FNMA vs FITB Stock Comparison

Federal National Mortgage Association Fannie Mae and Fifth Third Bancorp Prices as of Oct 26, 2026 Peers: Industry group
FITB Fifth Third Bancorp
$53.12 +2.0% 1M +24.6% 1Y
Market cap
$48.83B
P/E
18.4x
Revenue (TTM)
$10.16B
Div. yield
–
Regional Banks Financial Services
7 wins

Head to Head

10 decided of 12

Fifth Third Bancorp leads on 7 of the 12 questions below (Fifth Third Bancorp 7, Federal National Mortgage Association Fannie Mae 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFNMAFITBLeader
Larger companyMarket capitalisation $24.52B $48.83B FITB
Cheaper on earningsLower P/E, profitable companies only 108.0x 18.4x FITB
Cheaper on forward earningsLower price / next fiscal year consensus EPS 1.5x 16.9x FNMA
Faster revenue growthRevenue growth, trailing twelve months -3.1% +17.1% FITB
More profitableNet margin, trailing twelve months 0.8% 26.2% FITB
Better return on capitalReturn on invested capital 2.8% 12.9% FITB
Less leveragedLower net debt / EBITDA — — –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -62.9% +24.6% FITB
Better 5-year returnAnnualised price return, 5 years +36.9%/yr +4.2%/yr FNMA
Less volatileAnnualised volatility, 1 year 85.8% 24.9% FITB
Higher overall scoreMean of the five percentile scores vs peers 54/100 40/100 FNMA

Percentile Scorecard

FNMAFITB

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFNMAFITB
Valuation 54 #78 of 170 13 #317 of 362
Growth 86 #24 of 160 25 #167 of 221
Profitability 69 #47 of 149 45 #110 of 200
Financial Health 6 #149 of 158 47 #109 of 203
Shareholder Returns – 73 #92 of 342
Overall 54 40
  • FNMA ranked among 175 companies in Lending and Credit
  • FITB ranked among 370 companies in Banking

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFNMAFITBSPY
1 month -10.2%+2.0% -0.8%
3 months -30.4%-6.8% +3.5%
6 months -41.1%+5.5% +7.0%
Year to date -60.7%+13.5% +12.2%
1 year -62.9%+24.6% +13.0%
3 years +478.1%+132.1% +86.3%
3 years, per year +79.5%+32.4% +23.1%
5 years +379.5%+22.8% +68.6%
5 years, per year +36.9%+4.2% +11.0%
10 years +145.3%+145.1% +258.0%
10 years, per year +9.4%+9.4% +13.6%

Risk

MeasureFNMAFITBSPY
Volatility, 1Y 85.8%24.9% 12.7%
Downside volatility, 1Y 74.3%24.7% 12.7%
Beta vs S&P 500, 1Y 1.300.70 1.00
Return / volatility, 1Y -0.730.99 1.02
Max drawdown, 5Y -78.7%-54.6% -25.4%
From 52-week high -64.7%-10.5% -1.8%
52-week high $11.95$59.36 $779.14
52-week low $3.26$41.12 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFNMAFITB
P/E now vs peer median 109.1xmedian 11.0x 18.2xmedian 12.1x
P/S now vs peer median 0.8xmedian 2.6x 4.7xmedian 3.4x
EV/EBITDA now vs peer median —median 13.1x —median 5.0x
P/FCF now vs peer median 0.6xmedian 6.9x —median 11.0x
P/B now vs peer median 0.2xmedian 0.7x 1.4xmedian 1.2x
PEG now vs peer median 0.54median 0.32 -2.87median 1.36

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFNMAFITB
Revenue $29.17B $10.16B
Net income $15.09B $2.81B
Free cash flow $41.31B –
EPS (diluted) $0.04 $2.91
Cash & equivalents – $4.37B
Total debt $4.19T $22.27B
Shares (diluted) 5.89B 916.00M
Enterprise value $24.52B -$33.40B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFNMAFITB
P/E 109.1x 18.2x
P/FCF 0.6x –
P/Operating cash flow 0.6x –
P/S 0.8x 4.7x
P/B 0.2x 1.4x
P/Tangible book 0.2x 1.5x
EV/EBITDA – –
EV/EBIT 27.9x 6.1x
EV/Revenue 144.4x 4.6x
EV/FCF 102.0x –
EV/Operating cash flow 102.0x –
PEG (3Y EPS CAGR) 0.54 -2.87

Growth

14 metrics
MetricFNMAFITB
Revenue growth (1Y) -3.1% 17.1%
Revenue CAGR (3Y) 0.2% 4.6%
Gross profit growth (1Y) – –
Gross profit CAGR (3Y) – –
Operating income growth (1Y) – –
Operating income CAGR (3Y) – –
Net income growth (1Y) -0.4% 20.2%
Net income CAGR (3Y) 6.1% 3.3%
EPS growth (1Y) 22,700% -10.3%
EPS CAGR (3Y) 200.4% -6.3%
Operating cash flow growth (1Y) 485.1% –
Operating cash flow CAGR (3Y) 16.8% –
Free cash flow growth (1Y) 485.1% –
Free cash flow CAGR (3Y) 16.8% –

Profitability

14 metrics
MetricFNMAFITB
Gross margin – –
EBITDA margin – –
Operating margin – –
Pretax margin 64.8% 35.4%
Net margin 0.8% 26.2%
FCF margin 141.6% –
Operating cash flow margin 141.6% –
Return on equity 13.2% 10.0%
Return on assets 0.3% 1.1%
Return on invested capital 2.8% 12.9%
Return on capital employed – –
Asset turnover 0.0x 0.0x
Cash conversion (OCF / net income) 2.7x –
Stock comp / revenue – –

Financial Health

11 metrics
MetricFNMAFITB
Debt / assets 96.7% 7.4%
Debt / equity 36.0x 0.6x
Net debt / EBITDA – –
Debt / FCF 101.4x –
Liabilities / assets 97.3% 88.5%
Equity / assets 2.7% 11.5%
Interest coverage 1.1x 1.9x
Current ratio – –
Quick ratio – –
Cash ratio – –
Altman Z-score – –

Shareholder Returns

7 metrics
MetricFNMAFITB
Dividend yield – 3.0%
Net buyback yield – –
Shareholder yield 0.0% 3.0%
Payout ratio (earnings) – –
Payout ratio (FCF) – –
Dividend growth (1Y) – –
Dividend CAGR (3Y) – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFNMAFITB
Forward P/E 1.5xFY2026 16.9xFY2026
EPS, next fiscal year $2.78FY2026 $3.15FY2026
EPS growth, next FY +13.9%FY2026 -10.8%FY2026
EPS growth, the year after -7.9% +61.3%
Revenue, next fiscal year $31.10BFY2026 $12.18BFY2026
Revenue growth, next FY +7.4%FY2026 +34.7%FY2026
Revenue growth, the year after -7.3% +23.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFNMAFITB
Held by institutions 0.0% 90.8%
Institutions holding 25 1,303
Change in shares held, QoQ +58.6% +3.9%
Institutions buying 13 691
Institutions selling 2 406
Buyers to sellers 6.50 1.70

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FNMAFITB
FNMA 1.00 0.18
FITB 0.18 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, FNMA and FITB?

Fifth Third Bancorp (FITB) is the largest by market capitalisation: Federal National Mortgage Association Fannie Mae (FNMA) $24.52B, Fifth Third Bancorp (FITB) $48.83B.

Which stock is cheaper, FNMA and FITB?

Fifth Third Bancorp (FITB) trades on the lowest price-to-earnings ratio (Federal National Mortgage Association Fannie Mae (FNMA) 108.0x, Fifth Third Bancorp (FITB) 18.4x). On next year's consensus earnings, Federal National Mortgage Association Fannie Mae (FNMA) is cheapest (Federal National Mortgage Association Fannie Mae (FNMA) 1.5x, Fifth Third Bancorp (FITB) 16.9x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Fifth Third Bancorp (FITB) grew revenue fastest over the trailing twelve months: Federal National Mortgage Association Fannie Mae (FNMA) -3.1%, Fifth Third Bancorp (FITB) +17.1%.

Which company is more profitable?

Fifth Third Bancorp (FITB) has the highest net margin (Federal National Mortgage Association Fannie Mae (FNMA) 0.8%, Fifth Third Bancorp (FITB) 26.2%). On return on invested capital, Fifth Third Bancorp (FITB) leads (Federal National Mortgage Association Fannie Mae (FNMA) 2.8%, Fifth Third Bancorp (FITB) 12.9%).

Which stock has performed better?

Over the past year Fifth Third Bancorp (FITB) returned the most: Federal National Mortgage Association Fannie Mae (FNMA) -62.9%, Fifth Third Bancorp (FITB) +24.6%. Over five years, Federal National Mortgage Association Fannie Mae (FNMA) compounded fastest (Federal National Mortgage Association Fannie Mae (FNMA) +36.9%/yr, Fifth Third Bancorp (FITB) +4.2%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Fifth Third Bancorp (FITB) has been the steadiest (Federal National Mortgage Association Fannie Mae (FNMA) 85.8%, Fifth Third Bancorp (FITB) 24.9%). Volatility measures how widely the price swings, not the risk of the business.

Do FNMA and FITB move together?

Their daily returns over the past year have a correlation of 0.18, a weak relationship. Holding both diversifies more than two closely linked stocks would.

Which is the better stock, FNMA and FITB?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Fifth Third Bancorp (FITB) leads on 7. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.