LIF vs MFI vs FCCN Stock Comparison

Life360, mF International and Spectral Capital Prices as of Oct 28, 2026 Peers: Industry group
LIF Life360, Inc.
$44.21 +10.6% 1M -54.5% 1Y
Market cap
$3.67B
P/E
24.9x
Revenue (TTM)
$572.56M
Div. yield
–
AI Platforms Technology
5 wins
MFI mF International Ltd
$7.99 -17.5% 1M -70.4% 1Y
Market cap
$42.38M
P/E
–
Revenue (TTM)
—
Div. yield
–
AI Platforms Technology
FCCN SPECTRAL CAPITAL Corp
$2.01 -56.8% 1M -6.5% 1Y
Market cap
$168.45M
P/E
3,584x
Revenue (TTM)
$668.63M
Div. yield
–
AI Platforms Technology
1 win

Head to Head

6 decided of 12

Life360 leads on 5 of the 12 questions below (Life360 5, Spectral Capital 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionLIFMFIFCCNLeader
Larger companyMarket capitalisation $3.67B $42.38M $168.45M LIF
Cheaper on earningsLower P/E, profitable companies only 24.9x — 3,584x LIF
Cheaper on forward earningsLower price / next fiscal year consensus EPS 33.5x — — –
Faster revenue growthRevenue growth, trailing twelve months +34.0% — — –
More profitableNet margin, trailing twelve months 25.7% — 0.0% LIF
Better return on capitalReturn on invested capital — — — –
Less leveragedLower net debt / EBITDA — — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -54.5% -70.4% -6.5% FCCN
Better 5-year returnAnnualised price return, 5 years — — — –
Less volatileAnnualised volatility, 1 year 76.9% 119.5% 109.2% LIF
Higher overall scoreMean of the five percentile scores vs peers 78/100 — 41/100 LIF

Percentile Scorecard

LIFMFIFCCN

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisLIFMFIFCCN
Valuation 71 #37 of 124 – 54 #58 of 124
Growth 100 #1 of 113 – 42 #66 of 113
Profitability 69 #34 of 109 – 62 #42 of 109
Financial Health 74 #34 of 127 100 #1 of 127 18 #104 of 127
Shareholder Returns – – 31 #44 of 63
Overall 78 – 41
  • LIF ranked among 137 companies in Infrastructure Software
  • MFI ranked among 137 companies in Infrastructure Software
  • FCCN ranked among 137 companies in Infrastructure Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodLIFMFIFCCNSPY
1 month +10.6%-17.5%-56.8% +0.9%
3 months -20.0%-6.4%-61.3% +5.9%
6 months +3.6%-23.9%+5.2% +8.5%
Year to date -31.1%-57.0%-51.3% +13.3%
1 year -54.5%-70.4%-6.5% +12.4%

Risk

MeasureLIFMFIFCCNSPY
Volatility, 1Y 76.9%119.5%109.2% 12.7%
Downside volatility, 1Y 85.7%123.9%100.3% 12.7%
Beta vs S&P 500, 1Y 2.341.650.03 1.00
Return / volatility, 1Y -0.71-0.59-0.06 0.98
Max drawdown, 5Y -65.6%-95.8%-81.2% -25.4%
From 52-week high -55.5%-70.5%-63.8% -0.9%
52-week high $99.32$27.07$5.55 $779.14
52-week low $38.10$6.10$1.87 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleLIFMFIFCCN
P/E now vs peer median 24.3xmedian 37.9x —median 37.9x 3,937xmedian 37.9x
P/S now vs peer median 6.3xmedian 4.4x —median 4.4x 0.3xmedian 4.4x
EV/EBITDA now vs peer median 126.0xmedian 34.5x —median 34.5x 354.2xmedian 34.5x
P/FCF now vs peer median 34.8xmedian 26.6x —median 26.6x -75.2xmedian 26.6x
P/B now vs peer median 5.9xmedian 3.4x 0.2xmedian 3.4x 3.4xmedian 3.4x
PEG now vs peer median 0.40median 1.24 —median 1.24 130.26median 1.24

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsLIFMFIFCCN
Revenue $572.56M – $668.63M
Gross profit $444.26M – $8.35M
Operating income $6.51M – -$6.62M
Net income $147.29M – -$21.19K
Free cash flow $103.24M – -$2.57M
R&D $152.42M – –
EPS (diluted) $1.72 – $0.00
Cash & equivalents $267.06M $29.02M $5.27M
Total debt – $4.09M –
Shares (diluted) 85.59M 5.81M 94.89M
Enterprise value $2.11B -$39.73M $157.97M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricLIFMFIFCCN
P/E 24.3x – 3,937x
P/FCF 34.8x – -75.2x
P/Operating cash flow 34.4x – -75.6x
P/S 6.3x – 0.3x
P/B 5.9x 0.2x 3.4x
P/Tangible book 6.7x 0.2x 9.9x
EV/EBITDA 126.0x – 354.2x
EV/EBIT 510.5x – -28.5x
EV/Revenue 5.8x – 0.3x
EV/FCF 32.2x – -73.1x
EV/Operating cash flow 31.9x – -73.5x
PEG (3Y EPS CAGR) 0.40 – 130.26

Growth

14 metrics
MetricLIFMFIFCCN
Revenue growth (1Y) 34.0% – –
Revenue CAGR (3Y) 28.9% – 1,948%
Gross profit growth (1Y) 34.8% – –
Gross profit CAGR (3Y) 33.0% – 276.8%
Operating income growth (1Y) 31.6% – -83.7%
Operating income CAGR (3Y) 28.5% – -304.6%
Net income growth (1Y) 434.2% – 99.4%
Net income CAGR (3Y) 69.1% – 40.4%
EPS growth (1Y) 427.2% – 100.9%
EPS CAGR (3Y) 61.4% – 30.2%
Operating cash flow growth (1Y) 136.7% – -28.6%
Operating cash flow CAGR (3Y) 85.0% – -186.1%
Free cash flow growth (1Y) 144.9% – -29.2%
Free cash flow CAGR (3Y) 84.6% – -186.6%

Profitability

14 metrics
MetricLIFMFIFCCN
Gross margin 77.6% – 1.2%
EBITDA margin 4.6% – 0.1%
Operating margin 1.1% – -1.0%
Pretax margin 2.5% – 0.0%
Net margin 25.7% – 0.0%
FCF margin 18.0% – -0.4%
Operating cash flow margin 18.2% – -0.4%
Return on equity 24.3% – 0.1%
Return on assets 14.1% – 0.0%
Return on invested capital – – –
Return on capital employed 0.7% – -4.7%
Asset turnover 0.5x – 2.2x
Cash conversion (OCF / net income) 0.7x – 120.9x
Stock comp / revenue 12.1% – 0.1%

Financial Health

11 metrics
MetricLIFMFIFCCN
Debt / assets – 0.0% –
Debt / equity – 0.0x –
Net debt / EBITDA – – –
Debt / FCF – – –
Liabilities / assets 41.7% 0.4% 74.3%
Equity / assets 58.3% 99.6% 25.7%
Interest coverage – – –
Current ratio 5.6x 254.0x 0.8x
Quick ratio 3.6x 51.9x 0.8x
Cash ratio 2.5x 51.9x 0.0x
Altman Z-score 5.87 – 3.23

Shareholder Returns

7 metrics
MetricLIFMFIFCCN
Dividend yield – – –
Net buyback yield – – -1.0%
Shareholder yield – 0.0% -1.0%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusLIFMFIFCCN
Forward P/E 33.5xFY2026 – –
EPS, next fiscal year $1.32FY2026 $-0.07FY2026 –
EPS growth, next FY -45.7%FY2026 – –
EPS growth, the year after +25.8% – –
Revenue, next fiscal year $718.60MFY2026 $5.85MFY2026 –
Revenue growth, next FY +46.8%FY2026 +44.8%FY2026 –
Revenue growth, the year after +19.2% +2.4% –

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersLIFMFIFCCN
Held by institutions 40.8% – –
Institutions holding 205 – –
Change in shares held, QoQ +4.5% – –
Institutions buying 116 – –
Institutions selling 65 – –
Buyers to sellers 1.78 – –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

LIFMFIFCCN
LIF 1.00 0.01 -0.05
MFI 0.01 1.00 0.05
FCCN -0.05 0.05 1.00

Add a Peer

Largest companies in the same industry

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Frequently Asked Questions

Which is bigger, LIF, MFI and FCCN?

Life360 (LIF) is the largest by market capitalisation: Life360 (LIF) $3.67B, mF International (MFI) $42.38M, Spectral Capital (FCCN) $168.45M.

Which stock is cheaper, LIF, MFI and FCCN?

Life360 (LIF) trades on the lowest price-to-earnings ratio (Life360 (LIF) 24.9x, Spectral Capital (FCCN) 3,584x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is more profitable?

Life360 (LIF) has the highest net margin (Life360 (LIF) 25.7%, Spectral Capital (FCCN) 0.0%).

Which stock has performed better?

Over the past year Spectral Capital (FCCN) returned the most: Life360 (LIF) -54.5%, mF International (MFI) -70.4%, Spectral Capital (FCCN) -6.5%. Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Life360 (LIF) has been the steadiest (Life360 (LIF) 76.9%, mF International (MFI) 119.5%, Spectral Capital (FCCN) 109.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, LIF, MFI and FCCN?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Life360 (LIF) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.