FNMA vs UWMC vs EXR Stock Comparison

Federal National Mortgage Association Fannie Mae, UWM Holdings and Extra Space Storage Prices as of Oct 26, 2026 Peers: Industry group
UWMC UWM Holdings Corp
$1.40 +13.8% 1M -76.1% 1Y
Market cap
$479.72M
P/E
–
Revenue (TTM)
$3.58B
Div. yield
–
Mortgage Lending Financial Services
2 wins
EXR Extra Space Storage Inc.
$143.44 +7.6% 1M -4.5% 1Y
Market cap
$30.38B
P/E
31.7x
Revenue (TTM)
$3.45B
Div. yield
0.05%
Self-Storage REITs Real Estate
7 wins

Head to Head

11 decided of 12

Extra Space Storage leads on 7 of the 12 questions below (Extra Space Storage 7, Federal National Mortgage Association Fannie Mae 2, UWM Holdings 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFNMAUWMCEXRLeader
Larger companyMarket capitalisation $24.29B $479.72M $30.38B EXR
Cheaper on earningsLower P/E, profitable companies only 107.0x -12.9x 31.7x EXR
Cheaper on forward earningsLower price / next fiscal year consensus EPS 1.5x 6.7x 29.8x FNMA
Faster revenue growthRevenue growth, trailing twelve months -3.1% +26.1% +4.2% UWMC
More profitableNet margin, trailing twelve months 0.8% -1.0% 27.8% EXR
Better return on capitalReturn on invested capital 2.8% 6.3% 4.9% UWMC
Less leveragedLower net debt / EBITDA — 10.6x 5.9x EXR
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.05% –
Better 1-year returnPrice return, last 12 months -62.9% -76.1% -4.5% EXR
Better 5-year returnAnnualised price return, 5 years +36.9%/yr -27.4%/yr -4.8%/yr FNMA
Less volatileAnnualised volatility, 1 year 85.8% 79.6% 23.1% EXR
Higher overall scoreMean of the five percentile scores vs peers 54/100 37/100 55/100 EXR

Percentile Scorecard

FNMAUWMCEXR

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFNMAUWMCEXR
Valuation 54 #78 of 170 21 #135 of 170 24 #111 of 145
Growth 86 #24 of 160 16 #135 of 160 63 #53 of 142
Profitability 69 #47 of 149 32 #102 of 149 82 #25 of 136
Financial Health 6 #149 of 158 18 #130 of 158 54 #65 of 139
Shareholder Returns – 97 #5 of 135 53 #62 of 131
Overall 54 37 55
  • FNMA ranked among 175 companies in Lending and Credit
  • UWMC ranked among 175 companies in Lending and Credit
  • EXR ranked among 149 companies in Property REITs

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFNMAUWMCEXRSPY
1 month -10.2%+13.8%+7.6% -0.8%
3 months -30.4%-24.3%-3.3% +3.5%
6 months -41.1%-62.6%+2.8% +7.0%
Year to date -60.7%-68.0%+10.2% +12.2%
1 year -62.9%-76.1%-4.5% +13.0%
3 years +478.1%-71.9%+37.4% +86.3%
3 years, per year +79.5%-34.6%+11.2% +23.1%
5 years +379.5%-79.7%-22.0% +68.6%
5 years, per year +36.9%-27.4%-4.8% +11.0%
10 years +145.3%—+88.2% +258.0%
10 years, per year +9.4%—+6.5% +13.6%

Risk

MeasureFNMAUWMCEXRSPY
Volatility, 1Y 85.8%79.6%23.1% 12.7%
Downside volatility, 1Y 74.3%89.8%23.6% 12.7%
Beta vs S&P 500, 1Y 1.301.440.34 1.00
Return / volatility, 1Y -0.73-0.96-0.20 1.02
Max drawdown, 5Y -78.7%-89.5%-54.5% -25.4%
From 52-week high -64.7%-77.0%-6.1% -1.8%
52-week high $11.95$6.10$152.75 $779.14
52-week low $3.26$1.00$126.69 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFNMAUWMCEXR
P/E now vs peer median 109.1xmedian 11.0x -12.7xmedian 11.0x 31.6xmedian 27.4x
P/S now vs peer median 0.8xmedian 2.6x 0.6xmedian 2.6x 8.8xmedian 4.2x
EV/EBITDA now vs peer median —median 13.1x 14.9xmedian 13.1x 19.8xmedian 14.2x
P/FCF now vs peer median 0.6xmedian 6.9x -0.5xmedian 6.9x 28.5xmedian 23.2x
P/B now vs peer median 0.2xmedian 0.7x 2.3xmedian 0.7x 2.1xmedian 1.3x
PEG now vs peer median 0.54median 0.32 0.25median 0.32 -3.57median 2.11

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFNMAUWMCEXR
Revenue $29.17B $3.58B $3.45B
Gross profit – – $2.51B
Operating income – – $1.41B
Net income $15.09B -$104.96M $1.00B
Free cash flow $41.31B -$4.92B $1.06B
EPS (diluted) $0.04 $-0.11 $4.35
Cash & equivalents – $498.41M $695.17M
Total debt $4.19T $19.23B $52.95B
Shares (diluted) 5.89B 337.53M 220.36M
Enterprise value $24.29B -$1.82B $29.29B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFNMAUWMCEXR
P/E 109.1x -12.7x 31.6x
P/FCF 0.6x -0.5x 28.5x
P/Operating cash flow 0.6x -0.5x 15.9x
P/S 0.8x 0.6x 8.8x
P/B 0.2x 2.3x 2.1x
P/Tangible book 0.2x -0.5x 2.1x
EV/EBITDA – 14.9x 19.8x
EV/EBIT 27.9x 16.8x 30.7x
EV/Revenue 144.4x 2.2x 12.6x
EV/FCF 102.0x -1.6x 40.7x
EV/Operating cash flow 102.0x -1.6x 22.8x
PEG (3Y EPS CAGR) 0.54 0.25 -3.57

Growth

14 metrics
MetricFNMAUWMCEXR
Revenue growth (1Y) -3.1% 26.1% 4.2%
Revenue CAGR (3Y) 0.2% 27.3% 19.5%
Gross profit growth (1Y) – – 3.4%
Gross profit CAGR (3Y) – – 17.1%
Operating income growth (1Y) – – -2.5%
Operating income CAGR (3Y) – – 9.4%
Net income growth (1Y) -0.4% -175.0% -2.4%
Net income CAGR (3Y) 6.1% -31.9% 4.5%
EPS growth (1Y) 22,700% -287.6% -5.6%
EPS CAGR (3Y) 200.4% -51.2% -8.8%
Operating cash flow growth (1Y) 485.1% -103.1% 0.0%
Operating cash flow CAGR (3Y) 16.8% -18.2% 15.7%
Free cash flow growth (1Y) 485.1% -100.4% 35.3%
Free cash flow CAGR (3Y) 16.8% -18.4% 89.0%

Profitability

14 metrics
MetricFNMAUWMCEXR
Gross margin – – 72.8%
EBITDA margin – 14.6% 63.5%
Operating margin – – 40.9%
Pretax margin 64.8% -3.2% 26.9%
Net margin 0.8% -1.0% 27.8%
FCF margin 141.6% -137.6% 30.9%
Operating cash flow margin 141.6% -135.9% 55.2%
Return on equity 13.2% -8.1% 7.1%
Return on assets 0.3% -0.6% 3.4%
Return on invested capital 2.8% 6.3% 4.9%
Return on capital employed – – –
Asset turnover 0.0x 0.2x 0.1x
Cash conversion (OCF / net income) 2.7x 46.3x 1.9x
Stock comp / revenue – 1.6% 1.1%

Financial Health

11 metrics
MetricFNMAUWMCEXR
Debt / assets 96.7% 33.5% 46.0%
Debt / equity 36.0x 6.1x 1.0x
Net debt / EBITDA – 10.6x 5.9x
Debt / FCF 101.4x -1.2x 12.8x
Liabilities / assets 97.3% 94.5% 52.2%
Equity / assets 2.7% 5.5% 47.8%
Interest coverage 1.1x 0.8x –
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricFNMAUWMCEXR
Dividend yield – 21.4% 4.5%
Net buyback yield – – 0.5%
Shareholder yield 0.0% 21.4% 5.0%
Payout ratio (earnings) – – 136.7%
Payout ratio (FCF) – – 128.9%
Dividend growth (1Y) – – -0.3%
Dividend CAGR (3Y) – – 17.7%

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFNMAUWMCEXR
Forward P/E 1.5xFY2026 6.7xFY2026 29.8xFY2026
EPS, next fiscal year $2.78FY2026 $0.21FY2026 $4.82FY2026
EPS growth, next FY +13.9%FY2026 +75.0%FY2026 +5.0%FY2026
EPS growth, the year after -7.9% +19.0% -2.1%
Revenue, next fiscal year $31.10BFY2026 $2.23BFY2026 $3.38BFY2026
Revenue growth, next FY +7.4%FY2026 -7.0%FY2026 +0.1%FY2026
Revenue growth, the year after -7.3% +30.9% +11.4%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFNMAUWMCEXR
Held by institutions 0.0% 79.7% 97.5%
Institutions holding 25 290 795
Change in shares held, QoQ +58.6% +31.8% +2.2%
Institutions buying 13 213 386
Institutions selling 2 50 266
Buyers to sellers 6.50 4.26 1.45

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FNMAUWMCEXR
FNMA 1.00 0.04 0.03
UWMC 0.04 1.00 0.20
EXR 0.03 0.20 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, FNMA, UWMC and EXR?

Extra Space Storage (EXR) is the largest by market capitalisation: Federal National Mortgage Association Fannie Mae (FNMA) $24.29B, UWM Holdings (UWMC) $479.72M, Extra Space Storage (EXR) $30.38B.

Which stock is cheaper, FNMA, UWMC and EXR?

Extra Space Storage (EXR) trades on the lowest price-to-earnings ratio (Federal National Mortgage Association Fannie Mae (FNMA) 107.0x, UWM Holdings (UWMC) -12.9x, Extra Space Storage (EXR) 31.7x). On next year's consensus earnings, Federal National Mortgage Association Fannie Mae (FNMA) is cheapest (Federal National Mortgage Association Fannie Mae (FNMA) 1.5x, UWM Holdings (UWMC) 6.7x, Extra Space Storage (EXR) 29.8x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

UWM Holdings (UWMC) grew revenue fastest over the trailing twelve months: Federal National Mortgage Association Fannie Mae (FNMA) -3.1%, UWM Holdings (UWMC) +26.1%, Extra Space Storage (EXR) +4.2%.

Which company is more profitable?

Extra Space Storage (EXR) has the highest net margin (Federal National Mortgage Association Fannie Mae (FNMA) 0.8%, UWM Holdings (UWMC) -1.0%, Extra Space Storage (EXR) 27.8%). On return on invested capital, UWM Holdings (UWMC) leads (Federal National Mortgage Association Fannie Mae (FNMA) 2.8%, UWM Holdings (UWMC) 6.3%, Extra Space Storage (EXR) 4.9%).

Which stock has performed better?

Over the past year Extra Space Storage (EXR) returned the most: Federal National Mortgage Association Fannie Mae (FNMA) -62.9%, UWM Holdings (UWMC) -76.1%, Extra Space Storage (EXR) -4.5%. Over five years, Federal National Mortgage Association Fannie Mae (FNMA) compounded fastest (Federal National Mortgage Association Fannie Mae (FNMA) +36.9%/yr, UWM Holdings (UWMC) -27.4%/yr, Extra Space Storage (EXR) -4.8%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Only one of these companies pays a dividend: Federal National Mortgage Association Fannie Mae (FNMA) 0.00%, UWM Holdings (UWMC) 0.00%, Extra Space Storage (EXR) 0.05%. Federal National Mortgage Association Fannie Mae (FNMA) and UWM Holdings (UWMC) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Extra Space Storage (EXR) has been the steadiest (Federal National Mortgage Association Fannie Mae (FNMA) 85.8%, UWM Holdings (UWMC) 79.6%, Extra Space Storage (EXR) 23.1%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, FNMA, UWMC and EXR?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Extra Space Storage (EXR) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.