RF vs BSAC vs FITB Stock Comparison

Regions Financial, Banco Santander Chile and Fifth Third Bancorp Prices as of Oct 27, 2026 Peers: Industry group
RF Regions Financial Corp
$28.51 +3.2% 1M +17.6% 1Y
Market cap
$24.29B
P/E
11.3x
Revenue (TTM)
$7.62B
Div. yield
3.88%
Regional Banks Financial Services
4 wins
BSAC Banco Santander Chile
$31.82 -7.4% 1M +12.3% 1Y
Market cap
$14.99B
P/E
0.0x
Revenue (TTM)
—
Div. yield
4.65%
Regional Banks Financial Services
4 wins
FITB Fifth Third Bancorp
$53.58 +2.9% 1M +26.2% 1Y
Market cap
$48.57B
P/E
18.4x
Revenue (TTM)
$10.16B
Div. yield
3.02%
Regional Banks Financial Services
4 wins

Head to Head

12 decided of 12

Fifth Third Bancorp leads on 4 of the 12 questions below (Fifth Third Bancorp 4, Banco Santander Chile 4, Regions Financial 4). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionRFBSACFITBLeader
Larger companyMarket capitalisation $24.29B $14.99B $48.57B FITB
Cheaper on earningsLower P/E, profitable companies only 11.3x 0.0x 18.4x BSAC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 10.2x 11.2x 17.0x RF
Faster revenue growthRevenue growth, trailing twelve months +4.4% — +17.1% FITB
More profitableNet margin, trailing twelve months 28.2% — 26.2% RF
Better return on capitalReturn on invested capital 14.6% — 12.9% RF
Less leveragedLower net debt / EBITDA 1.6x 0.0x — BSAC
Higher dividend yieldTrailing dividend yield 3.88% 4.65% 3.02% BSAC
Better 1-year returnPrice return, last 12 months +17.6% +12.3% +26.2% FITB
Better 5-year returnAnnualised price return, 5 years +3.7%/yr +11.9%/yr +4.0%/yr BSAC
Less volatileAnnualised volatility, 1 year 23.3% 28.9% 24.9% RF
Higher overall scoreMean of the five percentile scores vs peers 39/100 33/100 40/100 FITB

Percentile Scorecard

RFBSACFITB

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisRFBSACFITB
Valuation 24 #275 of 360 11 #319 of 360 12 #318 of 360
Growth 10 #173 of 191 21 #152 of 191 23 #148 of 191
Profitability 49 #87 of 168 – 46 #92 of 168
Financial Health 49 #90 of 175 8 #161 of 175 50 #88 of 175
Shareholder Returns 64 #123 of 341 93 #25 of 341 72 #98 of 341
Overall 39 33 40
  • RF ranked among 368 companies in Banking
  • BSAC ranked among 368 companies in Banking
  • FITB ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodRFBSACFITBSPY
1 month +3.2%-7.4%+2.9% -0.2%
3 months -8.8%-6.2%-7.3% +3.9%
6 months +0.6%-3.8%+6.5% +8.2%
Year to date +5.2%+2.3%+14.5% +12.9%
1 year +17.6%+12.3%+26.2% +12.3%
3 years +103.5%+82.0%+134.1% +87.4%
3 years, per year +26.7%+22.1%+32.8% +23.3%
5 years +20.1%+75.4%+21.8% +67.9%
5 years, per year +3.7%+11.9%+4.0% +10.9%
10 years +163.0%+44.2%+145.6% +261.1%
10 years, per year +10.2%+3.7%+9.4% +13.7%

Risk

MeasureRFBSACFITBSPY
Volatility, 1Y 23.3%28.9%24.9% 12.7%
Downside volatility, 1Y 25.6%30.5%24.7% 12.7%
Beta vs S&P 500, 1Y 0.661.090.70 1.00
Return / volatility, 1Y 0.750.431.05 0.97
Max drawdown, 5Y -44.9%-40.5%-54.6% -25.4%
From 52-week high -12.0%-15.1%-9.7% -1.2%
52-week high $32.40$37.46$59.36 $779.14
52-week low $24.07$28.22$41.12 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleRFBSACFITB
P/E now vs peer median 11.3xmedian 12.1x 0.0xmedian 12.1x 18.4xmedian 12.1x
P/S now vs peer median 3.2xmedian 3.4x 2.8xmedian 3.4x 4.8xmedian 3.4x
EV/EBITDA now vs peer median 6.5xmedian 5.0x 0.0xmedian 5.0x —median 5.0x
P/FCF now vs peer median 14.6xmedian 10.9x -486.3xmedian 10.9x —median 10.9x
P/B now vs peer median 1.3xmedian 1.2x 2.4xmedian 1.2x 1.4xmedian 1.2x
PEG now vs peer median 5.19median 1.34 0.00median 1.34 -2.90median 1.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsRFBSACFITB
Revenue $7.62B – $10.16B
Operating income – $278.26B –
Net income $2.23B -$1.70T $2.81B
Free cash flow $1.67B – –
EPS (diluted) $2.51 $1,126.89 $2.91
Cash & equivalents – $2.20B $4.37B
Total debt $7.63B $47.85B $22.27B
Shares (diluted) 857.00M 471.12M 916.00M
Enterprise value $24.36B -$10.86T -$33.66B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricRFBSACFITB
P/E 11.3x 0.0x 18.4x
P/FCF 14.6x -486.3x –
P/Operating cash flow 13.7x – –
P/S 3.2x 2.8x 4.8x
P/B 1.3x 2.4x 1.4x
P/Tangible book 1.4x -0.2x 1.5x
EV/EBITDA 6.5x 0.0x –
EV/EBIT 6.7x 0.2x 6.1x
EV/Revenue 4.2x – 4.6x
EV/FCF 19.1x – –
EV/Operating cash flow 18.0x – –
PEG (3Y EPS CAGR) 5.19 0.00 -2.90

Growth

14 metrics
MetricRFBSACFITB
Revenue growth (1Y) 4.4% – 17.1%
Revenue CAGR (3Y) -0.7% – 4.6%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – -85.8% –
Operating income CAGR (3Y) – 44.6% –
Net income growth (1Y) 7.5% -229.4% 20.2%
Net income CAGR (3Y) -1.1% -114.2% 3.3%
EPS growth (1Y) 15.6% -18.5% -10.3%
EPS CAGR (3Y) 2.2% 48.4% -6.3%
Operating cash flow growth (1Y) -33.7% – –
Operating cash flow CAGR (3Y) -6.7% – –
Free cash flow growth (1Y) -30.0% – –
Free cash flow CAGR (3Y) -6.9% – –

Profitability

14 metrics
MetricRFBSACFITB
Gross margin – – –
EBITDA margin 64.2% – –
Operating margin – – –
Pretax margin 37.4% – 35.4%
Net margin 28.2% – 26.2%
FCF margin 21.9% – –
Operating cash flow margin 23.3% – –
Return on equity 11.8% – 10.0%
Return on assets 1.4% 2,022% 1.1%
Return on invested capital 14.6% – 12.9%
Return on capital employed – – –
Asset turnover 0.0x – 0.0x
Cash conversion (OCF / net income) 0.8x – –
Stock comp / revenue – – –

Financial Health

11 metrics
MetricRFBSACFITB
Debt / assets 4.7% 63.2% 7.4%
Debt / equity 0.4x 7.7x 0.6x
Net debt / EBITDA 1.6x 0.0x –
Debt / FCF 4.6x – –
Liabilities / assets 88.3% 91.8% 88.5%
Equity / assets 11.7% 8.2% 11.5%
Interest coverage 2.5x – 1.9x
Current ratio – – –
Quick ratio – 0.1x –
Cash ratio – 0.1x –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricRFBSACFITB
Dividend yield 3.9% 4.7% 3.0%
Net buyback yield 4.7% – –
Shareholder yield 8.6% 4.7% 3.0%
Payout ratio (earnings) 41.1% – –
Payout ratio (FCF) 55.0% – –
Dividend growth (1Y) 1.8% – –
Dividend CAGR (3Y) 8.5% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusRFBSACFITB
Forward P/E 10.2xFY2026 11.2xFY2026 17.0xFY2026
EPS, next fiscal year $2.80FY2026 $2.84FY2026 $3.15FY2026
EPS growth, next FY +20.2%FY2026 +9.7%FY2026 -10.8%FY2026
EPS growth, the year after -4.3% +2.5% +61.3%
Revenue, next fiscal year $7.33BFY2026 $3.07BFY2026 $12.18BFY2026
Revenue growth, next FY -3.3%FY2026 -7.8%FY2026 +34.7%FY2026
Revenue growth, the year after +16.2% +19.1% +23.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersRFBSACFITB
Held by institutions 84.8% 4.7% 90.8%
Institutions holding 1,104 157 1,303
Change in shares held, QoQ +2.9% +1.7% +3.9%
Institutions buying 558 82 691
Institutions selling 347 51 406
Buyers to sellers 1.61 1.61 1.70

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

RFBSACFITB
RF 1.00 0.31 0.88
BSAC 0.31 1.00 0.30
FITB 0.88 0.30 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, RF, BSAC and FITB?

Fifth Third Bancorp (FITB) is the largest by market capitalisation: Regions Financial (RF) $24.29B, Banco Santander Chile (BSAC) $14.99B, Fifth Third Bancorp (FITB) $48.57B.

Which stock is cheaper, RF, BSAC and FITB?

Banco Santander Chile (BSAC) trades on the lowest price-to-earnings ratio (Regions Financial (RF) 11.3x, Banco Santander Chile (BSAC) 0.0x, Fifth Third Bancorp (FITB) 18.4x). On next year's consensus earnings, Regions Financial (RF) is cheapest (Regions Financial (RF) 10.2x, Banco Santander Chile (BSAC) 11.2x, Fifth Third Bancorp (FITB) 17.0x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Fifth Third Bancorp (FITB) grew revenue fastest over the trailing twelve months: Regions Financial (RF) +4.4%, Fifth Third Bancorp (FITB) +17.1%.

Which company is more profitable?

Regions Financial (RF) has the highest net margin (Regions Financial (RF) 28.2%, Fifth Third Bancorp (FITB) 26.2%). On return on invested capital, Regions Financial (RF) leads (Regions Financial (RF) 14.6%, Fifth Third Bancorp (FITB) 12.9%).

Which stock has performed better?

Over the past year Fifth Third Bancorp (FITB) returned the most: Regions Financial (RF) +17.6%, Banco Santander Chile (BSAC) +12.3%, Fifth Third Bancorp (FITB) +26.2%. Over five years, Banco Santander Chile (BSAC) compounded fastest (Regions Financial (RF) +3.7%/yr, Banco Santander Chile (BSAC) +11.9%/yr, Fifth Third Bancorp (FITB) +4.0%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Banco Santander Chile (BSAC) has the highest dividend yield: Regions Financial (RF) 3.88%, Banco Santander Chile (BSAC) 4.65%, Fifth Third Bancorp (FITB) 3.02%.

Which stock is riskier?

By one-year price volatility, Regions Financial (RF) has been the steadiest (Regions Financial (RF) 23.3%, Banco Santander Chile (BSAC) 28.9%, Fifth Third Bancorp (FITB) 24.9%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, RF, BSAC and FITB?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Fifth Third Bancorp (FITB) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.