PRCH vs BRK-B vs AIG Stock Comparison

Porch, Berkshire Hathaway and American International Prices as of Oct 27, 2026 Peers: Industry group
PRCH Porch Group, Inc.
$17.66 +6.8% 1M +7.5% 1Y
Market cap
$2.33B
P/E
–
Revenue (TTM)
$520.38M
Div. yield
–
Property and Casualty Insurance Financial Services
1 win
BRK-B Berkshire Hathaway Inc
$543.06 +7.4% 1M +11.3% 1Y
Market cap
$1.17T
P/E
0.0x
Revenue (TTM)
$384.69B
Div. yield
–
Property and Casualty Insurance Financial Services
6 wins

Head to Head

11 decided of 12

Berkshire Hathaway leads on 6 of the 12 questions below (Berkshire Hathaway 6, American International 4, Porch 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionPRCHBRK-BAIGLeader
Larger companyMarket capitalisation $2.33B $1.17T $41.76B BRK-B
Cheaper on earningsLower P/E, profitable companies only -145.9x 0.0x 14.2x BRK-B
Cheaper on forward earningsLower price / next fiscal year consensus EPS 588.7x — 9.6x AIG
Faster revenue growthRevenue growth, trailing twelve months +17.6% +3.9% -4.2% PRCH
More profitableNet margin, trailing twelve months -2.6% 22.3% 11.1% BRK-B
Better return on capitalReturn on invested capital 0.0% -10.4% 6.6% AIG
Less leveragedLower net debt / EBITDA 2.6x 2.4x 0.0x AIG
Higher dividend yieldTrailing dividend yield — — 2.39% –
Better 1-year returnPrice return, last 12 months +7.5% +11.3% +0.3% BRK-B
Better 5-year returnAnnualised price return, 5 years -2.3%/yr +13.4%/yr +5.9%/yr BRK-B
Less volatileAnnualised volatility, 1 year 75.0% 14.7% 23.9% BRK-B
Higher overall scoreMean of the five percentile scores vs peers 27/100 28/100 47/100 AIG

Percentile Scorecard

PRCHBRK-BAIG

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisPRCHBRK-BAIG
Valuation 5 #113 of 119 14 #103 of 119 53 #57 of 119
Growth 89 #14 of 114 29 #81 of 114 27 #83 of 114
Profitability 18 #90 of 110 32 #75 of 110 35 #72 of 110
Financial Health 17 #92 of 110 56 #49 of 110 60 #45 of 110
Shareholder Returns 8 #98 of 106 10 #96 of 106 58 #45 of 106
Overall 27 28 47
  • PRCH ranked among 126 companies in Insurance
  • BRK-B ranked among 126 companies in Insurance
  • AIG ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodPRCHBRK-BAIGSPY
1 month +6.8%+7.4%+7.3% -0.2%
3 months +39.8%+6.0%-1.6% +3.9%
6 months +105.6%+13.6%+7.3% +8.2%
Year to date +93.4%+8.0%-7.0% +12.9%
1 year +7.5%+11.3%+0.3% +12.3%
3 years +3,053.6%+63.7%+33.7% +87.4%
3 years, per year +216.2%+17.9%+10.2% +23.3%
5 years -10.9%+87.4%+32.9% +67.9%
5 years, per year -2.3%+13.4%+5.9% +10.9%
10 years —+276.0%+29.6% +261.1%
10 years, per year —+14.2%+2.6% +13.7%

Risk

MeasurePRCHBRK-BAIGSPY
Volatility, 1Y 75.0%14.7%23.9% 12.7%
Downside volatility, 1Y 81.7%14.4%24.0% 12.7%
Beta vs S&P 500, 1Y 2.13-0.02-0.05 1.00
Return / volatility, 1Y 0.100.770.01 0.97
Max drawdown, 5Y -98.0%-26.6%-26.9% -25.4%
From 52-week high -5.0%-1.0%-8.1% -1.2%
52-week high $18.59$548.72$86.59 $779.14
52-week low $6.40$465.40$71.89 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultiplePRCHBRK-BAIG
P/E now vs peer median -145.9xmedian 10.5x 0.0xmedian 10.5x 14.2xmedian 10.5x
P/S now vs peer median 4.5xmedian 1.4x 3.0xmedian 1.4x 1.6xmedian 1.4x
EV/EBITDA now vs peer median 36.3xmedian 7.6x -9.6xmedian 7.6x 5.6xmedian 7.6x
P/FCF now vs peer median 24.4xmedian 8.5x 48.3xmedian 8.5x 10.8xmedian 8.5x
P/B now vs peer median 120.2xmedian 1.5x 1.6xmedian 1.5x 1.0xmedian 1.5x
PEG now vs peer median -2.25median 0.53 —median 0.53 -2.64median 0.53

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsPRCHBRK-BAIG
Revenue $520.38M $384.69B $26.64B
Gross profit $377.10M $215.64B $12.70B
Operating income $40.49M -$111.18B $4.03B
Net income -$25.40M $86.08B $2.97B
Free cash flow $95.59M $24.22B $3.85B
R&D $54.75M – –
EPS (diluted) $-0.11 – $5.56
Cash & equivalents $195.60M $40.61B –
Total debt $405.28M $128.60B $9.13B
Shares (diluted) 120.74M – 533.57M
Enterprise value $1.56B -$247.37B $3.96B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricPRCHBRK-BAIG
P/E -145.9x 0.0x 14.2x
P/FCF 24.4x 48.3x 10.8x
P/Operating cash flow 24.2x 25.1x 10.8x
P/S 4.5x 3.0x 1.6x
P/B 120.2x 1.6x 1.0x
P/Tangible book -34.9x 1.6x 1.0x
EV/EBITDA 36.3x -9.6x 5.6x
EV/EBIT 61.9x -8.4x 10.4x
EV/Revenue 4.8x 2.4x 1.6x
EV/FCF 26.2x 38.6x 10.9x
EV/Operating cash flow 26.0x 20.0x 10.9x
PEG (3Y EPS CAGR) -2.25 – -2.64

Growth

14 metrics
MetricPRCHBRK-BAIG
Revenue growth (1Y) 17.6% 3.9% -4.2%
Revenue CAGR (3Y) 16.7% 4.9% 19.7%
Gross profit growth (1Y) 27.3% 2.1% -1.7%
Gross profit CAGR (3Y) 38.5% 1.0% 270.9%
Operating income growth (1Y) 53.6% -4.9% -21.2%
Operating income CAGR (3Y) 28.6% -8.5% 32.3%
Net income growth (1Y) -141.3% 35.9% -7.4%
Net income CAGR (3Y) 53.1% -0.5% -17.3%
EPS growth (1Y) -126.3% – 0.4%
EPS CAGR (3Y) 64.9% – -5.4%
Operating cash flow growth (1Y) 843.0% 70.1% 21.9%
Operating cash flow CAGR (3Y) 84.8% 2.6% -11.0%
Free cash flow growth (1Y) 905.5% 194.4% 21.9%
Free cash flow CAGR (3Y) 81.8% -2.5% -11.0%

Profitability

14 metrics
MetricPRCHBRK-BAIG
Gross margin 72.5% 56.1% 47.7%
EBITDA margin 13.3% -25.3% 28.2%
Operating margin 7.8% -28.9% 15.1%
Pretax margin 1.0% 29.2% 13.6%
Net margin -2.6% 22.3% 11.1%
FCF margin 18.4% 6.3% 14.5%
Operating cash flow margin 18.5% 12.1% 14.5%
Return on equity -38.9% 11.6% 7.3%
Return on assets -1.1% 6.8% 1.8%
Return on invested capital 0.0% -10.4% 6.6%
Return on capital employed 5.4% – –
Asset turnover 0.6x 0.3x 0.2x
Cash conversion (OCF / net income) -3.8x 0.5x 1.3x
Stock comp / revenue 6.0% – –

Financial Health

11 metrics
MetricPRCHBRK-BAIG
Debt / assets 49.5% 10.2% 5.6%
Debt / equity 20.9x 0.2x 0.2x
Net debt / EBITDA 2.6x 2.4x 0.0x
Debt / FCF 4.2x 5.3x 2.4x
Liabilities / assets 97.6% 40.6% 75.1%
Equity / assets 2.4% 59.4% 24.9%
Interest coverage 0.7x -21.4x 10.0x
Current ratio 1.4x – –
Quick ratio 4.0x – –
Cash ratio 3.5x – –
Altman Z-score 1.48 – –

Shareholder Returns

7 metrics
MetricPRCHBRK-BAIG
Dividend yield – – 2.4%
Net buyback yield 0.1% 0.4% 7.1%
Shareholder yield 0.1% 0.4% 9.5%
Payout ratio (earnings) – – 33.4%
Payout ratio (FCF) – – 25.8%
Dividend growth (1Y) – – 0.6%
Dividend CAGR (3Y) – – 0.8%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusPRCHBRK-BAIG
Forward P/E 588.7xFY2026 – 9.6xFY2026
EPS, next fiscal year $0.03FY2026 – $8.31FY2026
EPS growth, next FY – – +17.2%FY2026
EPS growth, the year after +833.3% – +12.9%
Revenue, next fiscal year $493.33MFY2026 – $28.00BFY2026
Revenue growth, next FY +17.8%FY2026 – +4.6%FY2026
Revenue growth, the year after +20.1% – +6.6%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersPRCHBRK-BAIG
Held by institutions 78.1% 65.8% 94.4%
Institutions holding 202 4,923 1,139
Change in shares held, QoQ +2.1% +1.8% -0.2%
Institutions buying 123 2,236 548
Institutions selling 55 1,988 426
Buyers to sellers 2.24 1.12 1.29

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

PRCHBRK-BAIG
PRCH 1.00 -0.05 0.04
BRK-B -0.05 1.00 0.34
AIG 0.04 0.34 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, PRCH, BRK-B and AIG?

Berkshire Hathaway (BRK-B) is the largest by market capitalisation: Porch (PRCH) $2.33B, Berkshire Hathaway (BRK-B) $1.17T, American International (AIG) $41.76B.

Which stock is cheaper, PRCH, BRK-B and AIG?

Berkshire Hathaway (BRK-B) trades on the lowest price-to-earnings ratio (Porch (PRCH) -145.9x, Berkshire Hathaway (BRK-B) 0.0x, American International (AIG) 14.2x). On next year's consensus earnings, American International (AIG) is cheapest (Porch (PRCH) 588.7x, American International (AIG) 9.6x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Porch (PRCH) grew revenue fastest over the trailing twelve months: Porch (PRCH) +17.6%, Berkshire Hathaway (BRK-B) +3.9%, American International (AIG) -4.2%.

Which company is more profitable?

Berkshire Hathaway (BRK-B) has the highest net margin (Porch (PRCH) -2.6%, Berkshire Hathaway (BRK-B) 22.3%, American International (AIG) 11.1%). On return on invested capital, American International (AIG) leads (Porch (PRCH) 0.0%, Berkshire Hathaway (BRK-B) -10.4%, American International (AIG) 6.6%).

Which stock has performed better?

Over the past year Berkshire Hathaway (BRK-B) returned the most: Porch (PRCH) +7.5%, Berkshire Hathaway (BRK-B) +11.3%, American International (AIG) +0.3%. Over five years, Berkshire Hathaway (BRK-B) compounded fastest (Porch (PRCH) -2.3%/yr, Berkshire Hathaway (BRK-B) +13.4%/yr, American International (AIG) +5.9%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: American International (AIG) 2.39%. Porch (PRCH) and Berkshire Hathaway (BRK-B) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Berkshire Hathaway (BRK-B) has been the steadiest (Porch (PRCH) 75.0%, Berkshire Hathaway (BRK-B) 14.7%, American International (AIG) 23.9%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, PRCH, BRK-B and AIG?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Berkshire Hathaway (BRK-B) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.