RKT vs FIGR vs BETR Stock Comparison

Rocket Companies, Figure Technology Solutions and Better Home & Finance Holding Prices as of Oct 23, 2026 Peers: Industry group
RKT Rocket Companies, Inc.
$11.73 -3.3% 1M -33.4% 1Y
Market cap
$32.55B
P/E
69.1x
Revenue (TTM)
$10.02B
Div. yield
–
Mortgage Lending Financial Services
6 wins

Head to Head

11 decided of 12

Rocket Companies leads on 6 of the 12 questions below (Rocket Companies 6, Figure Technology Solutions 4, Better Home & Finance Holding 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionRKTFIGRBETRLeader
Larger companyMarket capitalisation $32.55B $4.86B $329.80M RKT
Cheaper on earningsLower P/E, profitable companies only 69.1x 20.5x -1.8x FIGR
Cheaper on forward earningsLower price / next fiscal year consensus EPS 18.9x 21.7x — RKT
Faster revenue growthRevenue growth, trailing twelve months +101.7% +88.8% +48.7% RKT
More profitableNet margin, trailing twelve months 4.7% 33.5% -94.5% FIGR
Better return on capitalReturn on invested capital 2.4% 8.9% -17.1% FIGR
Less leveragedLower net debt / EBITDA 10.8x — -5.0x BETR
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -33.4% -42.1% -80.6% RKT
Better 5-year returnAnnualised price return, 5 years -6.6%/yr — -49.3%/yr RKT
Less volatileAnnualised volatility, 1 year 58.8% 94.0% 122.6% RKT
Higher overall scoreMean of the five percentile scores vs peers 41/100 54/100 19/100 FIGR

Percentile Scorecard

RKTFIGRBETR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisRKTFIGRBETR
Valuation 17 #142 of 170 15 #144 of 170 7 #158 of 170
Growth 90 #17 of 165 96 #7 of 165 73 #46 of 165
Profitability 34 #103 of 155 72 #44 of 155 6 #146 of 155
Financial Health 47 #87 of 163 81 #32 of 163 9 #149 of 163
Shareholder Returns 17 #114 of 137 3 #133 of 137 1 #136 of 137
Overall 41 54 19
  • RKT ranked among 175 companies in Lending and Credit
  • FIGR ranked among 175 companies in Lending and Credit
  • BETR ranked among 175 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodRKTFIGRBETRSPY
1 month -3.3%-33.1%+37.5% -1.0%
3 months -10.2%-15.9%-23.3% +2.9%
6 months -24.8%-27.9%-60.7% +6.4%
Year to date -39.4%-43.2%-48.7% +11.4%
1 year -33.4%-42.1%-80.6% +13.1%
3 years +59.8%—-20.4% +79.4%
3 years, per year +16.9%—-7.3% +21.5%
5 years -29.0%—-96.6% +67.7%
5 years, per year -6.6%—-49.3% +10.9%

Risk

MeasureRKTFIGRBETRSPY
Volatility, 1Y 58.8%94.0%122.6% 12.7%
Downside volatility, 1Y 57.9%89.5%132.9% 12.7%
Beta vs S&P 500, 1Y 2.262.652.38 1.00
Return / volatility, 1Y -0.57-0.45-0.66 1.03
Max drawdown, 5Y -64.8%-68.6%-99.7% -25.4%
From 52-week high -50.0%-68.6%-80.6% -2.5%
52-week high $23.44$73.91$86.07 $779.14
52-week low $10.53$23.19$8.12 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleRKTFIGRBETR
P/E now vs peer median 70.6xmedian 11.0x 21.7xmedian 11.0x -1.7xmedian 11.0x
P/S now vs peer median 4.4xmedian 2.6x 7.3xmedian 2.6x 1.7xmedian 2.6x
EV/EBITDA now vs peer median 30.3xmedian 13.1x —median 13.1x -7.8xmedian 13.1x
P/FCF now vs peer median -57.1xmedian 6.9x -60.0xmedian 6.9x -2.0xmedian 6.9x
P/B now vs peer median 1.9xmedian 0.7x 3.7xmedian 0.7x 5.5xmedian 0.7x
PEG now vs peer median 0.45median 0.31 —median 0.31 -0.05median 0.31

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsRKTFIGRBETR
Revenue $10.02B $708.87M $190.37M
Gross profit – $620.58M –
Operating income – $201.41M –
Net income $471.36M $237.39M -$179.95M
Free cash flow -$772.00M -$86.49M -$156.15M
R&D – $62.64M $30.88M
EPS (diluted) $0.17 $0.96 $-9.65
Cash & equivalents $3.10B $1.44B $102.25M
Total debt $92.61B $963.50M $2.52B
Shares (diluted) 2.84B 246.97M 18.65M
Enterprise value $18.22B -$337.40M -$225.47M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricRKTFIGRBETR
P/E 70.6x 21.7x -1.7x
P/FCF -57.1x -60.0x -2.0x
P/Operating cash flow -69.5x -60.0x -2.0x
P/S 4.4x 7.3x 1.7x
P/B 1.9x 3.7x 5.5x
P/Tangible book 9.5x 4.1x 7.8x
EV/EBITDA 30.3x – -7.8x
EV/EBIT 39.5x 23.4x -7.0x
EV/Revenue 6.8x 6.6x 4.6x
EV/FCF -88.5x -54.5x -5.6x
EV/Operating cash flow -107.8x -54.5x -5.6x
PEG (3Y EPS CAGR) 0.45 – -0.05

Growth

14 metrics
MetricRKTFIGRBETR
Revenue growth (1Y) 101.7% 88.8% 48.7%
Revenue CAGR (3Y) 39.7% – 33.5%
Gross profit growth (1Y) – 90.5% –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – 229.5% –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 4,530% 279.9% 10.1%
Net income CAGR (3Y) 39.3% – 33.4%
EPS growth (1Y) 5,670% 36.1% 26.8%
EPS CAGR (3Y) 157.4% – 34.5%
Operating cash flow growth (1Y) 70.4% – 32.5%
Operating cash flow CAGR (3Y) -30.9% – -30.0%
Free cash flow growth (1Y) 65.1% – 32.7%
Free cash flow CAGR (3Y) -32.0% – -30.0%

Profitability

14 metrics
MetricRKTFIGRBETR
Gross margin – 87.5% –
EBITDA margin 22.5% – -58.2%
Operating margin – 28.4% –
Pretax margin 6.6% 28.3% -84.9%
Net margin 4.7% 33.5% -94.5%
FCF margin -7.7% -12.2% -82.0%
Operating cash flow margin -6.3% -12.2% -81.5%
Return on equity 2.0% 17.6% -541.6%
Return on assets 0.8% 8.3% -11.6%
Return on invested capital 2.4% 8.9% -17.1%
Return on capital employed – 12.7% –
Asset turnover 0.2x 0.2x 0.1x
Cash conversion (OCF / net income) -1.3x -0.4x 0.9x
Stock comp / revenue 4.3% 15.4% 26.5%

Financial Health

11 metrics
MetricRKTFIGRBETR
Debt / assets 45.0% 31.9% 42.3%
Debt / equity 1.2x 0.7x 11.3x
Net debt / EBITDA 10.8x – -5.0x
Debt / FCF -35.5x -11.1x -4.2x
Liabilities / assets 61.4% 53.2% 96.2%
Equity / assets 38.6% 46.8% 3.8%
Interest coverage 1.6x 3.2x -3.2x
Current ratio – 1.9x –
Quick ratio – 1.2x –
Cash ratio – 1.1x –
Altman Z-score – 2.81 –

Shareholder Returns

7 metrics
MetricRKTFIGRBETR
Dividend yield – – –
Net buyback yield -0.2% -13.3% -35.5%
Shareholder yield -0.2% -13.3% -35.5%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusRKTFIGRBETR
Forward P/E 18.9xFY2026 21.7xFY2026 –
EPS, next fiscal year $0.62FY2026 $1.07FY2026 $-7.30FY2026
EPS growth, next FY +121.4%FY2026 +98.1%FY2026 –
EPS growth, the year after +24.2% +35.5% –
Revenue, next fiscal year $11.29BFY2026 $841.27MFY2026 $213.63MFY2026
Revenue growth, next FY +68.5%FY2026 +63.4%FY2026 +29.6%FY2026
Revenue growth, the year after +6.7% +50.2% +18.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersRKTFIGRBETR
Held by institutions 50.4% 66.8% 32.4%
Institutions holding 793 307 90
Change in shares held, QoQ +16.2% +16.9% +15.6%
Institutions buying 429 196 54
Institutions selling 259 82 21
Buyers to sellers 1.66 2.39 2.57

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

RKTFIGRBETR
RKT 1.00 0.18 0.26
FIGR 0.18 1.00 0.23
BETR 0.26 0.23 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, RKT, FIGR and BETR?

Rocket Companies (RKT) is the largest by market capitalisation: Rocket Companies (RKT) $32.55B, Figure Technology Solutions (FIGR) $4.86B, Better Home & Finance Holding (BETR) $329.80M.

Which stock is cheaper, RKT, FIGR and BETR?

Figure Technology Solutions (FIGR) trades on the lowest price-to-earnings ratio (Rocket Companies (RKT) 69.1x, Figure Technology Solutions (FIGR) 20.5x, Better Home & Finance Holding (BETR) -1.8x). On next year's consensus earnings, Rocket Companies (RKT) is cheapest (Rocket Companies (RKT) 18.9x, Figure Technology Solutions (FIGR) 21.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Rocket Companies (RKT) grew revenue fastest over the trailing twelve months: Rocket Companies (RKT) +101.7%, Figure Technology Solutions (FIGR) +88.8%, Better Home & Finance Holding (BETR) +48.7%.

Which company is more profitable?

Figure Technology Solutions (FIGR) has the highest net margin (Rocket Companies (RKT) 4.7%, Figure Technology Solutions (FIGR) 33.5%, Better Home & Finance Holding (BETR) -94.5%). On return on invested capital, Figure Technology Solutions (FIGR) leads (Rocket Companies (RKT) 2.4%, Figure Technology Solutions (FIGR) 8.9%, Better Home & Finance Holding (BETR) -17.1%).

Which stock has performed better?

Over the past year Rocket Companies (RKT) returned the most: Rocket Companies (RKT) -33.4%, Figure Technology Solutions (FIGR) -42.1%, Better Home & Finance Holding (BETR) -80.6%. Over five years, Rocket Companies (RKT) compounded fastest (Rocket Companies (RKT) -6.6%/yr, Better Home & Finance Holding (BETR) -49.3%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Rocket Companies (RKT) has been the steadiest (Rocket Companies (RKT) 58.8%, Figure Technology Solutions (FIGR) 94.0%, Better Home & Finance Holding (BETR) 122.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, RKT, FIGR and BETR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Rocket Companies (RKT) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.