GS vs TD vs AXP Stock Comparison

Goldman Sachs, Toronto Dominion Bank and American Express Prices as of Oct 28, 2026 Peers: Industry group
GS Goldman Sachs Group Inc
$926.20 +1.1% 1M +16.9% 1Y
Market cap
$269.93B
P/E
13.0x
Revenue (TTM)
$69.70B
Div. yield
1.94%
Money Center Banks Financial Services
6 wins
TD Toronto Dominion Bank
$126.44 +5.7% 1M +52.9% 1Y
Market cap
$213.62B
P/E
19.4x
Revenue (TTM)
$46.75B
Div. yield
3.48%
Money Center Banks Financial Services
4 wins
AXP American Express Co
$318.19 +3.9% 1M -11.9% 1Y
Market cap
$213.51B
P/E
17.5x
Revenue (TTM)
$77.59B
Div. yield
1.15%
Money Center Banks Financial Services

Head to Head

10 decided of 12

Goldman Sachs leads on 6 of the 12 questions below (Goldman Sachs 6, Toronto Dominion Bank 4). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionGSTDAXPLeader
Larger companyMarket capitalisation $269.93B $213.62B $213.51B GS
Cheaper on earningsLower P/E, profitable companies only 13.0x 19.4x 17.5x GS
Cheaper on forward earningsLower price / next fiscal year consensus EPS 12.3x 18.5x 18.1x GS
Faster revenue growthRevenue growth, trailing twelve months +18.7% -3.6% +10.2% GS
More profitableNet margin, trailing twelve months — 24.1% 15.8% TD
Better return on capitalReturn on invested capital — — 19.6% –
Less leveragedLower net debt / EBITDA — — 0.5x –
Higher dividend yieldTrailing dividend yield 1.94% 3.48% 1.15% TD
Better 1-year returnPrice return, last 12 months +16.9% +52.9% -11.9% TD
Better 5-year returnAnnualised price return, 5 years +17.5%/yr +11.8%/yr +12.9%/yr GS
Less volatileAnnualised volatility, 1 year 31.9% 18.2% 26.2% TD
Higher overall scoreMean of the five percentile scores vs peers 47/100 22/100 45/100 GS

Percentile Scorecard

GSTDAXP

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisGSTDAXP
Valuation 16 #302 of 361 13 #316 of 361 18 #295 of 361
Growth 97 #6 of 172 35 #112 of 172 39 #105 of 172
Profitability – 10 #135 of 149 66 #52 of 149
Financial Health – 1 #156 of 158 42 #92 of 158
Shareholder Returns 28 #243 of 338 50 #168 of 338 58 #143 of 338
Overall 47 22 45
  • GS ranked among 368 companies in Banking
  • TD ranked among 368 companies in Banking
  • AXP ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodGSTDAXPSPY
1 month +1.1%+5.7%+3.9% +0.9%
3 months -5.6%+8.1%-4.0% +5.9%
6 months +2.3%+21.2%+0.8% +8.5%
Year to date +5.4%+34.2%-14.0% +13.3%
1 year +16.9%+52.9%-11.9% +12.4%
3 years +219.5%+130.3%+125.2% +88.1%
3 years, per year +47.3%+32.1%+31.1% +23.5%
5 years +124.1%+74.4%+83.1% +68.2%
5 years, per year +17.5%+11.8%+12.9% +11.0%
10 years +422.9%+179.5%+378.8% +263.4%
10 years, per year +18.0%+10.8%+17.0% +13.8%

Risk

MeasureGSTDAXPSPY
Volatility, 1Y 31.9%18.2%26.2% 12.7%
Downside volatility, 1Y 32.2%19.0%30.0% 12.7%
Beta vs S&P 500, 1Y 1.630.750.93 1.00
Return / volatility, 1Y 0.532.90-0.45 0.98
Max drawdown, 5Y -34.0%-39.3%-32.0% -25.4%
From 52-week high -19.6%0.0%-17.3% -0.9%
52-week high $1,152.07$126.44$384.89 $779.14
52-week low $773.70$80.43$292.27 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleGSTDAXP
P/E now vs peer median 13.0xmedian 12.1x 19.4xmedian 12.1x 17.5xmedian 12.1x
P/S now vs peer median 3.9xmedian 3.4x 4.6xmedian 3.4x 2.8xmedian 3.4x
EV/EBITDA now vs peer median —median 5.1x 10.4xmedian 5.1x 8.9xmedian 5.1x
P/FCF now vs peer median -6.4xmedian 10.8x 38.5xmedian 10.8x 15.3xmedian 10.8x
P/B now vs peer median 2.2xmedian 1.2x 2.4xmedian 1.2x 6.0xmedian 1.2x
PEG now vs peer median 0.26median 1.32 4.60median 1.32 0.95median 1.32

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsGSTDAXP
Revenue $69.70B $46.75B $77.59B
Operating income – $3.46B –
Net income – $11.69B $12.26B
Free cash flow – $5.55B $13.91B
EPS (diluted) $69.89 $6.52 $18.18
Cash & equivalents $177.00B $4.86B $43.20B
Total debt – – $59.95B
Shares (diluted) 304.90M 1.73B 674.00M
Enterprise value $269.93B -$462.26B $12.99B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricGSTDAXP
P/E 13.0x 19.4x 17.5x
P/FCF -6.4x 38.5x 15.3x
P/Operating cash flow – 38.5x 12.1x
P/S 3.9x 4.6x 2.8x
P/B 2.2x 2.4x 6.0x
P/Tangible book 2.2x 2.4x 6.0x
EV/EBITDA – 10.4x 8.9x
EV/EBIT – 15.3x 9.6x
EV/Revenue 3.9x 1.1x 2.9x
EV/FCF – 9.6x 16.2x
EV/Operating cash flow – 9.6x 12.8x
PEG (3Y EPS CAGR) 0.26 4.60 0.95

Growth

14 metrics
MetricGSTDAXP
Revenue growth (1Y) 18.7% -3.6% 10.2%
Revenue CAGR (3Y) 15.3% 5.7% 9.6%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – 17.4% –
Operating income CAGR (3Y) – 47.6% –
Net income growth (1Y) – -21.4% 16.3%
Net income CAGR (3Y) – 2.7% 15.2%
EPS growth (1Y) 39.0% -20.7% 19.5%
EPS CAGR (3Y) 49.3% 4.2% 18.5%
Operating cash flow growth (1Y) – -64.0% -16.6%
Operating cash flow CAGR (3Y) – 28.0% -4.5%
Free cash flow growth (1Y) – -64.0% -26.6%
Free cash flow CAGR (3Y) – 28.0% -9.2%

Profitability

14 metrics
MetricGSTDAXP
Gross margin – – –
EBITDA margin – 10.9% 32.6%
Operating margin – 7.4% –
Pretax margin – -66.0% 19.9%
Net margin – 24.1% 15.8%
FCF margin – 11.9% 17.9%
Operating cash flow margin – 11.9% 22.7%
Return on equity – 12.9% 35.0%
Return on assets – 0.8% 4.0%
Return on invested capital – – 19.6%
Return on capital employed – – –
Asset turnover 0.0x 0.0x 0.3x
Cash conversion (OCF / net income) – 0.5x 1.4x
Stock comp / revenue – – 0.8%

Financial Health

11 metrics
MetricGSTDAXP
Debt / assets – – 19.3%
Debt / equity – – 1.7x
Net debt / EBITDA – – 0.5x
Debt / FCF – – 4.3x
Liabilities / assets 94.3% 94.0% 88.5%
Equity / assets 5.7% 6.0% 11.5%
Interest coverage – 0.1x 3.0x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricGSTDAXP
Dividend yield 1.9% 3.5% 1.2%
Net buyback yield – 2.4% 3.1%
Shareholder yield 1.9% 5.9% 4.3%
Payout ratio (earnings) – 48.3% –
Payout ratio (FCF) – 101.8% –
Dividend growth (1Y) – 4.6% –
Dividend CAGR (3Y) – 6.8% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusGSTDAXP
Forward P/E 12.3xFY2026 18.5xFY2026 18.1xFY2026
EPS, next fiscal year $75.07FY2026 $6.83FY2026 $17.56FY2026
EPS growth, next FY +46.3%FY2026 +14.4%FY2026 +14.2%FY2026
EPS growth, the year after -6.8% +9.4% +21.2%
Revenue, next fiscal year $68.80BFY2026 $45.67BFY2026 $82.04BFY2026
Revenue growth, next FY +18.1%FY2026 +14.9%FY2026 +13.6%FY2026
Revenue growth, the year after +4.5% +3.1% -0.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersGSTDAXP
Held by institutions 72.1% 45.9% 84.9%
Institutions holding 3,150 900 3,010
Change in shares held, QoQ +1.1% -1.2% -0.3%
Institutions buying 1,553 385 1,474
Institutions selling 1,124 304 1,051
Buyers to sellers 1.38 1.27 1.40

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

GSTDAXP
GS 1.00 0.54 0.51
TD 0.54 1.00 0.44
AXP 0.51 0.44 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, GS, TD and AXP?

Goldman Sachs (GS) is the largest by market capitalisation: Goldman Sachs (GS) $269.93B, Toronto Dominion Bank (TD) $213.62B, American Express (AXP) $213.51B.

Which stock is cheaper, GS, TD and AXP?

Goldman Sachs (GS) trades on the lowest price-to-earnings ratio (Goldman Sachs (GS) 13.0x, Toronto Dominion Bank (TD) 19.4x, American Express (AXP) 17.5x). On next year's consensus earnings, Goldman Sachs (GS) is cheapest (Goldman Sachs (GS) 12.3x, Toronto Dominion Bank (TD) 18.5x, American Express (AXP) 18.1x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Goldman Sachs (GS) grew revenue fastest over the trailing twelve months: Goldman Sachs (GS) +18.7%, Toronto Dominion Bank (TD) -3.6%, American Express (AXP) +10.2%.

Which company is more profitable?

Toronto Dominion Bank (TD) has the highest net margin (Toronto Dominion Bank (TD) 24.1%, American Express (AXP) 15.8%).

Which stock has performed better?

Over the past year Toronto Dominion Bank (TD) returned the most: Goldman Sachs (GS) +16.9%, Toronto Dominion Bank (TD) +52.9%, American Express (AXP) -11.9%. Over five years, Goldman Sachs (GS) compounded fastest (Goldman Sachs (GS) +17.5%/yr, Toronto Dominion Bank (TD) +11.8%/yr, American Express (AXP) +12.9%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Toronto Dominion Bank (TD) has the highest dividend yield: Goldman Sachs (GS) 1.94%, Toronto Dominion Bank (TD) 3.48%, American Express (AXP) 1.15%.

Which stock is riskier?

By one-year price volatility, Toronto Dominion Bank (TD) has been the steadiest (Goldman Sachs (GS) 31.9%, Toronto Dominion Bank (TD) 18.2%, American Express (AXP) 26.2%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, GS, TD and AXP?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Goldman Sachs (GS) leads on 6. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.