NSP vs BBSI vs AMN Stock Comparison

Insperity, Barrett Business Services and Amn Healthcare Services Prices as of Oct 26, 2026 Peers: Industry group
NSP Insperity, Inc.
$54.01 +12.8% 1M +17.4% 1Y
Market cap
$1.97B
P/E
–
Revenue (TTM)
$6.87B
Div. yield
0.05%
Staffing Industrials
2 wins

Head to Head

11 decided of 12

Amn Healthcare Services leads on 7 of the 12 questions below (Amn Healthcare Services 7, Insperity 2, Barrett Business Services 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionNSPBBSIAMNLeader
Larger companyMarket capitalisation $1.97B $792.53M $1.83B NSP
Cheaper on earningsLower P/E, profitable companies only -122.8x 22.6x 17.4x AMN
Cheaper on forward earningsLower price / next fiscal year consensus EPS 24.2x 23.8x 15.4x AMN
Faster revenue growthRevenue growth, trailing twelve months +2.6% +5.6% +24.0% AMN
More profitableNet margin, trailing twelve months -0.2% 2.8% 3.1% AMN
Better return on capitalReturn on invested capital -0.7% — 8.7% AMN
Less leveragedLower net debt / EBITDA -4.9x — 1.1x NSP
Higher dividend yieldTrailing dividend yield 0.05% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +17.4% -20.7% +131.7% AMN
Better 5-year returnAnnualised price return, 5 years -15.2%/yr +10.3%/yr -12.6%/yr BBSI
Less volatileAnnualised volatility, 1 year 67.6% 42.6% 64.2% BBSI
Higher overall scoreMean of the five percentile scores vs peers 38/100 50/100 68/100 AMN

Percentile Scorecard

NSPBBSIAMN

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisNSPBBSIAMN
Valuation 59 #47 of 112 57 #49 of 112 95 #7 of 112
Growth 23 #74 of 96 36 #62 of 96 57 #42 of 96
Profitability 31 #63 of 91 43 #52 of 91 66 #32 of 91
Financial Health 44 #70 of 125 55 #57 of 125 53 #59 of 125
Shareholder Returns 33 #45 of 67 61 #27 of 67 –
Overall 38 50 68
  • NSP ranked among 130 companies in Business Services
  • BBSI ranked among 130 companies in Business Services
  • AMN ranked among 130 companies in Business Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodNSPBBSIAMNSPY
1 month +12.8%+7.0%+41.8% -0.8%
3 months +7.4%-17.7%+46.7% +3.5%
6 months +60.5%+9.2%+133.8% +7.0%
Year to date +39.5%-8.0%+211.2% +12.2%
1 year +17.4%-20.7%+131.7% +13.0%
3 years -43.5%+51.3%-35.2% +86.3%
3 years, per year -17.3%+14.8%-13.5% +23.1%
5 years -56.1%+63.3%-49.1% +68.6%
5 years, per year -15.2%+10.3%-12.6% +11.0%
10 years +49.5%+202.6%+48.5% +258.0%
10 years, per year +4.1%+11.7%+4.0% +13.6%

Risk

MeasureNSPBBSIAMNSPY
Volatility, 1Y 67.6%42.6%64.2% 12.7%
Downside volatility, 1Y 73.7%53.2%54.8% 12.7%
Beta vs S&P 500, 1Y -0.020.210.77 1.00
Return / volatility, 1Y 0.26-0.492.05 1.02
Max drawdown, 5Y -84.7%-45.4%-88.1% -25.4%
From 52-week high -0.9%-19.8%0.0% -1.8%
52-week high $54.48$41.53$49.05 $779.14
52-week low $19.90$26.83$15.10 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleNSPBBSIAMN
P/E now vs peer median -128.3xmedian 21.9x 23.1xmedian 21.9x 18.2xmedian 21.9x
P/S now vs peer median 0.3xmedian 0.9x 0.6xmedian 0.9x 0.6xmedian 0.9x
EV/EBITDA now vs peer median 45.4xmedian 12.2x 12.1xmedian 12.2x 6.6xmedian 12.2x
P/FCF now vs peer median 10.6xmedian 14.3x 51.7xmedian 14.3x 4.3xmedian 14.3x
P/B now vs peer median 33.8xmedian 2.3x 3.9xmedian 2.3x 2.6xmedian 2.3x
PEG now vs peer median 4.62median 1.02 -3.95median 1.02 -0.58median 1.02

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsNSPBBSIAMN
Revenue $6.87B $1.27B $3.43B
Gross profit $886.00M $253.07M $954.26M
Operating income -$3.00M $52.24M $199.82M
Net income -$16.00M $35.08M $104.92M
Free cash flow $194.00M $15.52M $439.13M
EPS (diluted) $-0.41 $1.42 $2.64
Cash & equivalents $619.00M $27.04M $361.84M
Total debt $419.00M – $3.10B
Shares (diluted) 39.00M 24.71M 39.73M
Enterprise value -$308.64M $365.83M $816.42M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricNSPBBSIAMN
P/E -128.3x 23.1x 18.2x
P/FCF 10.6x 51.7x 4.3x
P/Operating cash flow 9.2x 21.9x 4.0x
P/S 0.3x 0.6x 0.6x
P/B 33.8x 3.9x 2.6x
P/Tangible book 33.8x 3.9x 3.9x
EV/EBITDA 45.4x 12.1x 6.6x
EV/EBIT -621.0x 14.1x 11.4x
EV/Revenue 0.3x 0.6x 0.7x
EV/FCF 9.6x 47.3x 5.2x
EV/Operating cash flow 8.3x 20.1x 4.8x
PEG (3Y EPS CAGR) 4.62 -3.95 -0.58

Growth

14 metrics
MetricNSPBBSIAMN
Revenue growth (1Y) 2.6% 5.6% 24.0%
Revenue CAGR (3Y) 3.0% 5.9% -7.8%
Gross profit growth (1Y) -9.6% -3.3% 15.4%
Gross profit CAGR (3Y) -5.3% 2.3% -13.2%
Operating income growth (1Y) -106.4% -17.0% 168.5%
Operating income CAGR (3Y) -26.3% -3.1% -25.0%
Net income growth (1Y) -140.0% -34.9% 135.2%
Net income CAGR (3Y) -27.8% -9.2% -31.0%
EPS growth (1Y) -139.0% -30.9% 134.1%
EPS CAGR (3Y) -27.8% -5.9% -31.2%
Operating cash flow growth (1Y) 524.5% 854.5% 51.5%
Operating cash flow CAGR (3Y) -4.0% -4.5% 0.0%
Free cash flow growth (1Y) 308.6% 234.5% 71.9%
Free cash flow CAGR (3Y) -4.0% -18.5% 4.8%

Profitability

14 metrics
MetricNSPBBSIAMN
Gross margin 12.9% 20.0% 27.8%
EBITDA margin 0.6% 4.8% 10.1%
Operating margin 0.0% 4.1% 5.8%
Pretax margin 0.0% 4.8% 4.8%
Net margin -0.2% 2.8% 3.1%
FCF margin 2.8% 1.2% 12.8%
Operating cash flow margin 3.3% 2.9% 13.7%
Return on equity -25.0% 17.1% 14.4%
Return on assets -0.7% 4.7% 4.2%
Return on invested capital -0.7% – 8.7%
Return on capital employed -0.5% 15.4% 11.7%
Asset turnover 3.1x 1.7x 1.4x
Cash conversion (OCF / net income) -14.1x 1.0x 4.5x
Stock comp / revenue 0.8% 0.8% 0.9%

Financial Health

11 metrics
MetricNSPBBSIAMN
Debt / assets 18.8% – 31.4%
Debt / equity 6.9x – 1.0x
Net debt / EBITDA -4.9x – 1.1x
Debt / FCF 2.2x – 1.7x
Liabilities / assets 97.3% 71.4% 68.6%
Equity / assets 2.7% 28.6% 31.4%
Interest coverage -0.1x 312.8x 5.6x
Current ratio 1.1x 1.1x 1.1x
Quick ratio 0.9x 1.6x 1.0x
Cash ratio 0.4x 0.2x 0.5x
Altman Z-score 4.13 3.40 3.25

Shareholder Returns

7 metrics
MetricNSPBBSIAMN
Dividend yield 4.4% 1.0% –
Net buyback yield 0.2% 7.1% –
Shareholder yield 4.6% 8.1% –
Payout ratio (earnings) -568.8% – –
Payout ratio (FCF) 46.9% – –
Dividend growth (1Y) 1.1% – –
Dividend CAGR (3Y) 3.6% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusNSPBBSIAMN
Forward P/E 24.2xFY2026 23.8xFY2026 15.4xFY2026
EPS, next fiscal year $2.23FY2026 $1.40FY2026 $3.18FY2026
EPS growth, next FY +116.5%FY2026 -32.7%FY2026 +133.8%FY2026
EPS growth, the year after +26.5% +37.9% -69.8%
Revenue, next fiscal year $6.45BFY2026 $1.34BFY2026 $3.49BFY2026
Revenue growth, next FY -5.4%FY2026 +8.0%FY2026 +28.0%FY2026
Revenue growth, the year after +6.0% +8.8% -28.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersNSPBBSIAMN
Held by institutions 100.0% 88.6% 100.0%
Institutions holding 276 198 286
Change in shares held, QoQ +2.4% +1.1% +8.0%
Institutions buying 179 111 182
Institutions selling 58 55 76
Buyers to sellers 3.09 2.02 2.39

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

NSPBBSIAMN
NSP 1.00 0.44 0.18
BBSI 0.44 1.00 0.29
AMN 0.18 0.29 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, NSP, BBSI and AMN?

Insperity (NSP) is the largest by market capitalisation: Insperity (NSP) $1.97B, Barrett Business Services (BBSI) $792.53M, Amn Healthcare Services (AMN) $1.83B.

Which stock is cheaper, NSP, BBSI and AMN?

Amn Healthcare Services (AMN) trades on the lowest price-to-earnings ratio (Insperity (NSP) -122.8x, Barrett Business Services (BBSI) 22.6x, Amn Healthcare Services (AMN) 17.4x). On next year's consensus earnings, Amn Healthcare Services (AMN) is cheapest (Insperity (NSP) 24.2x, Barrett Business Services (BBSI) 23.8x, Amn Healthcare Services (AMN) 15.4x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Amn Healthcare Services (AMN) grew revenue fastest over the trailing twelve months: Insperity (NSP) +2.6%, Barrett Business Services (BBSI) +5.6%, Amn Healthcare Services (AMN) +24.0%.

Which company is more profitable?

Amn Healthcare Services (AMN) has the highest net margin (Insperity (NSP) -0.2%, Barrett Business Services (BBSI) 2.8%, Amn Healthcare Services (AMN) 3.1%). On return on invested capital, Amn Healthcare Services (AMN) leads (Insperity (NSP) -0.7%, Amn Healthcare Services (AMN) 8.7%).

Which stock has performed better?

Over the past year Amn Healthcare Services (AMN) returned the most: Insperity (NSP) +17.4%, Barrett Business Services (BBSI) -20.7%, Amn Healthcare Services (AMN) +131.7%. Over five years, Barrett Business Services (BBSI) compounded fastest (Insperity (NSP) -15.2%/yr, Barrett Business Services (BBSI) +10.3%/yr, Amn Healthcare Services (AMN) -12.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Insperity (NSP) 0.05%, Barrett Business Services (BBSI) 0.00%, Amn Healthcare Services (AMN) 0.00%. Barrett Business Services (BBSI) and Amn Healthcare Services (AMN) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Barrett Business Services (BBSI) has been the steadiest (Insperity (NSP) 67.6%, Barrett Business Services (BBSI) 42.6%, Amn Healthcare Services (AMN) 64.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, NSP, BBSI and AMN?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Amn Healthcare Services (AMN) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.