HSBC vs UBS vs TD Stock Comparison

Hsbc Holdings, UBS Group AG and Toronto Dominion Bank Prices as of Oct 27, 2026 Peers: Industry group
HSBC Hsbc Holdings Plc
$86.01 -14.8% 1M +28.0% 1Y
Market cap
$301.42B
P/E
11.4x
Revenue (TTM)
$55.16B
Div. yield
–
Money Center Banks Financial Services
7 wins
UBS UBS Group AG
$46.78 -5.8% 1M +21.2% 1Y
Market cap
$147.17B
P/E
–
Revenue (TTM)
—
Div. yield
–
Money Center Banks Financial Services
TD Toronto Dominion Bank
$125.74 +4.3% 1M +54.0% 1Y
Market cap
$218.45B
P/E
19.4x
Revenue (TTM)
$46.75B
Div. yield
0.03%
Money Center Banks Financial Services
2 wins

Head to Head

9 decided of 12

Hsbc Holdings leads on 7 of the 12 questions below (Hsbc Holdings 7, Toronto Dominion Bank 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionHSBCUBSTDLeader
Larger companyMarket capitalisation $301.42B $147.17B $218.45B HSBC
Cheaper on earningsLower P/E, profitable companies only 11.4x — 19.4x HSBC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 9.5x 12.2x 18.4x HSBC
Faster revenue growthRevenue growth, trailing twelve months +1,900.0% — -3.6% HSBC
More profitableNet margin, trailing twelve months 47.9% — 24.1% HSBC
Better return on capitalReturn on invested capital — — — –
Less leveragedLower net debt / EBITDA — — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.03% –
Better 1-year returnPrice return, last 12 months +28.0% +21.2% +54.0% TD
Better 5-year returnAnnualised price return, 5 years +23.1%/yr +20.8%/yr +11.6%/yr HSBC
Less volatileAnnualised volatility, 1 year 28.3% 26.9% 18.2% TD
Higher overall scoreMean of the five percentile scores vs peers 65/100 — 23/100 HSBC

Percentile Scorecard

HSBCUBSTD

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisHSBCUBSTD
Valuation 13 #313 of 360 – 13 #312 of 360
Growth 70 #58 of 191 – 37 #121 of 191
Profitability 86 #25 of 168 – 12 #148 of 168
Financial Health – 23 #135 of 175 1 #173 of 175
Shareholder Returns 90 #34 of 341 11 #303 of 341 54 #159 of 341
Overall 65 – 23
  • HSBC ranked among 368 companies in Banking
  • UBS ranked among 368 companies in Banking
  • TD ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodHSBCUBSTDSPY
1 month -14.8%-5.8%+4.3% -0.2%
3 months -17.0%-10.1%+4.5% +3.9%
6 months -4.4%+11.1%+19.3% +8.2%
Year to date +9.3%+1.0%+33.5% +12.9%
1 year +28.0%+21.2%+54.0% +12.3%
3 years +134.3%+100.3%+129.0% +87.4%
3 years, per year +32.8%+26.1%+31.8% +23.3%
5 years +182.8%+157.3%+73.0% +67.9%
5 years, per year +23.1%+20.8%+11.6% +10.9%
10 years +126.2%+234.6%+177.1% +261.1%
10 years, per year +8.5%+12.8%+10.7% +13.7%

Risk

MeasureHSBCUBSTDSPY
Volatility, 1Y 28.3%26.9%18.2% 12.7%
Downside volatility, 1Y 28.1%28.2%19.0% 12.7%
Beta vs S&P 500, 1Y 1.261.270.75 1.00
Return / volatility, 1Y 0.990.792.96 0.97
Max drawdown, 5Y -34.6%-34.3%-39.3% -25.4%
From 52-week high -20.3%-16.1%0.0% -1.2%
52-week high $107.85$55.73$125.74 $779.14
52-week low $67.20$36.41$80.43 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleHSBCUBSTD
P/E now vs peer median 11.3xmedian 12.1x —median 12.1x 19.3xmedian 12.1x
P/S now vs peer median 5.4xmedian 3.4x —median 3.4x 4.5xmedian 3.4x
EV/EBITDA now vs peer median —median 5.0x —median 5.0x 10.2xmedian 5.0x
P/FCF now vs peer median —median 10.9x —median 10.9x 38.3xmedian 10.9x
P/B now vs peer median 1.5xmedian 1.2x 1.8xmedian 1.2x 2.3xmedian 1.2x
PEG now vs peer median 3.03median 1.34 —median 1.34 4.57median 1.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsHSBCUBSTD
Revenue $55.16B – $46.75B
Operating income $33.06B – $3.46B
Net income $28.08B – $11.69B
Free cash flow – – $5.55B
EPS (diluted) $7.53 – $6.52
Cash & equivalents $222.46B $215.72B $4.86B
Total debt – $104.15B –
Shares (diluted) 3.51B 3.29B 1.73B
Enterprise value -$1.80T -$782.95B -$457.42B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricHSBCUBSTD
P/E 11.3x – 19.3x
P/FCF – – 38.3x
P/Operating cash flow – – 38.3x
P/S 5.4x – 4.5x
P/B 1.5x 1.8x 2.3x
P/Tangible book 1.5x 1.8x 2.4x
EV/EBITDA – – 10.2x
EV/EBIT -16.4x – 15.0x
EV/Revenue -9.8x – 1.1x
EV/FCF – – 9.3x
EV/Operating cash flow – – 9.3x
PEG (3Y EPS CAGR) 3.03 – 4.57

Growth

14 metrics
MetricHSBCUBSTD
Revenue growth (1Y) 1,900% – -3.6%
Revenue CAGR (3Y) -4.3% – 5.7%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) 40.9% – 17.4%
Operating income CAGR (3Y) 1.6% – 47.6%
Net income growth (1Y) 51.5% – -21.4%
Net income CAGR (3Y) -1.1% – 2.7%
EPS growth (1Y) 68.0% – -20.7%
EPS CAGR (3Y) 3.7% – 4.2%
Operating cash flow growth (1Y) – – -64.0%
Operating cash flow CAGR (3Y) – – 28.0%
Free cash flow growth (1Y) – – -64.0%
Free cash flow CAGR (3Y) – – 28.0%

Profitability

14 metrics
MetricHSBCUBSTD
Gross margin – – –
EBITDA margin – – 10.9%
Operating margin 59.9% – 7.4%
Pretax margin 65.2% – -66.0%
Net margin 47.9% – 24.1%
FCF margin – – 11.9%
Operating cash flow margin – – 11.9%
Return on equity 14.3% – 12.9%
Return on assets 0.8% – 0.8%
Return on invested capital – – –
Return on capital employed – – –
Asset turnover 0.0x – 0.0x
Cash conversion (OCF / net income) – – 0.5x
Stock comp / revenue – – –

Financial Health

11 metrics
MetricHSBCUBSTD
Debt / assets – 1.7% –
Debt / equity – 0.3x –
Net debt / EBITDA – – –
Debt / FCF – – –
Liabilities / assets 94.3% 94.8% 94.0%
Equity / assets 5.7% 5.2% 6.0%
Interest coverage – – 0.1x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricHSBCUBSTD
Dividend yield 4.4% 1.2% 3.5%
Net buyback yield – – 2.4%
Shareholder yield 4.4% 1.2% 5.9%
Payout ratio (earnings) – – 48.3%
Payout ratio (FCF) – – 101.8%
Dividend growth (1Y) – – 4.6%
Dividend CAGR (3Y) – – 6.8%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusHSBCUBSTD
Forward P/E 9.5xFY2026 12.2xFY2026 18.4xFY2026
EPS, next fiscal year $9.02FY2026 $3.82FY2026 $6.83FY2026
EPS growth, next FY +19.5%FY2026 +38.9%FY2026 +14.4%FY2026
EPS growth, the year after +9.1% +14.7% +9.4%
Revenue, next fiscal year $70.05BFY2026 $52.09BFY2026 $45.67BFY2026
Revenue growth, next FY -1.3%FY2026 +8.9%FY2026 +14.9%FY2026
Revenue growth, the year after +18.0% +12.6% +3.1%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersHSBCUBSTD
Held by institutions 2.5% – 45.9%
Institutions holding 707 – 900
Change in shares held, QoQ -0.3% – -1.2%
Institutions buying 402 – 385
Institutions selling 180 – 304
Buyers to sellers 2.23 – 1.27

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

HSBCUBSTD
HSBC 1.00 0.58 0.55
UBS 0.58 1.00 0.52
TD 0.55 0.52 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, HSBC, UBS and TD?

Hsbc Holdings (HSBC) is the largest by market capitalisation: Hsbc Holdings (HSBC) $301.42B, UBS Group AG (UBS) $147.17B, Toronto Dominion Bank (TD) $218.45B.

Which stock is cheaper, HSBC, UBS and TD?

Hsbc Holdings (HSBC) trades on the lowest price-to-earnings ratio (Hsbc Holdings (HSBC) 11.4x, Toronto Dominion Bank (TD) 19.4x). On next year's consensus earnings, Hsbc Holdings (HSBC) is cheapest (Hsbc Holdings (HSBC) 9.5x, UBS Group AG (UBS) 12.2x, Toronto Dominion Bank (TD) 18.4x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Hsbc Holdings (HSBC) grew revenue fastest over the trailing twelve months: Hsbc Holdings (HSBC) +1,900.0%, Toronto Dominion Bank (TD) -3.6%.

Which company is more profitable?

Hsbc Holdings (HSBC) has the highest net margin (Hsbc Holdings (HSBC) 47.9%, Toronto Dominion Bank (TD) 24.1%).

Which stock has performed better?

Over the past year Toronto Dominion Bank (TD) returned the most: Hsbc Holdings (HSBC) +28.0%, UBS Group AG (UBS) +21.2%, Toronto Dominion Bank (TD) +54.0%. Over five years, Hsbc Holdings (HSBC) compounded fastest (Hsbc Holdings (HSBC) +23.1%/yr, UBS Group AG (UBS) +20.8%/yr, Toronto Dominion Bank (TD) +11.6%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Hsbc Holdings (HSBC) 0.00%, UBS Group AG (UBS) 0.00%, Toronto Dominion Bank (TD) 0.03%. Hsbc Holdings (HSBC) and UBS Group AG (UBS) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Toronto Dominion Bank (TD) has been the steadiest (Hsbc Holdings (HSBC) 28.3%, UBS Group AG (UBS) 26.9%, Toronto Dominion Bank (TD) 18.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, HSBC, UBS and TD?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Hsbc Holdings (HSBC) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.