PAR vs DBD vs TACT Stock Comparison

Par Technology, Diebold Nixdorf and Transact Technologies Prices as of Oct 27, 2026 Peers: Industry group
PAR Par Technology Corp
$16.87 +20.0% 1M -53.4% 1Y
Market cap
$703.22M
P/E
–
Revenue (TTM)
$496.67M
Div. yield
–
Restaurant and Retail Software Technology
1 win
DBD DIEBOLD NIXDORF, Inc
$66.82 +6.6% 1M +13.8% 1Y
Market cap
$2.02B
P/E
18.2x
Revenue (TTM)
$3.87B
Div. yield
–
Restaurant and Retail Software Technology
6 wins
TACT Transact Technologies Inc
$5.55 +14.0% 1M +18.1% 1Y
Market cap
$56.90M
P/E
–
Revenue (TTM)
$52.99M
Div. yield
–
Restaurant and Retail Software Technology
3 wins

Head to Head

10 decided of 12

Diebold Nixdorf leads on 6 of the 12 questions below (Diebold Nixdorf 6, Transact Technologies 3, Par Technology 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionPARDBDTACTLeader
Larger companyMarket capitalisation $703.22M $2.02B $56.90M DBD
Cheaper on earningsLower P/E, profitable companies only -9.7x 18.2x -142.2x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 23.1x 11.9x — DBD
Faster revenue growthRevenue growth, trailing twelve months +18.8% +5.4% +10.5% PAR
More profitableNet margin, trailing twelve months -14.5% 2.9% -0.8% DBD
Better return on capitalReturn on invested capital -5.0% 9.1% -1.2% DBD
Less leveragedLower net debt / EBITDA -26.6x 1.7x -82.3x TACT
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -53.4% +13.8% +18.1% TACT
Better 5-year returnAnnualised price return, 5 years -23.0%/yr — -17.6%/yr TACT
Less volatileAnnualised volatility, 1 year 71.3% 40.4% 51.2% DBD
Higher overall scoreMean of the five percentile scores vs peers 51/100 71/100 61/100 DBD

Percentile Scorecard

PARDBDTACT

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisPARDBDTACT
Valuation 46 #49 of 89 91 #9 of 89 83 #16 of 89
Growth 56 #36 of 81 78 #19 of 81 29 #58 of 81
Profitability 32 #52 of 76 61 #30 of 76 51 #38 of 76
Financial Health 46 #51 of 94 36 #61 of 94 80 #20 of 94
Shareholder Returns 74 #14 of 51 92 #5 of 51 –
Overall 51 71 61
  • PAR ranked among 98 companies in Vertical Software
  • DBD ranked among 98 companies in Vertical Software
  • TACT ranked among 98 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodPARDBDTACTSPY
1 month +20.0%+6.6%+14.0% -0.2%
3 months -1.6%-26.4%+13.0% +3.9%
6 months +22.2%-18.8%+67.2% +8.2%
Year to date -53.5%-1.6%+38.7% +12.9%
1 year -53.4%+13.8%+18.1% +12.3%
3 years -40.9%+263.5%-7.7% +87.4%
3 years, per year -16.1%+53.8%-2.6% +23.3%
5 years -73.0%—-62.0% +67.9%
5 years, per year -23.0%—-17.6% +10.9%
10 years +208.4%—-20.7% +261.1%
10 years, per year +11.9%—-2.3% +13.7%

Risk

MeasurePARDBDTACTSPY
Volatility, 1Y 71.3%40.4%51.2% 12.7%
Downside volatility, 1Y 79.2%44.7%48.5% 12.7%
Beta vs S&P 500, 1Y 1.191.100.62 1.00
Return / volatility, 1Y -0.750.340.35 0.97
Max drawdown, 5Y -85.4%-33.6%-78.0% -25.4%
From 52-week high -57.5%-26.4%-5.0% -1.2%
52-week high $39.72$90.73$5.84 $779.14
52-week low $11.82$56.24$3.21 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultiplePARDBDTACT
P/E now vs peer median -9.7xmedian 40.1x 20.7xmedian 40.1x -142.8xmedian 40.1x
P/S now vs peer median 1.4xmedian 2.5x 0.6xmedian 2.5x 1.1xmedian 2.5x
EV/EBITDA now vs peer median -80.6xmedian 18.5x 7.8xmedian 18.5x 205.6xmedian 18.5x
P/FCF now vs peer median -44.5xmedian 20.1x 9.5xmedian 20.1x 11.0xmedian 20.1x
P/B now vs peer median 0.9xmedian 1.8x 2.3xmedian 1.8x 1.8xmedian 1.8x
PEG now vs peer median -0.80median 1.73 0.66median 1.73 5.15median 1.73

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsPARDBDTACT
Revenue $496.67M $3.87B $52.99M
Gross profit $209.78M $977.60M $26.26M
Operating income -$62.50M $246.30M -$425.00K
Net income -$72.14M $113.90M -$400.00K
Free cash flow -$15.69M $238.10M $5.23M
R&D $85.55M $84.30M $5.95M
EPS (diluted) $-1.75 $3.15 $-0.04
Cash & equivalents $77.37M $282.40M $19.39M
Total debt $422.35M $942.90M $3.00M
Shares (diluted) 41.28M 35.30M 10.29M
Enterprise value $374.32M $685.44M -$21.80M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricPARDBDTACT
P/E -9.7x 20.7x -142.8x
P/FCF -44.5x 9.5x 11.0x
P/Operating cash flow -54.6x 8.3x 10.5x
P/S 1.4x 0.6x 1.1x
P/B 0.9x 2.3x 1.8x
P/Tangible book 1.1x 9.7x 2.0x
EV/EBITDA -80.6x 7.8x 205.6x
EV/EBIT -16.7x 11.9x -96.3x
EV/Revenue 2.1x 0.8x 0.8x
EV/FCF -66.4x 12.3x 7.8x
EV/Operating cash flow -81.5x 10.7x 7.5x
PEG (3Y EPS CAGR) -0.80 0.66 5.15

Growth

14 metrics
MetricPARDBDTACT
Revenue growth (1Y) 18.8% 5.4% 10.5%
Revenue CAGR (3Y) 23.0% 2.8% -12.1%
Gross profit growth (1Y) 12.0% 8.1% 15.4%
Gross profit CAGR (3Y) 36.6% 4.9% -12.7%
Operating income growth (1Y) 3.4% 42.0% 80.3%
Operating income CAGR (3Y) 5.4% 97.9% -27.5%
Net income growth (1Y) 16.4% 1,019% 95.4%
Net income CAGR (3Y) -0.8% 28.4% -27.8%
EPS growth (1Y) 17.9% 1,016% 95.5%
EPS CAGR (3Y) 12.1% 31.1% -27.7%
Operating cash flow growth (1Y) -10.0% 16.7% -11.4%
Operating cash flow CAGR (3Y) 31.6% – -3.5%
Free cash flow growth (1Y) -17.2% 12.7% -13.4%
Free cash flow CAGR (3Y) 28.9% – 2.8%

Profitability

14 metrics
MetricPARDBDTACT
Gross margin 42.2% 25.2% 49.6%
EBITDA margin -2.6% 9.7% 0.4%
Operating margin -12.6% 6.4% -0.8%
Pretax margin -13.8% 4.2% -0.5%
Net margin -14.5% 2.9% -0.8%
FCF margin -3.2% 6.1% 9.9%
Operating cash flow margin -2.6% 7.1% 10.3%
Return on equity -8.8% 11.4% -1.2%
Return on assets -5.2% 3.0% -0.8%
Return on invested capital -5.0% 9.1% -1.2%
Return on capital employed -4.9% 10.1% -1.2%
Asset turnover 0.4x 1.0x 1.1x
Cash conversion (OCF / net income) 0.2x 2.4x -13.6x
Stock comp / revenue 5.9% 0.3% 3.8%

Financial Health

11 metrics
MetricPARDBDTACT
Debt / assets 30.8% 25.2% 5.9%
Debt / equity 0.5x 1.0x 0.1x
Net debt / EBITDA -26.6x 1.7x -82.3x
Debt / FCF -26.9x 4.0x 0.6x
Liabilities / assets 40.6% 73.9% 36.0%
Equity / assets 59.4% 26.1% 64.0%
Interest coverage – 2.7x -1.3x
Current ratio 2.2x 1.3x 2.7x
Quick ratio 1.5x 0.6x 1.9x
Cash ratio 0.7x 0.2x 1.3x
Altman Z-score 0.67 1.91 3.59

Shareholder Returns

7 metrics
MetricPARDBDTACT
Dividend yield – – –
Net buyback yield 4.5% 9.3% –
Shareholder yield 4.5% 9.3% 0.0%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusPARDBDTACT
Forward P/E 23.1xFY2026 11.9xFY2026 –
EPS, next fiscal year $0.73FY2026 $5.62FY2026 $-0.04FY2026
EPS growth, next FY +386.7%FY2026 +0.5%FY2026 –
EPS growth, the year after +91.8% +31.5% –
Revenue, next fiscal year $536.83MFY2026 $4.14BFY2026 $59.30MFY2026
Revenue growth, next FY +17.8%FY2026 +8.6%FY2026 +15.2%FY2026
Revenue growth, the year after +11.3% +3.1% -7.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersPARDBDTACT
Held by institutions 100.0% 100.0% 38.0%
Institutions holding 207 213 37
Change in shares held, QoQ -1.7% +8.6% -14.2%
Institutions buying 125 129 13
Institutions selling 54 61 8
Buyers to sellers 2.31 2.11 1.63

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

PARDBDTACT
PAR 1.00 0.20 0.01
DBD 0.20 1.00 0.11
TACT 0.01 0.11 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, PAR, DBD and TACT?

Diebold Nixdorf (DBD) is the largest by market capitalisation: Par Technology (PAR) $703.22M, Diebold Nixdorf (DBD) $2.02B, Transact Technologies (TACT) $56.90M.

Which company is growing faster?

Par Technology (PAR) grew revenue fastest over the trailing twelve months: Par Technology (PAR) +18.8%, Diebold Nixdorf (DBD) +5.4%, Transact Technologies (TACT) +10.5%.

Which company is more profitable?

Diebold Nixdorf (DBD) has the highest net margin (Par Technology (PAR) -14.5%, Diebold Nixdorf (DBD) 2.9%, Transact Technologies (TACT) -0.8%). On return on invested capital, Diebold Nixdorf (DBD) leads (Par Technology (PAR) -5.0%, Diebold Nixdorf (DBD) 9.1%, Transact Technologies (TACT) -1.2%).

Which stock has performed better?

Over the past year Transact Technologies (TACT) returned the most: Par Technology (PAR) -53.4%, Diebold Nixdorf (DBD) +13.8%, Transact Technologies (TACT) +18.1%. Over five years, Transact Technologies (TACT) compounded fastest (Par Technology (PAR) -23.0%/yr, Transact Technologies (TACT) -17.6%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Diebold Nixdorf (DBD) has been the steadiest (Par Technology (PAR) 71.3%, Diebold Nixdorf (DBD) 40.4%, Transact Technologies (TACT) 51.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, PAR, DBD and TACT?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Diebold Nixdorf (DBD) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.