ORI vs BRK-B vs PGR Stock Comparison

Old Republic International, Berkshire Hathaway and Progressive Prices as of Oct 29, 2026 Peers: Industry group
BRK-B Berkshire Hathaway Inc
$541.90 +7.9% 1M +13.9% 1Y
Market cap
$1.17T
P/E
0.0x
Revenue (TTM)
$384.69B
Div. yield
–
Property and Casualty Insurance Financial Services
4 wins
PGR Progressive Corp/Oh/
$230.17 +9.3% 1M +10.7% 1Y
Market cap
$133.81B
P/E
11.5x
Revenue (TTM)
$91.74B
Div. yield
6.04%
Property and Casualty Insurance Financial Services
2 wins

Head to Head

9 decided of 12

Berkshire Hathaway leads on 4 of the 12 questions below (Berkshire Hathaway 4, Old Republic International 3, Progressive 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionORIBRK-BPGRLeader
Larger companyMarket capitalisation $9.28B $1.17T $133.81B BRK-B
Cheaper on earningsLower P/E, profitable companies only 8.4x 0.0x 11.5x BRK-B
Cheaper on forward earningsLower price / next fiscal year consensus EPS 12.6x — 13.0x ORI
Faster revenue growthRevenue growth, trailing twelve months +12.4% +3.9% +7.7% ORI
More profitableNet margin, trailing twelve months — 22.3% — –
Better return on capitalReturn on invested capital — -10.4% — –
Less leveragedLower net debt / EBITDA — 2.4x — –
Higher dividend yieldTrailing dividend yield 9.76% — 6.04% ORI
Better 1-year returnPrice return, last 12 months +0.1% +13.9% +10.7% BRK-B
Better 5-year returnAnnualised price return, 5 years +8.3%/yr +13.6%/yr +19.4%/yr PGR
Less volatileAnnualised volatility, 1 year 23.9% 14.6% 27.6% BRK-B
Higher overall scoreMean of the five percentile scores vs peers 65/100 28/100 67/100 PGR

Percentile Scorecard

ORIBRK-BPGR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisORIBRK-BPGR
Valuation 64 #44 of 119 15 #101 of 119 37 #75 of 119
Growth 60 #46 of 114 30 #80 of 114 72 #33 of 114
Profitability 65 #38 of 106 30 #75 of 106 –
Financial Health 37 #66 of 104 55 #47 of 104 –
Shareholder Returns 99 #2 of 105 8 #97 of 105 93 #8 of 105
Overall 65 28 67
  • ORI ranked among 126 companies in Insurance
  • BRK-B ranked among 126 companies in Insurance
  • PGR ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodORIBRK-BPGRSPY
1 month +1.0%+7.9%+9.3% +0.7%
3 months -11.4%+6.3%+7.9% +3.7%
6 months -3.8%+14.4%+14.4% +7.1%
Year to date -15.8%+7.8%+1.1% +12.8%
1 year +0.1%+13.9%+10.7% +11.9%
3 years +41.2%+60.6%+48.3% +85.2%
3 years, per year +12.2%+17.1%+14.1% +22.8%
5 years +48.8%+88.8%+142.6% +67.6%
5 years, per year +8.3%+13.6%+19.4% +10.9%
10 years +131.8%+276.3%+631.6% +262.0%
10 years, per year +8.8%+14.2%+22.0% +13.7%

Risk

MeasureORIBRK-BPGRSPY
Volatility, 1Y 23.9%14.6%27.6% 12.7%
Downside volatility, 1Y 26.5%14.2%29.9% 12.6%
Beta vs S&P 500, 1Y -0.20-0.02-0.51 1.00
Return / volatility, 1Y 0.000.950.39 0.94
Max drawdown, 5Y -24.1%-26.6%-34.6% -25.4%
From 52-week high -17.5%-1.2%-2.6% -1.2%
52-week high $46.62$548.72$236.36 $779.14
52-week low $36.66$465.40$190.40 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleORIBRK-BPGR
P/E now vs peer median 8.4xmedian 10.7x 0.0xmedian 10.7x 11.5xmedian 10.7x
P/S now vs peer median 0.9xmedian 1.4x 3.0xmedian 1.4x 1.5xmedian 1.4x
EV/EBITDA now vs peer median —median 7.5x -9.6xmedian 7.5x —median 7.5x
P/FCF now vs peer median 7.2xmedian 8.5x 48.2xmedian 8.5x 7.7xmedian 8.5x
P/B now vs peer median 1.6xmedian 1.5x 1.6xmedian 1.5x 3.9xmedian 1.5x
PEG now vs peer median 0.77median 0.60 —median 0.60 0.18median 0.60

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsORIBRK-BPGR
Revenue $9.84B $384.69B $91.74B
Gross profit – $215.64B –
Operating income – -$111.18B –
Net income – $86.08B –
Free cash flow – $24.22B –
EPS (diluted) $4.47 – $19.89
Cash & equivalents – $40.61B –
Total debt $1.75B $128.60B –
Shares (diluted) 246.27M – 584.20M
Enterprise value $9.30B -$249.87B $133.81B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricORIBRK-BPGR
P/E 8.4x 0.0x 11.5x
P/FCF 7.2x 48.2x 7.7x
P/Operating cash flow – 25.0x –
P/S 0.9x 3.0x 1.5x
P/B 1.6x 1.6x 3.9x
P/Tangible book 1.6x 1.6x 3.9x
EV/EBITDA – -9.6x –
EV/EBIT – -8.4x –
EV/Revenue 1.1x 2.4x 1.5x
EV/FCF – 38.5x –
EV/Operating cash flow – 20.0x –
PEG (3Y EPS CAGR) 0.77 – 0.18

Growth

14 metrics
MetricORIBRK-BPGR
Revenue growth (1Y) 12.4% 3.9% 7.7%
Revenue CAGR (3Y) 8.7% 4.9% 16.1%
Gross profit growth (1Y) – 2.1% –
Gross profit CAGR (3Y) – 1.0% –
Operating income growth (1Y) – -4.9% –
Operating income CAGR (3Y) – -8.5% –
Net income growth (1Y) – 35.9% –
Net income CAGR (3Y) – -0.5% –
EPS growth (1Y) 34.8% – 9.2%
EPS CAGR (3Y) 10.8% – 62.8%
Operating cash flow growth (1Y) – 70.1% –
Operating cash flow CAGR (3Y) – 2.6% –
Free cash flow growth (1Y) – 194.4% –
Free cash flow CAGR (3Y) – -2.5% –

Profitability

14 metrics
MetricORIBRK-BPGR
Gross margin – 56.1% –
EBITDA margin – -25.3% –
Operating margin – -28.9% –
Pretax margin – 29.2% –
Net margin – 22.3% –
FCF margin – 6.3% –
Operating cash flow margin – 12.1% –
Return on equity 18.5% 11.6% –
Return on assets 3.5% 6.8% –
Return on invested capital – -10.4% –
Return on capital employed – – –
Asset turnover 0.3x 0.3x 0.7x
Cash conversion (OCF / net income) – 0.5x –
Stock comp / revenue – – –

Financial Health

11 metrics
MetricORIBRK-BPGR
Debt / assets – 10.2% –
Debt / equity 0.3x 0.2x –
Net debt / EBITDA – 2.4x –
Debt / FCF – 5.3x –
Liabilities / assets 81.3% 40.6% 73.0%
Equity / assets 18.7% 59.4% 27.0%
Interest coverage – -21.4x –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricORIBRK-BPGR
Dividend yield 9.8% – 6.0%
Net buyback yield – 0.4% –
Shareholder yield 9.8% 0.4% 6.0%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusORIBRK-BPGR
Forward P/E 12.6xFY2026 – 13.0xFY2026
EPS, next fiscal year $3.06FY2026 – $17.71FY2026
EPS growth, next FY -2.9%FY2026 – -1.9%FY2026
EPS growth, the year after +10.8% – -11.2%
Revenue, next fiscal year $10.22BFY2026 – $91.77BFY2026
Revenue growth, next FY +11.8%FY2026 – +10.3%FY2026
Revenue growth, the year after -5.9% – -4.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersORIBRK-BPGR
Held by institutions 77.0% 65.8% 87.2%
Institutions holding 655 4,925 1,824
Change in shares held, QoQ +0.4% +1.8% +0.5%
Institutions buying 284 2,237 894
Institutions selling 258 1,989 694
Buyers to sellers 1.10 1.12 1.29

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

ORIBRK-BPGR
ORI 1.00 0.34 0.42
BRK-B 0.34 1.00 0.35
PGR 0.42 0.35 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, ORI, BRK-B and PGR?

Berkshire Hathaway (BRK-B) is the largest by market capitalisation: Old Republic International (ORI) $9.28B, Berkshire Hathaway (BRK-B) $1.17T, Progressive (PGR) $133.81B.

Which stock is cheaper, ORI, BRK-B and PGR?

Berkshire Hathaway (BRK-B) trades on the lowest price-to-earnings ratio (Old Republic International (ORI) 8.4x, Berkshire Hathaway (BRK-B) 0.0x, Progressive (PGR) 11.5x). On next year's consensus earnings, Old Republic International (ORI) is cheapest (Old Republic International (ORI) 12.6x, Progressive (PGR) 13.0x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Old Republic International (ORI) grew revenue fastest over the trailing twelve months: Old Republic International (ORI) +12.4%, Berkshire Hathaway (BRK-B) +3.9%, Progressive (PGR) +7.7%.

Which stock has performed better?

Over the past year Berkshire Hathaway (BRK-B) returned the most: Old Republic International (ORI) +0.1%, Berkshire Hathaway (BRK-B) +13.9%, Progressive (PGR) +10.7%. Over five years, Progressive (PGR) compounded fastest (Old Republic International (ORI) +8.3%/yr, Berkshire Hathaway (BRK-B) +13.6%/yr, Progressive (PGR) +19.4%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Old Republic International (ORI) has the highest dividend yield: Old Republic International (ORI) 9.76%, Progressive (PGR) 6.04%. Berkshire Hathaway (BRK-B) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Berkshire Hathaway (BRK-B) has been the steadiest (Old Republic International (ORI) 23.9%, Berkshire Hathaway (BRK-B) 14.6%, Progressive (PGR) 27.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, ORI, BRK-B and PGR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Berkshire Hathaway (BRK-B) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.