KFRC vs AMN vs NSP Stock Comparison

Kforce, Amn Healthcare Services and Insperity Prices as of Oct 26, 2026 Peers: Industry group
KFRC Kforce Inc
$58.86 +14.3% 1M +111.6% 1Y
Market cap
$1.05B
P/E
24.1x
Revenue (TTM)
$1.37B
Div. yield
2.70%
Staffing Industrials
2 wins
NSP Insperity, Inc.
$54.01 +12.8% 1M +17.4% 1Y
Market cap
$2.06B
P/E
–
Revenue (TTM)
$6.87B
Div. yield
4.44%
Staffing Industrials
3 wins

Head to Head

12 decided of 12

Amn Healthcare Services leads on 7 of the 12 questions below (Amn Healthcare Services 7, Insperity 3, Kforce 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionKFRCAMNNSPLeader
Larger companyMarket capitalisation $1.05B $1.90B $2.06B NSP
Cheaper on earningsLower P/E, profitable companies only 24.1x 18.2x -128.3x AMN
Cheaper on forward earningsLower price / next fiscal year consensus EPS 23.8x 15.4x 24.2x AMN
Faster revenue growthRevenue growth, trailing twelve months +2.1% +24.0% +2.6% AMN
More profitableNet margin, trailing twelve months — 3.1% -0.2% AMN
Better return on capitalReturn on invested capital — 8.7% -0.7% AMN
Less leveragedLower net debt / EBITDA — 1.1x -4.9x NSP
Higher dividend yieldTrailing dividend yield 2.70% — 4.44% NSP
Better 1-year returnPrice return, last 12 months +111.6% +131.7% +17.4% AMN
Better 5-year returnAnnualised price return, 5 years -1.4%/yr -12.6%/yr -15.2%/yr KFRC
Less volatileAnnualised volatility, 1 year 60.9% 64.2% 67.6% KFRC
Higher overall scoreMean of the five percentile scores vs peers 36/100 68/100 38/100 AMN

Percentile Scorecard

KFRCAMNNSP

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisKFRCAMNNSP
Valuation 39 #69 of 112 95 #7 of 112 59 #47 of 112
Growth 19 #78 of 96 57 #42 of 96 23 #74 of 96
Profitability – 66 #32 of 91 31 #63 of 91
Financial Health 50 #63 of 125 53 #59 of 125 44 #70 of 125
Shareholder Returns 38 #42 of 67 – 33 #45 of 67
Overall 36 68 38
  • KFRC ranked among 130 companies in Business Services
  • AMN ranked among 130 companies in Business Services
  • NSP ranked among 130 companies in Business Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodKFRCAMNNSPSPY
1 month +14.3%+41.8%+12.8% -0.8%
3 months +1.8%+46.7%+7.4% +3.5%
6 months +83.9%+133.8%+60.5% +7.0%
Year to date +90.4%+211.2%+39.5% +12.2%
1 year +111.6%+131.7%+17.4% +13.0%
3 years +3.8%-35.2%-43.5% +86.3%
3 years, per year +1.2%-13.5%-17.3% +23.1%
5 years -7.0%-49.1%-56.1% +68.6%
5 years, per year -1.4%-12.6%-15.2% +11.0%
10 years +207.4%+48.5%+49.5% +258.0%
10 years, per year +11.9%+4.0%+4.1% +13.6%

Risk

MeasureKFRCAMNNSPSPY
Volatility, 1Y 60.9%64.2%67.6% 12.7%
Downside volatility, 1Y 42.8%54.8%73.7% 12.7%
Beta vs S&P 500, 1Y -0.320.77-0.02 1.00
Return / volatility, 1Y 1.832.050.26 1.02
Max drawdown, 5Y -69.6%-88.1%-84.7% -25.4%
From 52-week high -2.6%0.0%-0.9% -1.8%
52-week high $60.41$49.05$54.48 $779.14
52-week low $24.54$15.10$19.90 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleKFRCAMNNSP
P/E now vs peer median 24.1xmedian 21.9x 18.2xmedian 21.9x -128.3xmedian 21.9x
P/S now vs peer median 0.8xmedian 0.9x 0.6xmedian 0.9x 0.3xmedian 0.9x
EV/EBITDA now vs peer median —median 12.2x 6.6xmedian 12.2x 45.4xmedian 12.2x
P/FCF now vs peer median 41.2xmedian 14.3x 4.3xmedian 14.3x 10.6xmedian 14.3x
P/B now vs peer median 7.7xmedian 2.3x 2.6xmedian 2.3x 33.8xmedian 2.3x
PEG now vs peer median -6.71median 1.02 -0.58median 1.02 4.62median 1.02

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsKFRCAMNNSP
Revenue $1.37B $3.43B $6.87B
Gross profit $380.57M $954.26M $886.00M
Operating income $61.83M $199.82M -$3.00M
Net income – $104.92M -$16.00M
Free cash flow – $439.13M $194.00M
EPS (diluted) $2.41 $2.64 $-0.41
Cash & equivalents $250.00K $361.84M $619.00M
Total debt – $3.10B $419.00M
Shares (diluted) 16.98M 39.73M 39.00M
Enterprise value $1.05B $889.84M -$211.07M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricKFRCAMNNSP
P/E 24.1x 18.2x -128.3x
P/FCF 41.2x 4.3x 10.6x
P/Operating cash flow 46.8x 4.0x 9.2x
P/S 0.8x 0.6x 0.3x
P/B 7.7x 2.6x 33.8x
P/Tangible book 7.7x 3.9x 33.8x
EV/EBITDA – 6.6x 45.4x
EV/EBIT – 11.4x -621.0x
EV/Revenue 0.8x 0.7x 0.3x
EV/FCF – 5.2x 9.6x
EV/Operating cash flow 46.8x 4.8x 8.3x
PEG (3Y EPS CAGR) -6.71 -0.58 4.62

Growth

14 metrics
MetricKFRCAMNNSP
Revenue growth (1Y) 2.1% 24.0% 2.6%
Revenue CAGR (3Y) -4.8% -7.8% 3.0%
Gross profit growth (1Y) 4.6% 15.4% -9.6%
Gross profit CAGR (3Y) -5.2% -13.2% -5.3%
Operating income growth (1Y) 8.3% 168.5% -106.4%
Operating income CAGR (3Y) -11.5% -25.0% -26.3%
Net income growth (1Y) – 135.2% -140.0%
Net income CAGR (3Y) – -31.0% -27.8%
EPS growth (1Y) 4.3% 134.1% -139.0%
EPS CAGR (3Y) -3.6% -31.2% -27.8%
Operating cash flow growth (1Y) -64.7% 51.5% 524.5%
Operating cash flow CAGR (3Y) -35.0% 0.0% -4.0%
Free cash flow growth (1Y) – 71.9% 308.6%
Free cash flow CAGR (3Y) – 4.8% -4.0%

Profitability

14 metrics
MetricKFRCAMNNSP
Gross margin – 27.8% 12.9%
EBITDA margin – 10.1% 0.6%
Operating margin – 5.8% 0.0%
Pretax margin – 4.8% 0.0%
Net margin – 3.1% -0.2%
FCF margin – 12.8% 2.8%
Operating cash flow margin 1.6% 13.7% 3.3%
Return on equity – 14.4% -25.0%
Return on assets – 4.2% -0.7%
Return on invested capital – 8.7% -0.7%
Return on capital employed – 11.7% -0.5%
Asset turnover 3.3x 1.4x 3.1x
Cash conversion (OCF / net income) – 4.5x -14.1x
Stock comp / revenue – 0.9% 0.8%

Financial Health

11 metrics
MetricKFRCAMNNSP
Debt / assets – 31.4% 18.8%
Debt / equity – 1.0x 6.9x
Net debt / EBITDA – 1.1x -4.9x
Debt / FCF – 1.7x 2.2x
Liabilities / assets 68.4% 68.6% 97.3%
Equity / assets 31.6% 31.4% 2.7%
Interest coverage – 5.6x -0.1x
Current ratio 2.0x 1.1x 1.1x
Quick ratio – 1.0x 0.9x
Cash ratio – 0.5x 0.4x
Altman Z-score – 3.25 4.13

Shareholder Returns

7 metrics
MetricKFRCAMNNSP
Dividend yield 2.7% – 4.4%
Net buyback yield – – 0.2%
Shareholder yield 2.7% – 4.6%
Payout ratio (earnings) – – -568.8%
Payout ratio (FCF) – – 46.9%
Dividend growth (1Y) – – 1.1%
Dividend CAGR (3Y) – – 3.6%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusKFRCAMNNSP
Forward P/E 23.8xFY2026 15.4xFY2026 24.2xFY2026
EPS, next fiscal year $2.47FY2026 $3.18FY2026 $2.23FY2026
EPS growth, next FY +18.2%FY2026 +133.8%FY2026 +116.5%FY2026
EPS growth, the year after +17.0% -69.8% +26.5%
Revenue, next fiscal year $1.32BFY2026 $3.49BFY2026 $6.45BFY2026
Revenue growth, next FY -1.0%FY2026 +28.0%FY2026 -5.4%FY2026
Revenue growth, the year after +5.0% -28.4% +6.0%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersKFRCAMNNSP
Held by institutions 95.7% 100.0% 100.0%
Institutions holding 233 286 276
Change in shares held, QoQ +1.8% +8.0% +2.4%
Institutions buying 136 182 179
Institutions selling 71 76 58
Buyers to sellers 1.92 2.39 3.09

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

KFRCAMNNSP
KFRC 1.00 0.18 0.31
AMN 0.18 1.00 0.18
NSP 0.31 0.18 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, KFRC, AMN and NSP?

Insperity (NSP) is the largest by market capitalisation: Kforce (KFRC) $1.05B, Amn Healthcare Services (AMN) $1.90B, Insperity (NSP) $2.06B.

Which stock is cheaper, KFRC, AMN and NSP?

Amn Healthcare Services (AMN) trades on the lowest price-to-earnings ratio (Kforce (KFRC) 24.1x, Amn Healthcare Services (AMN) 18.2x, Insperity (NSP) -128.3x). On next year's consensus earnings, Amn Healthcare Services (AMN) is cheapest (Kforce (KFRC) 23.8x, Amn Healthcare Services (AMN) 15.4x, Insperity (NSP) 24.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Amn Healthcare Services (AMN) grew revenue fastest over the trailing twelve months: Kforce (KFRC) +2.1%, Amn Healthcare Services (AMN) +24.0%, Insperity (NSP) +2.6%.

Which company is more profitable?

Amn Healthcare Services (AMN) has the highest net margin (Amn Healthcare Services (AMN) 3.1%, Insperity (NSP) -0.2%). On return on invested capital, Amn Healthcare Services (AMN) leads (Amn Healthcare Services (AMN) 8.7%, Insperity (NSP) -0.7%).

Which stock has performed better?

Over the past year Amn Healthcare Services (AMN) returned the most: Kforce (KFRC) +111.6%, Amn Healthcare Services (AMN) +131.7%, Insperity (NSP) +17.4%. Over five years, Kforce (KFRC) compounded fastest (Kforce (KFRC) -1.4%/yr, Amn Healthcare Services (AMN) -12.6%/yr, Insperity (NSP) -15.2%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Insperity (NSP) has the highest dividend yield: Kforce (KFRC) 2.70%, Insperity (NSP) 4.44%. Amn Healthcare Services (AMN) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Kforce (KFRC) has been the steadiest (Kforce (KFRC) 60.9%, Amn Healthcare Services (AMN) 64.2%, Insperity (NSP) 67.6%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, KFRC, AMN and NSP?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Amn Healthcare Services (AMN) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.