PBI vs GIC vs MMM Stock Comparison

Pitney Bowes, Global Industrial and 3M Prices as of Oct 26, 2026 Peers: Industry group
PBI Pitney Bowes Inc /De/
$17.26 +5.3% 1M +46.6% 1Y
Market cap
$2.37B
P/E
12.6x
Revenue (TTM)
$1.87B
Div. yield
2.20%
Office Equipment Industrials
5 wins
GIC GLOBAL INDUSTRIAL Co
$44.74 +8.0% 1M +28.3% 1Y
Market cap
$1.70B
P/E
19.6x
Revenue (TTM)
$1.44B
Div. yield
2.46%
Industrial Distribution Industrials
2 wins
MMM 3M Co
$172.79 +1.9% 1M +2.5% 1Y
Market cap
$89.29B
P/E
25.4x
Revenue (TTM)
$25.25B
Div. yield
1.78%
Industrial Machinery Industrials
5 wins

Head to Head

12 decided of 12

3M leads on 5 of the 12 questions below (3M 5, Pitney Bowes 5, Global Industrial 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionPBIGICMMMLeader
Larger companyMarket capitalisation $2.37B $1.70B $89.29B MMM
Cheaper on earningsLower P/E, profitable companies only 12.6x 19.6x 25.4x PBI
Cheaper on forward earningsLower price / next fiscal year consensus EPS 9.6x 20.0x 19.5x PBI
Faster revenue growthRevenue growth, trailing twelve months -5.3% +8.4% +1.7% GIC
More profitableNet margin, trailing twelve months 10.0% 6.1% 14.0% MMM
Better return on capitalReturn on invested capital 18.8% — 22.0% MMM
Less leveragedLower net debt / EBITDA 4.2x — 1.6x MMM
Higher dividend yieldTrailing dividend yield 2.20% 2.46% 1.78% GIC
Better 1-year returnPrice return, last 12 months +46.6% +28.3% +2.5% PBI
Better 5-year returnAnnualised price return, 5 years +20.8%/yr +3.5%/yr +3.0%/yr PBI
Less volatileAnnualised volatility, 1 year 34.3% 32.8% 25.6% MMM
Higher overall scoreMean of the five percentile scores vs peers 77/100 70/100 49/100 PBI

Percentile Scorecard

PBIGICMMM

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisPBIGICMMM
Valuation 92 #10 of 112 64 #17 of 46 37 #129 of 203
Growth 93 #8 of 96 87 #6 of 39 59 #77 of 187
Profitability 96 #5 of 91 80 #9 of 40 86 #26 of 185
Financial Health 16 #105 of 125 71 #15 of 49 18 #179 of 219
Shareholder Returns 89 #8 of 67 48 #17 of 32 43 #87 of 153
Overall 77 70 49
  • PBI ranked among 130 companies in Business Services
  • GIC ranked among 49 companies in Distribution and Rental
  • MMM ranked among 222 companies in Machinery

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodPBIGICMMMSPY
1 month +5.3%+8.0%+1.9% -0.8%
3 months -4.9%+25.7%-3.0% +3.5%
6 months +9.7%+31.4%+18.5% +7.0%
Year to date +63.3%+53.1%+7.9% +12.2%
1 year +46.6%+28.3%+2.5% +13.0%
3 years +464.1%+43.5%+136.1% +86.3%
3 years, per year +78.1%+12.8%+33.2% +23.1%
5 years +156.8%+18.5%+15.9% +68.6%
5 years, per year +20.8%+3.5%+3.0% +11.0%
10 years -2.4%+478.8%+24.1% +258.0%
10 years, per year -0.2%+19.2%+2.2% +13.6%

Risk

MeasurePBIGICMMMSPY
Volatility, 1Y 34.3%32.8%25.6% 12.7%
Downside volatility, 1Y 34.3%39.1%24.7% 12.7%
Beta vs S&P 500, 1Y 0.700.450.69 1.00
Return / volatility, 1Y 1.360.870.10 1.02
Max drawdown, 5Y -70.9%-54.8%-53.4% -25.4%
From 52-week high -6.8%-0.4%-6.0% -1.8%
52-week high $18.52$44.94$183.81 $779.14
52-week low $9.02$26.65$141.20 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultiplePBIGICMMM
P/E now vs peer median 12.6xmedian 21.9x 19.6xmedian 25.1x 25.4xmedian 26.0x
P/S now vs peer median 1.3xmedian 0.9x 1.2xmedian 1.0x 3.5xmedian 1.9x
EV/EBITDA now vs peer median 9.9xmedian 12.2x 13.1xmedian 13.3x 16.1xmedian 14.0x
P/FCF now vs peer median 5.7xmedian 14.3x 19.5xmedian 21.5x 33.4xmedian 21.4x
P/B now vs peer median -2.7xmedian 2.3x 5.0xmedian 2.4x 21.4xmedian 2.2x
PEG now vs peer median 0.23median 1.02 2.38median 2.38 0.71median 1.26

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsPBIGICMMM
Revenue $1.87B $1.44B $25.25B
Gross profit $1.06B $522.40M $9.98B
Operating income $306.05M $115.80M $4.74B
Net income $187.35M $87.10M $3.58B
Free cash flow $415.24M $87.30M $2.68B
R&D $14.09M – $1.21B
EPS (diluted) $1.35 $2.28 $6.77
Cash & equivalents $266.83M $86.70M $4.84B
Total debt $2.03B – $15.00B
Shares (diluted) 139.04M 38.20M 522.60M
Enterprise value $1.14B $1.42B $71.70B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricPBIGICMMM
P/E 12.6x 19.6x 25.4x
P/FCF 5.7x 19.5x 33.4x
P/Operating cash flow 4.9x 18.8x 24.6x
P/S 1.3x 1.2x 3.5x
P/B -2.7x 5.0x 21.4x
P/Tangible book -2.7x 5.0x 42.2x
EV/EBITDA 9.9x 13.1x 16.1x
EV/EBIT 13.5x 14.0x 20.9x
EV/Revenue 2.2x 1.1x 3.9x
EV/FCF 9.9x 18.5x 37.0x
EV/Operating cash flow 8.5x 17.9x 27.3x
PEG (3Y EPS CAGR) 0.23 2.38 0.71

Growth

14 metrics
MetricPBIGICMMM
Revenue growth (1Y) -5.3% 8.4% 1.7%
Revenue CAGR (3Y) 2.5% 7.4% 10.7%
Gross profit growth (1Y) -2.4% 12.7% -1.8%
Gross profit CAGR (3Y) -0.6% 8.3% 17.0%
Operating income growth (1Y) 377.3% 31.0% -3.7%
Operating income CAGR (3Y) 35.8% 7.9% 33.4%
Net income growth (1Y) 269.6% 31.6% 4.8%
Net income CAGR (3Y) 49.8% 8.2% 35.4%
EPS growth (1Y) 320.8% 32.3% 7.1%
EPS CAGR (3Y) 55.0% 8.2% 35.8%
Operating cash flow growth (1Y) 66.8% 49.3% 42.8%
Operating cash flow CAGR (3Y) 23.9% -8.4% -18.1%
Free cash flow growth (1Y) 89.3% 52.1% 68.6%
Free cash flow CAGR (3Y) 31.6% -7.7% -18.0%

Profitability

14 metrics
MetricPBIGICMMM
Gross margin 57.0% 36.4% 39.5%
EBITDA margin 22.4% 8.6% 24.4%
Operating margin 16.4% 8.1% 18.8%
Pretax margin 13.5% 8.1% 17.5%
Net margin 10.0% 6.1% 14.0%
FCF margin 22.3% 6.1% 10.6%
Operating cash flow margin 26.0% 6.3% 14.4%
Return on equity – 26.3% 101.3%
Return on assets 6.1% 14.4% 9.8%
Return on invested capital 18.8% – 22.0%
Return on capital employed 18.4% 28.6% 18.7%
Asset turnover 0.6x 2.4x 0.7x
Cash conversion (OCF / net income) 2.6x 1.0x 1.0x
Stock comp / revenue 0.8% 0.5% 0.8%

Financial Health

11 metrics
MetricPBIGICMMM
Debt / assets 67.4% – 37.9%
Debt / equity -2.4x – 3.6x
Net debt / EBITDA 4.2x – 1.6x
Debt / FCF 4.9x – 5.6x
Liabilities / assets 128.6% 45.5% 89.5%
Equity / assets -28.6% 54.5% 10.5%
Interest coverage 5.7x – –
Current ratio 0.7x 2.2x 1.4x
Quick ratio 0.3x 1.4x 0.8x
Cash ratio 0.2x 0.4x 0.4x
Altman Z-score 2.42 7.29 4.10

Shareholder Returns

7 metrics
MetricPBIGICMMM
Dividend yield 2.2% 2.5% 1.8%
Net buyback yield 20.1% 0.1% 3.1%
Shareholder yield 22.3% 2.6% 4.8%
Payout ratio (earnings) 29.0% – 44.8%
Payout ratio (FCF) 13.1% – 59.9%
Dividend growth (1Y) 30.1% – 3.2%
Dividend CAGR (3Y) 15.9% – -21.4%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusPBIGICMMM
Forward P/E 9.6xFY2026 20.0xFY2026 19.5xFY2026
EPS, next fiscal year $1.79FY2026 $2.24FY2026 $8.88FY2026
EPS growth, next FY +32.6%FY2026 +21.1%FY2026 +10.2%FY2026
EPS growth, the year after +5.0% +3.6% +16.7%
Revenue, next fiscal year $1.77BFY2026 $1.39BFY2026 $23.87BFY2026
Revenue growth, next FY -6.3%FY2026 +1.0%FY2026 -1.8%FY2026
Revenue growth, the year after +10.9% +6.8% +17.6%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersPBIGICMMM
Held by institutions 88.8% 33.7% 74.5%
Institutions holding 350 162 2,208
Change in shares held, QoQ +2.6% +12.0% +0.8%
Institutions buying 167 90 914
Institutions selling 119 50 837
Buyers to sellers 1.40 1.80 1.09

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

PBIGICMMM
PBI 1.00 0.28 0.15
GIC 0.28 1.00 0.26
MMM 0.15 0.26 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, PBI, GIC and MMM?

3M (MMM) is the largest by market capitalisation: Pitney Bowes (PBI) $2.37B, Global Industrial (GIC) $1.70B, 3M (MMM) $89.29B.

Which stock is cheaper, PBI, GIC and MMM?

Pitney Bowes (PBI) trades on the lowest price-to-earnings ratio (Pitney Bowes (PBI) 12.6x, Global Industrial (GIC) 19.6x, 3M (MMM) 25.4x). On next year's consensus earnings, Pitney Bowes (PBI) is cheapest (Pitney Bowes (PBI) 9.6x, Global Industrial (GIC) 20.0x, 3M (MMM) 19.5x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Global Industrial (GIC) grew revenue fastest over the trailing twelve months: Pitney Bowes (PBI) -5.3%, Global Industrial (GIC) +8.4%, 3M (MMM) +1.7%.

Which company is more profitable?

3M (MMM) has the highest net margin (Pitney Bowes (PBI) 10.0%, Global Industrial (GIC) 6.1%, 3M (MMM) 14.0%). On return on invested capital, 3M (MMM) leads (Pitney Bowes (PBI) 18.8%, 3M (MMM) 22.0%).

Which stock has performed better?

Over the past year Pitney Bowes (PBI) returned the most: Pitney Bowes (PBI) +46.6%, Global Industrial (GIC) +28.3%, 3M (MMM) +2.5%. Over five years, Pitney Bowes (PBI) compounded fastest (Pitney Bowes (PBI) +20.8%/yr, Global Industrial (GIC) +3.5%/yr, 3M (MMM) +3.0%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Global Industrial (GIC) has the highest dividend yield: Pitney Bowes (PBI) 2.20%, Global Industrial (GIC) 2.46%, 3M (MMM) 1.78%.

Which stock is riskier?

By one-year price volatility, 3M (MMM) has been the steadiest (Pitney Bowes (PBI) 34.3%, Global Industrial (GIC) 32.8%, 3M (MMM) 25.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, PBI, GIC and MMM?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, 3M (MMM) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.