FIVN vs API vs BAND Stock Comparison

Five9, Agora and Bandwidth Prices as of Oct 26, 2026 Peers: Industry group
FIVN Five9, Inc.
$37.74 +5.5% 1M +60.1% 1Y
Market cap
$2.80B
P/E
47.1x
Revenue (TTM)
$1.20B
Div. yield
–
Communications Platforms Technology
3 wins
API Agora, Inc.
$4.48 +6.4% 1M +24.4% 1Y
Market cap
$412.05M
P/E
37.6x
Revenue (TTM)
$151.69M
Div. yield
–
Communications Platforms Technology
4 wins
BAND Bandwidth Inc.
$46.89 -24.1% 1M +180.6% 1Y
Market cap
$1.59B
P/E
–
Revenue (TTM)
$828.24M
Div. yield
–
Communications Platforms Technology
3 wins

Head to Head

10 decided of 12

Agora leads on 4 of the 12 questions below (Agora 4, Five9 3, Bandwidth 3). Which ones matter depends on what you are buying for; a cheap multiple and slow growth often come together.

QuestionFIVNAPIBANDLeader
Larger companyMarket capitalisation $2.80B $412.05M $1.59B FIVN
Cheaper on earningsLower P/E, profitable companies only 47.1x 37.6x -631.1x API
Cheaper on forward earningsLower price / next fiscal year consensus EPS 11.1x 32.0x 27.4x FIVN
Faster revenue growthRevenue growth, trailing twelve months +8.9% +13.6% +9.3% API
More profitableNet margin, trailing twelve months 4.9% 7.2% -0.3% API
Better return on capitalReturn on invested capital — — 0.0% –
Less leveragedLower net debt / EBITDA — 1,164x 3.2x BAND
Higher dividend yieldTrailing dividend yield 0.00% 0.00% 0.00% –
Better 1-year returnPrice return, last 12 months +60.1% +24.4% +180.6% BAND
Better 5-year returnAnnualised price return, 5 years -24.9%/yr -28.9%/yr -11.1%/yr BAND
Less volatileAnnualised volatility, 1 year 68.6% 49.0% 95.1% API
Higher overall scoreMean of the five percentile scores vs peers 65/100 42/100 33/100 FIVN

Percentile Scorecard

FIVNAPIBAND

Each axis is the mean percentile of its metrics against the company's industry group. 100 is the best in the group, 50 the middle.

Scores by Axis

AxisFIVNAPIBAND
Valuation 64 #11 of 29 18 #24 of 29 39 #18 of 29
Growth 81 #6 of 27 54 #13 of 27 27 #20 of 27
Profitability 60 #11 of 26 20 #21 of 26 28 #19 of 26
Financial Health 70 #10 of 31 77 #8 of 31 43 #18 of 31
Shareholder Returns 50 #9 of 17 – 25 #13 of 17
Overall 65 42 33
  • FIVN ranked among 32 companies in Workplace Software
  • API ranked among 32 companies in Workplace Software
  • BAND ranked among 32 companies in Workplace Software

Price Performance

Price return, split-adjusted, before dividends. Click a name to hide or show it.

Returns

PeriodFIVNAPIBANDSPY
1 month +5.5%+6.4%-24.1% -0.8%
3 months +47.7%+12.6%-18.0% +3.5%
6 months +127.9%+26.2%+94.5% +7.0%
Year to date +88.2%+10.1%+203.5% +12.2%
1 year +60.1%+24.4%+180.6% +13.0%
3 years -33.3%+51.4%+390.5% +86.3%
3 years, per year -12.6%+14.8%+70.0% +23.1%
5 years -76.2%-81.9%-44.5% +68.6%
5 years, per year -24.9%-28.9%-11.1% +11.0%
10 years +169.6%—— +258.0%
10 years, per year +10.4%—— +13.6%

Risk

MeasureFIVNAPIBANDSPY
Volatility, 1Y 68.6%49.0%95.1% 12.7%
Downside volatility, 1Y 60.0%45.6%91.0% 12.7%
Beta vs S&P 500, 1Y 1.480.892.44 1.00
Return / volatility, 1Y 0.880.501.90 1.02
Max drawdown, 5Y -91.8%-93.1%-89.3% -25.4%
From 52-week high -2.4%-14.8%-40.2% -1.8%
52-week high $38.65$5.26$78.44 $779.14
52-week low $13.61$3.24$12.82 $631.97

Valuation History

Weekly multiples on trailing twelve-month fundamentals. Negative or extreme readings (a loss year, a collapsed denominator) are left out so the chart stays readable.

MultipleFIVNAPIBAND
P/E now vs peer median 47.9xmedian 31.9x 37.6xmedian 31.9x -598.3xmedian 31.9x
P/S now vs peer median 2.3xmedian 2.4x 3.5xmedian 2.4x 1.7xmedian 2.4x
EV/EBITDA now vs peer median 9.9xmedian 11.5x -7,072xmedian 11.5x 32.5xmedian 11.5x
P/FCF now vs peer median 13.5xmedian 14.2x 35.9xmedian 14.2x 18.7xmedian 14.2x
P/B now vs peer median 3.6xmedian 3.0x —median 3.0x 3.8xmedian 3.0x
PEG now vs peer median 1.29median 0.77 1.35median 0.77 21.43median 0.77

Financial History

Reported figures by fiscal period, placed on the calendar year (or quarter) each period ended in, so companies with different fiscal years line up.

Trailing twelve monthsFIVNAPIBAND
Revenue $1.20B $151.69M $828.24M
Gross profit $660.99M $97.83M $308.33M
Operating income $56.31M -$5.19M -$15.11M
Net income $59.47M $10.97M $2.26M
Free cash flow $209.12M $14.67M $77.35M
R&D $153.07M $57.28M $145.95M
EPS (diluted) $0.70 $0.11 $-0.08
Cash & equivalents $187.31M $72.67M $169.90M
Total debt – $1.34M $330.77M
Shares (diluted) 85.48M 98.86M 33.49M
Enterprise value $50.14M $62.90M $1.17B

All Metrics

58 metrics · best in bold

Bold marks the best reading: the lowest positive value for multiples, leverage and payout, the highest for everything else. The bar under each value is its percentile against that company's own peers. Hover a value for its rank and the peer median.

Valuation

12 metrics
MetricFIVNAPIBAND
P/E 47.9x 37.6x -598.3x
P/FCF 13.5x 35.9x 18.7x
P/Operating cash flow 11.3x 38.9x 14.7x
P/S 2.3x 3.5x 1.7x
P/B 3.6x – 3.8x
P/Tangible book 3.8x – 5.6x
EV/EBITDA 9.9x -7,072x 32.5x
EV/EBIT 38.5x -87.2x -105.9x
EV/Revenue 1.8x 3.0x 1.9x
EV/FCF 10.4x 30.9x 20.7x
EV/Operating cash flow 8.7x 33.4x 16.3x
PEG (3Y EPS CAGR) 1.29 1.35 21.43

Growth

14 metrics
MetricFIVNAPIBAND
Revenue growth (1Y) 8.9% 13.6% 9.3%
Revenue CAGR (3Y) 12.4% 0.0% 12.0%
Gross profit growth (1Y) 8.8% 9.3% 5.3%
Gross profit CAGR (3Y) 13.8% 1.7% 8.4%
Operating income growth (1Y) 408.8% 85.7% -25.9%
Operating income CAGR (3Y) 38.1% 65.3% 18.3%
Net income growth (1Y) 573.6% 149.5% 122.6%
Net income CAGR (3Y) 39.1% 27.8% -58.8%
EPS growth (1Y) 597.6% 146.7% 77.6%
EPS CAGR (3Y) 37.2% 27.9% -27.9%
Operating cash flow growth (1Y) 42.7% -20.9% 14.9%
Operating cash flow CAGR (3Y) 28.0% 35.5% 46.5%
Free cash flow growth (1Y) 46.8% -25.1% 14.0%
Free cash flow CAGR (3Y) 35.5% 37.4% 117.7%

Profitability

14 metrics
MetricFIVNAPIBAND
Gross margin 54.9% 64.5% 37.2%
EBITDA margin 18.2% 0.0% 5.9%
Operating margin 4.7% -3.4% -1.8%
Pretax margin 5.5% 7.3% -0.7%
Net margin 4.9% 7.2% -0.3%
FCF margin 17.4% 9.7% 9.3%
Operating cash flow margin 20.7% 8.9% 11.9%
Return on equity 7.4% – 0.6%
Return on assets 3.2% 1.6% 0.2%
Return on invested capital – – 0.0%
Return on capital employed 3.5% -0.8% -1.7%
Asset turnover 0.7x 0.2x 0.8x
Cash conversion (OCF / net income) 4.2x 1.2x 43.5x
Stock comp / revenue 11.0% 3.0% 6.3%

Financial Health

11 metrics
MetricFIVNAPIBAND
Debt / assets – 0.2% 30.0%
Debt / equity – – 0.9x
Net debt / EBITDA – 1,164x 3.2x
Debt / FCF – 0.1x 4.3x
Liabilities / assets 57.1% 24.1% 65.7%
Equity / assets 42.9% – 34.3%
Interest coverage 4.4x -86.5x –
Current ratio 4.1x 5.1x 2.0x
Quick ratio 3.5x 1.3x 2.3x
Cash ratio 2.9x 1.0x 1.2x
Altman Z-score 2.58 – 1.98

Shareholder Returns

7 metrics
MetricFIVNAPIBAND
Dividend yield – – –
Net buyback yield 3.0% – 1.4%
Shareholder yield 3.0% – 1.4%
Payout ratio (earnings) – – –
Payout ratio (FCF) – – –
Dividend growth (1Y) – – –
Dividend CAGR (3Y) – – –

Analyst Estimates

Solid lines are reported fiscal-year results; dashed lines are the consensus for the years ahead. Hover a year for the analysts' high and low, and how each result compared with its estimate.

ConsensusFIVNAPIBAND
Forward P/E 11.1xFY2026 32.0xFY2026 27.4xFY2026
EPS, next fiscal year $3.41FY2026 $0.14FY2026 $1.71FY2026
EPS growth, next FY +15.2%FY2026 +40.0%FY2026 +19.6%FY2026
EPS growth, the year after +15.2% +107.1% +15.8%
Revenue, next fiscal year $1.31BFY2026 $171.35MFY2026 $938.18MFY2026
Revenue growth, next FY +13.8%FY2026 +21.5%FY2026 +24.5%FY2026
Revenue growth, the year after +11.1% +1.5% -3.9%

Institutional Ownership

13F filings, quarter ended Jun 30, 2026
HoldersFIVNAPIBAND
Held by institutions 100.0% 21.2% 98.8%
Institutions holding 290 59 240
Change in shares held, QoQ +1.5% -1.9% +27.1%
Institutions buying 151 27 171
Institutions selling 98 18 52
Buyers to sellers 1.54 1.50 3.29

Return Correlation

Daily returns, last 12 months

1.00 means two stocks move in lockstep, 0 that they move independently. Pairs below about 0.5 diversify each other.

FIVNAPIBAND
FIVN 1.00 0.28 0.43
API 0.28 1.00 0.16
BAND 0.43 0.16 1.00

Add a Peer

Largest companies in the same industry

Related Comparisons

Frequently Asked Questions

Which is bigger, FIVN, API and BAND?

Five9 (FIVN) is the largest by market capitalisation: Five9 (FIVN) $2.80B, Agora (API) $412.05M, Bandwidth (BAND) $1.59B.

Which stock is cheaper, FIVN, API and BAND?

Agora (API) trades on the lowest price-to-earnings ratio (Five9 (FIVN) 47.1x, Agora (API) 37.6x, Bandwidth (BAND) -631.1x). On next year's consensus earnings, Five9 (FIVN) is cheapest (Five9 (FIVN) 11.1x, Agora (API) 32.0x, Bandwidth (BAND) 27.4x). A lower multiple can reflect slower expected growth, so read it next to the growth figures.

Which company is growing faster?

Agora (API) grew revenue fastest over the trailing twelve months: Five9 (FIVN) +8.9%, Agora (API) +13.6%, Bandwidth (BAND) +9.3%.

Which company is more profitable?

Agora (API) has the highest net margin (Five9 (FIVN) 4.9%, Agora (API) 7.2%, Bandwidth (BAND) -0.3%).

Which stock has performed better?

Over the past year Bandwidth (BAND) returned the most: Five9 (FIVN) +60.1%, Agora (API) +24.4%, Bandwidth (BAND) +180.6%. Over five years, Bandwidth (BAND) compounded fastest (Five9 (FIVN) -24.9%/yr, Agora (API) -28.9%/yr, Bandwidth (BAND) -11.1%/yr). Returns are price only, before dividends.

Which stock is riskier?

By one-year price volatility, Agora (API) has been the steadiest (Five9 (FIVN) 68.6%, Agora (API) 49.0%, Bandwidth (BAND) 95.1%). Volatility measures how widely the price swings, not the risk of the business.

Which is the better stock, FIVN, API and BAND?

There is no single answer; it depends on what you are buying for. On the 12 head-to-head measures on this page, Agora (API) leads on 4. Business Quant does not give investment advice; use the comparison as a starting point for your own research.

Data from SEC filings, exchange prices and consensus estimates, via Business Quant. Percentile scores compare each company with its own peer group, so two companies' scores are each relative to different peers unless you rank against the whole market. Price returns exclude dividends. Nothing on this page is investment advice.