PYPL vs Peers Stock Comparison

PayPal Holdings Prices as of Oct 26, 2026 Peers: Industry group
PYPL PayPal Holdings, Inc.
$54.99 -0.1% 1M -21.2% 1Y
Market cap
$47.40B
P/E
9.8x
Revenue (TTM)
$34.13B
Div. yield
1.02%
Payment Processing Technology

Percentile Scorecard

PYPL

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisPYPL
Valuation 86 #8 of 50
Growth 73 #13 of 46
Profitability 88 #6 of 42
Financial Health 38 #34 of 54
Shareholder Returns 68 #8 of 23
Overall 71
  • PYPL ranked among 57 companies in Fintech

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodPYPLSPY
1 month -0.1% -0.8%
3 months -1.9% +3.5%
6 months +10.5% +7.0%
Year to date -5.8% +12.2%
1 year -21.2% +13.0%
3 years +9.1% +86.3%
3 years, per year +3.0% +23.1%
5 years -76.6% +68.6%
5 years, per year -25.2% +11.0%
10 years +29.9% +258.0%
10 years, per year +2.7% +13.6%

Risk

MeasurePYPLSPY
Volatility, 1Y 44.0% 12.7%
Downside volatility, 1Y 48.4% 12.7%
Beta vs S&P 500, 1Y 1.01 1.00
Return / volatility, 1Y -0.48 1.02
Max drawdown, 5Y -83.5% -25.4%
From 52-week high -24.7% -1.8%
52-week high $73.02 $779.14
52-week low $39.08 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultiplePYPL
P/E now vs peer median 9.8xmedian 9.8x
P/S now vs peer median 1.4xmedian 1.8x
EV/EBITDA now vs peer median 7.2xmedian 11.7x
P/FCF now vs peer median 7.2xmedian 11.5x
P/B now vs peer median 2.4xmedian 0.9x
PEG now vs peer median 0.66median 1.21

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsPYPL
Revenue $34.13B
Operating income $5.95B
Net income $4.90B
Free cash flow $6.59B
R&D $3.25B
EPS (diluted) $5.56
Cash & equivalents $8.31B
Total debt $13.40B
Shares (diluted) 882.00M
Enterprise value $5.63B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricPYPL
P/E 9.8x
P/FCF 7.2x
P/Operating cash flow 6.3x
P/S 1.4x
P/B 2.4x
P/Tangible book 2.4x
EV/EBITDA 7.2x
EV/EBIT 8.3x
EV/Revenue 1.5x
EV/FCF 7.5x
EV/Operating cash flow 6.6x
PEG (3Y EPS CAGR) 0.66

Growth

14 metrics
MetricPYPL
Revenue growth (1Y) 5.7%
Revenue CAGR (3Y) 6.1%
Gross profit growth (1Y) –
Gross profit CAGR (3Y) –
Operating income growth (1Y) 1.4%
Operating income CAGR (3Y) 9.8%
Net income growth (1Y) 4.8%
Net income CAGR (3Y) 6.4%
EPS growth (1Y) 16.1%
EPS CAGR (3Y) 15.0%
Operating cash flow growth (1Y) 23.2%
Operating cash flow CAGR (3Y) 20.1%
Free cash flow growth (1Y) 24.5%
Free cash flow CAGR (3Y) 21.7%

Profitability

14 metrics
MetricPYPL
Gross margin –
EBITDA margin 20.2%
Operating margin 17.4%
Pretax margin 17.2%
Net margin 14.4%
FCF margin 19.3%
Operating cash flow margin 21.9%
Return on equity 24.6%
Return on assets 6.0%
Return on invested capital 15.9%
Return on capital employed 17.9%
Asset turnover 0.4x
Cash conversion (OCF / net income) 1.5x
Stock comp / revenue 2.9%

Financial Health

11 metrics
MetricPYPL
Debt / assets 16.2%
Debt / equity 0.7x
Net debt / EBITDA 0.3x
Debt / FCF 2.0x
Liabilities / assets 76.0%
Equity / assets 24.0%
Interest coverage –
Current ratio 1.3x
Quick ratio 0.4x
Cash ratio 0.2x
Altman Z-score 1.89

Shareholder Returns

7 metrics
MetricPYPL
Dividend yield 1.0%
Net buyback yield 12.7%
Shareholder yield 13.7%
Payout ratio (earnings) –
Payout ratio (FCF) –
Dividend growth (1Y) –
Dividend CAGR (3Y) –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusPYPL
Forward P/E 9.9xFY2026
EPS, next fiscal year $5.55FY2026
EPS growth, next FY +4.5%FY2026
EPS growth, the year after -3.1%
Revenue, next fiscal year $33.55BFY2026
Revenue growth, next FY +1.1%FY2026
Revenue growth, the year after +5.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersPYPL
Held by institutions 74.2%
Institutions holding 1,378
Change in shares held, QoQ +0.8%
Institutions buying 521
Institutions selling 671
Buyers to sellers 0.78

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Frequently Asked Questions

Which pays a higher dividend?

Only one of these companies pays a dividend: PayPal Holdings (PYPL) 1.02%.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.