RGA vs EXR Stock Comparison

Reinsurance Group Of America and Extra Space Storage Prices as of Oct 26, 2026 Peers: Industry group
EXR Extra Space Storage Inc.
$143.44 +7.6% 1M -4.5% 1Y
Market cap
$30.44B
P/E
31.8x
Revenue (TTM)
$3.45B
Div. yield
0.05%
Self-Storage REITs Real Estate
4 wins

Head to Head

10 decided of 12

Reinsurance Group Of America leads on 6 of the 12 questions below (Reinsurance Group Of America 6, Extra Space Storage 4). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionRGAEXRLeader
Larger companyMarket capitalisation $17.07B $30.44B EXR
Cheaper on earningsLower P/E, profitable companies only 11.3x 31.8x RGA
Cheaper on forward earningsLower price / next fiscal year consensus EPS 8.7x 29.8x RGA
Faster revenue growthRevenue growth, trailing twelve months +19.4% +4.2% RGA
More profitableNet margin, trailing twelve months 5.8% 27.8% EXR
Better return on capitalReturn on invested capital -67.7% 4.9% EXR
Less leveragedLower net debt / EBITDA — 5.9x –
Higher dividend yieldTrailing dividend yield 0.00% 0.05% –
Better 1-year returnPrice return, last 12 months +39.9% -4.5% RGA
Better 5-year returnAnnualised price return, 5 years +17.6%/yr -4.8%/yr RGA
Less volatileAnnualised volatility, 1 year 22.6% 23.1% RGA
Higher overall scoreMean of the five percentile scores vs peers 33/100 55/100 EXR

Percentile Scorecard

RGAEXR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisRGAEXR
Valuation 62 #46 of 119 24 #111 of 145
Growth 61 #45 of 115 63 #53 of 142
Profitability 10 #102 of 113 82 #25 of 136
Financial Health 12 #101 of 114 54 #65 of 139
Shareholder Returns 20 #86 of 107 53 #62 of 131
Overall 33 55
  • RGA ranked among 126 companies in Insurance
  • EXR ranked among 149 companies in Property REITs

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodRGAEXRSPY
1 month +6.6%+7.6% -0.8%
3 months +11.0%-3.3% +3.5%
6 months +26.4%+2.8% +7.0%
Year to date +30.3%+10.2% +12.2%
1 year +39.9%-4.5% +13.0%
3 years +82.7%+37.4% +86.3%
3 years, per year +22.3%+11.2% +23.1%
5 years +124.6%-22.0% +68.6%
5 years, per year +17.6%-4.8% +11.0%
10 years +145.4%+88.2% +258.0%
10 years, per year +9.4%+6.5% +13.6%

Risk

MeasureRGAEXRSPY
Volatility, 1Y 22.6%23.1% 12.7%
Downside volatility, 1Y 20.7%23.6% 12.7%
Beta vs S&P 500, 1Y 0.250.34 1.00
Return / volatility, 1Y 1.77-0.20 1.02
Max drawdown, 5Y -27.4%-54.5% -25.4%
From 52-week high -2.6%-6.1% -1.8%
52-week high $271.99$152.75 $779.14
52-week low $181.54$126.69 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleRGAEXR
P/E now vs peer median 11.4xmedian 10.6x 31.6xmedian 27.4x
P/S now vs peer median 0.7xmedian 1.4x 8.8xmedian 4.2x
EV/EBITDA now vs peer median —median 7.6x 19.8xmedian 14.2x
P/FCF now vs peer median 11.7xmedian 8.6x 28.5xmedian 23.2x
P/B now vs peer median 1.3xmedian 1.5x 2.1xmedian 1.3x
PEG now vs peer median 0.35median 0.52 -3.57median 2.11

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsRGAEXR
Revenue $25.97B $3.45B
Gross profit $7.74B $2.51B
Operating income -$16.35B $1.41B
Net income $1.52B $1.00B
Free cash flow $1.48B $1.06B
EPS (diluted) $22.85 $4.35
Cash & equivalents $5.29B $695.17M
Total debt $5.71B $52.95B
Shares (diluted) 66.00M 220.36M
Enterprise value -$3.47B $29.36B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricRGAEXR
P/E 11.4x 31.6x
P/FCF 11.7x 28.5x
P/Operating cash flow 5.8x 15.9x
P/S 0.7x 8.8x
P/B 1.3x 2.1x
P/Tangible book 1.3x 2.1x
EV/EBITDA – 19.8x
EV/EBIT -1.1x 30.7x
EV/Revenue 0.7x 12.6x
EV/FCF 11.7x 40.7x
EV/Operating cash flow 5.8x 22.8x
PEG (3Y EPS CAGR) 0.35 -3.57

Growth

14 metrics
MetricRGAEXR
Revenue growth (1Y) 19.4% 4.2%
Revenue CAGR (3Y) 15.6% 19.5%
Gross profit growth (1Y) 32.9% 3.4%
Gross profit CAGR (3Y) 19.3% 17.1%
Operating income growth (1Y) -10.7% -2.5%
Operating income CAGR (3Y) -13.0% 9.4%
Net income growth (1Y) 95.0% -2.4%
Net income CAGR (3Y) 7.7% 4.5%
EPS growth (1Y) 98.8% -5.6%
EPS CAGR (3Y) 32.2% -8.8%
Operating cash flow growth (1Y) -78.4% 0.0%
Operating cash flow CAGR (3Y) 145.5% 15.7%
Free cash flow growth (1Y) -88.6% 35.3%
Free cash flow CAGR (3Y) 51.3% 89.0%

Profitability

14 metrics
MetricRGAEXR
Gross margin 29.8% 72.8%
EBITDA margin – 63.5%
Operating margin -63.0% 40.9%
Pretax margin 7.2% 26.9%
Net margin 5.8% 27.8%
FCF margin 5.7% 30.9%
Operating cash flow margin 11.5% 55.2%
Return on equity 11.2% 7.1%
Return on assets 0.9% 3.4%
Return on invested capital -67.7% 4.9%
Return on capital employed – –
Asset turnover 0.2x 0.1x
Cash conversion (OCF / net income) 2.0x 1.9x
Stock comp / revenue – 1.1%

Financial Health

11 metrics
MetricRGAEXR
Debt / assets 3.4% 46.0%
Debt / equity 0.4x 1.0x
Net debt / EBITDA – 5.9x
Debt / FCF 3.9x 12.8x
Liabilities / assets 91.8% 52.2%
Equity / assets 8.2% 47.8%
Interest coverage -6.5x –
Current ratio – –
Quick ratio – –
Cash ratio – –
Altman Z-score – –

Shareholder Returns

7 metrics
MetricRGAEXR
Dividend yield 1.4% 4.5%
Net buyback yield 1.6% 0.5%
Shareholder yield 3.0% 5.0%
Payout ratio (earnings) – 136.7%
Payout ratio (FCF) – 128.9%
Dividend growth (1Y) – -0.3%
Dividend CAGR (3Y) – 17.7%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusRGAEXR
Forward P/E 8.7xFY2026 29.8xFY2026
EPS, next fiscal year $30.64FY2026 $4.82FY2026
EPS growth, next FY +34.9%FY2026 +5.0%FY2026
EPS growth, the year after -7.3% -2.1%
Revenue, next fiscal year $25.11BFY2026 $3.38BFY2026
Revenue growth, next FY +5.9%FY2026 +0.1%FY2026
Revenue growth, the year after +16.6% +11.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersRGAEXR
Held by institutions 99.4% 97.5%
Institutions holding 628 795
Change in shares held, QoQ +1.6% +2.2%
Institutions buying 313 386
Institutions selling 207 266
Buyers to sellers 1.51 1.45

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

RGAEXR
RGA 1.00 0.25
EXR 0.25 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, RGA and EXR?

Extra Space Storage (EXR) is the largest by market capitalisation: Reinsurance Group Of America (RGA) $17.07B, Extra Space Storage (EXR) $30.44B.

Which stock is cheaper, RGA and EXR?

Reinsurance Group Of America (RGA) trades on the lowest price-to-earnings ratio (Reinsurance Group Of America (RGA) 11.3x, Extra Space Storage (EXR) 31.8x). On next year's consensus earnings, Reinsurance Group Of America (RGA) is cheapest (Reinsurance Group Of America (RGA) 8.7x, Extra Space Storage (EXR) 29.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Reinsurance Group Of America (RGA) grew revenue fastest over the trailing twelve months: Reinsurance Group Of America (RGA) +19.4%, Extra Space Storage (EXR) +4.2%.

Which company is more profitable?

Extra Space Storage (EXR) has the highest net margin (Reinsurance Group Of America (RGA) 5.8%, Extra Space Storage (EXR) 27.8%). On return on invested capital, Extra Space Storage (EXR) leads (Reinsurance Group Of America (RGA) -67.7%, Extra Space Storage (EXR) 4.9%).

Which stock has performed better?

Over the past year Reinsurance Group Of America (RGA) returned the most: Reinsurance Group Of America (RGA) +39.9%, Extra Space Storage (EXR) -4.5%. Over five years, Reinsurance Group Of America (RGA) compounded fastest (Reinsurance Group Of America (RGA) +17.6%/yr, Extra Space Storage (EXR) -4.8%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Reinsurance Group Of America (RGA) 0.00%, Extra Space Storage (EXR) 0.05%. Reinsurance Group Of America (RGA) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Reinsurance Group Of America (RGA) has been the steadiest (Reinsurance Group Of America (RGA) 22.6%, Extra Space Storage (EXR) 23.1%). Volatility measures how widely the price swings, not the risk of the business.

Do RGA and EXR move together?

Their daily returns over the past year have a correlation of 0.25, a weak relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, RGA and EXR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Reinsurance Group Of America (RGA) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.