RELY vs TEO vs WSE Stock Comparison

Remitly Global, Telecom Argentina and Wise Prices as of Oct 26, 2026 Peers: Industry group
RELY Remitly Global, Inc.
$24.57 +15.0% 1M +42.8% 1Y
Market cap
$5.11B
P/E
16.7x
Revenue (TTM)
$1.81B
Div. yield
–
Money Transfer Financial Services
5 wins
TEO Telecom Argentina Sa
$11.93 -8.3% 1M +50.6% 1Y
Market cap
$4.99B
P/E
34.3x
Revenue (TTM)
$5.34B
Div. yield
–
Wireless Carriers Communication Services
3 wins
WSE Wise Group plc
$10.99 -4.8% 1M
Market cap
$11.05B
P/E
–
Revenue (TTM)
—
Div. yield
–
Money Transfer Financial Services
2 wins

Head to Head

10 decided of 12

Remitly Global leads on 5 of the 12 questions below (Remitly Global 5, Telecom Argentina 3, Wise 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionRELYTEOWSELeader
Larger companyMarket capitalisation $5.11B $4.99B $11.05B WSE
Cheaper on earningsLower P/E, profitable companies only 16.7x 34.3x — RELY
Cheaper on forward earningsLower price / next fiscal year consensus EPS 17.5x 6.7x 20.4x TEO
Faster revenue growthRevenue growth, trailing twelve months +23.8% — — –
More profitableNet margin, trailing twelve months 16.9% 2.7% — RELY
Better return on capitalReturn on invested capital 16.8% 6.0% — RELY
Less leveragedLower net debt / EBITDA -3.1x 0.4x — RELY
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +42.8% +50.6% — TEO
Better 5-year returnAnnualised price return, 5 years -4.8%/yr +18.1%/yr — TEO
Less volatileAnnualised volatility, 1 year 57.9% 48.5% 43.8% WSE
Higher overall scoreMean of the five percentile scores vs peers 68/100 57/100 — RELY

Percentile Scorecard

RELYTEOWSE

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisRELYTEOWSE
Valuation 48 #498 of 947 58 #21 of 49 –
Growth 98 #18 of 691 – –
Profitability 67 #223 of 673 80 #10 of 45 –
Financial Health 97 #24 of 754 56 #22 of 49 –
Shareholder Returns 32 #484 of 713 33 #25 of 37 –
Overall 68 57 –
  • RELY ranked among 1,011 companies in Financial Services
  • TEO ranked among 51 companies in Telecommunications
  • WSE ranked among 1,011 companies in Financial Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodRELYTEOWSESPY
1 month +15.0%-8.3%-4.8% -0.8%
3 months +8.4%-14.7%-7.7% +3.5%
6 months +15.6%+6.3%— +7.0%
Year to date +78.0%+2.8%— +12.2%
1 year +42.8%+50.6%— +13.0%
3 years -4.8%+114.6%— +86.3%
3 years, per year -1.6%+29.0%— +23.1%
5 years -21.9%+129.4%— +68.6%
5 years, per year -4.8%+18.1%— +11.0%

Risk

MeasureRELYTEOWSESPY
Volatility, 1Y 57.9%48.5%43.8% 12.7%
Downside volatility, 1Y 60.7%43.6%48.2% 12.7%
Beta vs S&P 500, 1Y 1.501.250.60 1.00
Return / volatility, 1Y 0.741.04— 1.02
Max drawdown, 5Y -81.7%-54.0%-32.5% -25.4%
From 52-week high -8.7%-25.3%-28.6% -1.8%
52-week high $26.92$15.98$15.40 $779.14
52-week low $12.20$10.65$10.40 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleRELYTEOWSE
P/E now vs peer median 17.0xmedian 13.1x 35.3xmedian 11.8x —median 13.1x
P/S now vs peer median 2.9xmedian 3.2x 1.0xmedian 1.1x —median 3.2x
EV/EBITDA now vs peer median 21.0xmedian 6.9x 1.0xmedian 6.8x —median 6.9x
P/FCF now vs peer median 13.4xmedian 10.9x 0.6xmedian 5.7x 1.8xmedian 10.9x
P/B now vs peer median 4.6xmedian 1.2x 1.1xmedian 1.3x —median 1.2x
PEG now vs peer median 0.26median 0.88 —median 0.24 —median 0.88

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsRELYTEOWSE
Revenue $1.81B $5.34B –
Gross profit $1.11B – –
Operating income $171.01M $516.36M –
Net income $305.01M $148.22M –
Free cash flow $388.00M $8.97B –
R&D $316.21M – –
EPS (diluted) $1.38 – –
Cash & equivalents $676.39M $323.15M –
Total debt $3.02M $15.71B –
Shares (diluted) 221.05M – 1.03B
Enterprise value $2.76B $2.80B $11.05B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricRELYTEOWSE
P/E 17.0x 35.3x –
P/FCF 13.4x 0.6x 1.8x
P/Operating cash flow 12.8x 0.5x –
P/S 2.9x 1.0x –
P/B 4.6x 1.1x –
P/Tangible book 4.6x 1.7x –
EV/EBITDA 21.0x 1.0x –
EV/EBIT 26.5x 16.1x –
EV/Revenue 2.5x 1.6x –
EV/FCF 11.7x 0.9x –
EV/Operating cash flow 11.1x 0.9x –
PEG (3Y EPS CAGR) 0.26 – –

Growth

14 metrics
MetricRELYTEOWSE
Revenue growth (1Y) 23.8% – –
Revenue CAGR (3Y) 31.4% – –
Gross profit growth (1Y) 27.6% – –
Gross profit CAGR (3Y) 38.0% – –
Operating income growth (1Y) 627.6% – –
Operating income CAGR (3Y) 53.7% – –
Net income growth (1Y) 2,066% – –
Net income CAGR (3Y) 71.7% – –
EPS growth (1Y) 2,046% – –
EPS CAGR (3Y) 64.9% – –
Operating cash flow growth (1Y) 59.3% – –
Operating cash flow CAGR (3Y) 60.7% – –
Free cash flow growth (1Y) 66.8% – –
Free cash flow CAGR (3Y) 58.9% – –

Profitability

14 metrics
MetricRELYTEOWSE
Gross margin 61.5% – –
EBITDA margin 11.9% 163.0% –
Operating margin 9.5% 9.7% –
Pretax margin 9.1% 3.9% –
Net margin 16.9% 2.7% –
FCF margin 21.4% 167.8% –
Operating cash flow margin 22.4% 176.4% –
Return on equity 30.0% 3.3% –
Return on assets 20.7% 1.4% –
Return on invested capital 16.8% 6.0% –
Return on capital employed 15.9% 5.8% –
Asset turnover 1.2x 0.5x –
Cash conversion (OCF / net income) 1.3x 63.6x –
Stock comp / revenue 7.9% – –

Financial Health

11 metrics
MetricRELYTEOWSE
Debt / assets 0.2% 32.7% –
Debt / equity 0.0x 0.8x –
Net debt / EBITDA -3.1x 0.4x –
Debt / FCF 0.0x 0.4x –
Liabilities / assets 28.1% 58.0% –
Equity / assets 71.9% 42.0% –
Interest coverage 16.7x 0.4x –
Current ratio 3.2x 0.5x –
Quick ratio 1.7x 0.5x –
Cash ratio 1.7x 0.2x –
Altman Z-score 9.09 – –

Shareholder Returns

7 metrics
MetricRELYTEOWSE
Dividend yield – 2.2% –
Net buyback yield 1.6% – –
Shareholder yield 1.6% 2.2% –
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusRELYTEOWSE
Forward P/E 17.5xFY2026 6.7xFY2026 20.4xFY2026
EPS, next fiscal year $1.40FY2026 $1.77FY2026 $0.54FY2026
EPS growth, next FY +351.6%FY2026 – +12.5%FY2026
EPS growth, the year after -26.4% -42.9% +20.4%
Revenue, next fiscal year $1.85BFY2026 $6.70BFY2026 $2.84BFY2026
Revenue growth, next FY +12.9%FY2026 +13.0%FY2026 +13.8%FY2026
Revenue growth, the year after +36.0% +11.9% +21.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersRELYTEOWSE
Held by institutions 86.6% 3.4% 26.2%
Institutions holding 346 68 214
Change in shares held, QoQ +5.8% +0.3% –
Institutions buying 230 46 214
Institutions selling 74 14 0
Buyers to sellers 3.11 3.29 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

RELYTEOWSE
RELY 1.00 0.07 0.41
TEO 0.07 1.00 0.03
WSE 0.41 0.03 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, RELY, TEO and WSE?

Wise (WSE) is the largest by market capitalisation: Remitly Global (RELY) $5.11B, Telecom Argentina (TEO) $4.99B, Wise (WSE) $11.05B.

Which stock is cheaper, RELY, TEO and WSE?

Remitly Global (RELY) trades on the lowest price-to-earnings ratio (Remitly Global (RELY) 16.7x, Telecom Argentina (TEO) 34.3x). On next year's consensus earnings, Telecom Argentina (TEO) is cheapest (Remitly Global (RELY) 17.5x, Telecom Argentina (TEO) 6.7x, Wise (WSE) 20.4x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is more profitable?

Remitly Global (RELY) has the highest net margin (Remitly Global (RELY) 16.9%, Telecom Argentina (TEO) 2.7%). On return on invested capital, Remitly Global (RELY) leads (Remitly Global (RELY) 16.8%, Telecom Argentina (TEO) 6.0%).

Which stock has performed better?

Over the past year Telecom Argentina (TEO) returned the most: Remitly Global (RELY) +42.8%, Telecom Argentina (TEO) +50.6%. Over five years, Telecom Argentina (TEO) compounded fastest (Remitly Global (RELY) -4.8%/yr, Telecom Argentina (TEO) +18.1%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Wise (WSE) has been the steadiest (Remitly Global (RELY) 57.9%, Telecom Argentina (TEO) 48.5%, Wise (WSE) 43.8%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, RELY, TEO and WSE?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Remitly Global (RELY) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.