PAYC vs ADP vs BZ Stock Comparison

Paycom Software, Automatic Data Processing and Kanzhun Prices as of Oct 28, 2026 Peers: Industry group
PAYC Paycom Software, Inc.
$262.56 +19.0% 1M +32.3% 1Y
Market cap
$11.63B
P/E
24.7x
Revenue (TTM)
$2.14B
Div. yield
0.58%
HR Software Technology
1 win
BZ Kanzhun Ltd
$16.06 +13.3% 1M -27.8% 1Y
Market cap
$7.48B
P/E
10.8x
Revenue (TTM)
$1.25B
Div. yield
3.18%
HR Software Technology
6 wins

Head to Head

10 decided of 12

Kanzhun leads on 6 of the 12 questions below (Kanzhun 6, Automatic Data Processing 3, Paycom Software 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionPAYCADPBZLeader
Larger companyMarket capitalisation $11.63B $113.52B $7.48B ADP
Cheaper on earningsLower P/E, profitable companies only 24.7x 23.9x 10.8x BZ
Cheaper on forward earningsLower price / next fiscal year consensus EPS 22.4x 22.2x 12.0x BZ
Faster revenue growthRevenue growth, trailing twelve months +9.2% — +51.0% BZ
More profitableNet margin, trailing twelve months 22.8% — 53.2% BZ
Better return on capitalReturn on invested capital 31.3% — — –
Less leveragedLower net debt / EBITDA 0.8x — — –
Higher dividend yieldTrailing dividend yield 0.58% 2.38% 3.18% BZ
Better 1-year returnPrice return, last 12 months +32.3% +2.1% -27.8% PAYC
Better 5-year returnAnnualised price return, 5 years -13.7%/yr +4.9%/yr -14.5%/yr ADP
Less volatileAnnualised volatility, 1 year 47.3% 28.6% 39.6% ADP
Higher overall scoreMean of the five percentile scores vs peers 63/100 43/100 88/100 BZ

Percentile Scorecard

PAYCADPBZ

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisPAYCADPBZ
Valuation 54 #47 of 101 38 #63 of 101 92 #9 of 101
Growth 58 #41 of 97 30 #68 of 97 96 #5 of 97
Profitability 98 #3 of 94 75 #24 of 94 95 #6 of 94
Financial Health 39 #66 of 108 20 #87 of 108 96 #5 of 108
Shareholder Returns 65 #23 of 64 52 #31 of 64 60 #26 of 64
Overall 63 43 88
  • PAYC ranked among 114 companies in Business Applications
  • ADP ranked among 114 companies in Business Applications
  • BZ ranked among 114 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodPAYCADPBZSPY
1 month +19.0%+9.0%+13.3% +0.9%
3 months +55.3%+4.4%-0.2% +5.9%
6 months +105.2%+32.7%+18.5% +8.5%
Year to date +64.8%+10.9%-21.2% +13.3%
1 year +32.3%+2.1%-27.8% +12.4%
3 years +9.2%+32.8%+8.1% +88.1%
3 years, per year +3.0%+9.9%+2.6% +23.5%
5 years -52.1%+27.1%-54.2% +68.2%
5 years, per year -13.7%+4.9%-14.5% +11.0%
10 years +408.4%+227.4%— +263.4%
10 years, per year +17.7%+12.6%— +13.8%

Risk

MeasurePAYCADPBZSPY
Volatility, 1Y 47.3%28.6%39.6% 12.7%
Downside volatility, 1Y 43.1%27.5%38.7% 12.7%
Beta vs S&P 500, 1Y 0.07-0.090.66 1.00
Return / volatility, 1Y 0.680.07-0.70 0.98
Max drawdown, 5Y -79.5%-42.2%-73.6% -25.4%
From 52-week high -4.4%-7.3%-28.9% -0.9%
52-week high $274.60$307.94$22.60 $779.14
52-week low $113.59$188.79$12.65 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultiplePAYCADPBZ
P/E now vs peer median 24.7xmedian 27.6x 23.9xmedian 27.6x 10.8xmedian 27.6x
P/S now vs peer median 5.4xmedian 2.7x 4.7xmedian 2.7x 6.0xmedian 2.7x
EV/EBITDA now vs peer median 14.6xmedian 17.4x —median 17.4x —median 17.4x
P/FCF now vs peer median 20.2xmedian 15.8x 19.9xmedian 15.8x 11.2xmedian 15.8x
P/B now vs peer median 20.4xmedian 3.2x 22.3xmedian 3.2x 2.4xmedian 3.2x
PEG now vs peer median 0.99median 0.84 —median 0.84 0.08median 0.84

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsPAYCADPBZ
Revenue $2.14B – $1.25B
Gross profit $1.79B – $1.21B
Operating income $648.40M – $412.25M
Net income $487.60M $4.53B $657.32M
Free cash flow $575.10M – $665.92M
R&D $258.90M $1.03B $58.24M
EPS (diluted) $10.62 – $1.44
Cash & equivalents $198.00M $3.28B $380.29M
Total debt $900.00M – –
Shares (diluted) 45.91M 403.30M 463.50M
Enterprise value $10.53B $113.52B -$845.72M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricPAYCADPBZ
P/E 24.7x 23.9x 10.8x
P/FCF 20.2x 19.9x 11.2x
P/Operating cash flow 14.5x 20.8x 11.2x
P/S 5.4x 4.7x 6.0x
P/B 20.4x 22.3x 2.4x
P/Tangible book 21.5x 33.0x 2.4x
EV/EBITDA 14.6x – –
EV/EBIT 19.0x – 12.5x
EV/Revenue 5.8x – 4.1x
EV/FCF 21.4x – 7.7x
EV/Operating cash flow 15.4x 20.8x 7.7x
PEG (3Y EPS CAGR) 0.99 – 0.08

Growth

14 metrics
MetricPAYCADPBZ
Revenue growth (1Y) 9.2% – 51.0%
Revenue CAGR (3Y) 11.2% – 20.9%
Gross profit growth (1Y) 10.9% – 21.2%
Gross profit CAGR (3Y) 11.0% – 22.9%
Operating income growth (1Y) 17.7% – 64.4%
Operating income CAGR (3Y) 14.9% – 236.9%
Net income growth (1Y) 17.3% 9.4% 121.6%
Net income CAGR (3Y) 15.6% 9.0% 132.3%
EPS growth (1Y) 44.3% – 118.2%
EPS CAGR (3Y) 25.0% – 131.7%
Operating cash flow growth (1Y) 43.6% 14.6% 25.2%
Operating cash flow CAGR (3Y) 21.4% 12.6% 37.2%
Free cash flow growth (1Y) 60.1% – 24.1%
Free cash flow CAGR (3Y) 24.3% – 41.7%

Profitability

14 metrics
MetricPAYCADPBZ
Gross margin 83.7% – 96.5%
EBITDA margin 39.5% – –
Operating margin 30.3% – 32.9%
Pretax margin 32.0% – 66.1%
Net margin 22.8% – 53.2%
FCF margin 26.9% – 53.1%
Operating cash flow margin 37.4% – 53.1%
Return on equity 70.5% 81.4% 21.6%
Return on assets 9.7% 7.1% 17.1%
Return on invested capital 31.3% – –
Return on capital employed 36.7% – 13.4%
Asset turnover 0.4x – 0.3x
Cash conversion (OCF / net income) 1.6x 1.2x 1.0x
Stock comp / revenue 4.2% – –

Financial Health

11 metrics
MetricPAYCADPBZ
Debt / assets 17.3% – –
Debt / equity 1.6x – –
Net debt / EBITDA 0.8x – –
Debt / FCF 1.6x – –
Liabilities / assets 89.0% 92.0% 21.7%
Equity / assets 11.0% 8.0% 78.3%
Interest coverage 39.8x – –
Current ratio 1.1x 1.0x 4.2x
Quick ratio 0.1x – 3.1x
Cash ratio 0.1x – 3.0x
Altman Z-score 3.05 – –

Shareholder Returns

7 metrics
MetricPAYCADPBZ
Dividend yield 0.6% 2.4% 3.2%
Net buyback yield 12.8% – –
Shareholder yield 13.4% 2.4% 3.2%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusPAYCADPBZ
Forward P/E 22.4xFY2026 22.2xFY2027 12.0xFY2026
EPS, next fiscal year $11.74FY2026 $12.87FY2027 $1.34FY2026
EPS growth, next FY +27.1%FY2026 +15.7%FY2027 +18.6%FY2026
EPS growth, the year after +14.6% +6.8% +3.0%
Revenue, next fiscal year $2.08BFY2026 $22.14BFY2027 $1.42BFY2026
Revenue growth, next FY +1.5%FY2026 +0.9%FY2027 +20.7%FY2026
Revenue growth, the year after +11.2% +18.1% +7.0%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersPAYCADPBZ
Held by institutions 90.3% 88.1% 66.1%
Institutions holding 594 2,291 254
Change in shares held, QoQ -8.5% +4.4% -1.6%
Institutions buying 294 1,085 129
Institutions selling 222 874 94
Buyers to sellers 1.32 1.24 1.37

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

PAYCADPBZ
PAYC 1.00 0.67 0.08
ADP 0.67 1.00 0.12
BZ 0.08 0.12 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, PAYC, ADP and BZ?

Automatic Data Processing (ADP) is the largest by market capitalisation: Paycom Software (PAYC) $11.63B, Automatic Data Processing (ADP) $113.52B, Kanzhun (BZ) $7.48B.

Which stock is cheaper, PAYC, ADP and BZ?

Kanzhun (BZ) trades on the lowest price-to-earnings ratio (Paycom Software (PAYC) 24.7x, Automatic Data Processing (ADP) 23.9x, Kanzhun (BZ) 10.8x). On next year's consensus earnings, Kanzhun (BZ) is cheapest (Paycom Software (PAYC) 22.4x, Automatic Data Processing (ADP) 22.2x, Kanzhun (BZ) 12.0x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Kanzhun (BZ) grew revenue fastest over the trailing twelve months: Paycom Software (PAYC) +9.2%, Kanzhun (BZ) +51.0%.

Which company is more profitable?

Kanzhun (BZ) has the highest net margin (Paycom Software (PAYC) 22.8%, Kanzhun (BZ) 53.2%).

Which stock has performed better?

Over the past year Paycom Software (PAYC) returned the most: Paycom Software (PAYC) +32.3%, Automatic Data Processing (ADP) +2.1%, Kanzhun (BZ) -27.8%. Over five years, Automatic Data Processing (ADP) compounded fastest (Paycom Software (PAYC) -13.7%/yr, Automatic Data Processing (ADP) +4.9%/yr, Kanzhun (BZ) -14.5%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Kanzhun (BZ) has the highest dividend yield: Paycom Software (PAYC) 0.58%, Automatic Data Processing (ADP) 2.38%, Kanzhun (BZ) 3.18%.

Which stock is riskier?

By one-year price volatility, Automatic Data Processing (ADP) has been the steadiest (Paycom Software (PAYC) 47.3%, Automatic Data Processing (ADP) 28.6%, Kanzhun (BZ) 39.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, PAYC, ADP and BZ?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Kanzhun (BZ) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.