MCK vs HUM vs UPC Stock Comparison

Mckesson, Humana and Universe Pharmaceuticals Prices as of Oct 26, 2026 Peers: Industry group
MCK Mckesson Corp
$992.64 +14.5% 1M +23.8% 1Y
Market cap
$117.05B
P/E
25.5x
Revenue (TTM)
$410.98B
Div. yield
0.00%
Drug Distribution Healthcare
8 wins
HUM Humana Inc
$417.04 +4.7% 1M +43.5% 1Y
Market cap
$49.97B
P/E
39.1x
Revenue (TTM)
$145.68B
Div. yield
–
Managed Care Healthcare
3 wins

Head to Head

11 decided of 12

Mckesson leads on 8 of the 12 questions below (Mckesson 8, Humana 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionMCKHUMUPCLeader
Larger companyMarket capitalisation $117.05B $49.97B $32.43M MCK
Cheaper on earningsLower P/E, profitable companies only 25.5x 39.1x — MCK
Cheaper on forward earningsLower price / next fiscal year consensus EPS 21.1x 48.2x — MCK
Faster revenue growthRevenue growth, trailing twelve months +8.8% +18.3% — HUM
More profitableNet margin, trailing twelve months 1.1% 0.9% — MCK
Better return on capitalReturn on invested capital 107.9% 6.7% — MCK
Less leveragedLower net debt / EBITDA 0.6x -2.7x — HUM
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +23.8% +43.5% -42.4% HUM
Better 5-year returnAnnualised price return, 5 years +37.4%/yr -1.9%/yr -79.7%/yr MCK
Less volatileAnnualised volatility, 1 year 30.7% 48.1% 206.3% MCK
Higher overall scoreMean of the five percentile scores vs peers 58/100 45/100 — MCK

Percentile Scorecard

MCKHUMUPC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisMCKHUMUPC
Valuation 50 #13 of 25 58 #11 of 25 –
Growth 65 #9 of 24 13 #21 of 24 –
Profitability 65 #9 of 24 44 #14 of 24 –
Financial Health 48 #14 of 26 68 #9 of 26 56 #291 of 658
Shareholder Returns 60 #7 of 16 40 #10 of 16 –
Overall 58 45 –
  • MCK ranked among 27 companies in Healthcare Payers and Distributors
  • HUM ranked among 27 companies in Healthcare Payers and Distributors
  • UPC ranked among 673 companies in Pharmaceuticals and Biotechnology

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodMCKHUMUPCSPY
1 month +14.5%+4.7%-37.1% -0.8%
3 months +16.7%+9.4%-16.5% +3.5%
6 months +19.8%+86.5%-5.6% +7.0%
Year to date +21.0%+62.8%-24.4% +12.2%
1 year +23.8%+43.5%-42.4% +13.0%
3 years +121.6%-18.3%-99.6% +86.3%
3 years, per year +30.4%-6.5%-83.9% +23.1%
5 years +388.9%-9.1%-100.0% +68.6%
5 years, per year +37.4%-1.9%-79.7% +11.0%
10 years +526.0%+138.8%— +258.0%
10 years, per year +20.1%+9.1%— +13.6%

Risk

MeasureMCKHUMUPCSPY
Volatility, 1Y 30.7%48.1%206.3% 12.7%
Downside volatility, 1Y 27.3%52.9%143.1% 12.7%
Beta vs S&P 500, 1Y -0.260.582.28 1.00
Return / volatility, 1Y 0.780.90-0.21 1.02
Max drawdown, 5Y -27.2%-70.9%-100.0% -25.4%
From 52-week high -3.6%-3.8%-76.4% -1.8%
52-week high $1,030.18$433.45$12.18 $779.14
52-week low $725.17$163.67$2.25 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleMCKHUMUPC
P/E now vs peer median 25.7xmedian 24.3x 39.1xmedian 24.3x —median 17.1x
P/S now vs peer median 0.3xmedian 0.3x 0.3xmedian 0.3x —median 8.8x
EV/EBITDA now vs peer median 16.6xmedian 13.5x 11.7xmedian 13.5x —median 17.1x
P/FCF now vs peer median 18.0xmedian 15.6x 25.7xmedian 15.6x —median 18.0x
P/B now vs peer median -27.3xmedian 2.5x 2.6xmedian 2.5x 1.2xmedian 2.1x
PEG now vs peer median 2.15median 1.33 -1.46median 1.33 —median 0.31

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsMCKHUMUPC
Revenue $410.98B $145.68B –
Gross profit $14.96B $19.89B –
Operating income $6.50B $2.71B –
Net income $5.30B $1.29B –
Free cash flow $6.42B $1.95B –
EPS (diluted) $38.52 $10.56 –
Cash & equivalents $5.16B $6.89B $27.56M
Total debt $9.73B $54.48B $7.74T
Shares (diluted) 119.20M 121.14M 13.92M
Enterprise value $100.94B -$37.90B -$1.48B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricMCKHUMUPC
P/E 25.7x 39.1x –
P/FCF 18.0x 25.7x –
P/Operating cash flow 16.9x 19.7x –
P/S 0.3x 0.3x –
P/B -27.3x 2.6x 1.2x
P/Tangible book -14.0x 2.6x 1.2x
EV/EBITDA 16.6x 11.7x –
EV/EBIT 18.5x 15.1x –
EV/Revenue 0.3x 0.3x –
EV/FCF 18.8x 20.9x –
EV/Operating cash flow 17.6x 16.1x –
PEG (3Y EPS CAGR) 2.15 -1.46 –

Growth

14 metrics
MetricMCKHUMUPC
Revenue growth (1Y) 8.8% 18.3% –
Revenue CAGR (3Y) 13.1% 13.8% –
Gross profit growth (1Y) 11.2% 7.5% –
Gross profit CAGR (3Y) 6.6% 3.6% –
Operating income growth (1Y) 46.6% -17.9% –
Operating income CAGR (3Y) 13.5% -15.3% –
Net income growth (1Y) 58.1% -18.3% –
Net income CAGR (3Y) 10.7% -27.4% –
EPS growth (1Y) 52.8% -19.1% –
EPS CAGR (3Y) 12.0% -26.9% –
Operating cash flow growth (1Y) 4.7% -13.4% –
Operating cash flow CAGR (3Y) 10.7% -42.3% –
Free cash flow growth (1Y) 6.8% -20.1% –
Free cash flow CAGR (3Y) 11.3% -45.6% –

Profitability

14 metrics
MetricMCKHUMUPC
Gross margin 3.6% 13.7% –
EBITDA margin 1.8% 2.4% –
Operating margin 1.6% 1.9% –
Pretax margin 1.6% 1.1% –
Net margin 1.1% 0.9% –
FCF margin 1.6% 1.3% –
Operating cash flow margin 1.7% 1.7% –
Return on equity – 6.8% –
Return on assets 6.2% 2.3% –
Return on invested capital 107.9% 6.7% –
Return on capital employed 43.4% 8.1% –
Asset turnover 4.8x 2.6x –
Cash conversion (OCF / net income) 1.3x 2.0x –
Stock comp / revenue – 0.2% –

Financial Health

11 metrics
MetricMCKHUMUPC
Debt / assets 11.0% 25.5% 13.4%
Debt / equity -2.3x 0.8x 0.2x
Net debt / EBITDA 0.6x -2.7x –
Debt / FCF 1.5x 7.5x –
Liabilities / assets 104.8% 66.3% 22.1%
Equity / assets -4.8% 33.7% 77.9%
Interest coverage 23.6x 3.8x –
Current ratio 0.9x 1.7x 4.0x
Quick ratio 0.5x 1.3x 3.8x
Cash ratio 0.1x 1.0x 2.1x
Altman Z-score 5.90 4.61 –

Shareholder Returns

7 metrics
MetricMCKHUMUPC
Dividend yield 0.3% 0.6% –
Net buyback yield 5.7% 0.3% –
Shareholder yield 6.1% 0.9% 0.0%
Payout ratio (earnings) 7.4% – –
Payout ratio (FCF) 6.1% – –
Dividend growth (1Y) 11.3% – –
Dividend CAGR (3Y) 10.0% – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusMCKHUMUPC
Forward P/E 21.1xFY2026 48.2xFY2026 –
EPS, next fiscal year $47.14FY2026 $8.65FY2026 –
EPS growth, next FY +20.5%FY2026 -49.5%FY2026 –
EPS growth, the year after +11.1% +84.9% –
Revenue, next fiscal year $444.51BFY2026 $166.66BFY2026 –
Revenue growth, next FY +10.2%FY2026 +28.5%FY2026 –
Revenue growth, the year after +1.4% +7.7% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersMCKHUMUPC
Held by institutions 89.1% 98.6% –
Institutions holding 2,007 927 –
Change in shares held, QoQ -0.7% +2.7% –
Institutions buying 879 558 –
Institutions selling 791 266 –
Buyers to sellers 1.11 2.10 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

MCKHUMUPC
MCK 1.00 -0.02 -0.12
HUM -0.02 1.00 0.00
UPC -0.12 0.00 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, MCK, HUM and UPC?

Mckesson (MCK) is the largest by market capitalisation: Mckesson (MCK) $117.05B, Humana (HUM) $49.97B, Universe Pharmaceuticals (UPC) $32.43M.

Which stock is cheaper, MCK, HUM and UPC?

Mckesson (MCK) trades on the lowest price-to-earnings ratio (Mckesson (MCK) 25.5x, Humana (HUM) 39.1x). On next year's consensus earnings, Mckesson (MCK) is cheapest (Mckesson (MCK) 21.1x, Humana (HUM) 48.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Humana (HUM) grew revenue fastest over the trailing twelve months: Mckesson (MCK) +8.8%, Humana (HUM) +18.3%.

Which company is more profitable?

Mckesson (MCK) has the highest net margin (Mckesson (MCK) 1.1%, Humana (HUM) 0.9%). On return on invested capital, Mckesson (MCK) leads (Mckesson (MCK) 107.9%, Humana (HUM) 6.7%).

Which stock has performed better?

Over the past year Humana (HUM) returned the most: Mckesson (MCK) +23.8%, Humana (HUM) +43.5%, Universe Pharmaceuticals (UPC) -42.4%. Over five years, Mckesson (MCK) compounded fastest (Mckesson (MCK) +37.4%/yr, Humana (HUM) -1.9%/yr, Universe Pharmaceuticals (UPC) -79.7%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Mckesson (MCK) 0.00%, Humana (HUM) 0.00%, Universe Pharmaceuticals (UPC) 0.00%. Humana (HUM) and Universe Pharmaceuticals (UPC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Mckesson (MCK) has been the steadiest (Mckesson (MCK) 30.7%, Humana (HUM) 48.1%, Universe Pharmaceuticals (UPC) 206.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, MCK, HUM and UPC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Mckesson (MCK) leads on 8. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.