HBAN vs CFG vs EWBC Stock Comparison

Huntington Bancshares, Citizens Financial and East West Bancorp Prices as of Oct 29, 2026 Peers: Industry group
EWBC East West Bancorp Inc
$132.95 +5.9% 1M +33.2% 1Y
Market cap
$18.22B
P/E
11.9x
Revenue (TTM)
—
Div. yield
2.26%
Regional Banks Financial Services
5 wins

Head to Head

12 decided of 12

Huntington Bancshares leads on 5 of the 12 questions below (Huntington Bancshares 5, East West Bancorp 5, Citizens Financial 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionHBANCFGEWBCLeader
Larger companyMarket capitalisation $32.19B $27.70B $18.22B HBAN
Cheaper on earningsLower P/E, profitable companies only 13.9x 13.0x 11.9x EWBC
Cheaper on forward earningsLower price / next fiscal year consensus EPS 12.7x 12.1x 11.6x EWBC
Faster revenue growthRevenue growth, trailing twelve months +30.6% +10.6% — HBAN
More profitableNet margin, trailing twelve months 22.4% 23.8% — CFG
Better return on capitalReturn on invested capital 11.9% 12.0% — CFG
Less leveragedLower net debt / EBITDA 2.5x 2.6x — HBAN
Higher dividend yieldTrailing dividend yield 3.79% 2.10% 2.26% HBAN
Better 1-year returnPrice return, last 12 months +5.3% +30.4% +33.2% EWBC
Better 5-year returnAnnualised price return, 5 years +0.3%/yr +6.8%/yr +10.8%/yr EWBC
Less volatileAnnualised volatility, 1 year 25.9% 25.1% 22.7% EWBC
Higher overall scoreMean of the five percentile scores vs peers 44/100 30/100 — HBAN

Percentile Scorecard

HBANCFGEWBC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisHBANCFGEWBC
Valuation 46 #197 of 361 21 #287 of 361 42 #210 of 361
Growth 36 #99 of 153 21 #121 of 153 –
Profitability 40 #77 of 128 28 #93 of 128 –
Financial Health 35 #92 of 140 30 #99 of 140 –
Shareholder Returns 64 #122 of 335 49 #172 of 335 37 #211 of 335
Overall 44 30 –
  • HBAN ranked among 368 companies in Banking
  • CFG ranked among 368 companies in Banking
  • EWBC ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodHBANCFGEWBCSPY
1 month +4.6%+2.9%+5.9% +0.7%
3 months -6.5%-8.3%+1.6% +3.7%
6 months -4.7%+1.1%+5.1% +7.1%
Year to date -8.0%+12.6%+18.3% +12.8%
1 year +5.3%+30.4%+33.2% +11.9%
3 years +67.1%+181.1%+146.5% +85.2%
3 years, per year +18.7%+41.2%+35.1% +22.8%
5 years +1.5%+38.8%+67.3% +67.6%
5 years, per year +0.3%+6.8%+10.8% +10.9%
10 years +51.2%+149.5%+237.8% +262.0%
10 years, per year +4.2%+9.6%+12.9% +13.7%

Risk

MeasureHBANCFGEWBCSPY
Volatility, 1Y 25.9%25.1%22.7% 12.7%
Downside volatility, 1Y 28.6%25.4%22.7% 12.6%
Beta vs S&P 500, 1Y 0.770.870.73 1.00
Return / volatility, 1Y 0.211.211.46 0.94
Max drawdown, 5Y -47.4%-59.4%-55.5% -25.4%
From 52-week high -17.1%-12.0%-2.7% -1.2%
52-week high $19.27$74.73$136.60 $779.14
52-week low $15.02$49.71$99.52 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleHBANCFGEWBC
P/E now vs peer median 13.9xmedian 12.2x 13.0xmedian 12.2x 11.9xmedian 12.2x
P/S now vs peer median 3.1xmedian 3.4x 3.1xmedian 3.4x 5.5xmedian 3.4x
EV/EBITDA now vs peer median 6.2xmedian 5.3x 6.6xmedian 5.3x —median 5.3x
P/FCF now vs peer median 11.0xmedian 10.8x 25.3xmedian 10.8x 9.2xmedian 10.8x
P/B now vs peer median 1.0xmedian 1.2x 1.1xmedian 1.2x —median 1.2x
PEG now vs peer median -1.52median 1.34 2.03median 1.34 —median 1.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsHBANCFGEWBC
Revenue $10.38B $8.93B –
Net income $2.51B $2.27B –
Free cash flow $2.92B $1.09B –
EPS (diluted) $1.14 $4.99 –
Total debt $23.41B $17.83B –
Shares (diluted) 2.05B 425.66M 138.30M
Enterprise value $27.13B $27.70B $18.22B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricHBANCFGEWBC
P/E 13.9x 13.0x 11.9x
P/FCF 11.0x 25.3x 9.2x
P/Operating cash flow 9.6x 22.0x –
P/S 3.1x 3.1x 5.5x
P/B 1.0x 1.1x –
P/Tangible book 1.1x 1.1x –
EV/EBITDA 6.2x 6.6x –
EV/EBIT 6.8x 7.0x –
EV/Revenue 5.2x 5.1x –
EV/FCF 18.5x 41.7x –
EV/Operating cash flow 16.2x 36.2x –
PEG (3Y EPS CAGR) -1.52 2.03 –

Growth

14 metrics
MetricHBANCFGEWBC
Revenue growth (1Y) 30.6% 10.6% –
Revenue CAGR (3Y) 10.9% 1.9% –
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – – –
Operating income CAGR (3Y) – – –
Net income growth (1Y) 11.8% 33.1% –
Net income CAGR (3Y) 1.8% 3.1% –
EPS growth (1Y) -20.1% 38.9% –
EPS CAGR (3Y) -9.1% 6.4% –
Operating cash flow growth (1Y) 25.4% -55.9% –
Operating cash flow CAGR (3Y) 2.4% -30.4% –
Free cash flow growth (1Y) 17.1% -59.8% –
Free cash flow CAGR (3Y) -0.8% -32.9% –

Profitability

14 metrics
MetricHBANCFGEWBC
Gross margin – – –
EBITDA margin 84.1% 77.7% –
Operating margin – – –
Pretax margin 29.5% 32.3% –
Net margin 22.4% 23.8% –
FCF margin 28.1% 12.2% –
Operating cash flow margin 32.3% 14.1% –
Return on equity 7.7% 8.8% –
Return on assets 0.9% 1.0% –
Return on invested capital 11.9% 12.0% –
Return on capital employed – – –
Asset turnover 0.0x 0.0x –
Cash conversion (OCF / net income) 1.3x 0.6x –
Stock comp / revenue 1.7% 1.5% –

Financial Health

11 metrics
MetricHBANCFGEWBC
Debt / assets 8.1% 7.6% –
Debt / equity 0.7x 0.7x –
Net debt / EBITDA 2.5x 2.6x –
Debt / FCF 8.0x 16.3x –
Liabilities / assets 88.8% 89.3% 89.5%
Equity / assets 11.2% 10.7% –
Interest coverage 1.6x 1.8x –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricHBANCFGEWBC
Dividend yield 3.8% 2.1% 2.3%
Net buyback yield 1.3% 4.2% –
Shareholder yield 5.1% 6.3% 2.3%
Payout ratio (earnings) 44.1% 35.0% –
Payout ratio (FCF) 37.8% 72.6% –
Dividend growth (1Y) 22.0% 6.7% –
Dividend CAGR (3Y) 7.2% -1.1% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusHBANCFGEWBC
Forward P/E 12.7xFY2026 12.1xFY2026 11.6xFY2026
EPS, next fiscal year $1.26FY2026 $5.42FY2026 $11.43FY2026
EPS growth, next FY -9.4%FY2026 +40.4%FY2026 +20.1%FY2026
EPS growth, the year after +48.4% +27.1% -2.4%
Revenue, next fiscal year $10.37BFY2026 $8.59BFY2026 $3.02BFY2026
Revenue growth, next FY +26.0%FY2026 +4.1%FY2026 +2.8%FY2026
Revenue growth, the year after +12.5% +11.4% +22.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersHBANCFGEWBC
Held by institutions 86.7% 96.7% 92.0%
Institutions holding 1,151 1,098 649
Change in shares held, QoQ +1.4% +2.9% +1.4%
Institutions buying 575 634 352
Institutions selling 380 314 200
Buyers to sellers 1.51 2.02 1.76

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

HBANCFGEWBC
HBAN 1.00 0.83 0.75
CFG 0.83 1.00 0.81
EWBC 0.75 0.81 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, HBAN, CFG and EWBC?

Huntington Bancshares (HBAN) is the largest by market capitalisation: Huntington Bancshares (HBAN) $32.19B, Citizens Financial (CFG) $27.70B, East West Bancorp (EWBC) $18.22B.

Which stock is cheaper, HBAN, CFG and EWBC?

East West Bancorp (EWBC) trades on the lowest price-to-earnings ratio (Huntington Bancshares (HBAN) 13.9x, Citizens Financial (CFG) 13.0x, East West Bancorp (EWBC) 11.9x). On next year's consensus earnings, East West Bancorp (EWBC) is cheapest (Huntington Bancshares (HBAN) 12.7x, Citizens Financial (CFG) 12.1x, East West Bancorp (EWBC) 11.6x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Huntington Bancshares (HBAN) grew revenue fastest over the trailing twelve months: Huntington Bancshares (HBAN) +30.6%, Citizens Financial (CFG) +10.6%.

Which company is more profitable?

Citizens Financial (CFG) has the highest net margin (Huntington Bancshares (HBAN) 22.4%, Citizens Financial (CFG) 23.8%). On return on invested capital, Citizens Financial (CFG) leads (Huntington Bancshares (HBAN) 11.9%, Citizens Financial (CFG) 12.0%).

Which stock has performed better?

Over the past year East West Bancorp (EWBC) returned the most: Huntington Bancshares (HBAN) +5.3%, Citizens Financial (CFG) +30.4%, East West Bancorp (EWBC) +33.2%. Over five years, East West Bancorp (EWBC) compounded fastest (Huntington Bancshares (HBAN) +0.3%/yr, Citizens Financial (CFG) +6.8%/yr, East West Bancorp (EWBC) +10.8%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Huntington Bancshares (HBAN) has the highest dividend yield: Huntington Bancshares (HBAN) 3.79%, Citizens Financial (CFG) 2.10%, East West Bancorp (EWBC) 2.26%.

Which stock is riskier?

By one-year price volatility, East West Bancorp (EWBC) has been the steadiest (Huntington Bancshares (HBAN) 25.9%, Citizens Financial (CFG) 25.1%, East West Bancorp (EWBC) 22.7%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, HBAN, CFG and EWBC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Huntington Bancshares (HBAN) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.