KHOBF vs IIIV vs NTWK Stock Comparison

Kheoba, i3 Verticals and Netsol Technologies Prices as of Oct 28, 2026 Peers: Industry group
KHOBF KHEOBA Ltd
$2.50 0.0% 1M 0.0% 1Y
Market cap
$20.23M
P/E
–
Revenue (TTM)
—
Div. yield
–
ERP Software Technology
1 win
IIIV i3 Verticals, Inc.
$17.31 +23.8% 1M -45.5% 1Y
Market cap
$340.14M
P/E
39.9x
Revenue (TTM)
$218.16M
Div. yield
–
ERP Software Technology
1 win

Head to Head

6 decided of 12

Netsol Technologies leads on 4 of the 12 questions below (Netsol Technologies 4, i3 Verticals 1, Kheoba 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionKHOBFIIIVNTWKLeader
Larger companyMarket capitalisation $20.23M $340.14M $89.27M IIIV
Cheaper on earningsLower P/E, profitable companies only — 39.9x 31.1x NTWK
Cheaper on forward earningsLower price / next fiscal year consensus EPS — 17.3x 17.2x NTWK
Faster revenue growthRevenue growth, trailing twelve months — +4.1% — –
More profitableNet margin, trailing twelve months — 3.9% — –
Better return on capitalReturn on invested capital — 0.8% — –
Less leveragedLower net debt / EBITDA — 3.1x — –
Higher dividend yieldTrailing dividend yield — 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months 0.0% -45.5% +78.8% NTWK
Better 5-year returnAnnualised price return, 5 years — -5.0%/yr +11.4%/yr NTWK
Less volatileAnnualised volatility, 1 year 0.0% 45.8% 58.3% KHOBF
Higher overall scoreMean of the five percentile scores vs peers — 71/100 — –

Percentile Scorecard

KHOBFIIIVNTWK

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisKHOBFIIIVNTWK
Valuation – 87 #14 of 101 92 #9 of 101
Growth – 54 #45 of 97 –
Profitability – 60 #38 of 93 –
Financial Health 81 #21 of 108 52 #52 of 108 84 #18 of 108
Shareholder Returns – 100 #1 of 63 –
Overall – 71 –
  • KHOBF ranked among 114 companies in Business Applications
  • IIIV ranked among 114 companies in Business Applications
  • NTWK ranked among 114 companies in Business Applications

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodKHOBFIIIVNTWKSPY
1 month 0.0%+23.8%+39.6% +0.7%
3 months 0.0%-17.6%+81.3% +3.7%
6 months 0.0%-23.2%+128.2% +7.1%
Year to date 0.0%-31.3%+156.1% +12.8%
1 year 0.0%-45.5%+78.8% +11.9%
3 years —-4.6%+302.1% +85.2%
3 years, per year —-1.6%+59.1% +22.8%
5 years —-22.7%+71.7% +67.6%
5 years, per year —-5.0%+11.4% +10.9%
10 years ——+20.3% +262.0%
10 years, per year ——+1.9% +13.7%

Risk

MeasureKHOBFIIIVNTWKSPY
Volatility, 1Y 0.0%45.8%58.3% 12.7%
Downside volatility, 1Y —54.3%60.3% 12.6%
Beta vs S&P 500, 1Y 0.000.280.53 1.00
Return / volatility, 1Y —-0.991.35 0.94
Max drawdown, 5Y -37.5%-58.3%-69.0% -25.4%
From 52-week high 0.0%-45.5%-6.5% -1.2%
52-week high $2.50$31.78$8.30 $779.14
52-week low $2.50$13.82$2.80 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleKHOBFIIIVNTWK
P/E now vs peer median —median 28.0x 39.5xmedian 28.0x 31.1xmedian 28.0x
P/S now vs peer median —median 2.8x 2.1xmedian 2.8x 1.2xmedian 2.8x
EV/EBITDA now vs peer median —median 16.9x 16.0xmedian 16.9x —median 16.9x
P/FCF now vs peer median —median 15.9x 9.2xmedian 15.9x 10.0xmedian 15.9x
P/B now vs peer median 122.0xmedian 3.2x 1.2xmedian 3.2x 1.9xmedian 3.2x
PEG now vs peer median —median 0.89 0.85median 0.89 —median 0.89

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsKHOBFIIIVNTWK
Revenue – $218.16M –
Operating income – $5.94M –
Net income – $11.89M –
Free cash flow – $49.93M –
EPS (diluted) – $0.44 –
Cash & equivalents $318.16K $2.65M $27.12M
Total debt – $114.28M $8.40M
Shares (diluted) 8.09M 19.54M 11.83M
Enterprise value $19.91M $226.15M $3.96M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricKHOBFIIIVNTWK
P/E – 39.5x 31.1x
P/FCF – 9.2x 10.0x
P/Operating cash flow – 8.8x –
P/S – 2.1x 1.2x
P/B 122.0x 1.2x 1.9x
P/Tangible book 125.8x 1.2x 2.0x
EV/EBITDA – 16.0x –
EV/EBIT – 96.4x –
EV/Revenue – 2.6x –
EV/FCF – 11.5x –
EV/Operating cash flow – 10.9x –
PEG (3Y EPS CAGR) – 0.85 –

Growth

14 metrics
MetricKHOBFIIIVNTWK
Revenue growth (1Y) – 4.1% –
Revenue CAGR (3Y) – 4.3% –
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – 3.9% –
Operating income CAGR (3Y) – 32.5% –
Net income growth (1Y) – -91.5% –
Net income CAGR (3Y) – 47.6% –
EPS growth (1Y) – -88.9% –
EPS CAGR (3Y) – 46.5% –
Operating cash flow growth (1Y) – 662.8% –
Operating cash flow CAGR (3Y) – 15.2% –
Free cash flow growth (1Y) – 935.6% –
Free cash flow CAGR (3Y) – 18.1% –

Profitability

14 metrics
MetricKHOBFIIIVNTWK
Gross margin – – –
EBITDA margin – 16.4% –
Operating margin – 2.7% –
Pretax margin – 6.9% –
Net margin – 3.9% –
FCF margin – 22.9% –
Operating cash flow margin – 24.0% –
Return on equity – 3.1% –
Return on assets – 2.1% –
Return on invested capital – 0.8% –
Return on capital employed – 1.0% –
Asset turnover – 0.3x –
Cash conversion (OCF / net income) – 4.4x –
Stock comp / revenue – 8.3% –

Financial Health

11 metrics
MetricKHOBFIIIVNTWK
Debt / assets – 18.2% 10.8%
Debt / equity – 0.3x 0.2x
Net debt / EBITDA – 3.1x –
Debt / FCF – 2.3x –
Liabilities / assets 49.8% 36.1% 36.3%
Equity / assets 50.2% 63.9% 63.7%
Interest coverage – – –
Current ratio 2.0x 1.2x 2.1x
Quick ratio 2.0x 1.0x 1.9x
Cash ratio 1.9x 0.1x 1.0x
Altman Z-score – 1.90 –

Shareholder Returns

7 metrics
MetricKHOBFIIIVNTWK
Dividend yield – – –
Net buyback yield – 29.6% –
Shareholder yield – 29.6% –
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusKHOBFIIIVNTWK
Forward P/E – 17.3xFY2026 17.2xFY2027
EPS, next fiscal year – $1.00FY2026 $0.45FY2027
EPS growth, next FY – -4.8%FY2026 +80.0%FY2027
EPS growth, the year after – +17.0% +44.4%
Revenue, next fiscal year – $211.26MFY2026 $81.77MFY2027
Revenue growth, next FY – -0.9%FY2026 +9.9%FY2027
Revenue growth, the year after – +11.9% +20.5%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersKHOBFIIIVNTWK
Held by institutions – 100.0% 17.2%
Institutions holding – 134 26
Change in shares held, QoQ – -12.0% -11.9%
Institutions buying – 57 11
Institutions selling – 60 8
Buyers to sellers – 0.95 1.38

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

KHOBFIIIVNTWK
KHOBF – – –
IIIV – 1.00 0.08
NTWK – 0.08 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, KHOBF, IIIV and NTWK?

i3 Verticals (IIIV) is the largest by market capitalisation: Kheoba (KHOBF) $20.23M, i3 Verticals (IIIV) $340.14M, Netsol Technologies (NTWK) $89.27M.

Which stock is cheaper, KHOBF, IIIV and NTWK?

Netsol Technologies (NTWK) trades on the lowest price-to-earnings ratio (i3 Verticals (IIIV) 39.9x, Netsol Technologies (NTWK) 31.1x). On next year's consensus earnings, Netsol Technologies (NTWK) is cheapest (i3 Verticals (IIIV) 17.3x, Netsol Technologies (NTWK) 17.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which stock has performed better?

Over the past year Netsol Technologies (NTWK) returned the most: Kheoba (KHOBF) 0.0%, i3 Verticals (IIIV) -45.5%, Netsol Technologies (NTWK) +78.8%. Over five years, Netsol Technologies (NTWK) compounded fastest (i3 Verticals (IIIV) -5.0%/yr, Netsol Technologies (NTWK) +11.4%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Kheoba (KHOBF) has been the steadiest (Kheoba (KHOBF) 0.0%, i3 Verticals (IIIV) 45.8%, Netsol Technologies (NTWK) 58.3%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, KHOBF, IIIV and NTWK?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Netsol Technologies (NTWK) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.