OPAD vs RKT vs RMSG Stock Comparison

Offerpad Solutions, Rocket Companies and Real Messenger Prices as of Oct 27, 2026 Peers: Industry group
OPAD Offerpad Solutions Inc.
$2.45 -27.1% 1M -91.2% 1Y
Market cap
$11.84M
P/E
–
Revenue (TTM)
$404.53M
Div. yield
–
Real Estate Operators Real Estate
2 wins
RKT Rocket Companies, Inc.
$11.85 -2.7% 1M -34.7% 1Y
Market cap
$44.50B
P/E
71.3x
Revenue (TTM)
$10.02B
Div. yield
–
Mortgage Lending Financial Services
7 wins
RMSG Real Messenger Corp
$0.22 -24.1% 1M -91.1% 1Y
Market cap
$1.96M
P/E
–
Revenue (TTM)
—
Div. yield
–
Residential Brokerage Real Estate

Head to Head

9 decided of 12

Rocket Companies leads on 7 of the 12 questions below (Rocket Companies 7, Offerpad Solutions 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionOPADRKTRMSGLeader
Larger companyMarket capitalisation $11.84M $44.50B $1.96M RKT
Cheaper on earningsLower P/E, profitable companies only -0.3x 71.3x -0.5x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 19.8x — –
Faster revenue growthRevenue growth, trailing twelve months -42.5% +101.7% — RKT
More profitableNet margin, trailing twelve months -9.8% 4.7% — RKT
Better return on capitalReturn on invested capital -55.7% 2.4% — RKT
Less leveragedLower net debt / EBITDA 0.6x 10.8x — OPAD
Higher dividend yieldTrailing dividend yield — 0.00% — –
Better 1-year returnPrice return, last 12 months -91.2% -34.7% -91.1% RKT
Better 5-year returnAnnualised price return, 5 years -71.0%/yr -5.6%/yr -53.3%/yr RKT
Less volatileAnnualised volatility, 1 year 102.7% 58.9% 257.4% RKT
Higher overall scoreMean of the five percentile scores vs peers 49/100 41/100 — OPAD

Percentile Scorecard

OPADRKTRMSG

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisOPADRKTRMSG
Valuation 82 #8 of 39 16 #142 of 169 0 #18 of 18
Growth 45 #18 of 32 91 #16 of 160 –
Profitability 32 #20 of 29 34 #99 of 149 –
Financial Health 38 #24 of 38 47 #85 of 158 69 #6 of 17
Shareholder Returns – 16 #114 of 136 –
Overall 49 41 –
  • OPAD ranked among 42 companies in Property Developers
  • RKT ranked among 174 companies in Lending and Credit
  • RMSG ranked among 19 companies in Real Estate Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodOPADRKTRMSGSPY
1 month -27.1%-2.7%-24.1% -0.2%
3 months -40.0%-15.2%-42.1% +3.9%
6 months -70.5%-22.6%-84.8% +8.2%
Year to date -79.8%-38.8%-83.7% +12.9%
1 year -91.2%-34.7%-91.1% +12.3%
3 years -96.9%+62.3%-98.1% +87.4%
3 years, per year -68.6%+17.5%-73.2% +23.3%
5 years -99.8%-24.9%-97.8% +67.9%
5 years, per year -71.0%-5.6%-53.3% +10.9%

Risk

MeasureOPADRKTRMSGSPY
Volatility, 1Y 102.7%58.9%257.4% 12.7%
Downside volatility, 1Y 99.1%57.8%188.7% 12.7%
Beta vs S&P 500, 1Y 3.382.261.07 1.00
Return / volatility, 1Y -0.89-0.59-0.35 0.97
Max drawdown, 5Y -99.8%-64.8%-99.4% -25.4%
From 52-week high -91.2%-49.4%-92.6% -1.2%
52-week high $27.80$23.44$2.99 $779.14
52-week low $2.41$10.53$0.22 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleOPADRKTRMSG
P/E now vs peer median -0.3xmedian 7.9x 71.3xmedian 11.1x -0.5xmedian 21.2x
P/S now vs peer median 0.0xmedian 4.7x 4.4xmedian 2.6x 66.5xmedian 0.7x
EV/EBITDA now vs peer median 0.2xmedian 11.2x 30.5xmedian 13.5x —median 9.8x
P/FCF now vs peer median 0.2xmedian 6.2x -57.6xmedian 7.0x -0.5xmedian 12.3x
P/B now vs peer median 0.3xmedian 0.6x 1.9xmedian 0.7x 4.0xmedian 1.8x
PEG now vs peer median -0.01median 0.32 0.45median 0.32 —median 0.52

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsOPADRKTRMSG
Revenue $404.53M $10.02B –
Gross profit $30.02M – –
Operating income -$31.34M – –
Net income -$39.85M $471.36M –
Free cash flow $73.60M -$772.00M –
R&D $3.24M – –
EPS (diluted) $-8.31 $0.17 –
Cash & equivalents $33.12M $3.10B $321.97K
Total debt $14.72M $27.41B –
Shares (diluted) 4.80M 2.84B 8.91M
Enterprise value -$119.60M $30.18B -$7.58M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricOPADRKTRMSG
P/E -0.3x 71.3x -0.5x
P/FCF 0.2x -57.6x -0.5x
P/Operating cash flow 0.2x -70.2x –
P/S 0.0x 4.4x 66.5x
P/B 0.3x 1.9x 4.0x
P/Tangible book 0.3x 9.6x 4.0x
EV/EBITDA 0.2x 30.5x –
EV/EBIT 0.2x 39.8x –
EV/Revenue 0.0x 6.9x –
EV/FCF -0.1x -89.1x –
EV/Operating cash flow -0.1x -108.5x –
PEG (3Y EPS CAGR) -0.01 0.45 –

Growth

14 metrics
MetricOPADRKTRMSG
Revenue growth (1Y) -42.5% 101.7% –
Revenue CAGR (3Y) -44.3% 39.7% –
Gross profit growth (1Y) -42.7% – –
Gross profit CAGR (3Y) 62.3% – –
Operating income growth (1Y) 25.2% – –
Operating income CAGR (3Y) 50.2% – –
Net income growth (1Y) 29.9% 4,530% –
Net income CAGR (3Y) 48.0% 39.3% –
EPS growth (1Y) 59.4% 5,670% –
EPS CAGR (3Y) 56.9% 157.4% –
Operating cash flow growth (1Y) 49.7% 70.4% –
Operating cash flow CAGR (3Y) -54.6% -30.9% –
Free cash flow growth (1Y) 70.9% 65.1% –
Free cash flow CAGR (3Y) -54.6% -32.0% –

Profitability

14 metrics
MetricOPADRKTRMSG
Gross margin 7.4% – –
EBITDA margin -7.4% 22.5% –
Operating margin -7.7% – –
Pretax margin -9.7% 6.6% –
Net margin -9.8% 4.7% –
FCF margin 18.2% -7.7% –
Operating cash flow margin 18.2% -6.3% –
Return on equity -95.8% 2.0% –
Return on assets -25.7% 0.8% –
Return on invested capital -55.7% 2.4% –
Return on capital employed -52.8% – –
Asset turnover 2.6x 0.2x –
Cash conversion (OCF / net income) -1.8x -1.3x –
Stock comp / revenue 0.4% 4.3% –

Financial Health

11 metrics
MetricOPADRKTRMSG
Debt / assets 9.2% 45.0% –
Debt / equity 0.4x 1.2x –
Net debt / EBITDA 0.6x 10.8x –
Debt / FCF 0.2x -35.5x –
Liabilities / assets 76.7% 61.4% 51.1%
Equity / assets 23.3% 38.6% 48.9%
Interest coverage -3.4x 1.6x –
Current ratio 1.4x – 1.8x
Quick ratio 0.4x – 0.7x
Cash ratio 0.3x – 0.7x
Altman Z-score -2.34 – –

Shareholder Returns

7 metrics
MetricOPADRKTRMSG
Dividend yield – – –
Net buyback yield -204.1% -0.2% –
Shareholder yield -204.1% -0.2% –
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusOPADRKTRMSG
Forward P/E – 19.8xFY2026 –
EPS, next fiscal year $-7.36FY2026 $0.60FY2026 –
EPS growth, next FY – +114.3%FY2026 –
EPS growth, the year after – +21.7% –
Revenue, next fiscal year $410.54MFY2026 $11.31BFY2026 –
Revenue growth, next FY -27.7%FY2026 +68.8%FY2026 –
Revenue growth, the year after +71.8% +6.4% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersOPADRKTRMSG
Held by institutions 28.3% 50.4% –
Institutions holding 21 793 –
Change in shares held, QoQ +5.3% +16.2% –
Institutions buying 21 429 –
Institutions selling 0 259 –
Buyers to sellers – 1.66 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

OPADRKTRMSG
OPAD 1.00 0.32 0.12
RKT 0.32 1.00 0.10
RMSG 0.12 0.10 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, OPAD, RKT and RMSG?

Rocket Companies (RKT) is the largest by market capitalisation: Offerpad Solutions (OPAD) $11.84M, Rocket Companies (RKT) $44.50B, Real Messenger (RMSG) $1.96M.

Which company is growing faster?

Rocket Companies (RKT) grew revenue fastest over the trailing twelve months: Offerpad Solutions (OPAD) -42.5%, Rocket Companies (RKT) +101.7%.

Which company is more profitable?

Rocket Companies (RKT) has the highest net margin (Offerpad Solutions (OPAD) -9.8%, Rocket Companies (RKT) 4.7%). On return on invested capital, Rocket Companies (RKT) leads (Offerpad Solutions (OPAD) -55.7%, Rocket Companies (RKT) 2.4%).

Which stock has performed better?

Over the past year Rocket Companies (RKT) returned the most: Offerpad Solutions (OPAD) -91.2%, Rocket Companies (RKT) -34.7%, Real Messenger (RMSG) -91.1%. Over five years, Rocket Companies (RKT) compounded fastest (Offerpad Solutions (OPAD) -71.0%/yr, Rocket Companies (RKT) -5.6%/yr, Real Messenger (RMSG) -53.3%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Rocket Companies (RKT) has been the steadiest (Offerpad Solutions (OPAD) 102.7%, Rocket Companies (RKT) 58.9%, Real Messenger (RMSG) 257.4%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, OPAD, RKT and RMSG?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Rocket Companies (RKT) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.