FNMA vs EXR vs UWMC Stock Comparison

Federal National Mortgage Association Fannie Mae, Extra Space Storage and UWM Holdings Prices as of Oct 27, 2026 Peers: Industry group
EXR Extra Space Storage Inc.
$144.71 +8.5% 1M -3.2% 1Y
Market cap
$31.11B
P/E
29.9x
Revenue (TTM)
$3.48B
Div. yield
–
Self-Storage REITs Real Estate
4 wins
UWMC UWM Holdings Corp
$1.55 +26.0% 1M -73.5% 1Y
Market cap
$519.79M
P/E
–
Revenue (TTM)
$3.58B
Div. yield
–
Mortgage Lending Financial Services
2 wins

Head to Head

10 decided of 12

Extra Space Storage leads on 4 of the 12 questions below (Extra Space Storage 4, Federal National Mortgage Association Fannie Mae 4, UWM Holdings 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFNMAEXRUWMCLeader
Larger companyMarket capitalisation $24.70B $31.11B $519.79M EXR
Cheaper on earningsLower P/E, profitable companies only 108.8x 29.9x -14.0x EXR
Cheaper on forward earningsLower price / next fiscal year consensus EPS 1.5x 30.0x 8.2x FNMA
Faster revenue growthRevenue growth, trailing twelve months -3.1% +4.1% +26.1% UWMC
More profitableNet margin, trailing twelve months 0.8% — -1.0% FNMA
Better return on capitalReturn on invested capital 2.8% — 6.3% UWMC
Less leveragedLower net debt / EBITDA — — 10.6x –
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months -63.7% -3.2% -73.5% EXR
Better 5-year returnAnnualised price return, 5 years +36.7%/yr -5.7%/yr -25.6%/yr FNMA
Less volatileAnnualised volatility, 1 year 85.6% 23.1% 80.1% EXR
Higher overall scoreMean of the five percentile scores vs peers 54/100 46/100 36/100 FNMA

Percentile Scorecard

FNMAEXRUWMC

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFNMAEXRUWMC
Valuation 55 #77 of 169 35 #95 of 145 20 #136 of 169
Growth 86 #23 of 160 59 #58 of 141 16 #135 of 160
Profitability 69 #47 of 149 – 32 #102 of 149
Financial Health 6 #149 of 158 – 18 #130 of 158
Shareholder Returns – 45 #72 of 131 95 #8 of 136
Overall 54 46 36
  • FNMA ranked among 174 companies in Lending and Credit
  • EXR ranked among 149 companies in Property REITs
  • UWMC ranked among 174 companies in Lending and Credit

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFNMAEXRUWMCSPY
1 month -10.9%+8.5%+26.0% -0.2%
3 months -31.3%-5.0%-17.1% +3.9%
6 months -45.3%+2.6%-57.5% +8.2%
Year to date -61.0%+11.1%-64.6% +12.9%
1 year -63.7%-3.2%-73.5% +12.3%
3 years +474.0%+38.6%-68.9% +87.4%
3 years, per year +79.1%+11.5%-32.3% +23.3%
5 years +376.1%-25.3%-77.1% +67.9%
5 years, per year +36.7%-5.7%-25.6% +10.9%
10 years +147.9%+105.0%— +261.1%
10 years, per year +9.5%+7.4%— +13.7%

Risk

MeasureFNMAEXRUWMCSPY
Volatility, 1Y 85.6%23.1%80.1% 12.7%
Downside volatility, 1Y 74.1%23.6%89.8% 12.7%
Beta vs S&P 500, 1Y 1.300.341.48 1.00
Return / volatility, 1Y -0.74-0.14-0.92 0.97
Max drawdown, 5Y -78.7%-54.5%-89.5% -25.4%
From 52-week high -64.9%-5.3%-74.6% -1.2%
52-week high $11.95$152.75$6.10 $779.14
52-week low $3.26$126.69$1.00 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFNMAEXRUWMC
P/E now vs peer median 108.3xmedian 11.1x 29.4xmedian 26.3x -14.1xmedian 11.1x
P/S now vs peer median 0.8xmedian 2.6x 8.8xmedian 4.0x 0.7xmedian 2.6x
EV/EBITDA now vs peer median —median 13.5x —median 14.4x 15.3xmedian 13.5x
P/FCF now vs peer median 0.6xmedian 7.0x 26.5xmedian 23.3x -0.5xmedian 7.0x
P/B now vs peer median 0.2xmedian 0.7x —median 1.3x 2.5xmedian 0.7x
PEG now vs peer median 0.54median 0.32 5.64median 1.91 0.28median 0.32

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFNMAEXRUWMC
Revenue $29.17B $3.48B $3.58B
Operating income – $1.52B –
Net income $15.09B $1.09B -$104.96M
Free cash flow $41.31B – -$4.92B
EPS (diluted) $0.04 $4.72 $-0.11
Cash & equivalents – $114.82M $498.41M
Total debt $4.19T – $19.23B
Shares (diluted) 5.89B 220.36M 337.53M
Enterprise value $24.70B $31.11B -$1.78B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFNMAEXRUWMC
P/E 108.3x 29.4x -14.1x
P/FCF 0.6x 26.5x -0.5x
P/Operating cash flow 0.6x – -0.5x
P/S 0.8x 8.8x 0.7x
P/B 0.2x – 2.5x
P/Tangible book 0.2x – -0.6x
EV/EBITDA – – 15.3x
EV/EBIT 27.9x – 17.3x
EV/Revenue 144.4x 8.8x 2.2x
EV/FCF 102.0x – -1.6x
EV/Operating cash flow 102.0x – -1.6x
PEG (3Y EPS CAGR) 0.54 5.64 0.28

Growth

14 metrics
MetricFNMAEXRUWMC
Revenue growth (1Y) -3.1% 4.1% 26.1%
Revenue CAGR (3Y) 0.2% 15.3% 27.3%
Gross profit growth (1Y) – – –
Gross profit CAGR (3Y) – – –
Operating income growth (1Y) – 7.1% –
Operating income CAGR (3Y) – 11.2% –
Net income growth (1Y) -0.4% 8.9% -175.0%
Net income CAGR (3Y) 6.1% 8.9% -31.9%
EPS growth (1Y) 22,700% 10.0% -287.6%
EPS CAGR (3Y) 200.4% 5.2% -51.2%
Operating cash flow growth (1Y) 485.1% – -103.1%
Operating cash flow CAGR (3Y) 16.8% – -18.2%
Free cash flow growth (1Y) 485.1% – -100.4%
Free cash flow CAGR (3Y) 16.8% – -18.4%

Profitability

14 metrics
MetricFNMAEXRUWMC
Gross margin – – –
EBITDA margin – – 14.6%
Operating margin – – –
Pretax margin 64.8% – -3.2%
Net margin 0.8% – -1.0%
FCF margin 141.6% – -137.6%
Operating cash flow margin 141.6% – -135.9%
Return on equity 13.2% – -8.1%
Return on assets 0.3% 3.7% -0.6%
Return on invested capital 2.8% – 6.3%
Return on capital employed – – –
Asset turnover 0.0x 0.1x 0.2x
Cash conversion (OCF / net income) 2.7x – 46.3x
Stock comp / revenue – – 1.6%

Financial Health

11 metrics
MetricFNMAEXRUWMC
Debt / assets 96.7% – 33.5%
Debt / equity 36.0x – 6.1x
Net debt / EBITDA – – 10.6x
Debt / FCF 101.4x – -1.2x
Liabilities / assets 97.3% 52.5% 94.5%
Equity / assets 2.7% – 5.5%
Interest coverage 1.1x – 0.8x
Current ratio – – –
Quick ratio – – –
Cash ratio – – –
Altman Z-score – – –

Shareholder Returns

7 metrics
MetricFNMAEXRUWMC
Dividend yield – 4.5% 19.4%
Net buyback yield – – –
Shareholder yield 0.0% 4.5% 19.4%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFNMAEXRUWMC
Forward P/E 1.5xFY2026 30.0xFY2026 8.2xFY2026
EPS, next fiscal year $2.78FY2026 $4.82FY2026 $0.19FY2026
EPS growth, next FY +13.9%FY2026 +5.0%FY2026 +58.3%FY2026
EPS growth, the year after -7.9% -2.1% +26.3%
Revenue, next fiscal year $31.10BFY2026 $3.38BFY2026 $2.26BFY2026
Revenue growth, next FY +7.4%FY2026 +0.1%FY2026 -5.8%FY2026
Revenue growth, the year after -7.3% +11.4% +37.3%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFNMAEXRUWMC
Held by institutions 0.0% 97.5% 17.0%
Institutions holding 25 795 290
Change in shares held, QoQ +58.6% +2.2% +31.8%
Institutions buying 13 386 213
Institutions selling 2 266 50
Buyers to sellers 6.50 1.45 4.26

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FNMAEXRUWMC
FNMA 1.00 0.03 0.04
EXR 0.03 1.00 0.20
UWMC 0.04 0.20 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, FNMA, EXR and UWMC?

Extra Space Storage (EXR) is the largest by market capitalisation: Federal National Mortgage Association Fannie Mae (FNMA) $24.70B, Extra Space Storage (EXR) $31.11B, UWM Holdings (UWMC) $519.79M.

Which stock is cheaper, FNMA, EXR and UWMC?

Extra Space Storage (EXR) trades on the lowest price-to-earnings ratio (Federal National Mortgage Association Fannie Mae (FNMA) 108.8x, Extra Space Storage (EXR) 29.9x, UWM Holdings (UWMC) -14.0x). On next year's consensus earnings, Federal National Mortgage Association Fannie Mae (FNMA) is cheapest (Federal National Mortgage Association Fannie Mae (FNMA) 1.5x, Extra Space Storage (EXR) 30.0x, UWM Holdings (UWMC) 8.2x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

UWM Holdings (UWMC) grew revenue fastest over the trailing twelve months: Federal National Mortgage Association Fannie Mae (FNMA) -3.1%, Extra Space Storage (EXR) +4.1%, UWM Holdings (UWMC) +26.1%.

Which company is more profitable?

Federal National Mortgage Association Fannie Mae (FNMA) has the highest net margin (Federal National Mortgage Association Fannie Mae (FNMA) 0.8%, UWM Holdings (UWMC) -1.0%). On return on invested capital, UWM Holdings (UWMC) leads (Federal National Mortgage Association Fannie Mae (FNMA) 2.8%, UWM Holdings (UWMC) 6.3%).

Which stock has performed better?

Over the past year Extra Space Storage (EXR) returned the most: Federal National Mortgage Association Fannie Mae (FNMA) -63.7%, Extra Space Storage (EXR) -3.2%, UWM Holdings (UWMC) -73.5%. Over five years, Federal National Mortgage Association Fannie Mae (FNMA) compounded fastest (Federal National Mortgage Association Fannie Mae (FNMA) +36.7%/yr, Extra Space Storage (EXR) -5.7%/yr, UWM Holdings (UWMC) -25.6%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Extra Space Storage (EXR) has been the steadiest (Federal National Mortgage Association Fannie Mae (FNMA) 85.6%, Extra Space Storage (EXR) 23.1%, UWM Holdings (UWMC) 80.1%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, FNMA, EXR and UWMC?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Extra Space Storage (EXR) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.