NTWK vs WDAY vs KHOBF Stock Comparison

Netsol Technologies, Workday and Kheoba Prices as of Oct 23, 2026 Peers: Industry group
WDAY Workday, Inc.
$209.99 +9.2% 1M -13.7% 1Y
Market cap
$51.11B
P/E
40.7x
Revenue (TTM)
$9.96B
Div. yield
–
ERP Software Technology
1 win
KHOBF KHEOBA Ltd
$2.50 0.0% 1M 0.0% 1Y
Market cap
$20.23M
P/E
–
Revenue (TTM)
—
Div. yield
–
ERP Software Technology
1 win

Head to Head

6 decided of 12

Netsol Technologies leads on 4 of the 12 questions below (Netsol Technologies 4, Workday 1, Kheoba 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionNTWKWDAYKHOBFLeader
Larger companyMarket capitalisation $90.85M $51.11B $20.23M WDAY
Cheaper on earningsLower P/E, profitable companies only 31.5x 40.7x — NTWK
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.9x 18.3x — NTWK
Faster revenue growthRevenue growth, trailing twelve months — +11.2% — –
More profitableNet margin, trailing twelve months — 12.6% — –
Better return on capitalReturn on invested capital — 9.8% — –
Less leveragedLower net debt / EBITDA — -0.3x — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% — –
Better 1-year returnPrice return, last 12 months +76.6% -13.7% 0.0% NTWK
Better 5-year returnAnnualised price return, 5 years +11.1%/yr -5.6%/yr — NTWK
Less volatileAnnualised volatility, 1 year 57.6% 53.5% 0.0% KHOBF
Higher overall scoreMean of the five percentile scores vs peers — 71/100 — –

Percentile Scorecard

NTWKWDAYKHOBF

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisNTWKWDAYKHOBF
Valuation 91 #10 of 101 53 #48 of 101 –
Growth – 94 #7 of 97 –
Profitability – 82 #18 of 94 –
Financial Health 85 #17 of 109 57 #47 of 109 82 #21 of 109
Shareholder Returns – – –
Overall – 71 –
  • NTWK ranked among 114 companies in Business Applications
  • WDAY ranked among 114 companies in Business Applications
  • KHOBF ranked among 114 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodNTWKWDAYKHOBFSPY
1 month +76.2%+9.2%0.0% -1.0%
3 months +80.7%+55.2%0.0% +2.9%
6 months +121.4%+75.3%0.0% +6.4%
Year to date +159.4%-2.2%0.0% +11.4%
1 year +76.6%-13.7%0.0% +13.1%
3 years +324.9%-1.1%— +79.4%
3 years, per year +62.0%-0.4%— +21.5%
5 years +69.0%-25.2%— +67.7%
5 years, per year +11.1%-5.6%— +10.9%
10 years +22.8%+137.3%— +255.2%
10 years, per year +2.1%+9.0%— +13.5%

Risk

MeasureNTWKWDAYKHOBFSPY
Volatility, 1Y 57.6%53.5%0.0% 12.7%
Downside volatility, 1Y 60.0%50.3%— 12.7%
Beta vs S&P 500, 1Y 0.490.230.00 1.00
Return / volatility, 1Y 1.33-0.26— 1.03
Max drawdown, 5Y -69.0%-63.4%-37.5% -25.4%
From 52-week high 0.0%-13.7%0.0% -2.5%
52-week high $7.86$243.28$2.50 $779.14
52-week low $2.80$112.50$2.50 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleNTWKWDAYKHOBF
P/E now vs peer median 31.5xmedian 29.9x 41.0xmedian 29.9x —median 29.9x
P/S now vs peer median 1.2xmedian 2.8x 5.1xmedian 2.8x —median 2.8x
EV/EBITDA now vs peer median —median 17.4x 31.0xmedian 17.4x —median 17.4x
P/FCF now vs peer median 10.2xmedian 16.9x 14.8xmedian 16.9x —median 16.9x
P/B now vs peer median 1.9xmedian 3.1x 7.8xmedian 3.1x 122.0xmedian 3.1x
PEG now vs peer median —median 0.86 0.30median 0.86 —median 0.86

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsNTWKWDAYKHOBF
Revenue – $9.96B –
Gross profit – $7.53B –
Operating income – $994.00M –
Net income – $1.26B –
R&D – $2.76B –
EPS (diluted) – $5.10 –
Cash & equivalents $27.12M $661.00M $318.16K
Total debt $34.17M $2.99B –
Shares (diluted) 11.83M 246.31M 8.09M
Enterprise value $5.55M $27.23B $19.91M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricNTWKWDAYKHOBF
P/E 31.5x 41.0x –
P/FCF 10.2x 14.8x –
P/Operating cash flow – – –
P/S 1.2x 5.1x –
P/B 1.9x 7.8x 122.0x
P/Tangible book 2.0x 8.7x 125.8x
EV/EBITDA – 31.0x –
EV/EBIT – 50.5x –
EV/Revenue – 5.0x –
EV/FCF – – –
EV/Operating cash flow – – –
PEG (3Y EPS CAGR) – 0.30 –

Growth

14 metrics
MetricNTWKWDAYKHOBF
Revenue growth (1Y) – 11.2% –
Revenue CAGR (3Y) – 14.0% –
Gross profit growth (1Y) – 11.1% –
Gross profit CAGR (3Y) – 14.8% –
Operating income growth (1Y) – 88.6% –
Operating income CAGR (3Y) – 129.1% –
Net income growth (1Y) – 115.6% –
Net income CAGR (3Y) – 131.0% –
EPS growth (1Y) – 136.5% –
EPS CAGR (3Y) – 135.7% –
Operating cash flow growth (1Y) – – –
Operating cash flow CAGR (3Y) – – –
Free cash flow growth (1Y) – – –
Free cash flow CAGR (3Y) – – –

Profitability

14 metrics
MetricNTWKWDAYKHOBF
Gross margin – 75.5% –
EBITDA margin – 16.3% –
Operating margin – 10.0% –
Pretax margin – 12.4% –
Net margin – 12.6% –
FCF margin – – –
Operating cash flow margin – – –
Return on equity – 17.6% –
Return on assets – 7.4% –
Return on invested capital – 9.8% –
Return on capital employed – 9.6% –
Asset turnover – 0.6x –
Cash conversion (OCF / net income) – – –
Stock comp / revenue – – –

Financial Health

11 metrics
MetricNTWKWDAYKHOBF
Debt / assets 10.8% 18.8% –
Debt / equity 0.2x 0.5x –
Net debt / EBITDA – -0.3x –
Debt / FCF – – –
Liabilities / assets 36.3% 59.3% 49.8%
Equity / assets 63.7% 40.7% 50.2%
Interest coverage – – –
Current ratio 2.1x 0.9x 2.0x
Quick ratio 1.9x 0.9x 2.0x
Cash ratio 1.0x 0.5x 1.9x
Altman Z-score – 4.05 –

Shareholder Returns

7 metrics
MetricNTWKWDAYKHOBF
Dividend yield – – –
Net buyback yield – – –
Shareholder yield – – –
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusNTWKWDAYKHOBF
Forward P/E 11.9xFY2023 18.3xFY2026 –
EPS, next fiscal year $0.66FY2023 $11.45FY2026 –
EPS growth, next FY – +24.1%FY2026 –
EPS growth, the year after – +22.7% –
Revenue, next fiscal year $67.72MFY2023 $11.18BFY2026 –
Revenue growth, next FY – +17.1%FY2026 –
Revenue growth, the year after – +8.5% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersNTWKWDAYKHOBF
Held by institutions 17.2% 98.1% –
Institutions holding 26 910 –
Change in shares held, QoQ -11.9% +5.3% –
Institutions buying 11 487 –
Institutions selling 8 323 –
Buyers to sellers 1.38 1.51 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

NTWKWDAYKHOBF
NTWK 1.00 0.12 –
WDAY 0.12 1.00 –
KHOBF – – –

Add a Peer

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Frequently Asked Questions

Which is bigger, NTWK, WDAY and KHOBF?

Workday (WDAY) is the largest by market capitalisation: Netsol Technologies (NTWK) $90.85M, Workday (WDAY) $51.11B, Kheoba (KHOBF) $20.23M.

Which stock is cheaper, NTWK, WDAY and KHOBF?

Netsol Technologies (NTWK) trades on the lowest price-to-earnings ratio (Netsol Technologies (NTWK) 31.5x, Workday (WDAY) 40.7x). On next year's consensus earnings, Netsol Technologies (NTWK) is cheapest (Netsol Technologies (NTWK) 11.9x, Workday (WDAY) 18.3x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which stock has performed better?

Over the past year Netsol Technologies (NTWK) returned the most: Netsol Technologies (NTWK) +76.6%, Workday (WDAY) -13.7%, Kheoba (KHOBF) 0.0%. Over five years, Netsol Technologies (NTWK) compounded fastest (Netsol Technologies (NTWK) +11.1%/yr, Workday (WDAY) -5.6%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Kheoba (KHOBF) has been the steadiest (Netsol Technologies (NTWK) 57.6%, Workday (WDAY) 53.5%, Kheoba (KHOBF) 0.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, NTWK, WDAY and KHOBF?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Netsol Technologies (NTWK) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.