RY vs MUFG Stock Comparison

Royal Bank Of Canada and Mitsubishi Ufj Financial Prices as of Oct 26, 2026 Peers: Industry group
RY Royal Bank Of Canada
$202.60 +0.3% 1M +37.1% 1Y
Market cap
$286.62B
P/E
17.5x
Revenue (TTM)
$51.37B
Div. yield
–
Money Center Banks Financial Services
5 wins

Head to Head

10 decided of 12

Royal Bank Of Canada leads on 5 of the 12 questions below (Royal Bank Of Canada 5, Mitsubishi Ufj Financial 5). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionRYMUFGLeader
Larger companyMarket capitalisation $286.62B $244.92B RY
Cheaper on earningsLower P/E, profitable companies only 17.5x 16.2x MUFG
Cheaper on forward earningsLower price / next fiscal year consensus EPS 16.5x 12.3x MUFG
Faster revenue growthRevenue growth, trailing twelve months +11.2% -12.0% RY
More profitableNet margin, trailing twelve months 31.9% 47.7% MUFG
Better return on capitalReturn on invested capital 49.3% 3.6% RY
Less leveragedLower net debt / EBITDA -3.0x — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +37.1% +42.8% MUFG
Better 5-year returnAnnualised price return, 5 years +13.9%/yr +30.5%/yr MUFG
Less volatileAnnualised volatility, 1 year 16.5% 26.3% RY
Higher overall scoreMean of the five percentile scores vs peers 77/100 36/100 RY

Percentile Scorecard

RYMUFG

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisRYMUFG
Valuation 62 #137 of 362 22 #284 of 362
Growth 68 #72 of 221 75 #56 of 221
Profitability 96 #9 of 200 66 #69 of 200
Financial Health 65 #72 of 203 5 #193 of 203
Shareholder Returns 94 #21 of 342 15 #291 of 342
Overall 77 36
  • RY ranked among 370 companies in Banking
  • MUFG ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodRYMUFGSPY
1 month +0.3%-10.2% -0.8%
3 months -3.3%-8.7% +3.5%
6 months +14.7%+20.9% +7.0%
Year to date +18.8%+33.0% +12.2%
1 year +37.1%+42.8% +13.0%
3 years +159.1%+155.9% +86.3%
3 years, per year +37.4%+36.8% +23.1%
5 years +91.2%+278.6% +68.6%
5 years, per year +13.9%+30.5% +11.0%
10 years +224.1%+316.0% +258.0%
10 years, per year +12.5%+15.3% +13.6%

Risk

MeasureRYMUFGSPY
Volatility, 1Y 16.5%26.3% 12.7%
Downside volatility, 1Y 15.8%26.7% 12.7%
Beta vs S&P 500, 1Y 0.700.92 1.00
Return / volatility, 1Y 2.241.63 1.02
Max drawdown, 5Y -34.2%-35.6% -25.4%
From 52-week high -7.0%-12.6% -1.8%
52-week high $217.87$24.14 $779.14
52-week low $145.41$14.88 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleRYMUFG
P/E now vs peer median 17.4xmedian 12.1x 15.9xmedian 12.1x
P/S now vs peer median 5.5xmedian 3.4x 7.9xmedian 3.4x
EV/EBITDA now vs peer median 0.9xmedian 5.0x —median 5.0x
P/FCF now vs peer median 4.9xmedian 11.0x —median 11.0x
P/B now vs peer median 2.7xmedian 1.2x 2.3xmedian 1.2x
PEG now vs peer median 1.21median 1.36 0.27median 1.36

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsRYMUFG
Revenue $51.37B $31.62B
Gross profit – $29.85B
Operating income – $18.02B
Net income $16.43B $13.97B
Free cash flow $57.35B –
EPS (diluted) $11.62 $1.32
Cash & equivalents $45.78B –
Total debt $9.69B $494.43B
Shares (diluted) 1.41B 11.40B
Enterprise value -$543.42B -$96.47B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricRYMUFG
P/E 17.4x 15.9x
P/FCF 4.9x –
P/Operating cash flow 4.9x –
P/S 5.5x 7.9x
P/B 2.7x 2.3x
P/Tangible book 2.9x 2.3x
EV/EBITDA 0.9x –
EV/EBIT 1.0x 5.2x
EV/Revenue 1.3x 3.0x
EV/FCF 1.2x –
EV/Operating cash flow 1.2x –
PEG (3Y EPS CAGR) 1.21 0.27

Growth

14 metrics
MetricRYMUFG
Revenue growth (1Y) 11.2% -12.0%
Revenue CAGR (3Y) 10.3% -2.4%
Gross profit growth (1Y) – 38.8%
Gross profit CAGR (3Y) – 7.6%
Operating income growth (1Y) – 24.8%
Operating income CAGR (3Y) – 12.7%
Net income growth (1Y) 19.6% 62.6%
Net income CAGR (3Y) 14.8% 32.4%
EPS growth (1Y) 19.0% 104.8%
EPS CAGR (3Y) 14.4% 59.4%
Operating cash flow growth (1Y) -8.3% –
Operating cash flow CAGR (3Y) 28.0% –
Free cash flow growth (1Y) -8.3% –
Free cash flow CAGR (3Y) 28.0% –

Profitability

14 metrics
MetricRYMUFG
Gross margin – 94.4%
EBITDA margin 140.4% –
Operating margin – 57.0%
Pretax margin 40.9% 59.6%
Net margin 31.9% 47.7%
FCF margin 111.6% –
Operating cash flow margin 111.6% –
Return on equity 15.9% 11.7%
Return on assets 0.9% 0.5%
Return on invested capital 49.3% 3.6%
Return on capital employed – –
Asset turnover 0.0x 0.0x
Cash conversion (OCF / net income) 3.5x –
Stock comp / revenue – –

Financial Health

11 metrics
MetricRYMUFG
Debt / assets 0.5% 4.7%
Debt / equity 0.1x 1.2x
Net debt / EBITDA -3.0x –
Debt / FCF 0.2x –
Liabilities / assets 94.2% 96.0%
Equity / assets 5.8% 4.0%
Interest coverage 1.4x 0.6x
Current ratio – –
Quick ratio – –
Cash ratio – –
Altman Z-score – –

Shareholder Returns

7 metrics
MetricRYMUFG
Dividend yield 4.1% 1.5%
Net buyback yield 3.1% –
Shareholder yield 7.2% 1.5%
Payout ratio (earnings) – –
Payout ratio (FCF) – –
Dividend growth (1Y) – –
Dividend CAGR (3Y) – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusRYMUFG
Forward P/E 16.5xFY2026 12.3xFY2026
EPS, next fiscal year $12.27FY2026 $1.71FY2026
EPS growth, next FY +19.2%FY2026 +27.6%FY2026
EPS growth, the year after +6.9% +0.6%
Revenue, next fiscal year $53.04BFY2026 $44.38BFY2026
Revenue growth, next FY +11.6%FY2026 +18.6%FY2026
Revenue growth, the year after +0.5% +4.0%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersRYMUFG
Held by institutions 43.8% 3.0%
Institutions holding 984 574
Change in shares held, QoQ +1.9% -0.1%
Institutions buying 446 324
Institutions selling 325 160
Buyers to sellers 1.37 2.03

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

RYMUFG
RY 1.00 0.49
MUFG 0.49 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, RY and MUFG?

Royal Bank Of Canada (RY) is the largest by market capitalisation: Royal Bank Of Canada (RY) $286.62B, Mitsubishi Ufj Financial (MUFG) $244.92B.

Which stock is cheaper, RY and MUFG?

Mitsubishi Ufj Financial (MUFG) trades on the lowest price-to-earnings ratio (Royal Bank Of Canada (RY) 17.5x, Mitsubishi Ufj Financial (MUFG) 16.2x). On next year's consensus earnings, Mitsubishi Ufj Financial (MUFG) is cheapest (Royal Bank Of Canada (RY) 16.5x, Mitsubishi Ufj Financial (MUFG) 12.3x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Royal Bank Of Canada (RY) grew revenue fastest over the trailing twelve months: Royal Bank Of Canada (RY) +11.2%, Mitsubishi Ufj Financial (MUFG) -12.0%.

Which company is more profitable?

Mitsubishi Ufj Financial (MUFG) has the highest net margin (Royal Bank Of Canada (RY) 31.9%, Mitsubishi Ufj Financial (MUFG) 47.7%). On return on invested capital, Royal Bank Of Canada (RY) leads (Royal Bank Of Canada (RY) 49.3%, Mitsubishi Ufj Financial (MUFG) 3.6%).

Which stock has performed better?

Over the past year Mitsubishi Ufj Financial (MUFG) returned the most: Royal Bank Of Canada (RY) +37.1%, Mitsubishi Ufj Financial (MUFG) +42.8%. Over five years, Mitsubishi Ufj Financial (MUFG) compounded fastest (Royal Bank Of Canada (RY) +13.9%/yr, Mitsubishi Ufj Financial (MUFG) +30.5%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Royal Bank Of Canada (RY) has been the steadiest (Royal Bank Of Canada (RY) 16.5%, Mitsubishi Ufj Financial (MUFG) 26.3%). Volatility measures how widely the price swings, not the risk of the business.

Do RY and MUFG move together?

Their daily returns over the past year have a correlation of 0.49, a moderate positive relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, RY and MUFG?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Royal Bank Of Canada (RY) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.