GCBC vs MBBC Stock Comparison

Greene County Bancorp and Marathon Bancorp Prices as of Oct 27, 2026 Peers: Industry group
GCBC Greene County Bancorp Inc
$35.82 +3.9% 1M +56.8% 1Y
Market cap
$609.85M
P/E
13.7x
Revenue (TTM)
—
Div. yield
1.14%
Thrifts and Savings Banks Financial Services
5 wins

Head to Head

5 decided of 12

Greene County Bancorp leads on 5 of the 12 questions below (Greene County Bancorp 5). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionGCBCMBBCLeader
Larger companyMarket capitalisation $609.85M $43.77M GCBC
Cheaper on earningsLower P/E, profitable companies only 13.7x 23.7x GCBC
Cheaper on forward earningsLower price / next fiscal year consensus EPS — — –
Faster revenue growthRevenue growth, trailing twelve months — +33.0% –
More profitableNet margin, trailing twelve months — 19.8% –
Better return on capitalReturn on invested capital — 7.0% –
Less leveragedLower net debt / EBITDA — 3.3x –
Higher dividend yieldTrailing dividend yield 1.14% — –
Better 1-year returnPrice return, last 12 months +56.8% +35.4% GCBC
Better 5-year returnAnnualised price return, 5 years +16.6%/yr +13.1%/yr GCBC
Less volatileAnnualised volatility, 1 year 30.2% 32.8% GCBC
Higher overall scoreMean of the five percentile scores vs peers — 31/100 –

Percentile Scorecard

GCBCMBBC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisGCBCMBBC
Valuation 11 #322 of 360 12 #317 of 360
Growth – 75 #49 of 191
Profitability – 23 #129 of 168
Financial Health – 43 #101 of 175
Shareholder Returns 10 #307 of 341 0 #341 of 341
Overall – 31
  • GCBC ranked among 368 companies in Banking
  • MBBC ranked among 368 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodGCBCMBBCSPY
1 month +3.9%-5.0% -0.2%
3 months +5.9%-2.9% +3.9%
6 months +45.6%-5.7% +8.2%
Year to date +61.1%+19.4% +12.9%
1 year +56.8%+35.4% +12.3%
3 years +59.7%+152.1% +87.4%
3 years, per year +16.9%+36.1% +23.3%
5 years +115.1%+85.2% +67.9%
5 years, per year +16.6%+13.1% +10.9%
10 years +318.9%— +261.1%
10 years, per year +15.4%— +13.7%

Risk

MeasureGCBCMBBCSPY
Volatility, 1Y 30.2%32.8% 12.7%
Downside volatility, 1Y 28.5%33.4% 12.7%
Beta vs S&P 500, 1Y 0.250.13 1.00
Return / volatility, 1Y 1.881.08 0.97
Max drawdown, 5Y -53.2%-42.4% -25.4%
From 52-week high -0.5%-6.3% -1.2%
52-week high $36.01$15.49 $779.14
52-week low $21.61$10.53 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleGCBCMBBC
P/E now vs peer median 13.7xmedian 12.1x 23.7xmedian 12.1x
P/S now vs peer median 6.2xmedian 3.4x 4.8xmedian 3.4x
EV/EBITDA now vs peer median —median 5.0x 10.6xmedian 5.0x
P/FCF now vs peer median 13.8xmedian 10.9x 21.7xmedian 10.9x
P/B now vs peer median 2.1xmedian 1.2x 0.9xmedian 1.2x
PEG now vs peer median 0.83median 1.34 -3.91median 1.34

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsGCBCMBBC
Revenue – $9.03M
Net income – $1.79M
Free cash flow – $2.02M
EPS (diluted) $2.62 $0.66
Total debt – $20.00M
Shares (diluted) 17.03M 2.73M
Enterprise value $609.85M $43.77M

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricGCBCMBBC
P/E 13.7x 23.7x
P/FCF 13.8x 21.7x
P/Operating cash flow – 17.8x
P/S 6.2x 4.8x
P/B 2.1x 0.9x
P/Tangible book 2.1x 0.9x
EV/EBITDA – 10.6x
EV/EBIT – 10.9x
EV/Revenue – 7.1x
EV/FCF – 31.6x
EV/Operating cash flow – 26.0x
PEG (3Y EPS CAGR) 0.83 -3.91

Growth

14 metrics
MetricGCBCMBBC
Revenue growth (1Y) – 33.0%
Revenue CAGR (3Y) – 4.1%
Gross profit growth (1Y) – –
Gross profit CAGR (3Y) – –
Operating income growth (1Y) – –
Operating income CAGR (3Y) – –
Net income growth (1Y) – 4,120%
Net income CAGR (3Y) – 2.3%
EPS growth (1Y) 32.3% 4,174%
EPS CAGR (3Y) 16.5% -6.1%
Operating cash flow growth (1Y) – 69.3%
Operating cash flow CAGR (3Y) – 7.2%
Free cash flow growth (1Y) – 59.1%
Free cash flow CAGR (3Y) – 1.6%

Profitability

14 metrics
MetricGCBCMBBC
Gross margin – –
EBITDA margin – 66.7%
Operating margin – –
Pretax margin – 23.6%
Net margin – 19.8%
FCF margin – 22.4%
Operating cash flow margin – 27.1%
Return on equity – 3.8%
Return on assets – 0.7%
Return on invested capital – 7.0%
Return on capital employed – –
Asset turnover – 0.0x
Cash conversion (OCF / net income) – 1.4x
Stock comp / revenue – 1.8%

Financial Health

11 metrics
MetricGCBCMBBC
Debt / assets – 7.7%
Debt / equity – 0.4x
Net debt / EBITDA – 3.3x
Debt / FCF – 9.9x
Liabilities / assets 91.2% 81.6%
Equity / assets 8.8% 18.4%
Interest coverage – 1.6x
Current ratio – –
Quick ratio – –
Cash ratio – –
Altman Z-score – –

Shareholder Returns

7 metrics
MetricGCBCMBBC
Dividend yield 1.1% –
Net buyback yield – -35.0%
Shareholder yield 1.1% -35.0%
Payout ratio (earnings) – –
Payout ratio (FCF) – –
Dividend growth (1Y) – –
Dividend CAGR (3Y) – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusGCBCMBBC

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersGCBCMBBC
Held by institutions 14.9% –
Institutions holding 81 –
Change in shares held, QoQ +9.8% –
Institutions buying 49 –
Institutions selling 18 –
Buyers to sellers 2.72 –

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

GCBCMBBC
GCBC 1.00 0.00
MBBC 0.00 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, GCBC and MBBC?

Greene County Bancorp (GCBC) is the largest by market capitalisation: Greene County Bancorp (GCBC) $609.85M, Marathon Bancorp (MBBC) $43.77M.

Which stock is cheaper, GCBC and MBBC?

Greene County Bancorp (GCBC) trades on the lowest price-to-earnings ratio (Greene County Bancorp (GCBC) 13.7x, Marathon Bancorp (MBBC) 23.7x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which stock has performed better?

Over the past year Greene County Bancorp (GCBC) returned the most: Greene County Bancorp (GCBC) +56.8%, Marathon Bancorp (MBBC) +35.4%. Over five years, Greene County Bancorp (GCBC) compounded fastest (Greene County Bancorp (GCBC) +16.6%/yr, Marathon Bancorp (MBBC) +13.1%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Greene County Bancorp (GCBC) 1.14%. Marathon Bancorp (MBBC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Greene County Bancorp (GCBC) has been the steadiest (Greene County Bancorp (GCBC) 30.2%, Marathon Bancorp (MBBC) 32.8%). Volatility measures how widely the price swings, not the risk of the business.

Do GCBC and MBBC move together?

Their daily returns over the past year have a correlation of 0.00, a weak relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, GCBC and MBBC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Greene County Bancorp (GCBC) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.