RKT vs AGM vs FNMA Stock Comparison

Rocket Companies, Federal Agricultural Mortgage and Federal National Mortgage Association Fannie Mae Prices as of Oct 29, 2026 Peers: Industry group
RKT Rocket Companies, Inc.
$11.89 +1.7% 1M -26.8% 1Y
Market cap
$36.35B
P/E
27.9x
Revenue (TTM)
—
Div. yield
–
Mortgage Lending Financial Services
1 win

Head to Head

10 decided of 12

Federal Agricultural Mortgage leads on 6 of the 12 questions below (Federal Agricultural Mortgage 6, Federal National Mortgage Association Fannie Mae 3, Rocket Companies 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionRKTAGMFNMALeader
Larger companyMarket capitalisation $36.35B $2.21B $26.99B RKT
Cheaper on earningsLower P/E, profitable companies only 27.9x 11.0x 21.5x AGM
Cheaper on forward earningsLower price / next fiscal year consensus EPS 19.8x 9.4x 1.7x FNMA
Faster revenue growthRevenue growth, trailing twelve months — +14.7% -0.1% AGM
More profitableNet margin, trailing twelve months — 44.9% 4.2% AGM
Better return on capitalReturn on invested capital — 3.6% 2.9% AGM
Less leveragedLower net debt / EBITDA — — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.04% 0.00% –
Better 1-year returnPrice return, last 12 months -26.8% +28.9% -58.1% AGM
Better 5-year returnAnnualised price return, 5 years -6.3%/yr +10.0%/yr +39.2%/yr FNMA
Less volatileAnnualised volatility, 1 year 58.4% 30.9% 86.6% AGM
Higher overall scoreMean of the five percentile scores vs peers — 45/100 57/100 FNMA

Percentile Scorecard

RKTAGMFNMA

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisRKTAGMFNMA
Valuation 20 #136 of 169 28 #122 of 169 71 #49 of 169
Growth – 62 #61 of 159 87 #21 of 159
Profitability – 70 #44 of 146 63 #54 of 146
Financial Health – 8 #141 of 153 6 #144 of 153
Shareholder Returns – 55 #62 of 135 –
Overall – 45 57
  • RKT ranked among 174 companies in Lending and Credit
  • AGM ranked among 174 companies in Lending and Credit
  • FNMA ranked among 174 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodRKTAGMFNMASPY
1 month +1.7%-4.2%+12.7% +0.7%
3 months -10.3%-7.8%-23.6% +3.7%
6 months -18.7%+17.0%-43.8% +7.1%
Year to date -38.6%+15.8%-57.1% +12.8%
1 year -26.8%+28.9%-58.1% +11.9%
3 years +62.7%+37.4%+530.1% +85.2%
3 years, per year +17.6%+11.2%+84.8% +22.8%
5 years -27.9%+61.2%+422.7% +67.6%
5 years, per year -6.3%+10.0%+39.2% +10.9%
10 years —+391.6%+172.2% +262.0%
10 years, per year —+17.3%+10.5% +13.7%

Risk

MeasureRKTAGMFNMASPY
Volatility, 1Y 58.4%30.9%86.6% 12.7%
Downside volatility, 1Y 57.0%33.7%74.2% 12.6%
Beta vs S&P 500, 1Y 2.250.571.26 1.00
Return / volatility, 1Y -0.460.94-0.67 0.94
Max drawdown, 5Y -64.8%-35.8%-78.7% -25.4%
From 52-week high -49.3%-15.7%-61.5% -1.2%
52-week high $23.44$241.09$11.95 $779.14
52-week low $10.53$139.00$3.26 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleRKTAGMFNMA
P/E now vs peer median 25.9xmedian 11.7x 11.0xmedian 11.7x 21.5xmedian 11.7x
P/S now vs peer median 4.4xmedian 2.7x 4.9xmedian 2.7x 0.9xmedian 2.7x
EV/EBITDA now vs peer median —median 13.1x —median 13.1x —median 13.1x
P/FCF now vs peer median -56.9xmedian 6.5x 7.1xmedian 6.5x 0.8xmedian 6.5x
P/B now vs peer median 1.8xmedian 0.7x 1.2xmedian 0.7x 0.2xmedian 0.7x
PEG now vs peer median 0.10median 0.33 1.13median 0.33 0.04median 0.33

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsRKTAGMFNMA
Revenue – $445.56M $30.12B
Net income – $229.00M $15.41B
Free cash flow – $310.06M $32.60B
EPS (diluted) $0.46 $18.38 $0.21
Cash & equivalents $2.70B $1.04B –
Total debt – $34.78B $4.17T
Shares (diluted) 2.84B 10.88M 5.89B
Enterprise value $36.35B -$1.44B $26.99B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricRKTAGMFNMA
P/E 25.9x 11.0x 21.5x
P/FCF -56.9x 7.1x 0.8x
P/Operating cash flow – 7.1x 0.8x
P/S 4.4x 4.9x 0.9x
P/B 1.8x 1.2x 0.2x
P/Tangible book 11.0x 1.2x 0.2x
EV/EBITDA – – –
EV/EBIT – 23.1x 27.5x
EV/Revenue – 80.7x 139.3x
EV/FCF – 115.9x 128.7x
EV/Operating cash flow – 115.9x 128.7x
PEG (3Y EPS CAGR) 0.10 1.13 0.04

Growth

14 metrics
MetricRKTAGMFNMA
Revenue growth (1Y) – 14.7% -0.1%
Revenue CAGR (3Y) – 11.7% 0.4%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) – 8.6% 2.9%
Net income CAGR (3Y) – 8.5% 1.1%
EPS growth (1Y) 1,044% 8.2% 10,350%
EPS CAGR (3Y) 248.8% 9.7% 493.4%
Operating cash flow growth (1Y) – 37.4% 480.8%
Operating cash flow CAGR (3Y) – -12.5% 17.2%
Free cash flow growth (1Y) – 37.5% 480.8%
Free cash flow CAGR (3Y) – -12.5% 17.2%

Profitability

14 metrics
MetricRKTAGMFNMA
Gross margin – – –
EBITDA margin – – –
Operating margin – – –
Pretax margin – 62.9% 63.7%
Net margin – 44.9% 4.2%
FCF margin – 69.6% 108.2%
Operating cash flow margin – 69.6% 108.2%
Return on equity 5.4% 12.8% 13.0%
Return on assets 2.2% 0.6% 0.4%
Return on invested capital – 3.6% 2.9%
Return on capital employed – – –
Asset turnover – 0.0x 0.0x
Cash conversion (OCF / net income) – 1.4x 2.1x
Stock comp / revenue – 1.9% –

Financial Health

11 metrics
MetricRKTAGMFNMA
Debt / assets – 88.5% 96.6%
Debt / equity – 18.8x 34.8x
Net debt / EBITDA – – –
Debt / FCF – 112.2x 127.9x
Liabilities / assets 59.6% 95.3% 97.2%
Equity / assets 40.4% 4.7% 2.8%
Interest coverage – 1.2x 1.1x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricRKTAGMFNMA
Dividend yield – 3.1% –
Net buyback yield – -4.1% –
Shareholder yield 0.0% -1.0% 0.0%
Payout ratio (earnings) – 41.2% –
Payout ratio (FCF) – 30.4% –
Dividend growth (1Y) – 9.4% –
Dividend CAGR (3Y) – 9.6% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusRKTAGMFNMA
Forward P/E 19.8xFY2026 9.4xFY2026 1.7xFY2026
EPS, next fiscal year $0.60FY2026 $21.54FY2026 $2.78FY2026
EPS growth, next FY +114.3%FY2026 +29.3%FY2026 +13.9%FY2026
EPS growth, the year after +21.7% +2.3% -7.9%
Revenue, next fiscal year $11.31BFY2026 $449.96MFY2026 $31.10BFY2026
Revenue growth, next FY +68.8%FY2026 +9.7%FY2026 +7.4%FY2026
Revenue growth, the year after +6.4% +28.6% -7.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersRKTAGMFNMA
Held by institutions 50.4% 86.3% 0.0%
Institutions holding 794 256 25
Change in shares held, QoQ +16.2% +1.5% +58.6%
Institutions buying 429 148 13
Institutions selling 259 71 2
Buyers to sellers 1.66 2.08 6.50

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

RKTAGMFNMA
RKT 1.00 0.26 0.17
AGM 0.26 1.00 0.13
FNMA 0.17 0.13 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, RKT, AGM and FNMA?

Rocket Companies (RKT) is the largest by market capitalisation: Rocket Companies (RKT) $36.35B, Federal Agricultural Mortgage (AGM) $2.21B, Federal National Mortgage Association Fannie Mae (FNMA) $26.99B.

Which stock is cheaper, RKT, AGM and FNMA?

Federal Agricultural Mortgage (AGM) trades on the lowest price-to-earnings ratio (Rocket Companies (RKT) 27.9x, Federal Agricultural Mortgage (AGM) 11.0x, Federal National Mortgage Association Fannie Mae (FNMA) 21.5x). On next year's consensus earnings, Federal National Mortgage Association Fannie Mae (FNMA) is cheapest (Rocket Companies (RKT) 19.8x, Federal Agricultural Mortgage (AGM) 9.4x, Federal National Mortgage Association Fannie Mae (FNMA) 1.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Federal Agricultural Mortgage (AGM) grew revenue fastest over the trailing twelve months: Federal Agricultural Mortgage (AGM) +14.7%, Federal National Mortgage Association Fannie Mae (FNMA) -0.1%.

Which company is more profitable?

Federal Agricultural Mortgage (AGM) has the highest net margin (Federal Agricultural Mortgage (AGM) 44.9%, Federal National Mortgage Association Fannie Mae (FNMA) 4.2%). On return on invested capital, Federal Agricultural Mortgage (AGM) leads (Federal Agricultural Mortgage (AGM) 3.6%, Federal National Mortgage Association Fannie Mae (FNMA) 2.9%).

Which stock has performed better?

Over the past year Federal Agricultural Mortgage (AGM) returned the most: Rocket Companies (RKT) -26.8%, Federal Agricultural Mortgage (AGM) +28.9%, Federal National Mortgage Association Fannie Mae (FNMA) -58.1%. Over five years, Federal National Mortgage Association Fannie Mae (FNMA) compounded fastest (Rocket Companies (RKT) -6.3%/yr, Federal Agricultural Mortgage (AGM) +10.0%/yr, Federal National Mortgage Association Fannie Mae (FNMA) +39.2%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Rocket Companies (RKT) 0.00%, Federal Agricultural Mortgage (AGM) 0.04%, Federal National Mortgage Association Fannie Mae (FNMA) 0.00%. Rocket Companies (RKT) and Federal National Mortgage Association Fannie Mae (FNMA) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Federal Agricultural Mortgage (AGM) has been the steadiest (Rocket Companies (RKT) 58.4%, Federal Agricultural Mortgage (AGM) 30.9%, Federal National Mortgage Association Fannie Mae (FNMA) 86.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, RKT, AGM and FNMA?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Federal Agricultural Mortgage (AGM) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.