FNF vs ORI vs COMP Stock Comparison

Fidelity National Financial, Old Republic International and Compass Prices as of Oct 23, 2026 Peers: Industry group
COMP Compass, Inc.
$9.76 +6.4% 1M +27.2% 1Y
Market cap
$7.33B
P/E
109.7x
Revenue (TTM)
$10.56B
Div. yield
–
Residential Brokerage Real Estate
2 wins

Head to Head

12 decided of 12

Fidelity National Financial leads on 5 of the 12 questions below (Fidelity National Financial 5, Old Republic International 5, Compass 2). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFNFORICOMPLeader
Larger companyMarket capitalisation $10.66B $9.23B $7.33B FNF
Cheaper on earningsLower P/E, profitable companies only 13.8x 8.1x 109.7x ORI
Cheaper on forward earningsLower price / next fiscal year consensus EPS 8.3x 12.4x 61.0x FNF
Faster revenue growthRevenue growth, trailing twelve months +13.0% +12.0% +67.8% COMP
More profitableNet margin, trailing twelve months 5.0% 11.7% 0.6% ORI
Better return on capitalReturn on invested capital 5.6% -20.5% 0.0% FNF
Less leveragedLower net debt / EBITDA -0.1x — 25.9x FNF
Higher dividend yieldTrailing dividend yield 0.05% 0.10% 0.00% ORI
Better 1-year returnPrice return, last 12 months -26.1% -4.5% +27.2% COMP
Better 5-year returnAnnualised price return, 5 years -2.6%/yr +9.2%/yr -5.4%/yr ORI
Less volatileAnnualised volatility, 1 year 27.5% 24.1% 65.0% ORI
Higher overall scoreMean of the five percentile scores vs peers 57/100 50/100 35/100 FNF

Percentile Scorecard

FNFORICOMP

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFNFORICOMP
Valuation 91 #12 of 119 67 #40 of 119 24 #14 of 18
Growth 32 #80 of 117 36 #75 of 117 80 #4 of 16
Profitability 71 #35 of 117 41 #70 of 117 27 #12 of 16
Financial Health 36 #76 of 118 22 #92 of 118 31 #12 of 17
Shareholder Returns 58 #46 of 108 82 #20 of 108 14 #7 of 8
Overall 57 50 35
  • FNF ranked among 126 companies in Insurance
  • ORI ranked among 126 companies in Insurance
  • COMP ranked among 19 companies in Real Estate Services

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFNFORICOMPSPY
1 month -3.4%+1.7%+6.4% -1.0%
3 months -21.6%-8.0%-11.9% +2.9%
6 months -22.7%-3.7%+24.3% +6.4%
Year to date -25.9%-14.8%-7.7% +11.4%
1 year -26.1%-4.5%+27.2% +13.1%
3 years +11.7%+44.5%+349.8% +79.4%
3 years, per year +3.8%+13.1%+65.1% +21.5%
5 years -12.1%+55.4%-24.3% +67.7%
5 years, per year -2.6%+9.2%-5.4% +10.9%
10 years +64.8%+112.9%— +255.2%
10 years, per year +5.1%+7.9%— +13.5%

Risk

MeasureFNFORICOMPSPY
Volatility, 1Y 27.5%24.1%65.0% 12.7%
Downside volatility, 1Y 29.4%27.0%55.8% 12.7%
Beta vs S&P 500, 1Y 0.30-0.192.35 1.00
Return / volatility, 1Y -0.95-0.190.42 1.03
Max drawdown, 5Y -40.2%-24.1%-86.3% -25.4%
From 52-week high -29.8%-16.6%-28.1% -2.5%
52-week high $57.61$46.62$13.58 $779.14
52-week low $38.66$36.66$6.68 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFNFORICOMP
P/E now vs peer median 14.0xmedian 10.5x 8.2xmedian 10.5x 110.8xmedian 20.5x
P/S now vs peer median 0.7xmedian 1.4x 1.0xmedian 1.4x 0.7xmedian 0.7x
EV/EBITDA now vs peer median 4.6xmedian 8.0x —median 8.0x 103.6xmedian 9.9x
P/FCF now vs peer median 2.0xmedian 8.4x 7.3xmedian 8.4x 57.3xmedian 12.3x
P/B now vs peer median 1.2xmedian 1.5x 1.5xmedian 1.5x 2.5xmedian 1.8x
PEG now vs peer median 0.94median 0.47 0.42median 0.47 4.03median 0.50

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFNFORICOMP
Revenue $15.36B $9.72B $10.56B
Gross profit $15.08B $6.23B –
Operating income $1.46B -$2.05B -$276.10M
Net income $912.00M $1.14B $66.90M
Free cash flow $5.43B $1.28B $128.30M
R&D – – $360.50M
EPS (diluted) $2.89 $4.62 $0.08
Cash & equivalents $3.58B – $694.00M
Total debt $4.38B $2.28B $3.14B
Shares (diluted) 267.00M 246.27M 842.38M
Enterprise value -$7.74B -$1.18B $5.78B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFNFORICOMP
P/E 14.0x 8.2x 110.8x
P/FCF 2.0x 7.3x 57.3x
P/Operating cash flow 1.9x 7.3x 47.5x
P/S 0.7x 1.0x 0.7x
P/B 1.2x 1.5x 2.5x
P/Tangible book 1.2x 1.5x 490.1x
EV/EBITDA 4.6x – 103.6x
EV/EBIT 7.3x -4.4x -35.5x
EV/Revenue 0.7x 0.9x 0.9x
EV/FCF 2.0x 7.0x 76.4x
EV/Operating cash flow 1.9x 7.0x 63.3x
PEG (3Y EPS CAGR) 0.94 0.42 4.03

Growth

14 metrics
MetricFNFORICOMP
Revenue growth (1Y) 13.0% 12.0% 67.8%
Revenue CAGR (3Y) 10.8% 8.4% 27.8%
Gross profit growth (1Y) 13.0% 13.7% –
Gross profit CAGR (3Y) 14.8% 6.0% –
Operating income growth (1Y) 21.4% 0.7% -368.0%
Operating income CAGR (3Y) 61.9% -12.9% 17.8%
Net income growth (1Y) -21.0% 26.9% 223.2%
Net income CAGR (3Y) 20.9% 13.7% 28.7%
EPS growth (1Y) -26.7% 29.9% 186.5%
EPS CAGR (3Y) 14.9% 19.7% 27.5%
Operating cash flow growth (1Y) -19.0% 6.5% -5.6%
Operating cash flow CAGR (3Y) -2.5% 8.1% 42.5%
Free cash flow growth (1Y) -19.3% 6.5% -12.4%
Free cash flow CAGR (3Y) -2.6% 8.1% 37.8%

Profitability

14 metrics
MetricFNFORICOMP
Gross margin 98.2% 64.1% –
EBITDA margin 15.2% – 0.9%
Operating margin 9.5% -21.1% -2.6%
Pretax margin 11.3% 14.8% -3.3%
Net margin 5.0% 11.7% 0.6%
FCF margin 35.3% 13.2% 1.2%
Operating cash flow margin 36.2% 13.2% 1.5%
Return on equity 10.3% 19.0% 2.3%
Return on assets 0.8% 3.7% 0.8%
Return on invested capital 5.6% -20.5% 0.0%
Return on capital employed – – -4.0%
Asset turnover 0.1x 0.3x 1.3x
Cash conversion (OCF / net income) 6.1x 1.1x 2.3x
Stock comp / revenue 0.6% – 2.5%

Financial Health

11 metrics
MetricFNFORICOMP
Debt / assets 3.8% 7.2% 37.7%
Debt / equity 0.5x 0.4x 1.1x
Net debt / EBITDA -0.1x – 25.9x
Debt / FCF 0.8x 1.8x 24.5x
Liabilities / assets 92.3% 80.7% 64.2%
Equity / assets 7.7% 19.3% 35.8%
Interest coverage 6.0x -26.0x -3.4x
Current ratio – – 1.1x
Quick ratio – – 0.7x
Cash ratio – – 0.5x
Altman Z-score – – 1.55

Shareholder Returns

7 metrics
MetricFNFORICOMP
Dividend yield 5.1% 9.6% –
Net buyback yield 1.9% 3.3% -0.4%
Shareholder yield 7.1% 13.0% -0.4%
Payout ratio (earnings) 60.6% 80.0% –
Payout ratio (FCF) 10.2% 71.3% –
Dividend growth (1Y) 2.0% 18.1% –
Dividend CAGR (3Y) 4.3% 16.2% –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFNFORICOMP
Forward P/E 8.3xFY2026 12.4xFY2026 61.0xFY2026
EPS, next fiscal year $4.88FY2026 $3.13FY2026 $0.16FY2026
EPS growth, next FY -1.8%FY2026 -0.6%FY2026 –
EPS growth, the year after +16.6% +11.8% +37.5%
Revenue, next fiscal year $14.31BFY2026 $10.17BFY2026 $15.07BFY2026
Revenue growth, next FY -0.9%FY2026 +11.3%FY2026 +116.5%FY2026
Revenue growth, the year after +3.6% -5.1% -1.9%
FNF estimates →ORI estimates →COMP estimates →

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFNFORICOMP
Held by institutions 83.3% 77.0% 93.4%
Institutions holding 711 654 431
Change in shares held, QoQ +1.9% +0.4% +7.4%
Institutions buying 320 283 242
Institutions selling 257 258 119
Buyers to sellers 1.25 1.10 2.03
FNF holders →ORI holders →COMP holders →

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FNFORICOMP
FNF 1.00 0.45 0.24
ORI 0.45 1.00 0.13
COMP 0.24 0.13 1.00

Add a Peer

Largest companies in the same industry
FNF · Title Insurance
+DHIHorton D R +RKTRocket Companies +PHMPultegroup +LENLennar +NVRNvr +VLYValley National Bancorp +FAFFirst American Financial +ESNTEssent
Plot all 37 Title Insurance stocks → Plot all 120 Property and Casualty Insurance stocks → Plot all 13 Residential Brokerage stocks →

Related Comparisons

FNF vs DHIHorton D R FNF vs RKTRocket Companies FNF vs PHMPultegroup FNF vs LENLennar

Frequently Asked Questions

Which is bigger, FNF, ORI and COMP?

Fidelity National Financial (FNF) is the largest by market capitalisation: Fidelity National Financial (FNF) $10.66B, Old Republic International (ORI) $9.23B, Compass (COMP) $7.33B.

Which stock is cheaper, FNF, ORI and COMP?

Old Republic International (ORI) trades on the lowest price-to-earnings ratio (Fidelity National Financial (FNF) 13.8x, Old Republic International (ORI) 8.1x, Compass (COMP) 109.7x). On next year's consensus earnings, Fidelity National Financial (FNF) is cheapest (Fidelity National Financial (FNF) 8.3x, Old Republic International (ORI) 12.4x, Compass (COMP) 61.0x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Compass (COMP) grew revenue fastest over the trailing twelve months: Fidelity National Financial (FNF) +13.0%, Old Republic International (ORI) +12.0%, Compass (COMP) +67.8%.

Which company is more profitable?

Old Republic International (ORI) has the highest net margin (Fidelity National Financial (FNF) 5.0%, Old Republic International (ORI) 11.7%, Compass (COMP) 0.6%). On return on invested capital, Fidelity National Financial (FNF) leads (Fidelity National Financial (FNF) 5.6%, Old Republic International (ORI) -20.5%, Compass (COMP) 0.0%).

Which stock has performed better?

Over the past year Compass (COMP) returned the most: Fidelity National Financial (FNF) -26.1%, Old Republic International (ORI) -4.5%, Compass (COMP) +27.2%. Over five years, Old Republic International (ORI) compounded fastest (Fidelity National Financial (FNF) -2.6%/yr, Old Republic International (ORI) +9.2%/yr, Compass (COMP) -5.4%/yr). Returns are price only, before dividends.

Which pays a higher dividend?

Old Republic International (ORI) has the highest dividend yield: Fidelity National Financial (FNF) 0.05%, Old Republic International (ORI) 0.10%, Compass (COMP) 0.00%. Compass (COMP) pays no regular dividend.

Which stock is riskier?

By one-year price volatility, Old Republic International (ORI) has been the steadiest (Fidelity National Financial (FNF) 27.5%, Old Republic International (ORI) 24.1%, Compass (COMP) 65.0%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, FNF, ORI and COMP?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Fidelity National Financial (FNF) leads on 5. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.