NSP vs KFRC vs BBSI Stock Comparison

Insperity, Kforce and Barrett Business Services Prices as of Oct 23, 2026 Peers: Industry group
NSP Insperity, Inc.
$54.48 +11.7% 1M +17.5% 1Y
Market cap
$2.05B
P/E
–
Revenue (TTM)
$6.87B
Div. yield
0.04%
Staffing Industrials
3 wins
KFRC Kforce Inc
$58.50 +12.3% 1M +112.3% 1Y
Market cap
$981.81M
P/E
26.9x
Revenue (TTM)
$1.34B
Div. yield
0.03%
Staffing Industrials
3 wins

Head to Head

12 decided of 12

Barrett Business Services leads on 6 of the 12 questions below (Barrett Business Services 6, Insperity 3, Kforce 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionNSPKFRCBBSILeader
Larger companyMarket capitalisation $2.05B $981.81M $812.25M NSP
Cheaper on earningsLower P/E, profitable companies only -127.8x 26.9x 23.2x BBSI
Cheaper on forward earningsLower price / next fiscal year consensus EPS 24.4x 23.7x 23.7x KFRC
Faster revenue growthRevenue growth, trailing twelve months +2.6% -1.3% +5.6% BBSI
More profitableNet margin, trailing twelve months -0.2% 2.7% 2.8% BBSI
Better return on capitalReturn on invested capital -0.7% 17.6% — KFRC
Less leveragedLower net debt / EBITDA -4.9x 1.8x — NSP
Higher dividend yieldTrailing dividend yield 0.04% 0.03% 0.00% NSP
Better 1-year returnPrice return, last 12 months +17.5% +112.3% -20.3% KFRC
Better 5-year returnAnnualised price return, 5 years -15.0%/yr -2.1%/yr +10.3%/yr BBSI
Less volatileAnnualised volatility, 1 year 67.4% 60.8% 42.5% BBSI
Higher overall scoreMean of the five percentile scores vs peers 39/100 38/100 51/100 BBSI

Percentile Scorecard

NSPKFRCBBSI

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisNSPKFRCBBSI
Valuation 60 #46 of 112 41 #66 of 112 57 #49 of 112
Growth 22 #75 of 96 16 #81 of 96 37 #61 of 96
Profitability 30 #65 of 93 55 #42 of 93 44 #53 of 93
Financial Health 45 #70 of 126 50 #63 of 126 55 #57 of 126
Shareholder Returns 38 #42 of 67 27 #49 of 67 62 #26 of 67
Overall 39 38 51
  • NSP ranked among 130 companies in Business Services
  • KFRC ranked among 130 companies in Business Services
  • BBSI ranked among 130 companies in Business Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodNSPKFRCBBSISPY
1 month +11.7%+12.3%+1.9% -1.0%
3 months +12.7%+6.2%-16.4% +2.9%
6 months +66.2%+80.5%+9.0% +6.4%
Year to date +40.7%+89.2%-8.3% +11.4%
1 year +17.5%+112.3%-20.3% +13.1%
3 years -44.0%+3.2%+51.3% +79.4%
3 years, per year -17.6%+1.0%+14.8% +21.5%
5 years -55.7%-10.2%+63.0% +67.7%
5 years, per year -15.0%-2.1%+10.3% +10.9%
10 years +49.1%+200.0%+195.3% +255.2%
10 years, per year +4.1%+11.6%+11.4% +13.5%

Risk

MeasureNSPKFRCBBSISPY
Volatility, 1Y 67.4%60.8%42.5% 12.7%
Downside volatility, 1Y 73.4%42.6%53.0% 12.7%
Beta vs S&P 500, 1Y -0.03-0.320.20 1.00
Return / volatility, 1Y 0.261.85-0.48 1.03
Max drawdown, 5Y -84.7%-69.6%-45.4% -25.4%
From 52-week high 0.0%-3.2%-20.9% -2.5%
52-week high $54.48$60.41$42.00 $779.14
52-week low $19.90$24.54$26.83 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleNSPKFRCBBSI
P/E now vs peer median -129.4xmedian 21.0x 26.9xmedian 21.0x 23.1xmedian 21.0x
P/S now vs peer median 0.3xmedian 0.9x 0.8xmedian 0.9x 0.6xmedian 0.9x
EV/EBITDA now vs peer median 45.9xmedian 12.3x 19.4xmedian 12.3x 12.0xmedian 12.3x
P/FCF now vs peer median 10.7xmedian 15.1x 46.4xmedian 15.1x 51.5xmedian 15.1x
P/B now vs peer median 34.1xmedian 2.4x 8.5xmedian 2.4x 3.9xmedian 2.4x
PEG now vs peer median 4.66median 1.02 -2.06median 1.02 -3.93median 1.02

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsNSPKFRCBBSI
Revenue $6.87B $1.34B $1.27B
Gross profit $886.00M $371.99M $253.07M
Operating income -$3.00M $54.32M $52.24M
Net income -$16.00M $36.48M $35.08M
Free cash flow $194.00M $22.56M $15.52M
EPS (diluted) $-0.41 $2.15 $1.42
Cash & equivalents $619.00M $330.00K $27.04M
Total debt $1.53B $330.00M –
Shares (diluted) 39.00M 16.98M 24.71M
Enterprise value -$228.46M $976.75M $385.55M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricNSPKFRCBBSI
P/E -129.4x 26.9x 23.1x
P/FCF 10.7x 46.4x 51.5x
P/Operating cash flow 9.2x 28.9x 21.8x
P/S 0.3x 0.8x 0.6x
P/B 34.1x 8.5x 3.9x
P/Tangible book 34.1x 8.5x 3.9x
EV/EBITDA 45.9x 19.4x 12.0x
EV/EBIT -627.0x 21.3x 14.0x
EV/Revenue 0.3x 0.9x 0.6x
EV/FCF 9.7x 51.2x 47.1x
EV/Operating cash flow 8.4x 31.8x 20.0x
PEG (3Y EPS CAGR) 4.66 -2.06 -3.93

Growth

14 metrics
MetricNSPKFRCBBSI
Revenue growth (1Y) 2.6% -1.3% 5.6%
Revenue CAGR (3Y) 3.0% -6.6% 5.9%
Gross profit growth (1Y) -9.6% 0.5% -3.3%
Gross profit CAGR (3Y) -5.3% -7.5% 2.3%
Operating income growth (1Y) -106.4% -10.7% -17.0%
Operating income CAGR (3Y) -26.3% -19.6% -3.1%
Net income growth (1Y) -140.0% -16.8% -34.9%
Net income CAGR (3Y) -27.8% -17.1% -9.2%
EPS growth (1Y) -139.0% -13.0% -30.9%
EPS CAGR (3Y) -27.8% -13.1% -5.9%
Operating cash flow growth (1Y) 524.5% -49.1% 854.5%
Operating cash flow CAGR (3Y) -4.0% -15.6% -4.5%
Free cash flow growth (1Y) 308.6% -62.7% 234.5%
Free cash flow CAGR (3Y) -4.0% -23.7% -18.5%

Profitability

14 metrics
MetricNSPKFRCBBSI
Gross margin 12.9% 27.7% 20.0%
EBITDA margin 0.6% 4.4% 4.8%
Operating margin 0.0% 4.0% 4.1%
Pretax margin 0.0% 3.8% 4.8%
Net margin -0.2% 2.7% 2.8%
FCF margin 2.8% 1.7% 1.2%
Operating cash flow margin 3.3% 2.7% 2.9%
Return on equity -25.0% 30.3% 17.1%
Return on assets -0.7% 9.2% 4.7%
Return on invested capital -0.7% 17.6% –
Return on capital employed -0.5% 19.6% 15.4%
Asset turnover 3.1x 3.4x 1.7x
Cash conversion (OCF / net income) -14.1x 1.0x 1.0x
Stock comp / revenue 0.8% 1.0% 0.8%

Financial Health

11 metrics
MetricNSPKFRCBBSI
Debt / assets 18.8% 26.1% –
Debt / equity 6.9x 0.9x –
Net debt / EBITDA -4.9x 1.8x –
Debt / FCF 2.2x 4.7x –
Liabilities / assets 97.3% 69.9% 71.4%
Equity / assets 2.7% 30.1% 28.6%
Interest coverage -0.1x – 312.8x
Current ratio 1.1x 1.9x 1.1x
Quick ratio 0.9x 1.8x 1.6x
Cash ratio 0.4x 0.0x 0.2x
Altman Z-score 4.14 8.14 3.40

Shareholder Returns

7 metrics
MetricNSPKFRCBBSI
Dividend yield 4.4% 2.7% 1.0%
Net buyback yield 0.2% 3.2% 7.2%
Shareholder yield 4.6% 5.9% 8.1%
Payout ratio (earnings) -568.8% 74.2% –
Payout ratio (FCF) 46.9% 120.0% –
Dividend growth (1Y) 1.1% -3.2% –
Dividend CAGR (3Y) 3.6% 1.6% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusNSPKFRCBBSI
Forward P/E 24.4xFY2026 23.7xFY2026 23.7xFY2026
EPS, next fiscal year $2.23FY2026 $2.47FY2026 $1.40FY2026
EPS growth, next FY +116.5%FY2026 +18.2%FY2026 -32.7%FY2026
EPS growth, the year after +26.5% +17.0% +37.9%
Revenue, next fiscal year $6.45BFY2026 $1.32BFY2026 $1.34BFY2026
Revenue growth, next FY -5.4%FY2026 -1.0%FY2026 +8.0%FY2026
Revenue growth, the year after +6.0% +5.0% +8.8%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersNSPKFRCBBSI
Held by institutions 100.0% 95.7% 88.6%
Institutions holding 276 233 198
Change in shares held, QoQ +2.4% +1.8% +1.1%
Institutions buying 179 136 111
Institutions selling 58 71 55
Buyers to sellers 3.09 1.92 2.02

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

NSPKFRCBBSI
NSP 1.00 0.31 0.44
KFRC 0.31 1.00 0.35
BBSI 0.44 0.35 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, NSP, KFRC and BBSI?

Insperity (NSP) is the largest by market capitalisation: Insperity (NSP) $2.05B, Kforce (KFRC) $981.81M, Barrett Business Services (BBSI) $812.25M.

Which stock is cheaper, NSP, KFRC and BBSI?

Barrett Business Services (BBSI) trades on the lowest price-to-earnings ratio (Insperity (NSP) -127.8x, Kforce (KFRC) 26.9x, Barrett Business Services (BBSI) 23.2x). On next year's consensus earnings, Kforce (KFRC) is cheapest (Insperity (NSP) 24.4x, Kforce (KFRC) 23.7x, Barrett Business Services (BBSI) 23.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Barrett Business Services (BBSI) grew revenue fastest over the trailing twelve months: Insperity (NSP) +2.6%, Kforce (KFRC) -1.3%, Barrett Business Services (BBSI) +5.6%.

Which company is more profitable?

Barrett Business Services (BBSI) has the highest net margin (Insperity (NSP) -0.2%, Kforce (KFRC) 2.7%, Barrett Business Services (BBSI) 2.8%). On return on invested capital, Kforce (KFRC) leads (Insperity (NSP) -0.7%, Kforce (KFRC) 17.6%).

Which stock has performed better?

Over the past year Kforce (KFRC) returned the most: Insperity (NSP) +17.5%, Kforce (KFRC) +112.3%, Barrett Business Services (BBSI) -20.3%. Over five years, Barrett Business Services (BBSI) compounded fastest (Insperity (NSP) -15.0%/yr, Kforce (KFRC) -2.1%/yr, Barrett Business Services (BBSI) +10.3%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Insperity (NSP) has the highest dividend yield: Insperity (NSP) 0.04%, Kforce (KFRC) 0.03%, Barrett Business Services (BBSI) 0.00%. Barrett Business Services (BBSI) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Barrett Business Services (BBSI) has been the steadiest (Insperity (NSP) 67.4%, Kforce (KFRC) 60.8%, Barrett Business Services (BBSI) 42.5%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, NSP, KFRC and BBSI?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Barrett Business Services (BBSI) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.