MCTA vs BFAM vs URBN Stock Comparison

Charming Medical, Bright Horizons Family Solutions and Urban Outfitters Prices as of Oct 26, 2026 Peers: Industry group
MCTA Charming Medical Ltd
$29.35 0.0% 1M +296.1% 1Y
Market cap
$445.47M
P/E
–
Revenue (TTM)
—
Div. yield
–
Personal Services Consumer Discretionary
1 win
URBN Urban Outfitters Inc
$90.73 +20.4% 1M +34.1% 1Y
Market cap
$7.77B
P/E
13.7x
Revenue (TTM)
$6.47B
Div. yield
–
Apparel Retail Consumer Discretionary
7 wins

Head to Head

9 decided of 12

Urban Outfitters leads on 7 of the 12 questions below (Urban Outfitters 7, Bright Horizons Family Solutions 1, Charming Medical 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionMCTABFAMURBNLeader
Larger companyMarket capitalisation $445.47M $3.48B $7.77B URBN
Cheaper on earningsLower P/E, profitable companies only -20,929x 20.8x 13.7x URBN
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 13.3x 13.7x BFAM
Faster revenue growthRevenue growth, trailing twelve months — +8.5% +11.0% URBN
More profitableNet margin, trailing twelve months — 5.8% 8.8% URBN
Better return on capitalReturn on invested capital — 9.3% — –
Less leveragedLower net debt / EBITDA — 2.8x — –
Higher dividend yieldTrailing dividend yield — — — –
Better 1-year returnPrice return, last 12 months +296.1% -28.8% +34.1% MCTA
Better 5-year returnAnnualised price return, 5 years — -15.4%/yr +23.4%/yr URBN
Less volatileAnnualised volatility, 1 year 68.9% 47.8% 42.8% URBN
Higher overall scoreMean of the five percentile scores vs peers — 52/100 78/100 URBN

Percentile Scorecard

MCTABFAMURBN

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisMCTABFAMURBN
Valuation 0 #33 of 33 34 #22 of 33 59 #43 of 104
Growth – 52 #15 of 30 80 #21 of 99
Profitability – 50 #15 of 29 81 #19 of 98
Financial Health 87 #6 of 39 24 #30 of 39 85 #18 of 112
Shareholder Returns – 100 #1 of 14 85 #12 of 72
Overall – 52 78
  • MCTA ranked among 39 companies in Consumer Services
  • BFAM ranked among 39 companies in Consumer Services
  • URBN ranked among 115 companies in Retail

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodMCTABFAMURBNSPY
1 month 0.0%+7.2%+20.4% -0.2%
3 months 0.0%-12.5%+20.7% +3.9%
6 months 0.0%-13.5%+30.0% +8.2%
Year to date 0.0%-30.4%+20.6% +12.9%
1 year +296.1%-28.8%+34.1% +12.3%
3 years —-2.2%+168.3% +87.4%
3 years, per year —-0.7%+39.0% +23.3%
5 years —-56.8%+186.0% +67.9%
5 years, per year —-15.4%+23.4% +10.9%
10 years —+5.4%+170.8% +261.1%
10 years, per year —+0.5%+10.5% +13.7%

Risk

MeasureMCTABFAMURBNSPY
Volatility, 1Y 68.9%47.8%42.8% 12.7%
Downside volatility, 1Y —55.1%39.0% 12.7%
Beta vs S&P 500, 1Y 0.05-0.300.95 1.00
Return / volatility, 1Y 4.30-0.600.79 0.97
Max drawdown, 5Y -25.6%-67.2%-52.2% -25.4%
From 52-week high 0.0%-35.4%0.0% -1.2%
52-week high $29.35$109.23$90.73 $779.14
52-week low $9.67$59.18$59.57 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleMCTABFAMURBN
P/E now vs peer median -20,929xmedian 15.2x 20.8xmedian 15.2x 13.7xmedian 16.7x
P/S now vs peer median 92.7xmedian 1.3x 1.1xmedian 1.3x 1.2xmedian 0.5x
EV/EBITDA now vs peer median —median 9.8x 11.3xmedian 9.8x 8.1xmedian 9.0x
P/FCF now vs peer median -286.4xmedian 14.5x 14.7xmedian 14.5x 26.3xmedian 16.5x
P/B now vs peer median 86.0xmedian 2.0x 3.7xmedian 2.0x 2.7xmedian 1.7x
PEG now vs peer median —median 0.35 0.47median 0.35 0.34median 0.72

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsMCTABFAMURBN
Revenue – $3.03B $6.47B
Gross profit – $711.35M $2.43B
Operating income – $311.11M $731.44M
Net income – $175.04M $569.06M
Free cash flow – $235.93M $295.21M
EPS (diluted) – $3.38 $6.57
Cash & equivalents $4.70M $163.69M $598.76M
Total debt – $1.29B –
Shares (diluted) 16.15M 51.76M 86.67M
Enterprise value $439.45M $2.92B $5.33B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricMCTABFAMURBN
P/E -20,929x 20.8x 13.7x
P/FCF -286.4x 14.7x 26.3x
P/Operating cash flow – 10.4x 10.9x
P/S 92.7x 1.1x 1.2x
P/B 86.0x 3.7x 2.7x
P/Tangible book 86.0x 4.6x 2.7x
EV/EBITDA – 11.3x 8.1x
EV/EBIT – 14.8x 9.6x
EV/Revenue – 1.5x 1.1x
EV/FCF – 19.5x 23.9x
EV/Operating cash flow – 13.8x 9.9x
PEG (3Y EPS CAGR) – 0.47 0.34

Growth

14 metrics
MetricMCTABFAMURBN
Revenue growth (1Y) – 8.5% 11.0%
Revenue CAGR (3Y) – 10.8% 9.4%
Gross profit growth (1Y) – 7.7% 16.7%
Gross profit CAGR (3Y) – 12.6% 16.0%
Operating income growth (1Y) – 8.8% 31.4%
Operating income CAGR (3Y) – 26.2% 34.9%
Net income growth (1Y) – -1.0% 19.7%
Net income CAGR (3Y) – 39.1% 36.1%
EPS growth (1Y) – 10.4% 25.9%
EPS CAGR (3Y) – 44.4% 40.0%
Operating cash flow growth (1Y) – 0.3% 21.3%
Operating cash flow CAGR (3Y) – 11.1% 22.9%
Free cash flow growth (1Y) – -2.8% -26.0%
Free cash flow CAGR (3Y) – 14.2% 11.4%

Profitability

14 metrics
MetricMCTABFAMURBN
Gross margin – 23.5% 37.5%
EBITDA margin – 13.5% 13.5%
Operating margin – 10.3% 11.3%
Pretax margin – 8.6% 11.1%
Net margin – 5.8% 8.8%
FCF margin – 7.8% 4.6%
Operating cash flow margin – 11.0% 11.1%
Return on equity – 16.8% 20.8%
Return on assets – 4.6% 11.5%
Return on invested capital – 9.3% –
Return on capital employed – 11.0% 19.3%
Asset turnover – 0.8x 1.3x
Cash conversion (OCF / net income) – 1.9x 1.3x
Stock comp / revenue – 1.0% 0.5%

Financial Health

11 metrics
MetricMCTABFAMURBN
Debt / assets 1.9% 34.0% –
Debt / equity 0.0x 1.4x –
Net debt / EBITDA – 2.8x –
Debt / FCF – 5.5x –
Liabilities / assets 47.5% 75.1% 44.3%
Equity / assets 52.5% 24.9% 55.7%
Interest coverage – 6.2x –
Current ratio 1.9x 0.5x 1.6x
Quick ratio 1.4x 0.4x 0.7x
Cash ratio 1.4x 0.2x 0.6x
Altman Z-score – 2.01 4.73

Shareholder Returns

7 metrics
MetricMCTABFAMURBN
Dividend yield – – –
Net buyback yield – 18.3% 3.9%
Shareholder yield – 18.3% 3.9%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusMCTABFAMURBN
Forward P/E – 13.3xFY2026 13.7xFY2026
EPS, next fiscal year – $5.31FY2026 $6.62FY2026
EPS growth, next FY – +16.7%FY2026 +21.7%FY2026
EPS growth, the year after – +13.6% -3.3%
Revenue, next fiscal year – $3.03BFY2026 $7.18BFY2026
Revenue growth, next FY – +3.3%FY2026 +16.4%FY2026
Revenue growth, the year after – +2.5% +5.8%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersMCTABFAMURBN
Held by institutions – 100.0% 71.7%
Institutions holding – 384 416
Change in shares held, QoQ – -1.2% -0.4%
Institutions buying – 205 205
Institutions selling – 150 150
Buyers to sellers – 1.37 1.37

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

MCTABFAMURBN
MCTA 1.00 -0.15 -0.02
BFAM -0.15 1.00 0.05
URBN -0.02 0.05 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, MCTA, BFAM and URBN?

Urban Outfitters (URBN) is the largest by market capitalisation: Charming Medical (MCTA) $445.47M, Bright Horizons Family Solutions (BFAM) $3.48B, Urban Outfitters (URBN) $7.77B.

Which stock is cheaper, MCTA, BFAM and URBN?

Urban Outfitters (URBN) trades on the lowest price-to-earnings ratio (Charming Medical (MCTA) -20,929x, Bright Horizons Family Solutions (BFAM) 20.8x, Urban Outfitters (URBN) 13.7x). On next year's consensus earnings, Bright Horizons Family Solutions (BFAM) is cheapest (Bright Horizons Family Solutions (BFAM) 13.3x, Urban Outfitters (URBN) 13.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Urban Outfitters (URBN) grew revenue fastest over the trailing twelve months: Bright Horizons Family Solutions (BFAM) +8.5%, Urban Outfitters (URBN) +11.0%.

Which company is more profitable?

Urban Outfitters (URBN) has the highest net margin (Bright Horizons Family Solutions (BFAM) 5.8%, Urban Outfitters (URBN) 8.8%).

Which stock has performed better?

Over the past year Charming Medical (MCTA) returned the most: Charming Medical (MCTA) +296.1%, Bright Horizons Family Solutions (BFAM) -28.8%, Urban Outfitters (URBN) +34.1%. Over five years, Urban Outfitters (URBN) compounded fastest (Bright Horizons Family Solutions (BFAM) -15.4%/yr, Urban Outfitters (URBN) +23.4%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Urban Outfitters (URBN) has been the steadiest (Charming Medical (MCTA) 68.9%, Bright Horizons Family Solutions (BFAM) 47.8%, Urban Outfitters (URBN) 42.8%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, MCTA, BFAM and URBN?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Urban Outfitters (URBN) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.