.5% 2,114%
Gross profit CAGR (3Y) 1.5% 2.9% 186.2%
Operating income growth (1Y) 6.1% 4.4% 1,997%
Operating income CAGR (3Y) -8.4% -2.9% 180.8%
Net income growth (1Y) -4.8% 0.1% -4.7%
Net income CAGR (3Y) -8.7% -9.0% 15.4%
EPS growth (1Y) 4.1% 8.3% 116.2%
EPS CAGR (3Y) -1.4% -5.2% 34.4%
Operating cash flow growth (1Y) 37.5% 19.8% 127.6%
Operating cash flow CAGR (3Y) 9.3% -4.3% 1.4%
Free cash flow growth (1Y) 40.4% 17.8% -3.0%
Free cash flow CAGR (3Y) 8.8% -4.8% 5.3%

Profitability

14 metrics
MetricSAICEPAMINFY
Gross margin 12.6% 29.4% 14.0%
EBITDA margin 10.1% 12.3% 14.6%
Operating margin 8.0% 10.0% 9.1%
Pretax margin 6.2% 9.8% 22.6%
Net margin 5.1% 7.2% 32.3%
FCF margin 8.4% 8.6% 2.2%
Operating cash flow margin 8.9% 9.6% 1.9%
Return on equity 26.6% 11.6% 31.0%
Return on assets 7.1% 8.7% 18.6%
Return on invested capital 12.6% 11.5% –
Return on capital employed 13.7% 14.7% 29.9%
Asset turnover 1.4x 1.2x 1.2x
Cash conversion (OCF / net income) 1.7x 1.3x 1.1x
Stock comp / revenue 0.9% 3.3% 0.0%

Financial Health

11 metrics
MetricSAICEPAMINFY
Debt / assets 45.8% 0.5% 1.7%
Debt / equity 1.7x 0.0x 0.0x
Net debt / EBITDA 3.1x -1.1x 0.2x
Debt / FCF 4.0x 0.1x 1.3x
Liabilities / assets 73.5% 23.1% 39.1%
Equity / assets 26.5% 76.9% 60.9%
Interest coverage 4.5x – 41.8x
Current ratio 1.2x 2.8x 2.0x
Quick ratio 1.1x 2.6x 0.7x
Cash ratio 0.1x 1.0x 0.0x
Altman Z-score 3.08 6.66 –

Shareholder Returns

7 metrics
MetricSAICEPAMINFY
Dividend yield 1.0% – 4.2%
Net buyback yield 7.4% 9.6% –
Shareholder yield 8.4% 9.6% 4.2%
Payout ratio (earnings) 17.6% – –
Payout ratio (FCF) 10.8% – –
Dividend growth (1Y) -6.9% – –
Dividend CAGR (3Y) -6.5% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusSAICEPAMINFY
Forward P/E 14.3xFY2026 10.0xFY2026 15.2xFY2026
EPS, next fiscal year $10.36FY2026 $13.81FY2026 $0.82FY2026
EPS growth, next FY -3.6%FY2026 +20.1%FY2026 +2.5%FY2026
EPS growth, the year after +4.7% +8.5% +8.5%
Revenue, next fiscal year $7.57BFY2026 $6.04BFY2026 $21.28BFY2026
Revenue growth, next FY +4.2%FY2026 +10.6%FY2026 +5.6%FY2026
Revenue growth, the year after +1.5% +0.9% -3.2%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersSAICEPAMINFY
Held by institutions 83.0% 100.0% 13.2%
Institutions holding 433 438 431
Change in shares held, QoQ +0.7% +0.7% +18.7%
Institutions buying 214 232 218
Institutions selling 142 160 163
Buyers to sellers 1.51 1.45 1.34

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

SAICEPAMINFY
SAIC 1.00 0.27 0.26
EPAM 0.27 1.00 0.64
INFY 0.26 0.64 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, SAIC, EPAM and INFY?

Infosys (INFY) is the largest by market capitalisation: Science Applications International (SAIC) $6.33B, EPAM Systems (EPAM) $6.96B, Infosys (INFY) $49.83B.

Which stock is cheaper, SAIC, EPAM and INFY?

Infosys (INFY) trades on the lowest price-to-earnings ratio (Science Applications International (SAIC) 16.7x, EPAM Systems (EPAM) 17.3x, Infosys (INFY) 0.2x). On next year's consensus earnings, EPAM Systems (EPAM) is cheapest (Science Applications International (SAIC) 14.3x, EPAM Systems (EPAM) 10.0x, Infosys (INFY) 15.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Infosys (INFY) grew revenue fastest over the trailing twelve months: Science Applications International (SAIC) -0.8%, EPAM Systems (EPAM) +10.8%, Infosys (INFY) +4,736.0%.

Which company is more profitable?

Infosys (INFY) has the highest net margin (Science Applications International (SAIC) 5.1%, EPAM Systems (EPAM) 7.2%, Infosys (INFY) 32.3%). On return on invested capital, Science Applications International (SAIC) leads (Science Applications International (SAIC) 12.6%, EPAM Systems (EPAM) 11.5%).

Which stock has performed better?

Over the past year Science Applications International (SAIC) returned the most: Science Applications International (SAIC) +57.8%, EPAM Systems (EPAM) -13.8%, Infosys (INFY) -28.9%. Over five years, Science Applications International (SAIC) compounded fastest (Science Applications International (SAIC) +11.8%/yr, EPAM Systems (EPAM) -26.8%/yr, Infosys (INFY) -11.2%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Science Applications International (SAIC) 0.01%, EPAM Systems (EPAM) 0.00%, Infosys (INFY) 0.00%. EPAM Systems (EPAM) and Infosys (INFY) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Science Applications International (SAIC) has been the steadiest (Science Applications International (SAIC) 39.6%, EPAM Systems (EPAM) 53.6%, Infosys (INFY) 42.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, SAIC, EPAM and INFY?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Infosys (INFY) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.