JOYY vs PAYD vs MTCH Stock Comparison

Joyy, Paid and Match Prices as of Oct 27, 2026 Peers: Industry group
JOYY JOYY Inc.
$79.09 -0.9% 1M +29.5% 1Y
Market cap
$4.16B
P/E
19.1x
Revenue (TTM)
$2.27B
Div. yield
6.83%
Social Media Technology
5 wins
PAYD Paid Inc
$2.20 -8.3% 1M -26.7% 1Y
Market cap
$18.65M
P/E
147.0x
Revenue (TTM)
$22.10M
Div. yield
–
E-commerce Software Technology
1 win
MTCH Match Group, Inc.
$43.69 +7.7% 1M +33.1% 1Y
Market cap
$10.04B
P/E
14.4x
Revenue (TTM)
$3.51B
Div. yield
1.81%
Social Media Technology
6 wins

Head to Head

12 decided of 12

Match leads on 6 of the 12 questions below (Match 6, Joyy 5, Paid 1). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionJOYYPAYDMTCHLeader
Larger companyMarket capitalisation $4.16B $18.65M $10.04B MTCH
Cheaper on earningsLower P/E, profitable companies only 19.1x 147.0x 14.4x MTCH
Cheaper on forward earningsLower price / next fiscal year consensus EPS 14.2x — 14.8x JOYY
Faster revenue growthRevenue growth, trailing twelve months +7.5% +12.6% +1.7% PAYD
More profitableNet margin, trailing twelve months 9.6% 0.6% 20.2% MTCH
Better return on capitalReturn on invested capital 0.9% — 22.9% MTCH
Less leveragedLower net debt / EBITDA -3.5x — 2.7x JOYY
Higher dividend yieldTrailing dividend yield 6.83% — 1.81% JOYY
Better 1-year returnPrice return, last 12 months +29.5% -26.7% +33.1% MTCH
Better 5-year returnAnnualised price return, 5 years +9.1%/yr -2.4%/yr -22.5%/yr JOYY
Less volatileAnnualised volatility, 1 year 31.3% 58.6% 32.5% JOYY
Higher overall scoreMean of the five percentile scores vs peers 57/100 44/100 59/100 MTCH

Percentile Scorecard

JOYYPAYDMTCH

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisJOYYPAYDMTCH
Valuation 55 #75 of 167 40 #101 of 167 69 #52 of 167
Growth 32 #105 of 153 57 #66 of 153 43 #87 of 153
Profitability 47 #81 of 153 50 #77 of 153 94 #10 of 153
Financial Health 83 #31 of 179 43 #102 of 179 34 #118 of 179
Shareholder Returns 69 #30 of 94 29 #67 of 94 55 #43 of 94
Overall 57 44 59
  • JOYY ranked among 185 companies in Internet Platforms
  • PAYD ranked among 185 companies in Internet Platforms
  • MTCH ranked among 185 companies in Internet Platforms

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodJOYYPAYDMTCHSPY
1 month -0.9%-8.3%+7.7% -0.2%
3 months +5.7%-10.6%+11.2% +3.9%
6 months +37.5%-6.0%+18.0% +8.2%
Year to date +22.1%-26.4%+35.3% +12.9%
1 year +29.5%-26.7%+33.1% +12.3%
3 years +103.6%+29.4%+28.6% +87.4%
3 years, per year +26.8%+9.0%+8.7% +23.3%
5 years +54.2%-11.6%-72.0% +67.9%
5 years, per year +9.1%-2.4%-22.5% +10.9%
10 years +48.4%—+138.4% +261.1%
10 years, per year +4.0%—+9.1% +13.7%

Risk

MeasureJOYYPAYDMTCHSPY
Volatility, 1Y 31.3%58.6%32.5% 12.7%
Downside volatility, 1Y 26.9%120.1%32.9% 12.7%
Beta vs S&P 500, 1Y 0.630.040.90 1.00
Return / volatility, 1Y 0.94-0.461.02 0.97
Max drawdown, 5Y -60.4%-59.4%-83.2% -25.4%
From 52-week high -6.9%-33.3%-6.1% -1.2%
52-week high $84.93$3.30$46.53 $779.14
52-week low $54.42$1.95$28.90 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleJOYYPAYDMTCH
P/E now vs peer median 19.1xmedian 17.3x 147.0xmedian 17.3x 14.4xmedian 17.3x
P/S now vs peer median 1.8xmedian 1.4x 0.8xmedian 1.4x 2.9xmedian 1.4x
EV/EBITDA now vs peer median 27.5xmedian 14.2x 271.8xmedian 14.2x 11.8xmedian 14.2x
P/FCF now vs peer median —median 11.5x 66.0xmedian 11.5x 8.8xmedian 11.5x
P/B now vs peer median 0.6xmedian 1.8x 3.3xmedian 1.8x -42.4xmedian 1.8x
PEG now vs peer median 7.32median 0.40 -4.51median 0.40 0.67median 0.40

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsJOYYPAYDMTCH
Revenue $2.27B $22.10M $3.51B
Gross profit $789.66M $4.71M $2.62B
Operating income $58.45M -$229.23K $987.88M
Net income $207.29M $128.94K $707.80M
Free cash flow – $282.66K $1.14B
R&D $238.84M – $445.76M
EPS (diluted) $4.08 $0.02 $2.86
Cash & equivalents $336.99M $1.08M $580.58M
Total debt $94.78M – $3.55B
Shares (diluted) 53.26M 8.55M 247.76M
Enterprise value $1.53B $14.36M $6.35B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricJOYYPAYDMTCH
P/E 19.1x 147.0x 14.4x
P/FCF – 66.0x 8.8x
P/Operating cash flow – 65.3x 8.3x
P/S 1.8x 0.8x 2.9x
P/B 0.6x 3.3x -42.4x
P/Tangible book 0.7x 4.8x -25.8x
EV/EBITDA 27.5x 271.8x 11.8x
EV/EBIT 63.2x -76.7x 13.2x
EV/Revenue 1.6x 0.8x 3.7x
EV/FCF – 62.2x 11.4x
EV/Operating cash flow – 61.5x 10.8x
PEG (3Y EPS CAGR) 7.32 -4.51 0.67

Growth

14 metrics
MetricJOYYPAYDMTCH
Revenue growth (1Y) 7.5% 12.6% 1.7%
Revenue CAGR (3Y) -0.8% 10.5% 3.0%
Gross profit growth (1Y) 1.8% 13.0% 5.7%
Gross profit CAGR (3Y) -1.8% 8.7% 5.4%
Operating income growth (1Y) 114.9% 75.8% 23.4%
Operating income CAGR (3Y) 49.1% 24.3% 10.6%
Net income growth (1Y) -87.4% 115.1% 31.6%
Net income CAGR (3Y) -5.0% -31.1% 14.6%
EPS growth (1Y) -85.7% 114.7% 40.1%
EPS CAGR (3Y) 2.6% -32.6% 21.4%
Operating cash flow growth (1Y) – 140.0% 26.2%
Operating cash flow CAGR (3Y) – -14.2% 13.1%
Free cash flow growth (1Y) – 142.3% 25.8%
Free cash flow CAGR (3Y) – -14.5% 13.7%

Profitability

14 metrics
MetricJOYYPAYDMTCH
Gross margin 34.8% 21.3% 74.8%
EBITDA margin 5.9% 0.3% 31.5%
Operating margin 2.6% -1.0% 28.2%
Pretax margin 7.3% -0.5% 24.6%
Net margin 9.6% 0.6% 20.2%
FCF margin – 1.3% 32.5%
Operating cash flow margin – 1.3% 34.4%
Return on equity 3.2% 2.3% –
Return on assets 2.7% 1.5% 16.8%
Return on invested capital 0.9% – 22.9%
Return on capital employed 0.9% -3.6% 26.9%
Asset turnover 0.3x 2.6x 0.8x
Cash conversion (OCF / net income) – 2.2x 1.7x
Stock comp / revenue – 2.2% 6.9%

Financial Health

11 metrics
MetricJOYYPAYDMTCH
Debt / assets 0.6% – 88.1%
Debt / equity 0.0x – -15.0x
Net debt / EBITDA -3.5x – 2.7x
Debt / FCF – – 3.1x
Liabilities / assets 14.5% 32.5% 105.9%
Equity / assets 85.5% 67.5% -5.9%
Interest coverage 142.9x – 6.0x
Current ratio 2.0x 0.9x 1.7x
Quick ratio 0.7x 0.7x 1.6x
Cash ratio 0.5x 0.5x 1.1x
Altman Z-score 3.63 -4.92 1.25

Shareholder Returns

7 metrics
MetricJOYYPAYDMTCH
Dividend yield 6.8% – 1.8%
Net buyback yield – 0.0% 6.1%
Shareholder yield 6.8% 0.0% 7.9%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusJOYYPAYDMTCH
Forward P/E 14.2xFY2026 – 14.8xFY2026
EPS, next fiscal year $5.57FY2026 – $2.95FY2026
EPS growth, next FY +4.9%FY2026 – +23.9%FY2026
EPS growth, the year after +19.6% – +15.3%
Revenue, next fiscal year $2.25BFY2026 – $3.25BFY2026
Revenue growth, next FY +6.0%FY2026 – -6.9%FY2026
Revenue growth, the year after +11.3% – +7.0%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersJOYYPAYDMTCH
Held by institutions 39.4% – 100.0%
Institutions holding 191 – 593
Change in shares held, QoQ -1.7% – -0.1%
Institutions buying 84 – 292
Institutions selling 73 – 205
Buyers to sellers 1.15 – 1.42

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

JOYYPAYDMTCH
JOYY 1.00 0.05 0.22
PAYD 0.05 1.00 -0.07
MTCH 0.22 -0.07 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, JOYY, PAYD and MTCH?

Match (MTCH) is the largest by market capitalisation: Joyy (JOYY) $4.16B, Paid (PAYD) $18.65M, Match (MTCH) $10.04B.

Which stock is cheaper, JOYY, PAYD and MTCH?

Match (MTCH) trades on the lowest price-to-earnings ratio (Joyy (JOYY) 19.1x, Paid (PAYD) 147.0x, Match (MTCH) 14.4x). On next year's consensus earnings, Joyy (JOYY) is cheapest (Joyy (JOYY) 14.2x, Match (MTCH) 14.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Paid (PAYD) grew revenue fastest over the trailing twelve months: Joyy (JOYY) +7.5%, Paid (PAYD) +12.6%, Match (MTCH) +1.7%.

Which company is more profitable?

Match (MTCH) has the highest net margin (Joyy (JOYY) 9.6%, Paid (PAYD) 0.6%, Match (MTCH) 20.2%). On return on invested capital, Match (MTCH) leads (Joyy (JOYY) 0.9%, Match (MTCH) 22.9%).

Which stock has performed better?

Over the past year Match (MTCH) returned the most: Joyy (JOYY) +29.5%, Paid (PAYD) -26.7%, Match (MTCH) +33.1%. Over five years, Joyy (JOYY) compounded fastest (Joyy (JOYY) +9.1%/yr, Paid (PAYD) -2.4%/yr, Match (MTCH) -22.5%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Joyy (JOYY) has the highest dividend yield: Joyy (JOYY) 6.83%, Match (MTCH) 1.81%. Paid (PAYD) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Joyy (JOYY) has been the steadiest (Joyy (JOYY) 31.3%, Paid (PAYD) 58.6%, Match (MTCH) 32.5%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, JOYY, PAYD and MTCH?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Match (MTCH) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.