MHO vs NVR vs STC Stock Comparison

M, Nvr and Stewart Information Services Prices as of Oct 28, 2026 Peers: Industry group
MHO M/I Homes, Inc.
$123.57 -10.2% 1M -5.7% 1Y
Market cap
$3.24B
P/E
11.7x
Revenue (TTM)
$4.21B
Div. yield
–
Homebuilders Consumer Discretionary
3 wins
NVR Nvr Inc
$5,796.56 -7.6% 1M -22.3% 1Y
Market cap
$16.15B
P/E
15.4x
Revenue (TTM)
—
Div. yield
–
Homebuilders Consumer Discretionary
2 wins

Head to Head

7 decided of 12

M leads on 3 of the 12 questions below (M 3, Nvr 2, Stewart Information Services 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionMHONVRSTCLeader
Larger companyMarket capitalisation $3.24B $16.15B $1.37B NVR
Cheaper on earningsLower P/E, profitable companies only 11.7x 15.4x 12.8x MHO
Cheaper on forward earningsLower price / next fiscal year consensus EPS 10.5x 15.8x 9.1x STC
Faster revenue growthRevenue growth, trailing twelve months -6.0% — +20.6% STC
More profitableNet margin, trailing twelve months 6.6% — — –
Better return on capitalReturn on invested capital — — — –
Less leveragedLower net debt / EBITDA — — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -5.7% -22.3% -38.3% MHO
Better 5-year returnAnnualised price return, 5 years +16.6%/yr +3.4%/yr -9.1%/yr MHO
Less volatileAnnualised volatility, 1 year 33.8% 28.1% 35.6% NVR
Higher overall scoreMean of the five percentile scores vs peers 58/100 — — –

Percentile Scorecard

MHONVRSTC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisMHONVRSTC
Valuation 50 #11 of 21 10 #19 of 21 80 #25 of 119
Growth 44 #11 of 19 – –
Profitability 33 #11 of 16 – –
Financial Health 80 #4 of 16 – –
Shareholder Returns 81 #4 of 17 – 88 #14 of 105
Overall 58 – –
  • MHO ranked among 24 companies in Homebuilding
  • NVR ranked among 24 companies in Homebuilding
  • STC ranked among 126 companies in Insurance

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodMHONVRSTCSPY
1 month -10.2%-7.6%-23.1% +0.9%
3 months -20.0%-9.3%-37.1% +5.9%
6 months -4.9%-6.6%-36.8% +8.5%
Year to date -3.4%-20.5%-37.0% +13.3%
1 year -5.7%-22.3%-38.3% +12.4%
3 years +52.0%+7.7%+3.4% +88.1%
3 years, per year +15.0%+2.5%+1.1% +23.5%
5 years +115.8%+18.4%-37.8% +68.2%
5 years, per year +16.6%+3.4%-9.1% +11.0%
10 years +478.8%+280.2%-0.3% +263.4%
10 years, per year +19.2%+14.3%0.0% +13.8%

Risk

MeasureMHONVRSTCSPY
Volatility, 1Y 33.8%28.1%35.6% 12.7%
Downside volatility, 1Y 32.1%28.2%40.3% 12.7%
Beta vs S&P 500, 1Y 0.760.490.47 1.00
Return / volatility, 1Y -0.17-0.79-1.08 0.98
Max drawdown, 5Y -44.7%-43.9%-54.6% -25.4%
From 52-week high -24.2%-28.4%-42.6% -0.9%
52-week high $163.00$8,097.25$77.17 $779.14
52-week low $114.03$5,563.62$42.86 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleMHONVRSTC
P/E now vs peer median 11.3xmedian 13.2x 14.9xmedian 13.2x 12.8xmedian 10.9x
P/S now vs peer median 0.7xmedian 0.6x 1.7xmedian 0.6x 0.4xmedian 1.4x
EV/EBITDA now vs peer median —median 9.6x —median 9.6x —median 7.5x
P/FCF now vs peer median 22.6xmedian 15.9x 15.9xmedian 15.9x 11.5xmedian 8.5x
P/B now vs peer median 1.0xmedian 1.1x 4.5xmedian 1.1x —median 1.5x
PEG now vs peer median -0.79median 1.91 -1.93median 1.91 —median 0.59

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsMHONVRSTC
Revenue $4.21B – $3.37B
Net income $277.42M – –
Free cash flow $137.09M – –
EPS (diluted) $10.69 $371.85 –
Cash & equivalents $620.60M – $152.31M
Total debt $230.42M – –
Shares (diluted) 25.95M 2.82M 30.85M
Enterprise value $428.04M $16.15B $1.37B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricMHONVRSTC
P/E 11.3x 14.9x 12.8x
P/FCF 22.6x 15.9x 11.5x
P/Operating cash flow 20.6x – –
P/S 0.7x 1.7x 0.4x
P/B 1.0x 4.5x –
P/Tangible book 1.0x 4.5x –
EV/EBITDA – – –
EV/EBIT – – –
EV/Revenue 0.6x – 0.4x
EV/FCF 19.7x – –
EV/Operating cash flow 18.0x – –
PEG (3Y EPS CAGR) -0.79 -1.93 –

Growth

14 metrics
MetricMHONVRSTC
Revenue growth (1Y) -6.0% – 20.6%
Revenue CAGR (3Y) -0.6% – 13.1%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) -41.3% – –
Net income CAGR (3Y) -17.3% – –
EPS growth (1Y) -38.5% -20.9% –
EPS CAGR (3Y) -14.3% -7.7% –
Operating cash flow growth (1Y) -39.9% – –
Operating cash flow CAGR (3Y) -40.0% – –
Free cash flow growth (1Y) -43.6% – –
Free cash flow CAGR (3Y) -41.5% – –

Profitability

14 metrics
MetricMHONVRSTC
Gross margin – – –
EBITDA margin – – –
Operating margin – – –
Pretax margin – – –
Net margin 6.6% – –
FCF margin 3.3% – –
Operating cash flow margin 3.6% – –
Return on equity – – –
Return on assets – – –
Return on invested capital – – –
Return on capital employed – – –
Asset turnover 0.9x – 1.0x
Cash conversion (OCF / net income) 0.5x – –
Stock comp / revenue 0.4% – –

Financial Health

11 metrics
MetricMHONVRSTC
Debt / assets 4.7% – –
Debt / equity 0.1x – –
Net debt / EBITDA – – –
Debt / FCF 1.7x – –
Liabilities / assets 33.1% 38.3% 48.9%
Equity / assets 66.9% 61.7% –
Interest coverage – – –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricMHONVRSTC
Dividend yield – – 4.8%
Net buyback yield 6.2% – –
Shareholder yield 6.2% 0.0% 4.8%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusMHONVRSTC
Forward P/E 10.5xFY2026 15.8xFY2026 9.1xFY2026
EPS, next fiscal year $11.78FY2026 $366.66FY2026 $4.86FY2026
EPS growth, next FY -28.1%FY2026 -16.0%FY2026 -0.6%FY2026
EPS growth, the year after +10.4% +3.5% +11.7%
Revenue, next fiscal year $4.07BFY2026 $9.90BFY2026 $3.64BFY2026
Revenue growth, next FY -7.9%FY2026 -4.0%FY2026 +24.6%FY2026
Revenue growth, the year after +4.7% -6.6% +2.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersMHONVRSTC
Held by institutions 96.2% 88.3% 97.9%
Institutions holding 353 683 253
Change in shares held, QoQ +1.6% +3.2% +1.9%
Institutions buying 190 328 139
Institutions selling 120 237 78
Buyers to sellers 1.58 1.38 1.78

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

MHONVRSTC
MHO 1.00 0.69 0.30
NVR 0.69 1.00 0.35
STC 0.30 0.35 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, MHO, NVR and STC?

Nvr (NVR) is the largest by market capitalisation: M (MHO) $3.24B, Nvr (NVR) $16.15B, Stewart Information Services (STC) $1.37B.

Which stock is cheaper, MHO, NVR and STC?

M (MHO) trades on the lowest price-to-earnings ratio (M (MHO) 11.7x, Nvr (NVR) 15.4x, Stewart Information Services (STC) 12.8x). On next year's consensus earnings, Stewart Information Services (STC) is cheapest (M (MHO) 10.5x, Nvr (NVR) 15.8x, Stewart Information Services (STC) 9.1x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Stewart Information Services (STC) grew revenue fastest over the trailing twelve months: M (MHO) -6.0%, Stewart Information Services (STC) +20.6%.

Which stock has performed better?

Over the past year M (MHO) returned the most: M (MHO) -5.7%, Nvr (NVR) -22.3%, Stewart Information Services (STC) -38.3%. Over five years, M (MHO) compounded fastest (M (MHO) +16.6%/yr, Nvr (NVR) +3.4%/yr, Stewart Information Services (STC) -9.1%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Nvr (NVR) has been the steadiest (M (MHO) 33.8%, Nvr (NVR) 28.1%, Stewart Information Services (STC) 35.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, MHO, NVR and STC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, M (MHO) leads on 3. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.