OPAD vs ARL Stock Comparison

Offerpad Solutions and American Realty Investors Prices as of Oct 27, 2026 Peers: Industry group
OPAD Offerpad Solutions Inc.
$2.45 -27.1% 1M -91.2% 1Y
Market cap
$11.41M
P/E
–
Revenue (TTM)
$404.53M
Div. yield
–
Real Estate Operators Real Estate
2 wins

Head to Head

9 decided of 12

American Realty Investors leads on 7 of the 12 questions below (American Realty Investors 7, Offerpad Solutions 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionOPADARLLeader
Larger companyMarket capitalisation $11.41M $270.39M ARL
Cheaper on earningsLower P/E, profitable companies only -0.3x 32.4x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS — — –
Faster revenue growthRevenue growth, trailing twelve months -42.5% +6.8% ARL
More profitableNet margin, trailing twelve months -9.8% 16.4% ARL
Better return on capitalReturn on invested capital -55.7% -0.9% ARL
Less leveragedLower net debt / EBITDA 0.6x 28.6x OPAD
Higher dividend yieldTrailing dividend yield 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -91.2% +2.8% ARL
Better 5-year returnAnnualised price return, 5 years -71.0%/yr +7.2%/yr ARL
Less volatileAnnualised volatility, 1 year 102.7% 60.3% ARL
Higher overall scoreMean of the five percentile scores vs peers 49/100 46/100 OPAD

Percentile Scorecard

OPADARL

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisOPADARL
Valuation 82 #8 of 39 40 #24 of 39
Growth 45 #18 of 32 52 #16 of 32
Profitability 32 #20 of 29 39 #18 of 29
Financial Health 38 #24 of 38 54 #18 of 38
Shareholder Returns – –
Overall 49 46
  • OPAD ranked among 42 companies in Property Developers
  • ARL ranked among 42 companies in Property Developers

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodOPADARLSPY
1 month -27.1%+2.1% -0.2%
3 months -40.0%+11.3% +3.9%
6 months -70.5%+15.3% +8.2%
Year to date -79.8%+3.9% +12.9%
1 year -91.2%+2.8% +12.3%
3 years -96.9%+38.9% +87.4%
3 years, per year -68.6%+11.6% +23.3%
5 years -99.8%+41.4% +67.9%
5 years, per year -71.0%+7.2% +10.9%
10 years —+147.8% +261.1%
10 years, per year —+9.5% +13.7%

Risk

MeasureOPADARLSPY
Volatility, 1Y 102.7%60.3% 12.7%
Downside volatility, 1Y 99.1%53.4% 12.7%
Beta vs S&P 500, 1Y 3.380.88 1.00
Return / volatility, 1Y -0.890.05 0.97
Max drawdown, 5Y -99.8%-66.1% -25.4%
From 52-week high -91.2%-28.8% -1.2%
52-week high $27.80$23.44 $779.14
52-week low $2.41$13.03 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleOPADARL
P/E now vs peer median -0.3xmedian 7.9x 32.3xmedian 7.9x
P/S now vs peer median 0.0xmedian 4.7x 5.3xmedian 4.7x
EV/EBITDA now vs peer median 0.2xmedian 11.2x 86.1xmedian 11.2x
P/FCF now vs peer median 0.2xmedian 6.2x -7.8xmedian 6.2x
P/B now vs peer median 0.3xmedian 0.6x 0.3xmedian 0.6x
PEG now vs peer median -0.01median 0.32 -0.45median 0.32

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsOPADARL
Revenue $404.53M $51.05M
Gross profit $30.02M –
Operating income -$31.34M -$9.34M
Net income -$39.85M $8.12M
Free cash flow $73.60M -$34.41M
R&D $3.24M –
EPS (diluted) $-8.31 $0.52
Cash & equivalents $33.12M $10.85M
Total debt $14.72M $218.03M
Shares (diluted) 4.80M 16.15M
Enterprise value -$120.03M -$74.06M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricOPADARL
P/E -0.3x 32.3x
P/FCF 0.2x -7.8x
P/Operating cash flow 0.2x 82.9x
P/S 0.0x 5.3x
P/B 0.3x 0.3x
P/Tangible book 0.3x 0.3x
EV/EBITDA 0.2x 86.1x
EV/EBIT 0.2x -43.2x
EV/Revenue 0.0x 7.9x
EV/FCF -0.1x -11.7x
EV/Operating cash flow -0.1x 124.0x
PEG (3Y EPS CAGR) -0.01 -0.45

Growth

14 metrics
MetricOPADARL
Revenue growth (1Y) -42.5% 6.8%
Revenue CAGR (3Y) -44.3% 3.9%
Gross profit growth (1Y) -42.7% –
Gross profit CAGR (3Y) 62.3% –
Operating income growth (1Y) 25.2% -64.7%
Operating income CAGR (3Y) 50.2% -2.5%
Net income growth (1Y) 29.9% 168.6%
Net income CAGR (3Y) 48.0% -71.5%
EPS growth (1Y) 59.4% 170.6%
EPS CAGR (3Y) 56.9% -71.2%
Operating cash flow growth (1Y) 49.7% 125.8%
Operating cash flow CAGR (3Y) -54.6% 27.5%
Free cash flow growth (1Y) 70.9% 68.4%
Free cash flow CAGR (3Y) -54.6% 17.6%

Profitability

14 metrics
MetricOPADARL
Gross margin 7.4% –
EBITDA margin -7.4% 9.2%
Operating margin -7.7% -18.3%
Pretax margin -9.7% -8.7%
Net margin -9.8% 16.4%
FCF margin 18.2% -67.4%
Operating cash flow margin 18.2% 6.4%
Return on equity -95.8% 1.2%
Return on assets -25.7% 0.9%
Return on invested capital -55.7% -0.9%
Return on capital employed -52.8% –
Asset turnover 2.6x 0.0x
Cash conversion (OCF / net income) -1.8x 0.4x
Stock comp / revenue 0.4% –

Financial Health

11 metrics
MetricOPADARL
Debt / assets 9.2% 20.0%
Debt / equity 0.4x 0.3x
Net debt / EBITDA 0.6x 28.6x
Debt / FCF 0.2x -6.3x
Liabilities / assets 76.7% 25.4%
Equity / assets 23.3% 74.6%
Interest coverage -3.4x -1.0x
Current ratio 1.4x –
Quick ratio 0.4x –
Cash ratio 0.3x –
Altman Z-score -2.34 –

Shareholder Returns

7 metrics
MetricOPADARL
Dividend yield – –
Net buyback yield -204.1% –
Shareholder yield -204.1% 0.0%
Payout ratio (earnings) – –
Payout ratio (FCF) – –
Dividend growth (1Y) – –
Dividend CAGR (3Y) – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusOPADARL
EPS, next fiscal year $-7.36FY2026 –
Revenue, next fiscal year $410.54MFY2026 –
Revenue growth, next FY -27.7%FY2026 –
Revenue growth, the year after +71.8% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersOPADARL
Held by institutions 28.3% 3.4%
Institutions holding 21 42
Change in shares held, QoQ +5.3% +15.7%
Institutions buying 21 18
Institutions selling 0 12
Buyers to sellers – 1.50

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

OPADARL
OPAD 1.00 0.08
ARL 0.08 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, OPAD and ARL?

American Realty Investors (ARL) is the largest by market capitalisation: Offerpad Solutions (OPAD) $11.41M, American Realty Investors (ARL) $270.39M.

Which company is growing faster?

American Realty Investors (ARL) grew revenue fastest over the trailing twelve months: Offerpad Solutions (OPAD) -42.5%, American Realty Investors (ARL) +6.8%.

Which company is more profitable?

American Realty Investors (ARL) has the highest net margin (Offerpad Solutions (OPAD) -9.8%, American Realty Investors (ARL) 16.4%). On return on invested capital, American Realty Investors (ARL) leads (Offerpad Solutions (OPAD) -55.7%, American Realty Investors (ARL) -0.9%).

Which stock has performed better?

Over the past year American Realty Investors (ARL) returned the most: Offerpad Solutions (OPAD) -91.2%, American Realty Investors (ARL) +2.8%. Over five years, American Realty Investors (ARL) compounded fastest (Offerpad Solutions (OPAD) -71.0%/yr, American Realty Investors (ARL) +7.2%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, American Realty Investors (ARL) has been the steadiest (Offerpad Solutions (OPAD) 102.7%, American Realty Investors (ARL) 60.3%). Volatility measures how widely the price swings, not the risk of the business.

Do OPAD and ARL move together?

Their daily returns over the past year have a correlation of 0.08, a weak relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, OPAD and ARL?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, American Realty Investors (ARL) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.