IH vs NRDY Stock Comparison

iHuman and Nerdy Prices as of Oct 26, 2026 Peers: Industry group
IH iHuman Inc.
$1.18 +2.6% 1M -57.6% 1Y
Market cap
$60.65M
P/E
18.0x
Revenue (TTM)
$108.18M
Div. yield
–
Education Technology Technology
4 wins
NRDY Nerdy Inc.
$5.64 -35.1% 1M +394.7% 1Y
Market cap
$48.61M
P/E
–
Revenue (TTM)
$178.10M
Div. yield
–
Education Technology Technology
3 wins

Head to Head

7 decided of 12

iHuman leads on 4 of the 12 questions below (iHuman 4, Nerdy 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionIHNRDYLeader
Larger companyMarket capitalisation $60.65M $48.61M IH
Cheaper on earningsLower P/E, profitable companies only 18.0x -1.6x –
Cheaper on forward earningsLower price / next fiscal year consensus EPS 7.9x — –
Faster revenue growthRevenue growth, trailing twelve months -12.0% -0.2% NRDY
More profitableNet margin, trailing twelve months 3.1% -17.0% IH
Better return on capitalReturn on invested capital — -96.4% –
Less leveragedLower net debt / EBITDA — 0.5x –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -57.6% +394.7% NRDY
Better 5-year returnAnnualised price return, 5 years -24.9%/yr -6.2%/yr NRDY
Less volatileAnnualised volatility, 1 year 51.4% 283.6% IH
Higher overall scoreMean of the five percentile scores vs peers 64/100 34/100 IH

Percentile Scorecard

IHNRDY

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisIHNRDY
Valuation 96 #5 of 90 25 #68 of 90
Growth 3 #80 of 82 49 #42 of 82
Profitability 59 #32 of 77 24 #59 of 77
Financial Health 73 #27 of 96 40 #58 of 96
Shareholder Returns 89 #7 of 54 –
Overall 64 34
  • IH ranked among 99 companies in Vertical Software
  • NRDY ranked among 99 companies in Vertical Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodIHNRDYSPY
1 month +2.6%-35.1% -0.8%
3 months -12.6%+571.4% +3.5%
6 months -32.1%+526.7% +7.0%
Year to date -43.8%+442.3% +12.2%
1 year -57.6%+394.7% +13.0%
3 years -55.5%+84.3% +86.3%
3 years, per year -23.7%+22.6% +23.1%
5 years -76.1%-27.3% +68.6%
5 years, per year -24.9%-6.2% +11.0%

Risk

MeasureIHNRDYSPY
Volatility, 1Y 51.4%283.6% 12.7%
Downside volatility, 1Y 54.7%63.6% 12.7%
Beta vs S&P 500, 1Y 0.031.59 1.00
Return / volatility, 1Y -1.121.39 1.02
Max drawdown, 5Y -78.8%-92.3% -25.4%
From 52-week high -60.1%-46.6% -1.8%
52-week high $2.96$10.56 $779.14
52-week low $1.11$0.66 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleIHNRDY
P/E now vs peer median 18.0xmedian 42.4x -1.6xmedian 42.4x
P/S now vs peer median 1.1xmedian 2.7x 0.4xmedian 2.7x
EV/EBITDA now vs peer median —median 19.0x -1.3xmedian 19.0x
P/FCF now vs peer median —median 19.4x -4.1xmedian 19.4x
P/B now vs peer median 1.0xmedian 1.8x 2.8xmedian 1.8x
PEG now vs peer median -0.37median 1.75 -0.07median 1.75

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsIHNRDY
Revenue $108.18M $178.10M
Gross profit $72.05M $108.59M
Operating income -$898.00K -$45.27M
Net income $3.58M -$45.78M
Free cash flow – -$17.63M
R&D $30.69M –
EPS (diluted) $0.06 $-3.59
Cash & equivalents $117.33M $38.42M
Total debt – $19.58M
Shares (diluted) 53.52M 8.43M
Enterprise value -$158.88B -$115.11M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricIHNRDY
P/E 18.0x -1.6x
P/FCF – -4.1x
P/Operating cash flow – -6.1x
P/S 1.1x 0.4x
P/B 1.0x 2.8x
P/Tangible book 1.0x 2.9x
EV/EBITDA – -1.3x
EV/EBIT 31.0x -1.2x
EV/Revenue -0.3x 0.3x
EV/FCF – -3.0x
EV/Operating cash flow – -4.5x
PEG (3Y EPS CAGR) -0.37 -0.07

Growth

14 metrics
MetricIHNRDY
Revenue growth (1Y) -12.0% -0.2%
Revenue CAGR (3Y) -9.3% 1.3%
Gross profit growth (1Y) -13.8% -4.6%
Gross profit CAGR (3Y) -10.9% -3.1%
Operating income growth (1Y) -108.4% 36.2%
Operating income CAGR (3Y) -26.7% 13.5%
Net income growth (1Y) -80.1% 33.5%
Net income CAGR (3Y) -52.7% 18.7%
EPS growth (1Y) -78.0% 35.3%
EPS CAGR (3Y) -48.5% 23.0%
Operating cash flow growth (1Y) – 57.3%
Operating cash flow CAGR (3Y) – 22.5%
Free cash flow growth (1Y) – 47.0%
Free cash flow CAGR (3Y) – 16.4%

Profitability

14 metrics
MetricIHNRDY
Gross margin 66.6% 61.0%
EBITDA margin – -22.3%
Operating margin -0.8% -25.4%
Pretax margin 3.2% -25.6%
Net margin 3.1% -17.0%
FCF margin – -9.9%
Operating cash flow margin – -6.7%
Return on equity 2.7% -166.9%
Return on assets 1.9% -66.6%
Return on invested capital – -96.4%
Return on capital employed -0.7% -87.7%
Asset turnover 0.6x 2.6x
Cash conversion (OCF / net income) – 0.3x
Stock comp / revenue 0.1% 13.2%

Financial Health

11 metrics
MetricIHNRDY
Debt / assets – 30.3%
Debt / equity – 0.8x
Net debt / EBITDA – 0.5x
Debt / FCF – -1.1x
Liabilities / assets 33.1% 59.8%
Equity / assets 66.9% 40.2%
Interest coverage – -34.0x
Current ratio 2.9x 2.7x
Quick ratio 2.6x 2.5x
Cash ratio 2.5x 2.2x
Altman Z-score 2.46 -11.04

Shareholder Returns

7 metrics
MetricIHNRDY
Dividend yield 8.5% –
Net buyback yield – –
Shareholder yield 8.5% –
Payout ratio (earnings) – –
Payout ratio (FCF) – –
Dividend growth (1Y) – –
Dividend CAGR (3Y) – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusIHNRDY
Forward P/E 7.9xFY2026 –
EPS, next fiscal year $0.15FY2026 $-2.55FY2026
EPS growth, next FY -43.9%FY2026 –
Revenue, next fiscal year $108.44MFY2026 $177.66MFY2026
Revenue growth, next FY -6.0%FY2026 -0.7%FY2026
Revenue growth, the year after – -6.8%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersIHNRDY
Held by institutions 0.1% 8.3%
Institutions holding 1 78
Change in shares held, QoQ – -28.0%
Institutions buying 0 45
Institutions selling 0 23
Buyers to sellers – 1.96

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

IHNRDY
IH 1.00 0.03
NRDY 0.03 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, IH and NRDY?

iHuman (IH) is the largest by market capitalisation: iHuman (IH) $60.65M, Nerdy (NRDY) $48.61M.

Which company is growing faster?

Nerdy (NRDY) grew revenue fastest over the trailing twelve months: iHuman (IH) -12.0%, Nerdy (NRDY) -0.2%.

Which company is more profitable?

iHuman (IH) has the highest net margin (iHuman (IH) 3.1%, Nerdy (NRDY) -17.0%).

Which stock has performed better?

Over the past year Nerdy (NRDY) returned the most: iHuman (IH) -57.6%, Nerdy (NRDY) +394.7%. Over five years, Nerdy (NRDY) compounded fastest (iHuman (IH) -24.9%/yr, Nerdy (NRDY) -6.2%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, iHuman (IH) has been the steadiest (iHuman (IH) 51.4%, Nerdy (NRDY) 283.6%). Volatility measures how widely the price swings, not the risk of the business.

Do IH and NRDY move together?

Their daily returns over the past year have a correlation of 0.03, a weak relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, IH and NRDY?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, iHuman (IH) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.