PAR vs TBTC vs TACT Stock Comparison

Par Technology, Table Trac and Transact Technologies Prices as of Oct 27, 2026 Peers: Industry group
PAR Par Technology Corp
$16.87 +20.0% 1M -53.4% 1Y
Market cap
$697.79M
P/E
–
Revenue (TTM)
$496.67M
Div. yield
–
Restaurant and Retail Software Technology
2 wins
TBTC Table Trac Inc
$5.20 -3.7% 1M +15.8% 1Y
Market cap
$24.14M
P/E
9.0x
Revenue (TTM)
$13.33M
Div. yield
3.46%
Restaurant and Retail Software Technology
3 wins
TACT Transact Technologies Inc
$5.55 +14.0% 1M +18.1% 1Y
Market cap
$57.30M
P/E
–
Revenue (TTM)
$52.99M
Div. yield
–
Restaurant and Retail Software Technology
4 wins

Head to Head

9 decided of 12

Transact Technologies leads on 4 of the 12 questions below (Transact Technologies 4, Table Trac 3, Par Technology 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionPARTBTCTACTLeader
Larger companyMarket capitalisation $697.79M $24.14M $57.30M PAR
Cheaper on earningsLower P/E, profitable companies only -9.7x 9.0x -142.8x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 23.1x — — –
Faster revenue growthRevenue growth, trailing twelve months +18.8% +15.3% +10.5% PAR
More profitableNet margin, trailing twelve months -14.5% 20.1% -0.8% TBTC
Better return on capitalReturn on invested capital -5.0% — -1.2% TACT
Less leveragedLower net debt / EBITDA -26.6x — -82.3x TACT
Higher dividend yieldTrailing dividend yield 0.00% 3.46% 0.00% –
Better 1-year returnPrice return, last 12 months -53.4% +15.8% +18.1% TACT
Better 5-year returnAnnualised price return, 5 years -23.0%/yr +8.2%/yr -17.6%/yr TBTC
Less volatileAnnualised volatility, 1 year 71.3% 59.5% 51.2% TACT
Higher overall scoreMean of the five percentile scores vs peers 51/100 81/100 61/100 TBTC

Percentile Scorecard

PARTBTCTACT

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisPARTBTCTACT
Valuation 46 #49 of 89 94 #6 of 89 83 #16 of 89
Growth 56 #36 of 81 61 #32 of 81 29 #58 of 81
Profitability 32 #52 of 76 85 #12 of 76 51 #38 of 76
Financial Health 46 #51 of 94 98 #3 of 94 80 #20 of 94
Shareholder Returns 74 #14 of 51 64 #19 of 51 –
Overall 51 81 61
  • PAR ranked among 98 companies in Vertical Software
  • TBTC ranked among 98 companies in Vertical Software
  • TACT ranked among 98 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodPARTBTCTACTSPY
1 month +20.0%-3.7%+14.0% -0.2%
3 months -1.6%+15.6%+13.0% +3.9%
6 months +22.2%+11.1%+67.2% +8.2%
Year to date -53.5%+23.2%+38.7% +12.9%
1 year -53.4%+15.8%+18.1% +12.3%
3 years -40.9%+23.8%-7.7% +87.4%
3 years, per year -16.1%+7.4%-2.6% +23.3%
5 years -73.0%+48.6%-62.0% +67.9%
5 years, per year -23.0%+8.2%-17.6% +10.9%
10 years +208.4%+246.7%-20.7% +261.1%
10 years, per year +11.9%+13.2%-2.3% +13.7%

Risk

MeasurePARTBTCTACTSPY
Volatility, 1Y 71.3%59.5%51.2% 12.7%
Downside volatility, 1Y 79.2%74.2%48.5% 12.7%
Beta vs S&P 500, 1Y 1.190.340.62 1.00
Return / volatility, 1Y -0.750.270.35 0.97
Max drawdown, 5Y -85.4%-39.4%-78.0% -25.4%
From 52-week high -57.5%-16.0%-5.0% -1.2%
52-week high $39.72$6.19$5.84 $779.14
52-week low $11.82$3.70$3.21 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultiplePARTBTCTACT
P/E now vs peer median -9.7xmedian 40.1x 9.0xmedian 40.1x -142.8xmedian 40.1x
P/S now vs peer median 1.4xmedian 2.5x 1.8xmedian 2.5x 1.1xmedian 2.5x
EV/EBITDA now vs peer median -80.6xmedian 18.5x 5.3xmedian 18.5x 205.6xmedian 18.5x
P/FCF now vs peer median -44.5xmedian 20.1x 20.9xmedian 20.1x 11.0xmedian 20.1x
P/B now vs peer median 0.9xmedian 1.8x 1.7xmedian 1.8x 1.8xmedian 1.8x
PEG now vs peer median -0.80median 1.73 0.44median 1.73 5.15median 1.73

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsPARTBTCTACT
Revenue $496.67M $13.33M $52.99M
Gross profit $209.78M $9.42M $26.26M
Operating income -$62.50M $2.96M -$425.00K
Net income -$72.14M $2.68M -$400.00K
Free cash flow -$15.69M $1.15M $5.23M
R&D $85.55M – $5.95M
EPS (diluted) $-1.75 $0.57 $-0.04
Cash & equivalents $77.37M $8.15M $19.39M
Total debt $422.35M – $3.00M
Shares (diluted) 41.28M 4.68M 10.29M
Enterprise value $368.89M -$8.62M -$21.40M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricPARTBTCTACT
P/E -9.7x 9.0x -142.8x
P/FCF -44.5x 20.9x 11.0x
P/Operating cash flow -54.6x 20.4x 10.5x
P/S 1.4x 1.8x 1.1x
P/B 0.9x 1.7x 1.8x
P/Tangible book 1.1x 1.7x 2.0x
EV/EBITDA -80.6x 5.3x 205.6x
EV/EBIT -16.7x 5.4x -96.3x
EV/Revenue 2.1x 1.2x 0.8x
EV/FCF -66.4x 13.9x 7.8x
EV/Operating cash flow -81.5x 13.5x 7.5x
PEG (3Y EPS CAGR) -0.80 0.44 5.15

Growth

14 metrics
MetricPARTBTCTACT
Revenue growth (1Y) 18.8% 15.3% 10.5%
Revenue CAGR (3Y) 23.0% 10.1% -12.1%
Gross profit growth (1Y) 12.0% 13.2% 15.4%
Gross profit CAGR (3Y) 36.6% 9.6% -12.7%
Operating income growth (1Y) 3.4% 68.1% 80.3%
Operating income CAGR (3Y) 5.4% 20.3% -27.5%
Net income growth (1Y) 16.4% 58.8% 95.4%
Net income CAGR (3Y) -0.8% 21.0% -27.8%
EPS growth (1Y) 17.9% 58.1% 95.5%
EPS CAGR (3Y) 12.1% 20.4% -27.7%
Operating cash flow growth (1Y) -10.0% -45.4% -11.4%
Operating cash flow CAGR (3Y) 31.6% 36.2% -3.5%
Free cash flow growth (1Y) -17.2% -44.2% -13.4%
Free cash flow CAGR (3Y) 28.9% 35.0% 2.8%

Profitability

14 metrics
MetricPARTBTCTACT
Gross margin 42.2% 70.6% 49.6%
EBITDA margin -2.6% 22.6% 0.4%
Operating margin -12.6% 22.2% -0.8%
Pretax margin -13.8% 25.4% -0.5%
Net margin -14.5% 20.1% -0.8%
FCF margin -3.2% 8.7% 9.9%
Operating cash flow margin -2.6% 8.9% 10.3%
Return on equity -8.8% 19.5% -1.2%
Return on assets -5.2% 17.1% -0.8%
Return on invested capital -5.0% – -1.2%
Return on capital employed -4.9% 20.0% -1.2%
Asset turnover 0.4x 0.9x 1.1x
Cash conversion (OCF / net income) 0.2x 0.4x -13.6x
Stock comp / revenue 5.9% 0.7% 3.8%

Financial Health

11 metrics
MetricPARTBTCTACT
Debt / assets 30.8% – 5.9%
Debt / equity 0.5x – 0.1x
Net debt / EBITDA -26.6x – -82.3x
Debt / FCF -26.9x – 0.6x
Liabilities / assets 40.6% 13.0% 36.0%
Equity / assets 59.4% 87.0% 64.0%
Interest coverage – – -1.3x
Current ratio 2.2x 16.6x 2.7x
Quick ratio 1.5x 13.6x 1.9x
Cash ratio 0.7x 9.6x 1.3x
Altman Z-score 0.67 10.25 3.59

Shareholder Returns

7 metrics
MetricPARTBTCTACT
Dividend yield – 3.5% –
Net buyback yield 4.5% – –
Shareholder yield 4.5% 3.5% 0.0%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusPARTBTCTACT
Forward P/E 23.1xFY2026 – –
EPS, next fiscal year $0.73FY2026 – $-0.04FY2026
EPS growth, next FY +386.7%FY2026 – –
EPS growth, the year after +91.8% – –
Revenue, next fiscal year $536.83MFY2026 – $59.30MFY2026
Revenue growth, next FY +17.8%FY2026 – +15.2%FY2026
Revenue growth, the year after +11.3% – -7.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersPARTBTCTACT
Held by institutions 100.0% – 38.0%
Institutions holding 207 – 37
Change in shares held, QoQ -1.7% – -14.2%
Institutions buying 125 – 13
Institutions selling 54 – 8
Buyers to sellers 2.31 – 1.63

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

PARTBTCTACT
PAR 1.00 0.09 0.01
TBTC 0.09 1.00 0.05
TACT 0.01 0.05 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, PAR, TBTC and TACT?

Par Technology (PAR) is the largest by market capitalisation: Par Technology (PAR) $697.79M, Table Trac (TBTC) $24.14M, Transact Technologies (TACT) $57.30M.

Which company is growing faster?

Par Technology (PAR) grew revenue fastest over the trailing twelve months: Par Technology (PAR) +18.8%, Table Trac (TBTC) +15.3%, Transact Technologies (TACT) +10.5%.

Which company is more profitable?

Table Trac (TBTC) has the highest net margin (Par Technology (PAR) -14.5%, Table Trac (TBTC) 20.1%, Transact Technologies (TACT) -0.8%). On return on invested capital, Transact Technologies (TACT) leads (Par Technology (PAR) -5.0%, Transact Technologies (TACT) -1.2%).

Which stock has performed better?

Over the past year Transact Technologies (TACT) returned the most: Par Technology (PAR) -53.4%, Table Trac (TBTC) +15.8%, Transact Technologies (TACT) +18.1%. Over five years, Table Trac (TBTC) compounded fastest (Par Technology (PAR) -23.0%/yr, Table Trac (TBTC) +8.2%/yr, Transact Technologies (TACT) -17.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Par Technology (PAR) 0.00%, Table Trac (TBTC) 3.46%, Transact Technologies (TACT) 0.00%. Par Technology (PAR) and Transact Technologies (TACT) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Transact Technologies (TACT) has been the steadiest (Par Technology (PAR) 71.3%, Table Trac (TBTC) 59.5%, Transact Technologies (TACT) 51.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, PAR, TBTC and TACT?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Transact Technologies (TACT) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.